These Are The 10 Most Affordable Places In California


We used data and science to determine which places in California go easy on your wallet.

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A wise sage once said “she works hard for the money” and these places in California definitely treat her right.

You see, these are the places in California where the cost of living is the lowest; where your salary goes the furthest. And when if you have the luxury of choosing where to live in the Golden State, then the cost of living should play a role in the decision.

So we did the hard for you and crunched the numbers to find the cities that have lower food, energy, and housing costs. After the dust settled on our analysis of the 417 largest places in California, we were left with this set of the best value for your money:

  1. Calipatria
  2. Arvin
  3. Woodlake
  4. Parlier
  5. Farmersville
  6. Mendota
  7. Lindsay
  8. California City
  9. Firebaugh
  10. Gustine

So listen up Los Altos Hills as we explain how we created this ranking, you could learn some things from the rest of the state.

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How We Determined The Most Affordable Places To Live In The Golden State

There are basic necessities that you have to buy no matter where in the country you live. Those things include:

  • Housing
  • Food
  • Gas
  • Health Insurance
  • Utilities
  • Transportation

You can then compare the cost of these things in each of the places in California to figure out which is the least expensive.

What you are left with is a “Cost of Living Index” that normalizes to 100 for an average place in the United States.

So we used that cost of living index in order to rank all of the 417 places in California that have more than 5,000 people.

And just so you can better understand how the cost of living index works, 100 is the average cost of a place in the United States. A score of 90 means that the place cost 10% less than average. A score of 90 means it’s 10% less expensive.

San Francisco has a score of 243 meaning it’s almost 2.5 times as expensive as the average place in the country.

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1. Calipatria

Calipatria, California

Source: Wikipedia

Population: 7,532
Services: 108
Groceries: 108
Healthcare: 96
Housing: 61
Transportation: 95
Utiltiies: 123

2. Arvin

Arvin, California

Source: Wikipedia

Population: 19,298
Services: 100
Groceries: 106
Healthcare: 102
Housing: 65
Transportation: 115
Utiltiies: 119

3. Woodlake

Woodlake, California

Source: Flickr

Population: 7,289
Services: 100
Groceries: 106
Healthcare: 102
Housing: 66
Transportation: 115
Utiltiies: 119

4. Parlier


Population: 14,439
Services: 100
Groceries: 106
Healthcare: 102
Housing: 68
Transportation: 115
Utiltiies: 119

5. Farmersville

Farmersville, California

Source: Wikipedia

Population: 10,547
Services: 100
Groceries: 106
Healthcare: 102
Housing: 69
Transportation: 115
Utiltiies: 119

6. Mendota

Mendota, California

Source: Wikipedia

Population: 11,032
Services: 104
Groceries: 110
Healthcare: 103
Housing: 68
Transportation: 114
Utiltiies: 113

7. Lindsay

Lindsay, California

Source: Flickr

Population: 12,110
Services: 100
Groceries: 106
Healthcare: 102
Housing: 71
Transportation: 115
Utiltiies: 119

8. California City

California City, California

Source: Wikipedia

Population: 13,361
Services: 100
Groceries: 106
Healthcare: 102
Housing: 71
Transportation: 115
Utiltiies: 119

9. Firebaugh

Firebaugh, California

Source: Wikipedia

Population: 7,639
Services: 104
Groceries: 110
Healthcare: 103
Housing: 71
Transportation: 114
Utiltiies: 113

10. Gustine

Gustine, California

Source: Flickr

Population: 5,518
Services: 104
Groceries: 110
Healthcare: 103
Housing: 72
Transportation: 114
Utiltiies: 113

