Gainesville, FL Cost Of Living

Demographics | Crime | Cost Of Living
Updated: 2023-11-15

Cost Of Living In Gainesville, FL Summary

Cost of living in Gainesville research summary. The cost of living index is set to 100 for the average place in the United States. A cost of living index above 100 means Gainesville is expensive. An index value below 100 means the city is a relatively cheap place to live.

On a city-by-city basis in Florida, home prices and rent have the biggest impact on the cost of living. Here are the key takeaways based on Saturday Night Science:

  • The cost of living index in Gainesville is 99, with 100 being the average.

  • The cost of living index in Gainesville is 1.0x lower than the national average.

  • Gainesville ranks as the #231 cheapest in Florida out of 459.

  • Gainesville ranks as the #3,027 cheapest out of 6,412 in the US.

  • The median home value in Gainesville is $182,400.

  • The median income in Gainesville is $40,937.

Table Of Contents

  1. Summary
  2. National Comparison
  3. Housing Breakdown
  4. Detailed Pricing
  5. Nearby Comparisons
99
Gainesville's Overall Cost Of Living
1.0x
Lower Than The National Average

What is the cost of living in Gainesville, FL?

According to the most recent data on the cost of living, Gainesville has an overall cost of living index of 99, which is 1.0x lower than the national index of 100.

Compared to Florida, Gainesville has a cost of living index that's 1.0x lower than Florida's index of 101.

The standard of living in Gainesville ranks as #231 most affordable out of the 459 places we measured in Florida. By definition, that implies Gainesville ranks as the #228 most expensive place in the Sunshine State.

For more reading on life in Gainesville, check out:

231 out of 459
In Florida
3,027 out of 6,412
In America

Gainesville Cost Of Living Vs. Florida

Six factors go into calculating the cost of living index in Gainesville. Here is how it fairs on each of the criteria:

  • The Services index in Gainesville is 96.

  • The Groceries index in Gainesville is 121.

  • The Health index in Gainesville is 91.

  • The Housing index in Gainesville is 81.

  • The Transportation index in Gainesville is 98.

  • The Utilities index in Gainesville is 158.

Living Expense Gainesville Florida National Average
Overall 99 101 100
Services 96 98 100
Groceries 121 101 100
Health 91 96 100
Housing 81 108 100
Transportation 98 98 100
Utilities 158 100 100
For more reading on cost of living around Florida, check out:
Gainesville Cost of Living Vs. FL

Gainesville, FL Housing Cost Breakdown

Housing swings affordability the most between places in Florida, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2017-2021. The key points are:

  • The Median Home Value in Gainesville is $182,400.

  • The Median Rent in Gainesville is $1,044.

  • The Median Income in Gainesville is $40,937.

  • The Home Value To Income in Gainesville is 4.5x.

  • The Rent To Monthly Income in Gainesville is 0.31x.

Statistic Gainesville Florida United States
Median Home Value $182,400 $248,700 $244,900
Median Rent $1,044 $1,301 $1,163
Median Income $40,937 $61,777 $69,021
Home Value To Income 4.5x 4.0x 3.5x
Rent To Monthly Income 0.31x 0.25x 0.2x
Search Homes For Sale In Gainesville, FL
$182,400
Median Home Value
$1,044
Median Rent
$40,937
Median Income

Gainesville, FL Costs By Category

Detailed Gainesville Services Costs Vs. Florida

Item Gainesville Florida
Shampoo $1.01 $1.06
Movie $11.49 $10.68
Bowling $17.39 $14.67
Haircut $21.73 $18.62
Beauty Salon $40.25 $39.05

Detailed Gainesville Groceries Costs Vs. Florida

Item Gainesville Florida
Ground Beef $5.46 $4.22
Fried Chicken $1.89 $1.39
Milk $2.92 $2.05
Potatoes $4.23 $3.29
Pizza $9.13 $10.62
Beer $9.29 $9.38
Toothpaste $2.16 $2.34

Detailed Gainesville Health Costs Vs. Florida

Item Gainesville Florida
Optometrist $89.98 $108.57
Doctor $91.27 $116.17
Dentist $95.59 $99.13

Detailed Gainesville Transportation Costs Vs. Florida

Item Gainesville Florida
Gasoline $2.1 $2.22
Tire Balancing $52.85 $50.07

Detailed Gainesville Utilities Costs Vs. Florida

Item Gainesville Florida
All Electricity $329.6 $167.67
Phone $189.31 $175.64

Gainesville SnackAbility

5
/10
Overall SnackAbility
Jobs
5/10
Housing
8
Affordability
3
Diversity
9.5
Safety
3
Amenities
9
Education
8.5
Commute
9

Cost Of Living In Cities Around Gainesville

The cost of living varies in the cities and towns around Gainesville. Here's a quick look at the cost of living in the most populous nearby places:

  • Ocala, FL has a cost of living index of 99, 1.0x Gainesville.

  • Lakeside, FL has a cost of living index of 94, 0.9x Gainesville.

  • Fleming Island, FL has a cost of living index of 105, 1.1x Gainesville.

City Population Cost Of Living Vs. Gainesville
Ocala, FL 62,351 99 1.0x
Lakeside, FL 31,125 94 0.9x
Fleming Island, FL 29,505 105 1.1x
Oakleaf Plantation, FL 28,808 98 1.0x
Middleburg, FL 12,127 87 0.9x
Alachua, FL 10,527 105 1.1x
Palatka, FL 10,399 83 0.8x
Newberry, FL 7,261 100 1.0x
High Springs, FL 6,216 103 1.0x

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