Bluffton, IN Cost Of Living

Demographics | Crime | Cost Of Living
Updated: 2023-11-15

Cost Of Living In Bluffton, IN Summary

Cost of living in Bluffton research summary. The cost of living index is set to 100 for the average place in the United States. A cost of living index above 100 means Bluffton is expensive. An index value below 100 means the city is a relatively cheap place to live.

On a city-by-city basis in Indiana, home prices and rent have the biggest impact on the cost of living. Here are the key takeaways based on Saturday Night Science:

  • The cost of living index in Bluffton is 82, with 100 being the average.

  • The cost of living index in Bluffton is 0.8x lower than the national average.

  • Bluffton ranks as the #18 cheapest in Indiana out of 124.

  • Bluffton ranks as the #377 cheapest out of 6,412 in the US.

  • The median home value in Bluffton is $107,100.

  • The median income in Bluffton is $53,221.

Table Of Contents

  1. Summary
  2. National Comparison
  3. Housing Breakdown
  4. Detailed Pricing
  5. Nearby Comparisons
82
Bluffton's Overall Cost Of Living
0.8x
Lower Than The National Average

What is the cost of living in Bluffton, IN?

According to the most recent data on the cost of living, Bluffton has an overall cost of living index of 82, which is 0.8x lower than the national index of 100.

Compared to Indiana, Bluffton has a cost of living index that's 0.9x lower than Indiana's index of 91.

The standard of living in Bluffton ranks as #18 most affordable out of the 124 places we measured in Indiana. By definition, that implies Bluffton ranks as the #106 most expensive place in the Hoosier State.

For more reading on life in Bluffton, check out:

18 out of 124
In Indiana
377 out of 6,412
In America

Bluffton Cost Of Living Vs. Indiana

Six factors go into calculating the cost of living index in Bluffton. Here is how it fairs on each of the criteria:

  • The Services index in Bluffton is 100.

  • The Groceries index in Bluffton is 88.

  • The Health index in Bluffton is 100.

  • The Housing index in Bluffton is 52.

  • The Transportation index in Bluffton is 106.

  • The Utilities index in Bluffton is 93.

Living Expense Bluffton Indiana National Average
Overall 82 91 100
Services 100 94 100
Groceries 88 96 100
Health 100 101 100
Housing 52 77 100
Transportation 106 95 100
Utilities 93 106 100
For more reading on cost of living around Indiana, check out:
Bluffton Cost of Living Vs. IN

Bluffton, IN Housing Cost Breakdown

Housing swings affordability the most between places in Indiana, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2017-2021. The key points are:

  • The Median Home Value in Bluffton is $107,100.

  • The Median Rent in Bluffton is $620.

  • The Median Income in Bluffton is $53,221.

  • The Home Value To Income in Bluffton is 2.0x.

  • The Rent To Monthly Income in Bluffton is 0.14x.

Statistic Bluffton Indiana United States
Median Home Value $107,100 $158,500 $244,900
Median Rent $620 $891 $1,163
Median Income $53,221 $61,944 $69,021
Home Value To Income 2.0x 2.6x 3.5x
Rent To Monthly Income 0.14x 0.17x 0.2x
Search Homes For Sale In Bluffton, IN
$107,100
Median Home Value
$620
Median Rent
$53,221
Median Income

Bluffton, IN Costs By Category

Detailed Bluffton Services Costs Vs. Indiana

Item Bluffton Indiana
Shampoo $0.92 $1.06
Movie $11.2 $10.68
Bowling $15.0 $14.67
Haircut $21.11 $18.62
Beauty Salon $33.0 $39.05

Detailed Bluffton Groceries Costs Vs. Indiana

Item Bluffton Indiana
Ground Beef $4.37 $4.22
Fried Chicken $1.07 $1.39
Milk $1.31 $2.05
Potatoes $2.45 $3.29
Pizza $10.49 $10.62
Beer $8.65 $9.38
Toothpaste $1.67 $2.34

Detailed Bluffton Health Costs Vs. Indiana

Item Bluffton Indiana
Optometrist $89.56 $108.57
Doctor $129.5 $116.17
Dentist $94.17 $99.13

Detailed Bluffton Transportation Costs Vs. Indiana

Item Bluffton Indiana
Gasoline $2.3 $2.22
Tire Balancing $54.95 $50.07

Detailed Bluffton Utilities Costs Vs. Indiana

Item Bluffton Indiana
All Electricity $144.19 $167.67
Phone $184.27 $175.64

Bluffton SnackAbility

5
/10
Overall SnackAbility
Jobs
6/10
Housing
4
Affordability
9
Diversity
5
Safety
8
Amenities
8
Education
6
Commute
9

Cost Of Living In Cities Around Bluffton

The cost of living varies in the cities and towns around Bluffton. Here's a quick look at the cost of living in the most populous nearby places:

  • Auburn, IN has a cost of living index of 85, 1.0x Bluffton.

  • Celina, OH has a cost of living index of 87, 1.1x Bluffton.

  • Van Wert, OH has a cost of living index of 85, 1.0x Bluffton.

City Population Cost Of Living Vs. Bluffton
Auburn, IN 13,281 85 1.0x
Celina, OH 10,890 87 1.1x
Van Wert, OH 10,793 85 1.0x
Decatur, IN 9,630 84 1.0x
St. Marys, OH 8,311 88 1.1x
Union, KY 7,227 112 1.4x
Delphos, OH 7,165 87 1.1x
Union, OH 6,832 89 1.1x
Garrett, IN 6,592 84 1.0x

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