These Are The 10 Cheapest Places To Live In Georgia For 2019


We used data and science to determine which places in Georgia go easy on your wallet.

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Editor’s Note: We updated this article for 2019. This is our fourth time ranking the cheapest places to live in Georgia.

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When you think of affordable states in America, what usually comes to mind?

The Southern states, of course. From Virginia to Louisiana, these states are known to be beautiful… and cheap.

Georgia, a southern state, and the state of peaches is one of the cheapest states in America. If you love hot summer days, sticky peaches, and a nice pie or two, this state is one for you.

In Georgia, you have famous cities like Savannah, where you can drink a beer in public while walking down the riverfront and see fireworks set off across the water. You can take a quick drive to South Carolina on your way to Hilton Head and eat some good BBQ in Bluffton.

Hilton Head has a unique boardwalk with willow trees hanging low along the edges of the beach. In the winter, you can come to walk along isolated portions of the beach, making a quiet getaway.

If you are missing the hustle and bustle of the city, Atlanta is full of nightlife, business, and research institutions like Emory.

Loving Georgia already like we do? Wherever you live, you will probably find that an apartment in Georgia is cheaper than New York City or San Francisco.

Living in the South has some major perks and the low cost of living is one of them. (Don’t forget the great hospitality, charm, and food).

But where are the cheapest places? Where is the most affordable in a state that is so affordable, to begin with?

Interested to see which cities are the cheapest?

If you want to live near all the action in Georgia, it turns out you can do that on the cheap. Most of the cheapest places in Georgia are in the surrounding regions of Atlanta and Savannah.

So if you are interested in small-town living near big-city action, check out Eastman, Georgia, our number one most affordable ranked city.

No matter where you live in this state, your wallet will be happier compared to the big megacities like New York.

Curious to see how we crunched the numbers? Read on to learn about our methodology and to learn more about our top 10 most affordable cities in Georgia.

And if you already knew these places were cheap, check out some more reading about Georgia and the cheapest places in the country:

How We Determined The Most Affordable Places To Live In The Peach State For 2019

Map Of The Cheapest Places To Live In Georgia
The two most important things to think about when it comes to being able to afford if you can live comes down to:

  1. How much do money do I make?
  2. How much do I have spend to live there?

You need to understand your costs in the context of how much money you make.

For example, if the median household earns $100,000 and spends $40,000 on housing it’s actually cheaper to live there than a place with a median income of $50,000 and housing costs of $21,000. You might spend more on housing, but you have more money overall to play with.

With that example in mind, we derived several statistics from the latest Census American Community Survey 2013-2017 around incomes and costs. They are:

  • Median Home Price / Median Income (lower is better)
  • Median Income / Median Rent (Higher is better)
  • Median Home Price

We added simply median home price because high home prices generally correlate with higher expenses for all costs related to homes (heating, electricity, etc).

You can then compare these metrics in each of the places in Georgia to figure out which is the least expensive.

What you are left with is a “Cost of Living Index” by taking the average rank of each of these metrics for each city.

So we used that cost of living index in order to rank all of the 124 places in Georgia that have more than 5,000 people.

The place with the lowest cost of living in Georgia according to the data is Eastman.

The 10 Cheapest Places To Live In Georgia For 2019

Eastman, GA

Overall SnackAbility

3
/10

Population: 5,267
Rank Last Year: 4 (Up 3)
Home Price To Income Ratio: 2.6x (23rd most affordable)
Income To Rent Ratio: 62.6x (22nd cheapest)
More On Eastman: Homes For Sale | Data | Photos

Eastman is a city in Dodge County, Georgia, United States. The population was 4,962 at the 2010 census. Named after one of the founders who contributed a site and paid for the county courthouse, the city was established in 1871, and is the county seat of Dodge County.

The median income in Eastman comes in at $33,243 and the median home value is $85,000 for 2019.

Morrow, GA

Source: Public domain
Overall SnackAbility

4
/10

Population: 7,076
Rank Last Year: 1 (Down 1)
Home Price To Income Ratio: 2.1x (3rd most affordable)
Income To Rent Ratio: 59.7x (27th cheapest)
More On Morrow: Homes For Sale | Data | Photos

Morrow is a city in Clayton County, Georgia, United States. The population was 6,445 at the 2010 census, up from 4,882 in 2000. It is the home of Clayton State University.

The median income in Morrow comes in at $50,961 and the median home value is $105,300 for 2019.

Eatonton, GA

Overall SnackAbility

3
/10

Population: 6,512
Rank Last Year: 14 (Up 11)
Home Price To Income Ratio: 2.4x (18th most affordable)
Income To Rent Ratio: 55.1x (45th cheapest)
More On Eatonton: Homes For Sale | Data | Photos

Eatonton is a city in and county seat of Putnam County, Georgia, United States. As of the 2010 census, the city had a population of 6,480. It was named after William Eaton, an officer and diplomat involved in the First Barbary War. The name consists of his surname with the English suffix “ton,” meaning “town”.

The median income in Eatonton comes in at $34,298 and the median home value is $81,900 for 2019.