Detailed List Of Affordable Places In California

City Rank Population Services Grociers Healthcare
Calipatria 1 7,532 108 108 96
Arvin 2 19,298 100 106 102
Woodlake 3 7,289 100 106 102
Parlier 4 14,439 100 106 102
Farmersville 5 10,547 100 106 102
Mendota 6 11,032 104 110 103
Lindsay 7 12,110 100 106 102
California City 8 13,361 100 106 102
Firebaugh 9 7,639 104 110 103
Gustine 10 5,518 104 110 103
Mcfarland 11 12,562 100 106 102
Wasco 12 25,541 100 106 102
Blythe 13 20,658 96 98 105
Corcoran 14 24,429 100 106 102
Holtville 15 5,948 108 108 96
Shafter 16 16,940 100 106 102
Barstow 17 22,836 104 109 104
Huron 18 6,740 100 106 102
Delano 19 52,618 100 106 102
Orange Cove 20 9,166 100 106 102
Brawley 21 24,971 108 108 96
Avenal 22 15,341 100 106 102
Adelanto 23 31,040 104 109 104
Twentynine Palms 24 25,531 96 98 105
Porterville 25 54,038 100 106 102
Atwater 26 28,153 104 110 103
Merced 27 78,953 104 110 103
El Centro 28 42,514 108 108 96
Dinuba 29 21,857 100 106 102
Calexico 30 38,193 108 108 96
Hemet 31 78,833 104 109 104
Tehachapi 32 14,168 100 106 102
Newman 33 10,229 104 110 103
Clearlake 34 15,127 115 124 119
Taft 35 9,264 100 106 102
Desert Hot Springs 36 26,474 104 109 104
Sanger 37 24,120 100 106 102
Chowchilla 38 18,427 104 110 103
Susanville 39 17,384 112 110 101
Coalinga 40 15,854 100 106 102
Madera 41 61,151 104 110 103
Kerman 42 13,544 104 110 103
Selma 43 23,251 100 106 102
Tulare 44 59,117 100 106 102
Exeter 45 10,324 100 106 102
Ceres 46 45,086 104 110 103
Los Banos 47 35,835 104 110 103
Ridgecrest 48 27,776 100 106 102
King City 49 12,814 104 110 103
Reedley 50 24,304 100 106 102
Imperial 51 14,689 108 108 96
Livingston 52 13,146 104 110 103
Yucca Valley 53 20,712 104 109 104
Waterford 54 8,432 106 124 102
San Jacinto 55 43,745 104 109 104
Coachella 56 40,658 105 109 111
San Bernardino 57 210,624 104 109 104
Victorville 58 115,069 104 109 104
Hesperia 59 89,703 104 109 104
Fresno 60 495,777 100 106 102
Williams 61 5,084 106 124 102
Visalia 62 123,905 100 106 102
Hanford 63 53,695 100 106 102
Bakersfield 64 347,091 100 106 102
Banning 65 29,682 104 109 104
Modesto 66 201,986 104 110 103
Colton 67 52,425 104 109 104
Guadalupe 68 7,021 100 106 102
Lemoore 69 24,431 100 106 102
Lancaster 70 155,496 105 106 109
Perris 71 68,084 104 109 104
Fowler 72 5,655 100 106 102
Stockton 73 292,262 106 124 102
Colusa 74 5,937 106 124 102
Patterson 75 20,113 104 110 103
Apple Valley 76 69,155 104 109 104
Turlock 77 68,576 104 110 103
Hughson 78 6,581 104 110 103
Kingsburg 79 11,345 100 106 102
Soledad 80 25,892 104 110 103
Riverbank 81 22,658 106 124 102
Calimesa 82 7,932 104 109 104
Palmdale 83 151,841 105 106 109
Rialto 84 100,009 104 109 104
Cathedral City 85 51,507 104 109 104
Marysville 86 12,178 115 133 120
Rancho Cordova 87 65,136 106 124 102
Greenfield 88 16,242 104 110 103
Cudahy 89 23,867 105 106 109
Crescent City 90 7,560 115 133 120
Anderson 91 9,971 115 133 120
Citrus Heights 92 84,104 106 124 102
Moreno Valley 93 193,758 104 109 104
Oroville 94 15,492 115 133 120
Orland 95 7,317 115 133 120
Red Bluff 96 14,063 115 133 120
Gonzales 97 8,171 104 110 103
Escalon 98 7,146 106 124 102
Beaumont 99 36,687 104 109 104
Lompoc 100 42,373 100 106 102
Menifee 101 77,437 104 109 104
Corning 102 7,628 115 133 120
Indio 103 76,105 105 109 111
Clovis 104 95,431 100 106 102
Oakdale 105 20,663 106 124 102
Lake Elsinore 106 52,219 104 109 104
Laguna Woods 107 16,315 104 109 104
Yreka 108 7,732 115 133 120
