The 10 Cheapest San Francisco, CA Neighborhoods To Live In For 2019


We used science and data to determine which neighborhoods in San Francisco are the cheapest of the cheap.

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Editor’s Note: This is our first time ranking the cheapest neighborhoods to live in San Francisco.
Cheapest Neighborhoods In San Francisco

Everything else equal, I think we can all agree that living in a cheaper place is better than living in a more expensive place.

I’d much rather pay $500/mo in rent than $1,000. And I’d rather pay $2 for coffee than $5.

And while every neighbhorhood in San Francisco might be more expensive than living in rural California, there are certain neighborhoods that are definitely cheaper.

So what exactly are those San Francisco neighborhoods where your dollar goes a little further — you can get that one bedroom instead of the studio?

Instead of relying on public opinion and speculation, we wanted to get the facts straight and find out which neighborhoods in San Francisco are the cheapest.

What’s the cheapest neighborhood to live in San Francisco for 2019? According to the most recent census data, South Of Market looks to be the cheaptest San Francisco neighborhood to live in.

At this point we should make it clear that you do get what you pay for — some of these neighborhoods might not be the best places to live in San Francisco. You could be sacrificing location or crime rates in return for more space and cheaper groceries.

Read on to see how we determined the places around San Francisco that deserve a little bragging rights or maybe you’re interested in the worst neighborhoods in San Francisco.

Once you’re done, you can look at the bottom of the story for a complete chart of every neighborhood we looked at from cheapest to most expensive.

For more California reading, check out:

How We Determined The Cheapest San Francisco Hoods In 2019

In order to rank the cheapest places to live in San Francisco, we had to determine what criteria defines ‘cheap’.

Using census and extrapolated BLS data, we arrived at the following set of criteria:

  • Overall Cost Of Living
  • Rent To Income Ratio
  • Median Home Value To Income Ratio

We then ranked each neighborhood with scores from 1 to 34 in each category, where 1 was the cheapest.

Next, we averaged the rankings for each neighborhood to create a cheap neighborhood index.

And finally, we crowned the neighborhood with the lowest cheapest neighborhood index the ‘Cheapest City Neighborhood In San Francisco.’ We’re lookin’ at you, South Of Market.

Read on below to learn more about what it’s like to live in the cheapest places San Francisco. Or skip to the end to see the list of all the neighborhoods in the city from cheapest to most expensive.

The 10 Cheapest Neighborhoods To Live In San Francisco For 2019

Overall SnackAbility

9.5
/10

Population: 35,386
Cost Of Living Index: 163 (4th cheapest)
Home Value To Income Ratio: 5.1 (1st cheapest)
Rent To Income Ratio: 0.016 (10th cheapest)
More on South Of Market: Homes For Sale | Data

The median income in South Of Market comes in at $101,937 and the median home value is $524,714 for 2019.

Overall SnackAbility

8.5
/10

Population: 22,014
Cost Of Living Index: 187 (11th cheapest)
Home Value To Income Ratio: 7.4 (6th cheapest)
Rent To Income Ratio: 0.014 (2nd cheapest)
More on Lakeshore: Homes For Sale | Data

The median income in Lakeshore comes in at $100,506 and the median home value is $745,567 for 2019.

Potrero Hill San Francisco, CA

Overall SnackAbility

8.5
/10

Population: 13,448
Cost Of Living Index: 208 (18th cheapest)
Home Value To Income Ratio: 5.3 (2nd cheapest)
Rent To Income Ratio: 0.015 (5th cheapest)
More on Potrero Hill: Homes For Sale | Data

Potrero Hill is a residential neighborhood in San Francisco, California. It is known for its views of the San Francisco Bay and city skyline, its proximity to many destination spots, its sunny weather, and having two freeways and a Caltrain station.

The median income in Potrero Hill comes in at $162,259 and the median home value is $852,064 for 2019.

Overall SnackAbility

9.5
/10

Population: 6,974
Cost Of Living Index: 179 (8th cheapest)
Home Value To Income Ratio: 6.4 (4th cheapest)
Rent To Income Ratio: 0.016 (16th cheapest)
More on Financial District: Homes For Sale | Data

The median income in Financial District comes in at $101,601 and the median home value is $654,150 for 2019.

