These Are The 10 Best Places To Retire In Massachusetts


We analyzed over 38 places in Massachusetts to identify the ones that offer the most to retirees.

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When most people think of calling it quits on a career, they immediately think of a move to Florida.

But not everyone wants to spend their golden years in Florida; some of us want to stay close to friends and family and within the great state of Massachusetts.

But where exactly in Massachusetts? Well, there’s only one place to go for the answer — data.

To that end, we have tried to identify the places in Massachusetts that are safe, affordable, and have plenty of things to keep you busy well into retirement.

What did we find after pouring through all the data? Let’s just say we hope folks in Newton don’t mind us spreading the word. Here are our top ten places in the Bay State to retire:

  1. Newton
  2. Westfield
  3. Waltham
  4. Salem
  5. Chicopee
  6. Peabody
  7. Lowell
  8. Everett
  9. Woburn
  10. Springfield

Why did Newton take the top spot? And where are Boston and Worcester? Read on to see see all the golden parachute level details.

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How We Determined The Best Places To Retire In the Bay State

To create our list of the best places in Massachusetts to retire, we first used Census data to find all places in the Bay State with a population of at least 5,000 that aren’t townships.

This left us with 38 places from across the state.

For these 38, we looked at the following criteria taken from the Census, the FBI’s Crime Report, National Weather Service, and OpenFlights:

  • Low cost of living
  • Low crime
  • Things to do (As measured by population density)
  • Nice weather
  • Distance to the closest international airport

We then ranked each of these places for each criteria from one to 38, with the lowest number being the best.

Finally, we took the average rank across these criteria. The place, in this case Newton, with the lowest average rank was crowned the best of the best, a place for you to start your second careers.

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1. Newton

Newton, Massachusetts

Source: Wikipedia

Population: 86,945
Cost Of Living: 228
Distance to Closest Airport: 10 miles
Crime Per 100k: 931
Newton ranked 1 overall thanks to its 38 place rank for cost of living and 1 place safety rank.

2. Westfield

Westfield, Massachusetts

Source: Wikipedia

Population: 41,371
Cost Of Living: 116
Distance to Closest Airport: 14 miles
Crime Per 100k: 1,496
Westfield ranked 2 overall thanks to its 12 place rank for cost of living and 6 place safety rank.

3. Waltham

Waltham, Massachusetts

Source: Wikipedia

Population: 61,908
Cost Of Living: 163
Distance to Closest Airport: 12 miles
Crime Per 100k: 1,405
Waltham ranked 3 overall thanks to its 34 place rank for cost of living and 5 place safety rank.

4. Salem

Salem, Massachusetts

Source: Wikipedia

Population: 42,321
Cost Of Living: 136
Distance to Closest Airport: 10 miles
Crime Per 100k: 3,097
Salem ranked 4 overall thanks to its 24 place rank for cost of living and 22 place safety rank.

5. Chicopee

Chicopee, Massachusetts

Source: Wikipedia

Population: 55,603
Cost Of Living: 107
Distance to Closest Airport: 17 miles
Crime Per 100k: 3,039
Chicopee ranked 5 overall thanks to its 7 place rank for cost of living and 21 place safety rank.

6. Peabody

Peabody, Massachusetts

Source: Wikipedia

Population: 51,868
Cost Of Living: 144
Distance to Closest Airport: 11 miles
Crime Per 100k: 1,970
Peabody ranked 6 overall thanks to its 27 place rank for cost of living and 11 place safety rank.

7. Lowell

Lowell, Massachusetts

Source: Wikipedia

Population: 108,491
Cost Of Living: 122
Distance to Closest Airport: 24 miles
Crime Per 100k: 3,124
Lowell ranked 7 overall thanks to its 15 place rank for cost of living and 23 place safety rank.

8. Everett

Everett, Massachusetts

Source: Wikipedia

Population: 42,758
Cost Of Living: 134
Distance to Closest Airport: 3 miles
Crime Per 100k: 2,436
Everett ranked 8 overall thanks to its 22 place rank for cost of living and 16 place safety rank.

9. Woburn

Woburn, Massachusetts

Source: Wikipedia

Population: 38,826
Cost Of Living: 151
Distance to Closest Airport: 11 miles
Crime Per 100k: 1,506
Woburn ranked 9 overall thanks to its 30 place rank for cost of living and 8 place safety rank.

10. Springfield

Springfield, Massachusetts

Source: Wikipedia

Population: 153,836
Cost Of Living: 101
Distance to Closest Airport: 14 miles
Crime Per 100k: 4,917
Springfield ranked 10 overall thanks to its 4 place rank for cost of living and 37 place safety rank.

Maybe You’re Not Ready To Retire Yet…

So there you have it, the best place to retire in Massachusetts goes to Newton.

If you’re not ready to hang up your office apparel yet, then these places might be up your alley:

  • Gardner
  • North Adams
  • New Bedford

For more Massachusetts reading , check out:

Detailed List Of Best Places To Retire In Massachusetts

City Rank Population Cost Of Living Distane To Airport Crimes per 100k
Newton 1 86,945 228 10 931
Westfield 2 41,371 116 14 1,496
Waltham 3 61,908 163 12 1,405
Salem 4 42,321 136 10 3,097
Chicopee 5 55,603 107 17 3,039
Peabody 6 51,868 144 11 1,970
Lowell 7 108,491 122 24 3,124
Everett 8 42,758 134 3 2,436
Woburn 9 38,826 151 11 1,506
Springfield 10 153,836 101 14 4,917
Lawrence 11 77,364 116 24 3,744
Beverly 12 40,370 150 15 1,362
Revere 13 53,258 134 3 2,608
Chelsea 14 37,084 127 2 3,993
Boston 15 639,594 161 2 3,442
Taunton 16 56,056 122 32 1,505
Somerville 17 77,560 164 5 1,852
Malden 18 60,309 143 5 2,200
Brockton 19 94,267 118 19 4,128
Newburyport 20 17,662 159 31 1,070
Worcester 21 182,511 105 41 4,035
Holyoke 22 40,079 108 18 6,591
Attleboro 23 43,774 125 33 2,177
Marlborough 24 39,141 137 27 2,107
Medford 25 56,981 156 6 1,679
Haverhill 26 61,769 127 29 2,975
Melrose 27 27,509 165 6 1,076
Pittsfield 28 44,226 101 34 3,470
Cambridge 29 106,844 183 5 2,721
Lynn 30 91,289 126 7 3,285
Northampton 31 28,637 126 26 2,880
Quincy 32 92,920 146 7 2,035
Fall River 33 88,756 116 44 3,631
Fitchburg 34 40,419 101 44 3,688
Leominster 35 40,954 109 40 3,518
New Bedford 36 94,873 115 48 4,808
North Adams 37 13,563 96 35 4,202
Gardner 38 20,279 99 52 3,727

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