Yucaipa 109 51,319 104 109 104
Pittsburg 110 63,612 104 110 103
Gridley 111 6,537 115 133 120
West Sacramento 112 48,286 106 124 102
Manteca 113 67,738 106 124 102
Sacramento 114 467,467 106 124 102
Compton 115 96,561 105 106 109
Lathrop 116 18,128 106 124 102
Santa Maria 117 98,715 100 106 102
Rio Vista 118 7,266 106 124 102
Lodi 119 62,475 106 124 102
San Pablo 120 29,298 115 124 119
Antioch 121 102,575 104 110 103
Shasta Lake 122 10,173 115 133 120
Highland 123 53,190 104 109 104
Riverside 124 306,128 104 109 104
Grand Terrace 125 12,140 104 109 104
Yuba City 126 64,641 115 133 120
Hawaiian Gardens 127 14,311 104 109 104
Fontana 128 196,129 104 109 104
Wildomar 129 32,101 104 109 104
Willows 130 6,173 115 133 120
Salinas 131 150,634 104 110 103
Maywood 132 27,487 105 106 109
Woodland 133 55,585 106 124 102
Montclair 134 36,960 104 109 104
Pomona 135 149,431 104 109 104
Paramount 136 54,255 105 106 109
Palm Springs 137 45,115 104 109 104
Ione 138 7,619 106 124 102
Paradise 139 26,258 115 133 120
Ontario 140 165,260 104 109 104
Oakley 141 35,535 106 124 102
Bell Gardens 142 42,323 105 106 109
Bell 143 35,619 105 106 109
Tracy 144 82,481 104 110 103
Ripon 145 14,268 104 110 103
National City 146 58,508 105 109 111
Lynwood 147 69,871 105 106 109
Winters 148 6,724 106 124 102
Eureka 149 27,037 115 124 119
South Gate 150 94,703 105 106 109
Huntington Park 151 58,419 105 106 109
Loma Linda 152 23,239 104 109 104
Hollister 153 35,140 104 110 103
Vallejo 154 116,417 115 124 119
Stanton 155 38,363 104 109 104
Baldwin Park 156 75,650 105 106 109
Redding 157 90,088 115 133 120
Fortuna 158 11,830 115 124 119
Dixon 159 18,312 106 124 102
La Puente 160 39,988 104 109 104
Redlands 161 69,078 104 109 104
Elk Grove 162 151,639 106 124 102
Watsonville 163 50,945 104 110 103
Suisun City 164 28,150 115 124 119
Murrieta 165 102,345 104 109 104
Lemon Grove 166 25,446 105 109 111
Santa Paula 167 29,461 105 106 109
San Fernando 168 23,703 111 101 113
Seal Beach 169 24,308 104 109 104
Big Bear Lake 170 5,085 104 109 104
Commerce 171 12,836 105 106 109
Placerville 172 10,359 115 133 120
Azusa 173 46,523 105 106 109
Fillmore 174 14,961 105 106 109
Chico 175 86,391 115 133 120
Port Hueneme 176 21,733 105 106 109
Inglewood 177 110,225 105 106 109
Ukiah 178 15,962 115 124 119
Norwalk 179 105,603 104 109 104
South El Monte 180 20,210 105 106 109
Palm Desert 181 48,959 105 109 111
Temecula 182 100,621 104 109 104
Roseville 183 119,537 106 124 102
El Monte 184 114,032 105 106 109
El Cajon 185 99,680 105 109 111
Fairfield 186 105,407 115 124 119
Grass Valley 187 12,818 115 133 120
Pico Rivera 188 63,105 105 106 109
Marina 189 19,779 104 110 103
Oxnard 190 197,456 105 106 109
Rocklin 191 57,013 106 124 102
Santa Ana 192 326,608 104 109 104
Escondido 193 144,311 105 109 111
Santa Fe Springs 194 16,451 105 106 109
Richmond 195 104,225 115 124 119
Chino 196 78,713 104 109 104
Corona 197 153,644 104 109 104
Santee 198 53,926 105 109 111
Vacaville 199 92,672 115 124 119
Bellflower 200 76,619 104 109 104
Atascadero 201 28,441 100 106 102
Loomis 202 6,527 106 124 102
Carson 203 91,937 105 106 109
Arcata 204 17,421 115 124 119
Duarte 205 21,409 105 106 109
Vista 206 94,145 105 109 111
Lincoln 207 42,042 106 124 102
Fort Bragg 208 7,240 115 124 119
Grover Beach 209 13,194 100 106 102
Imperial Beach 210 26,463 105 109 111
Rohnert Park 211 40,895 115 124 119
Lawndale 212 32,807 105 106 109
Covina 213 47,855 104 109 104
South Lake Tahoe 214 21,593 115 133 120
