These Are The 10 Most Affordable Places In Colorado


We used data and science to determine which places in Colorado go easy on your wallet.

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A wise sage once said “she works hard for the money” and these places in Colorado definitely treat her right.

You see, these are the places in Colorado where the cost of living is the lowest; where your salary goes the furthest. And when if you have the luxury of choosing where to live in the Centennial State, then the cost of living should play a role in the decision.

So we did the hard for you and crunched the numbers to find the cities that have lower food, energy, and housing costs. After the dust settled on our analysis of the 72 largest places in Colorado, we were left with this set of the best value for your money:

  1. Lamar
  2. La Junta
  3. Pueblo
  4. Trinidad
  5. Alamosa
  6. Federal Heights
  7. Sterling
  8. Cortez
  9. Delta
  10. Fort Morgan

So listen up Cherry Hills Village as we explain how we created this ranking, you could learn some things from the rest of the state.

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How We Determined The Most Affordable Places To Live In The Centennial State

There are basic necessities that you have to buy no matter where in the country you live. Those things include:

  • Housing
  • Food
  • Gas
  • Health Insurance
  • Utilities
  • Transportation

You can then compare the cost of these things in each of the places in Colorado to figure out which is the least expensive.

What you are left with is a “Cost of Living Index” that normalizes to 100 for an average place in the United States.

So we used that cost of living index in order to rank all of the 72 places in Colorado that have more than 5,000 people.

And just so you can better understand how the cost of living index works, 100 is the average cost of a place in the United States. A score of 90 means that the place cost 10% less than average. A score of 90 means it’s 10% less expensive.

San Francisco has a score of 243 meaning it’s almost 2.5 times as expensive as the average place in the country.

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1. Lamar

Lamar, Colorado

Source: Wikipedia

Population: 7,867
Services: 84
Groceries: 97
Healthcare: 92
Housing: 49
Transportation: 88
Utiltiies: 83

2. La Junta

La Junta, Colorado

Source: Wikipedia

Population: 7,060
Services: 84
Groceries: 97
Healthcare: 92
Housing: 57
Transportation: 88
Utiltiies: 83

3. Pueblo

Pueblo, Colorado

Source: Wikipedia

Population: 106,944
Services: 84
Groceries: 97
Healthcare: 92
Housing: 68
Transportation: 88
Utiltiies: 83

4. Trinidad

Trinidad, Colorado

Source: Wikipedia

Population: 9,032
Services: 84
Groceries: 97
Healthcare: 92
Housing: 70
Transportation: 88
Utiltiies: 83

5. Alamosa

Alamosa, Colorado

Source: Wikipedia

Population: 9,097
Services: 84
Groceries: 97
Healthcare: 92
Housing: 75
Transportation: 88
Utiltiies: 83

6. Federal Heights

Federal Heights, Colorado

Source: Wikipedia

Population: 11,598
Services: 103
Groceries: 100
Healthcare: 106
Housing: 44
Transportation: 98
Utiltiies: 93

7. Sterling

Sterling, Colorado

Source: Wikipedia

Population: 14,642
Services: 103
Groceries: 100
Healthcare: 106
Housing: 59
Transportation: 98
Utiltiies: 93

8. Cortez

Cortez, Colorado

Source: Wikipedia

Population: 8,453
Services: 101
Groceries: 96
Healthcare: 106
Housing: 82
Transportation: 91
Utiltiies: 85

9. Delta

Delta, Colorado

Source: Wikipedia

Population: 8,845
Services: 101
Groceries: 96
Healthcare: 106
Housing: 86
Transportation: 91
Utiltiies: 85

10. Fort Morgan

Fort Morgan, Colorado

Source: Wikipedia

Population: 11,349
Services: 103
Groceries: 100
Healthcare: 106
Housing: 71
Transportation: 98
Utiltiies: 93

Detailed List Of Affordable Places In Colorado

City Rank Population Services Grociers Healthcare
Lamar 1 7,867 84 97 92
La Junta 2 7,060 84 97 92
Pueblo 3 106,944 84 97 92
Trinidad 4 9,032 84 97 92
Alamosa 5 9,097 84 97 92
Federal Heights 6 11,598 103 100 106
Sterling 7 14,642 103 100 106
Cortez 8 8,453 101 96 106
Delta 9 8,845 101 96 106
Fort Morgan 10 11,349 103 100 106
Fountain 11 25,602 96 95 103
Fort Lupton 12 7,478 103 100 106
Colorado Springs 13 417,534 96 95 103
Greeley 14 93,082 103 100 106
Sheridan 15 5,708 103 100 106
Evans 16 18,513 103 100 106
Craig 17 9,301 114 101 113
Milliken 18 5,553 103 100 106
Montrose 19 18,940 109 101 101
Edgewater 20 5,183 103 100 106
Aurora 21 326,249 103 100 106
Northglenn 22 35,958 103 100 106
Commerce City 23 45,537 103 100 106
Brighton 24 33,219 103 100 106
Grand Junction 25 58,867 101 96 106
Fruita 26 12,444 101 96 106
Woodland Park 27 7,147 96 95 103
Englewood 28 30,565 103 100 106
Wellington 29 6,186 91 97 101
Loveland 30 67,316 103 100 106
Berthoud 31 5,261 103 100 106
Thornton 32 118,747 103 100 106
Salida 33 5,284 109 101 101
Salida 34 5,284 109 101 101
Fort Collins 35 144,329 91 97 101
Wheat Ridge 36 30,366 103 100 106
Westminster 37 106,750 103 100 106
Gunnison 38 5,892 109 101 101
Lakewood 39 143,496 103 100 106
Longmont 40 86,355 103 100 106
Denver 41 604,356 103 100 106
Arvada 42 106,965 103 100 106
Manitou Springs 43 5,051 96 95 103
Rifle 44 9,163 114 101 113
Frederick 45 8,626 103 100 106
Windsor 46 18,640 103 100 106
Littleton 47 42,414 103 100 106
Monument 48 5,403 96 95 103
Lafayette 49 24,753 103 100 106
Castle Rock 50 48,321 103 100 106
Firestone 51 10,067 103 100 106
Parker 52 45,195 103 100 106
Centennial 53 101,339 103 100 106
Golden 54 18,775 103 100 106
Estes Park 55 5,901 103 100 106
Durango 56 16,936 109 101 101
Gypsum 57 6,396 114 101 113
Louisville 58 18,616 103 100 106
Erie 59 17,946 103 100 106
Glenwood Springs 60 9,620 114 101 113
Superior 61 12,407 103 100 106
Eagle 62 6,364 114 101 113
Lone Tree 63 10,941 103 100 106
Castle Pines 64 10,210 103 100 106
Avon 65 6,383 114 101 113
Boulder 66 99,177 103 100 106
Carbondale 67 6,428 114 101 113
Steamboat Springs 68 12,036 114 101 113
Aspen 69 6,607 114 101 113
Vail 70 5,287 114 101 113
Greenwood Village 71 13,932 103 100 106
Cherry Hills Village 72 6,043 103 100 106

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