Folkston, GA

Overall SnackAbility

3
/10

Population: 5,067
Rank Last Year: 15 (Up 11)
Home Price To Income Ratio: 2.7x (28th most affordable)
Income To Rent Ratio: 60.1x (26th cheapest)
More On Folkston: Homes For Sale | Data | Photos

Folkston is a city in and the county seat of Charlton County, Georgia, United States. Folkston is in the Jacksonville Metropolitan Area. The population was 4,148 as of the 2010 census, up from 2,178 in 2000, largely due to the extension of the city boundary to include D. Ray James Prison.

The median income in Folkston comes in at $33,218 and the median home value is $88,800 for 2019.

Auburn, GA

Overall SnackAbility

5
/10

Population: 7,316
Rank Last Year: 2 (Down 3)
Home Price To Income Ratio: 2.1x (5th most affordable)
Income To Rent Ratio: 60.7x (25th cheapest)
More On Auburn: Homes For Sale | Data | Photos

The median income in Auburn comes in at $54,300 and the median home value is $116,400 for 2019.

Overall SnackAbility

5
/10

Population: 6,677
Rank Last Year: 7 (Up 1)
Home Price To Income Ratio: 2.3x (15th most affordable)
Income To Rent Ratio: 58.8x (30th cheapest)
More On Commerce: Homes For Sale | Data

Commerce is a city in Jackson County, Georgia, United States, ninety miles northeast of Atlanta. As of the 2010 census, the city had a population of 6,544.

The median income in Commerce comes in at $44,601 and the median home value is $104,800 for 2019.

Palmetto, GA

Source: Public domain
Overall SnackAbility

4
/10

Population: 5,257
Rank Last Year: 4 (Down 3)
Home Price To Income Ratio: 1.7x (1st most affordable)
Income To Rent Ratio: 48.8x (74th cheapest)
More On Palmetto: Homes For Sale | Data | Photos

The median income in Palmetto comes in at $47,530 and the median home value is $80,700 for 2019.

Toccoa, GA

Overall SnackAbility

3
/10

Population: 8,307
Rank Last Year: 31 (Up 24)
Home Price To Income Ratio: 2.6x (24th most affordable)
Income To Rent Ratio: 55.9x (40th cheapest)
More On Toccoa: Homes For Sale | Data | Photos

Toccoa is a city in, and the county seat of, Stephens County, Georgia, United States, located about 50 miles from Athens and about 90 miles northeast of Atlanta. The population was 8,491 as of the 2010 census.

The median income in Toccoa comes in at $33,924 and the median home value is $87,500 for 2019.

Review Of Toccoa by HomeSnacks User

I love Georgia, this is my home. I have fished the upper Chattahoochee for trout in the hot summer just to cool off. I lived in Toccoa, Ga. for nine years and then migrated to Hall county above Gainesville, Ga. and lived for a number of years. I’ve lived in Georgia 38 years now and it is now home to me. Georgia has lots of amenities to offer the adventurous at heart. Truly a beautiful state!!! The video represents it well…

Warner Robins, GA

Overall SnackAbility

4
/10

Population: 74,123
Rank Last Year: 17 (Up 8)
Home Price To Income Ratio: 2.3x (9th most affordable)
Income To Rent Ratio: 55.0x (48th cheapest)
More On Warner Robins: Homes For Sale | Data | Photos

Warner Robins is a city in the US state of Georgia, located in Houston County in the central part of the state. As of the 2010 census, the city had a total population of 66,588. From 2000 to 2010, the Warner Robins city population grew by 36.4%.

The median income in Warner Robins comes in at $48,307 and the median home value is $110,500 for 2019.

Review Of Warner Robins by HomeSnacks User

I went there for a doctor’s appointment. To my amazement I have never seen so many different stores in such a short distance on one main road! A shopper’s dream!

Any store to shop for clothes and etc. you can think of from A-Z! Restaurants and fast food too!

Camilla, GA

Overall SnackAbility

2
/10

Population: 5,014
Rank Last Year: 6 (Down 4)
Home Price To Income Ratio: 2.7x (32nd most affordable)
Income To Rent Ratio: 55.1x (46th cheapest)
More On Camilla: Homes For Sale | Data | Photos

Camilla is a city in Mitchell County, Georgia, United States, and is its county seat. As of the 2010 census, the city had a population of 5,360.

The median income in Camilla comes in at $31,760 and the median home value is $86,800 for 2019.

There You Have It Mr. Or Mrs. Georgia Cheapskate

If you’re looking at the cost of living numbers in Georgia, this is an accurate list of the most affordable places to live in georgia for 2019.

Here’s a look at the most expensive cities in Georgia according to the data:

  1. Dahlonega
  2. College Park
  3. Norcross

For more Georgia reading, check out:

How Is The Area In ?

Detailed List Of The Cheapest Places To Live In Georgia

Rank City CheapScore Population Home/Income Ratio Income/Rent Ratio
1 Eastman 20.33 5,267 2.6x 62.6x
2 Morrow 21.67 7,076 2.1x 59.7x
3 Eatonton 24.83 6,512 2.4x 55.1x
4 Folkston 25.0 5,067 2.7x 60.1x
5 Auburn 25.67 7,316 2.1x 60.7x
6 Commerce 26.33 6,677 2.3x 58.8x
7 Palmetto 28.0 5,257 1.7x 48.8x
8 Toccoa 28.0 8,307 2.6x 55.9x
9 Warner Robins 32.0 74,123 2.3x 55.0x
10 Camilla 32.17 5,014 2.7x 55.1x

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