The 10 Cheapest Jacksonville, FL Neighborhoods To Live In For 2024


The cheapest Jacksonville neighborhoods are Black Hammock Island and Harborview] for 2024 based on Saturday Night Science.

By: Chris Kolmar | About HomeSnacks
Last Updated: January 27, 2024
Worst Neighborhoods In Jacksonville
Source: Wikipedia User Mathew105601 | CC BY-SA 3.0

Everything else equal, we can all agree that living in a cheaper place is better than living in a more expensive place.

I’d much rather pay $500/mo in rent than $1,000. And I’d rather pay $2 for coffee than $5.

And while every neighbhorhood in Jacksonville might be more expensive than living in rural Florida, there are certain neighborhoods that are definitely cheaper.

What exactly are those Jacksonville neighborhoods where your dollar goes a little further — you can get that one bedroom instead of the studio?

Instead of relying on public opinion and speculation, we wanted to get the facts straight and determine which neighborhoods in Jacksonville are the cheapest using Saturday Night Science.

The Cheapest Neighborhoods In Jacksonville For 2024

  1. Black Hammock Island
  2. Harborview]
  3. Dinsmore
  4. Normandy Village
  5. Whitehouse
  6. Ortega Hills
  7. Royal Terrace
  8. Robinson’s Addition
  9. Normandy Manor
  10. 29th And Chase

What’s the cheapest neighborhood to live in Jacksonville for 2024? According to the most recent census data, Black Hammock Island looks to be the cheapest Jacksonville neighborhood to live in.

At this point, we should make it clear that you do get what you pay for — some of these neighborhoods might not be the best places to live in Jacksonville. You could be sacrificing location or crime rates for more space and cheaper groceries.

Read on to see how we determined the places around Jacksonville that deserve a little bragging rights, or maybe you’re interested in the worst neighborhoods in Jacksonville.

For more Florida reading, check out:

Table Of Contents: Top Ten | Methodology | Summary | Table

The 10 Cheapest Neighborhoods To Live In Jacksonville For 2024

1. Black Hammock Island

Overall SnackAbility

4
/10

Population: 610
Cost Of Living Index: 81 (16th cheapest)
Home Value To Income Ratio: 2.0 (15th cheapest)
Rent To Income Ratio: 0.0 (2nd cheapest)
More on Black Hammock Island: Data | Real Estate

2. Harborview]

Overall SnackAbility

/10

Population: 1,824
Cost Of Living Index: 84 (38th cheapest)
Home Value To Income Ratio: 1.8 (9th cheapest)
Rent To Income Ratio: 0.019 (56th cheapest)
More on Harborview]: Real Estate

3. Dinsmore

Overall SnackAbility

5
/10

Population: 2,057
Cost Of Living Index: 88 (78th cheapest)
Home Value To Income Ratio: 2.0 (18th cheapest)
Rent To Income Ratio: 0.012 (12th cheapest)
More on Dinsmore: Data | Real Estate

4. Normandy Village

Overall SnackAbility

5
/10

Population: 2,395
Cost Of Living Index: 85 (48th cheapest)
Home Value To Income Ratio: 2.1 (23rd cheapest)
Rent To Income Ratio: 0.017 (37th cheapest)
More on Normandy Village: Data | Real Estate

5. Whitehouse

Overall SnackAbility

5
/10

Population: 6,340
Cost Of Living Index: 88 (78th cheapest)
Home Value To Income Ratio: 2.1 (25th cheapest)
Rent To Income Ratio: 0.013 (14th cheapest)
More on Whitehouse: Data | Real Estate

6. Ortega Hills

Overall SnackAbility

4
/10

Population: 7,409
Cost Of Living Index: 84 (38th cheapest)
Home Value To Income Ratio: 1.2 (cheapest)
Rent To Income Ratio: 0.02 (85th cheapest)
More on Ortega Hills: Data | Real Estate

7. Royal Terrace

Overall SnackAbility

3
/10

Population: 1,619
Cost Of Living Index: 81 (16th cheapest)
Home Value To Income Ratio: 2.1 (28th cheapest)
Rent To Income Ratio: 0.02 (87th cheapest)
More on Royal Terrace: Data | Real Estate

