These Are The 10 Best Places To Retire In New York


We analyzed over 51 places in New York to identify the ones that offer the most to retirees.

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When most people think of calling it quits on a career, they immediately think of a move to Florida.

But not everyone wants to spend their golden years in Florida; some of us want to stay close to friends and family and within the great state of New York.

But where exactly in New York? Well, there’s only one place to go for the answer — data.

To that end, we have tried to identify the places in New York that are safe, affordable, and have plenty of things to keep you busy well into retirement.

What did we find after pouring through all the data? Let’s just say we hope folks in Mechanicville don’t mind us spreading the word. Here are our top ten places in the Empire State to retire:

  1. Mechanicville
  2. Yonkers
  3. Peekskill
  4. Mount Vernon
  5. New Rochelle
  6. Glen Cove
  7. Poughkeepsie
  8. Middletown
  9. North Tonawanda
  10. Ogdensburg

Why did Mechanicville take the top spot? And where are Buffalo and Rochester? Read on to see see all the golden parachute level details.

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How We Determined The Best Places To Retire In the Empire State

To create our list of the best places in New York to retire, we first used Census data to find all places in the Empire State with a population of at least 5,000 that aren’t townships.

This left us with 51 places from across the state.

For these 51, we looked at the following criteria taken from the Census, the FBI’s Crime Report, National Weather Service, and OpenFlights:

  • Low cost of living
  • Low crime
  • Things to do (As measured by population density)
  • Nice weather
  • Distance to the closest international airport

We then ranked each of these places for each criteria from one to 51, with the lowest number being the best.

Finally, we took the average rank across these criteria. The place, in this case Mechanicville, with the lowest average rank was crowned the best of the best, a place for you to start your second careers.

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1. Mechanicville

Mechanicville, New York

Source: Wikipedia

Population: 5,207
Cost Of Living: 97
Distance to Closest Airport: 12 miles
Crime Per 100k: 1,305
Mechanicville ranked 1 overall thanks to its 28 place rank for cost of living and 5 place safety rank.

2. Yonkers

Yonkers, New York

Source: Wikipedia

Population: 198,654
Cost Of Living: 151
Distance to Closest Airport: 21 miles
Crime Per 100k: 1,501
Yonkers ranked 2 overall thanks to its 46 place rank for cost of living and 7 place safety rank.

3. Peekskill

Peekskill, New York

Source: Wikipedia

Population: 23,875
Cost Of Living: 122
Distance to Closest Airport: 17 miles
Crime Per 100k: 1,017
Peekskill ranked 3 overall thanks to its 43 place rank for cost of living and 4 place safety rank.

4. Mount Vernon

Mount Vernon, New York

Source: Wikipedia

Population: 67,962
Cost Of Living: 144
Distance to Closest Airport: 19 miles
Crime Per 100k: 2,238
Mount Vernon ranked 4 overall thanks to its 45 place rank for cost of living and 15 place safety rank.

5. New Rochelle

New Rochelle, New York

Source: Wikipedia

Population: 78,476
Cost Of Living: 188
Distance to Closest Airport: 19 miles
Crime Per 100k: 1,773
New Rochelle ranked 5 overall thanks to its 50 place rank for cost of living and 10 place safety rank.

6. Glen Cove

Glen Cove, New York

Source: Wikipedia

Population: 27,161
Cost Of Living: 162
Distance to Closest Airport: 18 miles
Crime Per 100k: 379
Glen Cove ranked 6 overall thanks to its 48 place rank for cost of living and 2 place safety rank.

7. Poughkeepsie

Poughkeepsie, New York

Source: Wikipedia

Population: 30,716
Cost Of Living: 112
Distance to Closest Airport: 16 miles
Crime Per 100k: 3,060
Poughkeepsie ranked 7 overall thanks to its 40 place rank for cost of living and 24 place safety rank.

8. Middletown


Population 2014: 27,904
Cost Of Living: 107
Distance to Closest Airport: 16 miles
Crime Per 100k: 3,404
Middletown ranked 8 overall thanks to its 38 place rank for cost of living and 27 place safety rank.

9. North Tonawanda

North Tonawanda, New York

Source: Wikipedia

Population: 31,245
Cost Of Living: 83
Distance to Closest Airport: 5 miles
Crime Per 100k: 1,689
North Tonawanda ranked 9 overall thanks to its 5 place rank for cost of living and 9 place safety rank.

10. Ogdensburg

Ogdensburg, New York

Source: Wikipedia

Population: 11,029
Cost Of Living: 84
Distance to Closest Airport: 1 miles
Crime Per 100k: 4,125
Ogdensburg ranked 10 overall thanks to its 7 place rank for cost of living and 35 place safety rank.

Maybe You’re Not Ready To Retire Yet…

So there you have it, the best place to retire in New York goes to Mechanicville.

If you’re not ready to hang up your office apparel yet, then these places might be up your alley:

  • Watertown
  • Troy
  • Albany

For more New York reading , check out:

Detailed List Of Best Places To Retire In New York

City Rank Population Cost Of Living Distane To Airport Crimes per 100k
Mechanicville 1 5,207 97 12 1,305
Yonkers 2 198,654 151 21 1,501
Peekskill 3 23,875 122 17 1,017
Mount Vernon 4 67,962 144 19 2,238
New Rochelle 5 78,476 188 19 1,773
Glen Cove 6 27,161 162 18 379
Poughkeepsie 7 30,716 112 16 3,060
Middletown 8 27,904 107 16 3,404
North Tonawanda 9 31,245 83 5 1,689
Ogdensburg 10 11,029 84 1 4,125
Amsterdam 11 18,348 93 23 2,817
Geneva 12 13,202 86 39 2,795
White Plains 13 57,505 169 26 2,001
Rochester 14 210,461 80 4 5,046
Hornell 15 8,508 84 54 1,422
Cohoes 16 16,195 100 5 1,648
Niagara Falls 17 49,679 74 3 6,485
Glens Falls 18 14,574 99 39 2,490
Long Beach 19 33,522 157 7 906
Dunkirk 20 12,386 87 44 2,300
Rome 21 33,161 89 32 1,969
Rye 22 15,892 308 21 364
Buffalo 23 259,959 74 7 6,009
Kingston 24 23,707 101 29 3,117
Syracuse 25 144,648 89 5 4,783
Gloversville 26 15,395 85 34 4,650
Elmira 27 29,046 83 76 3,594
Utica 28 61,852 89 44 4,475
Newburgh 29 28,614 112 4 4,462
Port Jervis 30 8,736 100 31 3,617
Lackawanna 31 18,037 79 9 2,711
Batavia 32 15,274 92 26 4,386
Schenectady 33 66,055 90 7 4,682
Hudson 34 6,658 101 34 2,913
Salamanca 35 5,717 88 53 2,256
Jamestown 36 30,799 87 48 4,889
Norwich 37 7,080 91 49 4,223
Canandaigua 38 10,532 101 25 3,313
Corning 39 11,108 91 73 3,420
Johnstown 40 8,552 94 304 3,472
Saratoga Springs 41 26,998 127 22 2,422
Middletown 42 27,904 107 61 3,404
Oneida 43 11,290 94 22 4,224
Johnstown 44 8,552 94 34 3,472
Binghamton 45 46,771 92 53 5,030
Johnstown 46 8,552 94 39 3,472
Rome 47 33,161 89 96 1,969
Beacon 48 14,437 118 7 1,994
Albany 49 98,287 102 5 4,771
Troy 50 49,965 100 6 5,067
Watertown 51 27,590 97 5 5,251

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