West Of Twin Peaks San Francisco, CA

Overall SnackAbility

10
/10

Population: 21,375
Cost Of Living Index: 231 (27th cheapest)
Home Value To Income Ratio: 7.1 (5th cheapest)
Rent To Income Ratio: 0.012 (1st cheapest)
More on West Of Twin Peaks: Homes For Sale | Data

The median income in West Of Twin Peaks comes in at $153,714 and the median home value is $1,095,080 for 2019.

Overall SnackAbility

9
/10

Population: 21,884
Cost Of Living Index: 227 (25th cheapest)
Home Value To Income Ratio: 8.4 (9th cheapest)
Rent To Income Ratio: 0.014 (3rd cheapest)
More on Castro-Upper Market: Homes For Sale | Data

The median income in Castro-Upper Market comes in at $127,427 and the median home value is $1,067,308 for 2019.

Overall SnackAbility

8
/10

Population: 39,932
Cost Of Living Index: 131 (1st cheapest)
Home Value To Income Ratio: 6.4 (3rd cheapest)
Rent To Income Ratio: 0.025 (34th cheapest)
More on Downtown: Homes For Sale | Data

The median income in Downtown comes in at $43,555 and the median home value is $278,081 for 2019.

Overall SnackAbility

9.5
/10

Population: 28,638
Cost Of Living Index: 204 (16th cheapest)
Home Value To Income Ratio: 7.9 (7th cheapest)
Rent To Income Ratio: 0.016 (18th cheapest)
More on Bernal Heights: Homes For Sale | Data

The median income in Bernal Heights comes in at $109,995 and the median home value is $866,685 for 2019.

Overall SnackAbility

9.5
/10

Population: 29,799
Cost Of Living Index: 183 (10th cheapest)
Home Value To Income Ratio: 8.1 (8th cheapest)
Rent To Income Ratio: 0.018 (24th cheapest)
More on Outer Mission: Homes For Sale | Data

The median income in Outer Mission comes in at $86,739 and the median home value is $704,303 for 2019.

Overall SnackAbility

8
/10

Population: 35,739
Cost Of Living Index: 164 (5th cheapest)
Home Value To Income Ratio: 8.9 (16th cheapest)
Rent To Income Ratio: 0.018 (22nd cheapest)
More on Bayview: Homes For Sale | Data

The median income in Bayview comes in at $63,752 and the median home value is $567,431 for 2019.

Summing Up The Cheapest Places In San Francisco

If you’re measuring the neighborhoods in San Francisco where prices are low and it’s cheap to live, this is an accurate list.

As we mentioned earlier, the neighborhoods in San Francisco aren’t all cheap. Inner Richmond takes the title of the most expensive neighborhood to live in San Francisco.

We ranked the neighborhoods from cheapest to most expensive in the chart below.

For more California reading, check out:

Detailed List Of The Cheapest Neighborhoods To Live In San Francisco For 2019

Rank Neighborhood Cost Of Living Index
1 South Of Market 163
2 Lakeshore 187
3 Potrero Hill 208
4 Financial District 179
5 West Of Twin Peaks 231
6 Castro-Upper Market 227
7 Downtown 131
8 Bernal Heights 204
9 Outer Mission 183
10 Bayview 164
11 Outer Sunset 199
12 Visitacion Valley 161
13 Diamond Heights 216
14 Parkside 200
15 Ocean View 180
16 Mission 202
17 Inner Sunset 220
18 Twin Peaks 230
19 Excelsior 176
20 Western Addition 194
21 Haight-Ashbury 249
22 Noe Valley 247
23 Crocker Amazon 172
24 Glen Park 224
25 Seacliff 261
26 Pacific Heights 286
27 Chinatown 160
28 Presidio Heights 280
29 Nob Hill 207
30 Russian Hill 223
31 North Beach 211
32 Marina 274
33 Outer Richmond 221
34 Inner Richmond 244

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One thought on “The 10 Cheapest San Francisco, CA Neighborhoods To Live In For 2019

  1. I really wish I could find a place I can actually afford shortly after high school, because I’d absolutely love to live in San Francisco!

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