8. Robinson’s Addition

Overall SnackAbility

4
/10

Population: 1,404
Cost Of Living Index: 81 (16th cheapest)
Home Value To Income Ratio: 1.8 (10th cheapest)
Rent To Income Ratio: 0.022 (110th cheapest)
More on Robinson’s Addition: Data | Real Estate

9. Normandy Manor

Overall SnackAbility

5
/10

Population: 6,302
Cost Of Living Index: 88 (78th cheapest)
Home Value To Income Ratio: 2.2 (30th cheapest)
Rent To Income Ratio: 0.017 (38th cheapest)
More on Normandy Manor: Data | Real Estate

10. 29th And Chase

Overall SnackAbility

4
/10

Population: 1,850
Cost Of Living Index: 81 (16th cheapest)
Home Value To Income Ratio: 1.7 (4th cheapest)
Rent To Income Ratio: 0.024 (127th cheapest)
More on 29th And Chase: Data | Real Estate

Methodology: How We Determined The Cheapest Jacksonville Hoods In 2024

To rank the cheapest places to live in Jacksonville, we had to determine what criteria define “cheap” and then apply Saturday Night Science.

Using Census and extrapolated BLS data, we arrived at the following set of criteria:

  • Overall Cost Of Living
  • Rent To Income Ratio
  • Median Home Value To Income Ratio

We then ranked each neighborhood with scores from 1 to 182 in each category, where 1 was the cheapest.

Next, we averaged the rankings for each neighborhood to create a cheap neighborhood index.

And finally, we crowned the neighborhood with the lowest cheapest neighborhood index, the “Cheapest City Neighborhood In Jacksonville.” We’re lookin’ at you, Black Hammock Island.

We updated this article for 2024. This is our fourth time ranking the cheapest neighborhoods to live in Jacksonville. Skip to the end to see the list of all the neighborhoods in the city, from cheapest to most expensive.

Summary: Lowest Cost Places To Live In Jacksonville

If you’re measuring the neighborhoods in Jacksonville where prices are low, and it’s cheap to live, this is an accurate list.

The most affordable neighborhoods in Jacksonville are Black Hammock Island, Harborview], Dinsmore, Normandy Village, Whitehouse, Ortega Hills, Royal Terrace, Robinson’s Addition, Normandy Manor, and 29th And Chase.

As mentioned earlier, the neighborhoods in Jacksonville aren’t all cheap. Isle Of Palms takes the title of the most expensive neighborhood to live in Jacksonville.

The most expensive neighborhoods in Jacksonville are Isle Of Palms, Brooklyn, Southwood, Blaunt-Quarantine Island, and Pumpkin Hill.

We ranked the neighborhoods from cheapest to most expensive in the chart below.

For more Florida reading, check out:

