Best Places To Retire In Massachusetts For 2020


We analyzed over 69 places in Massachusetts to identify the ones that offer the most to retirees.

Editor’s Note: Data has been updated for 2020. This is our sixth time ranking the best places to retire in Massachusetts.

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Massachusetts might not have 365 days of sunshine a year or consistently warm temperatures, but it does have some pretty great places to retire.

And if you don't believe us, think about this: there are currently 1.2 million Massachusetts residents 65 and older enjoying all that the Bay State has to offer while you're still trying to figure out where you should spend your golden years. But, don't fret. HomeSnacks is here to let you in on the secret: we've created a list of the best places to retire in Massachusetts for 2020 and listed below.

The million dollar question, however: what is it about Massachusetts that makes people want to spend their golden years in this New England state? Is it the Boston Baked Beans? Worcester's world famous chowdah'? Or, that Massachusetts' is one of the best states in America?

Probably all of this and then some, folks; but since we can't give opinions a number, we had to consult the data to determine why Bay Staters are clamoring to get their hands on one of the state's best places to retire. So, we looked at the latest Census data for places in Massachachusetts with at least 10,000 residents and this left us with 67 cities that any retiree would be lucky to call home. We also looked at important factors that most people looking to retire would want to know: like, cost of living, low crime, and how close a place is to an international airport.

So, want to know where you, too, can be part of Massachusetts cool 'silver' crowd? Keep reading.

Why did Saugus take the top spot? And where are Boston and Worcester?

People are always asking HomeSnacks why we create these lists and our answer is simply this: we are here to help people find the best living situation possible so there are no regrets. And in Massachusetts' case, we wouldn't want anyone getting stuck spending their precious retirement years in one of Massachusetts' worst places to live. Incidentally, this is our sixth time ranking the best places to retire in The Baked Bean State, so don't wait because the word is out.

So, want to know where the best place is to retire in Massachusetts? Well, the latest data points to the very deserving Saugus.

And if you want to know where the rest of Massachusetts' best places to retire are located, take a look below. And if you don't find what you're looking for there, hit that down arrow.

For more Massachusetts state reading:

The 10 Best Places To Retire In Massachusetts For 2020

Overall SnackAbility

6
/10

Population: 28,158
Rank Last Year: 5 (Up 4)
Median Rent: $937
Distance to Closest Airport: 7 miles
More on Saugus: Real Estate | Data

Saugus is a town in Essex County, Massachusetts, United States, in the Greater Boston area. The population was 26,628 at the 2010 census.

Longmeadow, MA

Overall SnackAbility

7.5
/10

Population: 15,830
Rank Last Year: 2 (No Change)
Median Rent: $1,367
Distance to Closest Airport: 9 miles
More on Longmeadow: Real Estate | Data | Photos

Longmeadow is a town in Hampden County, Massachusetts, in the United States. The population was 15,784 at the 2010 census.

Maynard, MA

Overall SnackAbility

6
/10

Population: 10,600
Rank Last Year: 3 (No Change)
Median Rent: $1,157
Distance to Closest Airport: 23 miles
More on Maynard: Real Estate | Data | Photos

Maynard is a small suburban town in Middlesex County, Massachusetts, United States. The town is located 22 miles west of Boston, in the MetroWest and Greater Boston region of Massachusetts and borders Acton, Concord, Stow and Sudbury. As of the 2010 census, the town population was 10,106.

Newburyport, MA

Source: Public domain
Overall SnackAbility

10
/10

Population: 17,990
Rank Last Year: 8 (Up 4)
Median Rent: $1,274
Distance to Closest Airport: 31 miles
More on Newburyport: Real Estate | Data | Photos

Newburyport is a small coastal, scenic, and historic city in Essex County, Massachusetts, United States, 35 miles northeast of Boston. The population was 17,416 at the 2010 census. A historic seaport with a vibrant tourism industry, Newburyport includes part of Plum Island. The mooring, winter storage and maintenance of recreational boats, motor and sail, still contribute a large part of the city's income. A Coast Guard station oversees boating activity, especially in the swift tidal currents of the Merrimack River.