Chula Vista 215 242,499 105 109 111
Oceanside 216 167,799 105 109 111
Hawthorne 217 84,633 105 106 109
Rancho Cucamonga 218 165,775 104 109 104
Montebello 219 62,697 105 106 109
La Mesa 220 57,182 105 109 111
Signal Hill 221 10,963 104 109 104
Hayward 222 145,165 115 124 119
La Habra 223 60,490 104 109 104
Brentwood 224 50,764 104 110 103
Canyon Lake 225 10,670 104 109 104
Emeryville 226 9,969 115 124 119
San Marcos 227 83,028 105 109 111
West Covina 228 106,290 104 109 104
Calistoga 229 5,156 115 124 119
La Quinta 230 37,382 105 109 111
Cloverdale 231 8,515 115 124 119
Seaside 232 33,050 104 110 103
Folsom 233 71,675 106 124 102
Santa Clarita 234 175,922 105 106 109
Cotati 235 7,242 115 124 119
Upland 236 74,192 104 109 104
Buena Park 237 80,781 104 109 104
Pinole 238 18,505 115 124 119
Santa Rosa 239 167,207 115 124 119
East Palo Alto 240 28,332 115 124 119
Concord 241 122,683 115 124 119
Anaheim 242 337,471 104 109 104
Downey 243 111,807 105 106 109
Long Beach 244 463,589 104 109 104
Whittier 245 85,423 104 109 104
American Canyon 246 19,127 115 124 119
San Leandro 247 84,966 115 124 119
Auburn 248 13,502 115 133 120
Rosemead 249 53,890 105 106 109
La Mirada 250 48,568 104 109 104
Norco 251 27,095 104 109 104
Artesia 252 16,541 104 109 104
Lakewood 253 80,213 104 109 104
San Dimas 254 33,514 104 109 104
Los Angeles 255 3,804,503 105 106 109
Arroyo Grande 256 17,284 100 106 102
La Verne 257 31,188 104 109 104
Hercules 258 23,973 115 124 119
Westminster 259 89,970 104 109 104
Eastvale 260 59,030 104 109 104
Windsor 261 26,597 115 124 119
Lomita 262 20,319 105 106 109
Monterey Park 263 60,418 105 106 109
Alhambra 264 83,513 105 106 109
San Diego 265 1,308,619 105 109 111
Capitola 266 9,914 104 110 103
Glendora 267 50,247 104 109 104
Napa 268 77,121 115 124 119
Livermore 269 81,086 104 110 103
Simi Valley 270 123,942 105 106 109
Martinez 271 36,054 115 124 119
Oakland 272 392,890 115 124 119
Morro Bay 273 10,282 100 106 102
Camarillo 274 64,944 105 106 109
Fullerton 275 135,419 104 109 104
Benicia 276 27,088 115 124 119
San Luis Obispo 277 45,328 100 106 102
Petaluma 278 57,852 115 124 119
Aliso Viejo 279 47,910 104 109 104
Tustin 280 75,712 104 109 104
Placentia 281 50,616 104 109 104
Cypress 282 47,986 104 109 104
Newark 283 42,712 115 124 119
Chino Hills 284 75,211 104 109 104
Davis 285 65,616 106 124 102
Lake Forest 286 77,605 104 109 104
Orange 287 136,891 104 109 104
Monrovia 288 36,687 105 106 109
Healdsburg 289 11,279 115 124 119
Sebastopol 290 7,411 115 124 119
San Gabriel 291 39,809 105 106 109
Milpitas 292 66,790 104 110 103
Claremont 293 35,043 104 109 104
Brea 294 39,384 104 109 104
Poway 295 48,113 105 109 111
Rancho Santa Margarita 296 48,081 104 109 104
San Jose 297 954,379 104 110 103
Union City 298 69,820 115 124 119
Temple City 299 35,609 105 106 109
Diamond Bar 300 55,810 104 109 104
Rancho Mirage 301 17,215 105 109 111
Carpinteria 302 13,100 100 106 102
Burbank 303 5,789 105 106 109
Mammoth Lakes 304 8,178 106 124 102
Truckee 305 16,100 115 133 120
Moorpark 306 34,473 105 106 109
La Palma 307 15,608 104 109 104
Pismo Beach 308 7,721 100 106 102
Glendale 309 192,537 105 106 109
San Juan Capistrano 310 34,736 104 109 104
Sonoma 311 10,602 115 124 119
Mission Viejo 312 93,699 104 109 104
Ojai 313 7,499 105 106 109
Morgan Hill 314 38,036 104 110 103
Costa Mesa 315 110,322 104 109 104
Solvang 316 5,261 100 106 102
Laguna Hills 317 30,556 104 109 104
Pleasant Hill 318 33,255 115 124 119
