Gilroy, CA Cost Of Living

Demographics | Crime | Cost Of Living
Updated: 2023-11-15

Cost Of Living In Gilroy, CA Summary

Cost of living in Gilroy research summary. The cost of living index is set to 100 for the average place in the United States. A cost of living index above 100 means Gilroy is expensive. An index value below 100 means the city is a relatively cheap place to live.

On a city-by-city basis in California, home prices and rent have the biggest impact on the cost of living. Here are the key takeaways based on Saturday Night Science:

  • The cost of living index in Gilroy is 147, with 100 being the average.

  • The cost of living index in Gilroy is 1.5x higher than the national average.

  • Gilroy ranks as the #400 cheapest in California out of 635.

  • Gilroy ranks as the #5,771 cheapest out of 6,412 in the US.

  • The median home value in Gilroy is $778,300.

  • The median income in Gilroy is $116,206.

Table Of Contents

  1. Summary
  2. National Comparison
  3. Housing Breakdown
  4. Detailed Pricing
  5. Nearby Comparisons
147
Gilroy's Overall Cost Of Living
1.5x
Higher Than The National Average

What is the cost of living in Gilroy, CA?

According to the most recent data on the cost of living, Gilroy has an overall cost of living index of 147, which is 1.5x higher than the national index of 100.

Compared to California, Gilroy has a cost of living index that's 1.1x higher than California's index of 139.

The standard of living in Gilroy ranks as #400 most affordable out of the 635 places we measured in California. By definition, that implies Gilroy ranks as the #235 most expensive place in the Golden State.

For more reading on life in Gilroy, check out:

400 out of 635
In California
5,771 out of 6,412
In America

Gilroy Cost Of Living Vs. California

Six factors go into calculating the cost of living index in Gilroy. Here is how it fairs on each of the criteria:

  • The Services index in Gilroy is 88.

  • The Groceries index in Gilroy is 106.

  • The Health index in Gilroy is 113.

  • The Housing index in Gilroy is 249.

  • The Transportation index in Gilroy is 110.

  • The Utilities index in Gilroy is 131.

Living Expense Gilroy California National Average
Overall 147 139 100
Services 88 110 100
Groceries 106 112 100
Health 113 109 100
Housing 249 204 100
Transportation 110 126 100
Utilities 131 124 100
For more reading on cost of living around California, check out:
Gilroy Cost of Living Vs. CA

Gilroy, CA Housing Cost Breakdown

Housing swings affordability the most between places in California, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2017-2021. The key points are:

  • The Median Home Value in Gilroy is $778,300.

  • The Median Rent in Gilroy is $2,151.

  • The Median Income in Gilroy is $116,206.

  • The Home Value To Income in Gilroy is 6.7x.

  • The Rent To Monthly Income in Gilroy is 0.22x.

Statistic Gilroy California United States
Median Home Value $778,300 $573,200 $244,900
Median Rent $2,151 $1,698 $1,163
Median Income $116,206 $84,097 $69,021
Home Value To Income 6.7x 6.8x 3.5x
Rent To Monthly Income 0.22x 0.24x 0.2x
Search Homes For Sale In Gilroy, CA
$778,300
Median Home Value
$2,151
Median Rent
$116,206
Median Income

Gilroy, CA Costs By Category

Detailed Gilroy Services Costs Vs. California

Item Gilroy California
Shampoo $1.06 $1.06
Movie $15.05 $10.68
Bowling $18.25 $14.67
Haircut $27.5 $18.62
Beauty Salon $50.52 $39.05

Detailed Gilroy Groceries Costs Vs. California

Item Gilroy California
Ground Beef $4.36 $4.22
Fried Chicken $2.03 $1.39
Milk $2.27 $2.05
Potatoes $3.2 $3.29
Pizza $10.74 $10.62
Beer $8.99 $9.38
Toothpaste $2.52 $2.34

Detailed Gilroy Health Costs Vs. California

Item Gilroy California
Optometrist $127.0 $108.57
Doctor $148.0 $116.17
Dentist $99.6 $99.13

Detailed Gilroy Transportation Costs Vs. California

Item Gilroy California
Gasoline $3.24 $2.22
Tire Balancing $45.0 $50.07

Detailed Gilroy Utilities Costs Vs. California

Item Gilroy California
All Electricity $260.15 $167.67
Phone $173.87 $175.64

Gilroy SnackAbility

8
/10
Overall SnackAbility
Jobs
8/10
Housing
10
Affordability
4
Diversity
9
Safety
5
Amenities
9
Education
6
Commute
3

Cost Of Living In Cities Around Gilroy

The cost of living varies in the cities and towns around Gilroy. Here's a quick look at the cost of living in the most populous nearby places:

  • Watsonville, CA has a cost of living index of 126, 0.9x Gilroy.

  • Morgan Hill, CA has a cost of living index of 166, 1.1x Gilroy.

  • Hollister, CA has a cost of living index of 123, 0.8x Gilroy.

City Population Cost Of Living Vs. Gilroy
Watsonville, CA 52,966 126 0.9x
Morgan Hill, CA 45,267 166 1.1x
Hollister, CA 41,077 123 0.8x
Prunedale, CA 19,893 131 0.9x
Rio del Mar, CA 9,264 196 1.3x
Interlaken, CA 8,079 130 0.9x
Castroville, CA 6,665 110 0.7x
San Martin, CA 6,655 176 1.2x
Aptos, CA 6,372 181 1.2x

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