Detailed List Of The Cheapest Neighborhoods To Live In Jacksonville For 2024

Rank Neighborhood Cost Of Living Index
1 Black Hammock Island 81
2 Harborview] 84
3 Dinsmore 88
4 Normandy Village 85
5 Whitehouse 88
6 Ortega Hills 84
7 Royal Terrace 81
8 Robinson’s Addition 81
9 Normandy Manor 88
10 29th And Chase 81
11 College Gardens 78
12 Hillcrest 83
13 Biltmore 87
14 Panama Park 79
15 Deerwood Center 90
16 Midtown 78
17 Del Rio 92
18 Lakeshore 84
19 East Jacksonville 79
20 Woodland Acres 84
21 Hidden Hills 91
22 Love Grove-Riviera Manor 91
23 Larsen 80
24 Tiger Hole-Secret Woods 88
25 Harborview 84
26 Magnolia Gardens 81
27 Oak Haven 90
28 Moncrief Park 81
29 Jacksonville Naval Air Station 97
30 Grand Park 79
31 Woodstock 82
32 Deerwood 113
33 Settlers Landing 92
34 Murray Hill 86
35 San Jose Forest 100
36 Sweetwater 87
37 Bulls Bay 92
38 Saint Nicholas 90
39 Oak Hill 86
40 New Town 82
41 Sherwood Forest 84
42 Duval 88
43 Marietta 86
44 Jacksonville Heights 86
45 Sunbeam 90
46 Lincoln Villas 85
47 Glynlea-Grove Park 89
48 Spring Park 83
49 Herlong 94
50 Argyle Forest 89
51 Cobblestone 105
52 Phoenix 80
53 Duclay Foest 90
54 Allendale 83
55 Windy Hill 85
56 Beauclerc 105
57 Highlands 87
58 Charter Point 97
59 Mandarin Station-Losco 97
60 Mcgirts Creek 88
61 Tallulah-North Shore 83
62 Rolling Hills 89
63 Lake Forest Hills 86
64 Arlington 86
65 Saint Johns Bluff 108
66 Fairfax 109
67 Girvin 106
68 Pickwick Park 102
69 Jacksonville Heights South 92
70 Arlington Hills 88
71 Baymeadows 88
72 Arlingwood 89
73 Golden Glades-The Woods 97
74 Commonwealth 84
75 Brentwood 80
76 Wesconnett 83
77 Jacksonville Farms-Terrace 97
78 Imeson Park 94
79 Lake Forest 86
80 Edgewood Manor 85
81 Holiday Hill 88
82 Sandalwood 96
83 Cedar Hills Estate 86
84 Spring Glen 85
85 Woodmere 86
86 Sans Souci 85
87 Turtle Creek 91
88 Confederate Point 85
89 Royal Lakes 89
90 Ribault 85
91 University Park 92
92 Fairfield 82
93 Springfield 86
94 Chimney Lakes 94
95 Sans Pareil 93
96 Cedar Hills 87
97 The Cape 103
98 Holly Oaks 87
99 Crystal Springs 97
100 Southpoint 91
101 San Mateo 92
102 Duclay 83
103 Fort Caroline Shores 104
104 San Jose 79
105 Englewood 88
106 Oceanway 99
107 Lakewood 97
108 Longbranch 82
109 East Arlington 102
110 Normandy 84
111 Southsuide Estates 90
112 Jacksonville University 91
113 San Marco 107
114 45th And Moncrief 81
115 Miramar 114
116 Jacksonville Heights West 95
117 Fort George Island 108
118 Beach Haven 103
119 Craven 92
120 Hogan 94
121 Fairways Forest 91
122 Regency 88
123 Mid-Westside 81
124 Lackawanna 81
125 Lake Lucina 87
126 Deercreek 111
127 Eagle Bend 103
128 Hogan’s Creek 77
129 Arrowhead 94
130 Riverview 85
131 Normandy Estate 92
132 Ortega Farms 91
133 Ortega 118
134 Arlington Manor 84
135 Mandarin 103
136 Biscayne 90
137 Edgewood 83
138 Garden City 90
139 Monclair 123
140 Clifton 98
141 Goodby’s Creek 93
142 Brakridge 82
143 Secret Cove 98
144 Atlantic Boulevard Estates 89
145 Southside 104
146 Loretto 93
147 Monterey 85
148 Greenfield Manor 89
149 Alderman Park 92
150 Avondale 113
151 Downtown Jacksonville 79
152 Kilarney Shores 84
153 South Riverside 92
154 Atlantic Beach 121
155 Jacksonville Beach 114
156 Riverside 97
157 Beachwood 89
158 Ortega Forest 113
159 Colony Cove 104
160 Gilmore 104
161 Hyde Park 83
162 Carver Manor 87
163 Park Ridge 95
164 Jacksonville North Estate 91
165 Brierwood 94
166 Venetia 104
167 Mixon Town 86
168 Osceola Forest 87
169 Greenland 113
170 Neptune Beach 119
171 Pecan Park 102
172 North Beach 104
173 Beacon Hills And Harbour 106
174 Biscayne Terrace 90
175 Empire Point 90
176 Atlantic Highlands 122
177 Holiday Harbors 122
178 Pumpkin Hill 108
179 Blaunt-Quarantine Island 105
180 Southwood 99
181 Brooklyn 115
182 Isle Of Palms 114
About Chris Kolmar

Chris Kolmar has been in the real estate business for almost ten years now. He originally worked for Movoto Real Estate as the director of marketing before founding HomeSnacks.

He believes the key to finding the right place to live comes down to looking at the data, reading about things to do, and, most importantly, checking it out yourself before you move.

If you've been looking for a place to live in the past several years, you've probably stumbled upon his writing already.

You can find out more about him on LinkedIn or his website.

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