San Francisco, CA Cost Of Living

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Updated: 2020-03-08
San Francisco's Overall Cost Of Living
Higher Than The National Average
The cost of living index is set to 100 for the average place in America. An index above 100 means San Francisco is expensive, while a number below 100 means it's a relatively cheap place to live.

What is the cost of living in San Francisco, CA?

According to the most recent data on the cost of living, San Francisco has an overall cost of living index of 206 which is 2.1x higher than the national index of 100.

Compared to only California, San Francisco has a cost of living index that's 1.5x higher than California's index of 140.

The standard of living in San Francisco ranks as #6322 most affordable out of the 6522 places we measured in California. By definition, that implies San Francisco ranks as the #85 most expensive place in the Golden State.

San Francisco Cost Of Living Vs. California

Living Expense San Francisco California National Average
Overall 206 140 100
Services 137 111 100
Groceries 127 118 100
Health 127 113 100
Housing 377 196 100
Transportation 141 128 100
Utilities 122 118 100
For more reading on cost of living around California, check out:
San Francisco Cost of Living Vs. CA

San Francisco, CA Housing Cost Breakdown

Housing swings affordability the most between places in California, so we broke down the statistics around housing costs into more detail. It's also important to consider median household incomes to make apples-to-apples comparisons across locations.

Home and income come data comes from the most recent US Census ACS 2014-2018.

Median Home Value
Median Rent
Median Income
Statistic San Francisco California United States
Median Home Value $1,009,500 $475,900 $204,900
Median Rent $1,805 $1,429 $1,023
Median Income $104,552 $71,228 $60,293
Home Value To Income 9.7x 6.7x 3.4x
Rent To Monthly Income 0.21x 0.24x 0.2x

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Cost Of Living In Cities Around San Francisco

City Population Cost Of Living Vs. San Francisco
San Mateo, CA 104,035 208 1.0x
San Bruno, CA 43,114 187 0.9x
San Carlos, CA 30,080 237 1.2x
Belmont, CA 27,110 232 1.1x
San Lorenzo, CA 25,388 152 0.7x
Millbrae, CA 22,703 229 1.1x
North Fair Oaks, CA 14,547 179 0.9x
Piedmont, CA 11,308 294 1.4x
Tamalpais-Homestead Valley, CA 11,261 234 1.1x
Lucas Valley-Marinwood, CA 6,841 207 1.0x

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