Pasadena 319 137,316 105 106 109
Culver City 320 38,949 105 106 109
West Hollywood 321 34,572 105 106 109
Fountain Valley 322 55,595 104 109 104
Torrance 323 145,443 105 106 109
Los Alamitos 324 11,510 104 109 104
Indian Wells 325 5,008 105 109 111
Daly City 326 101,538 115 124 119
Live Oak 327 8,413 115 133 120
Goleta 328 29,862 100 106 102
Monterey 329 28,168 104 110 103
Thousand Oaks 330 126,570 105 106 109
Cerritos 331 49,296 104 109 104
El Cerrito 332 5,357 115 124 119
Walnut Creek 333 64,515 115 124 119
Huntington Beach 334 191,403 104 109 104
Carlsbad 335 105,097 105 109 111
Pacific Grove 336 15,102 104 110 103
Novato 337 51,996 115 124 119
Dublin 338 45,799 115 124 119
South San Francisco 339 63,742 115 124 119
Walnut 340 29,431 104 109 104
Fremont 341 215,188 115 124 119
Irvine 342 213,880 104 109 104
San Bruno 343 41,214 115 124 119
Scotts Valley 344 11,532 115 124 119
Alameda 345 74,023 115 124 119
Santa Clara 346 116,301 115 124 119
Laguna Niguel 347 63,342 104 109 104
Albany 348 18,493 115 124 119
Pleasanton 349 70,329 104 110 103
Pacifica 350 37,413 115 124 119
Agoura Hills 351 20,431 105 106 109
Yorba Linda 352 64,699 104 109 104
Redondo Beach 353 66,800 105 106 109
Sierra Madre 354 10,939 105 106 109
Campbell 355 39,482 115 124 119
Encinitas 356 59,782 105 109 111
San Clemente 357 63,187 104 109 104
Santa Cruz 358 60,319 115 124 119
Dana Point 359 33,596 104 109 104
El Segundo 360 16,678 105 106 109
Arcadia 361 56,497 105 106 109
Berkeley 362 112,662 115 124 119
Clayton 363 11,020 115 124 119
Santa Barbara 364 88,572 100 106 102
Fairfax 365 7,446 115 124 119
Sunnyvale 366 141,123 115 124 119
San Rafael 367 57,789 115 124 119
South Pasadena 368 25,603 105 106 109
Westlake Village 369 8,307 105 106 109
San Ramon 370 71,213 115 124 119
San Mateo 371 97,322 115 124 119
La Habra Heights 372 5,333 104 109 104
Half Moon Bay 373 11,372 115 124 119
San Francisco 374 807,755 115 124 119
Calabasas 375 23,352 105 106 109
Redwood City 376 77,036 115 124 119
Santa Monica 377 90,008 105 106 109
Mountain View 378 74,447 115 124 119
Villa Park 379 5,843 104 109 104
Rancho Palos Verdes 380 41,793 105 106 109
San Anselmo 381 12,363 115 124 119
Solana Beach 382 12,931 105 109 111
Hermosa Beach 383 19,535 105 106 109
Belmont 384 25,887 115 124 119
Corte Madera 385 9,267 115 124 119
Danville 386 42,265 115 124 119
Millbrae 387 21,567 115 124 119
Moraga 388 16,167 115 124 119
Newport Beach 389 85,323 104 109 104
Foster City 390 30,754 115 124 119
Laguna Beach 391 22,873 104 109 104
San Carlos 392 28,455 115 124 119
Rolling Hills Estates 393 8,078 105 106 109
Coronado 394 21,968 105 109 111
Sausalito 395 6,998 115 124 119
Manhattan Beach 396 35,226 105 106 109
Orinda 397 17,868 115 124 119
Palos Verdes Estates 398 13,493 105 106 109
Lafayette 399 24,073 115 124 119
San Marino 400 13,172 105 106 109
Mill Valley 401 13,931 115 124 119
Larkspur 402 11,952 115 124 119
Beverly Hills 403 34,215 105 106 109
Malibu 404 12,743 105 106 109
Los Gatos 405 29,522 115 124 119
Burlingame 406 28,916 115 124 119
Menlo Park 407 32,122 115 124 119
Cupertino 408 58,409 115 124 119
Piedmont 409 10,699 115 124 119
Palo Alto 410 64,514 115 124 119
Saratoga 411 30,059 115 124 119
Tiburon 412 8,959 115 124 119
Los Altos 413 29,129 115 124 119
Atherton 414 6,972 115 124 119
Woodside 415 5,329 115 124 119
Hillsborough 416 10,879 115 124 119
Los Altos Hills 417 8,013 115 124 119

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