Gloucester, MA

Overall SnackAbility

8.5
/10

Population: 30,049
Rank Last Year: 4 (Down 1)
Median Rent: $1,108
Distance to Closest Airport: 24 miles
More on Gloucester: Real Estate | Data | Photos

Gloucester is a city on Cape Ann in Essex County, Massachusetts, in the United States. It is part of Massachusetts' North Shore. The population was 28,789 at the 2010 U.S. Census. An important center of the fishing industry and a popular summer destination, Gloucester consists of an urban core on the north side of the harbor and the outlying neighborhoods of Annisquam, Bay View, Lanesville, Folly Cove, Magnolia, Riverdale, East Gloucester, and West Gloucester.

Wakefield, MA

Overall SnackAbility

6
/10

Population: 26,960
Rank Last Year: 7 (Up 1)
Median Rent: $1,360
Distance to Closest Airport: 10 miles
More on Wakefield: Real Estate | Data | Photos

Overall SnackAbility

6
/10

Population: 25,100
Rank Last Year: 14 (Up 7)
Median Rent: $1,265
Distance to Closest Airport: 12 miles
More on Reading: Real Estate | Data

Reading RED-ing) is a town in Middlesex County, Massachusetts, United States, 16 miles north of central Boston. The population was 24,747 at the 2010 census.

Beverly, MA

Overall SnackAbility

9.5
/10

Population: 41,731
Rank Last Year: 6 (Down 2)
Median Rent: $1,212
Distance to Closest Airport: 15 miles
More on Beverly: Real Estate | Data | Photos

Coordinates: 423329N 705248W 42.558; -70.880

Milton, MA

Overall SnackAbility

7
/10

Population: 27,568
Rank Last Year: 17 (Up 8)
Median Rent: $1,459
Distance to Closest Airport: 9 miles
More on Milton: Real Estate | Data | Photos

Milton is a town in Norfolk County, Massachusetts, United States and a suburb of Boston. The population was 27,003 at the 2010 census. Milton is the birthplace of former U.S. President George H. W. Bush and architect Buckminster Fuller. In 2007, 2009, and 2011, Money Magazine listed Milton 7th, 5th, and 2nd, respectively, on its annual list of the "Best Places to Live" in the United States.

Arlington, MA

Overall SnackAbility

7.5
/10

Population: 45,147
Rank Last Year: 10 (No Change)
Median Rent: $1,645
Distance to Closest Airport: 8 miles
More on Arlington: Real Estate | Data | Photos

Arlington is a town in Middlesex County, Massachusetts, United States, six miles northwest of Boston. The population was 42,844 at the 2010 census.

How We Determined The Best Places To Retire In the Bay State for 2020

To create our list of the best places in Massachusetts to retire, we first used Census data to find all places in the Bay State -- 245 cities and towns.

We then narrowed it down to places with at least 10,000 people that weren't townships. This left us with 67 places from across the state.

For these 67, we looked at the following criteria taken from the Census, the FBI's Crime Report, National Weather Service, and OpenFlights:

  • Low cost of living as measured by rent
  • Low crime
  • Things to do (Museums, Colleges, and Libraries in town)
  • Nice weather
  • Distance to the closest international airport
  • Other retirees (High median age)

We then ranked each of these places for each criteria from one to 67, with the lowest number being the best.

Finally, we took the average rank across these criteria. The place, in this case Saugus, with the lowest average rank was crowned the best of the best, a place for you to start your second careers. You can download the data here.

Maybe You're Not Ready To Retire In Massachusetts Yet...

So there you have it, the best place to retire in Massachusetts goes to Saugus.

If you're not ready to hang up your office apparel yet, then these places might be up your alley:

  1. Lawrence
  2. Brockton
  3. Worcester

For more Massachusetts reading, check out:

Where Are The Best Places To Retire In Massachusetts?

Rank City Population Median Rent
1 Saugus 28,158 $937
2 Longmeadow 15,830 $1,367
3 Maynard 10,600 $1,157
4 Newburyport 17,990 $1,274
5 Gloucester 30,049 $1,108
6 Wakefield 26,960 $1,360
7 Reading 25,100 $1,265
8 Beverly 41,731 $1,212
9 Milton 27,568 $1,459
10 Arlington 45,147 $1,645

How Is The Area In ?

About Chris Kolmar

Chris Kolmar has been in the real estate business for almost ten years now. He originally worked for Movoto Real Estate as the director of marketing before founding HomeSnacks.

He believes the key to finding the right place to live comes down to looking at the data, reading about things to do, and, most importantly, checking it out yourself before you move.

If you've been looking for a place to live in the past several years, you've probably stumbled upon his writing already.

You can find out more about him on LinkedIn or his website.