10 Cheapest Places To Live In Georgia For 2019


We used data and science to determine which places in Georgia go easy on your wallet.

Editor’s Note: We updated this article for 2019. This is our fourth time ranking the cheapest places to live in Georgia.

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When you think of affordable states in America, what usually comes to mind? The Southern states, of course. From Virginia to Louisiana, these states are known to be beautiful… and cheap.

Georgia, a southern state, and the state of peaches is one of the cheapest states in America.

In Georgia, you have famous cities like Savannah, where you can drink a beer in public while walking down the riverfront and see fireworks set off across the water. You can take a quick drive to South Carolina on your way to Hilton Head and eat some good BBQ in Bluffton. Hilton Head has a unique boardwalk with willow trees hanging low along the edges of the beach. In the winter, you can come to walk along isolated portions of the beach, making a quiet getaway.

If you are missing the hustle and bustle of the city, apartment in Georgia is cheaper than New York City or San Francisco. Living in the South has some major perks and the low cost of living is one of them. (Don’t forget the great hospitality, charm, and food). Let’s take a look at what cities in Georgia are the most affordable in a state that is so affordable, to begin with.

What is the cheapest place to live in georgia? After cranking the numbers for the 124 largest cities in georgia to find the cheapest city in georgia for 2019, we came up with Eastman as the cheapest.

If you want to live near all the action in Georgia, it turns out you can do that on the cheap. Most of the cheapest places in Georgia are in the surrounding regions of Atlanta and Savannah. No matter where you live in this state, your wallet will be happier compared to the big megacities like New York.

Curious to see how we crunched the numbers? Read on to learn about our methodology and to learn more about our top 10 most affordable cities in Georgia.

And if you already knew these places were cheap, check out some more reading about Georgia and the cheapest places in the country:

The 10 Cheapest Places To Live In Georgia For 2019

Eastman, GA

Overall SnackAbility

3
/10

Population: 5,267
Rank Last Year: 4 (Up 3)
Home Price To Income Ratio: 2.6x (23rd most affordable)
Income To Rent Ratio: 62.6x (22nd cheapest)
More On Eastman: Homes For Sale | Data | Photos

First up comes Eastman, Georgia. When you are looking for the most affordable place in Georgia, look no further because Eastman easily takes the cake on this one. Located an hour outside of Macon, Eastman is perfect families looking for a small town vibe with a larger urban center nearby for weekend trips. Plus, Eastman is cheap. What else could you ask for?

The median income in Eastman comes in at $33,243 and the median home value is $85,000 for 2019.

Review Of Eastman by HomeSnacks User

Take a city like Eastman.. 20 years ago lots of people there carpooled to work at Robins AFB.. There was a shirt factory and the Lithonia Lighting Factory in Eastman employed people. Plus people did a lot of farming all over South GA. Lithonia has since closed its doors, folks were paid to plant pine trees instead of farming and probably most of the folks who worked at Robins are retired. It is sad to see the decline of so many cities in our state.

Morrow, GA

Source: Public domain
Overall SnackAbility

4
/10

Population: 7,076
Rank Last Year: 1 (Down 1)
Home Price To Income Ratio: 2.1x (3rd most affordable)
Income To Rent Ratio: 59.7x (27th cheapest)
More On Morrow: Homes For Sale | Data | Photos

On the ‘morrow, you could move to Morrow, Georgia, and save a killing. Morrow ranks second in our list of top affordable places in Georgia and for good reason: it is incredibly cheap. Morrow is located a quick drive from Atlanta so you can have a quiet small town life with the hustle and bustle of a large city when you crave it.

The median income in Morrow comes in at $50,961 and the median home value is $105,300 for 2019.

Eatonton, GA

Overall SnackAbility

3
/10

Population: 6,512
Rank Last Year: 14 (Up 11)
Home Price To Income Ratio: 2.4x (18th most affordable)
Income To Rent Ratio: 55.1x (45th cheapest)
More On Eatonton: Homes For Sale | Data | Photos

Eatonton is a great town for those who don’t want high rent prices to eat up all of your hard earned savings. Eatonton is located between Augusta, Macon, and Atlanta so you can have a peaceful weekday refuge after a weekend out at the larger cities.

Eatonton is also nestled up against the Piedmont National Wildlife Refuge, so you can also take beautiful hikes in your free time.

The median income in Eatonton comes in at $34,298 and the median home value is $81,900 for 2019.

Folkston, GA

Overall SnackAbility

3
/10

Population: 5,067
Rank Last Year: 15 (Up 11)
Home Price To Income Ratio: 2.7x (28th most affordable)
Income To Rent Ratio: 60.1x (26th cheapest)
More On Folkston: Homes For Sale | Data | Photos

Located just minutes from the Florida line, Folkston ranks fourth in most affordable cities in Georgia for 2019. Folkston is a great place, not just for being incredibly cheap, but also because of the location.

If you live in Folkston, you could spend weekends lounging on the beach, exploring the Okefenokee National Wildlife Refuge, or even walking through Jacksonville, Florida.

The median income in Folkston comes in at $33,218 and the median home value is $88,800 for 2019.

Auburn, GA

Overall SnackAbility

5
/10

Population: 7,316
Rank Last Year: 2 (Down 3)
Home Price To Income Ratio: 2.1x (5th most affordable)
Income To Rent Ratio: 60.7x (25th cheapest)
More On Auburn: Homes For Sale | Data | Photos

Auburn, Georgia, not to be confused with Auburn, Alabama, comes up next on our most affordable places in Georgia list. Just an hour outside of Atlanta, Auburn has everything a money-conscious person could ask for: cheap rent and proximity to a large city. So if you are looking for a small town feel with a flare of Atlanta, Auburn might just be the place for you.

The median income in Auburn comes in at $54,300 and the median home value is $116,400 for 2019.

Overall SnackAbility

5
/10

Population: 6,677
Rank Last Year: 7 (Up 1)
Home Price To Income Ratio: 2.3x (15th most affordable)
Income To Rent Ratio: 58.8x (30th cheapest)
More On Commerce: Homes For Sale | Data

Ranking sixth on our list comes Commerce, Georgia. Commerce is a small town between Atlanta and Greenville, so it is a perfect location for anyone wanting to be close to cities with a lot of nightlife. Commerce is known as the hometown for country singer Bill Anderson and baseball player Chris Beck.

The median income in Commerce comes in at $44,601 and the median home value is $104,800 for 2019.

Palmetto, GA

Source: Public domain
Overall SnackAbility

4
/10

Population: 5,257
Rank Last Year: 4 (Down 3)
Home Price To Income Ratio: 1.7x (1st most affordable)
Income To Rent Ratio: 48.8x (74th cheapest)
More On Palmetto: Homes For Sale | Data | Photos

Looking for a place that has many trees that make you feel like you are at the beach? Then don’t pass up Palmetto, Georgia, as the perfect city for you. Other than being ridiculously cheap, Palmetto is also the perfect small town for anyone looking for a quiet residence outside of Atlanta.

The median income in Palmetto comes in at $47,530 and the median home value is $80,700 for 2019.

Toccoa, GA

Overall SnackAbility

3
/10

Population: 8,307
Rank Last Year: 31 (Up 24)
Home Price To Income Ratio: 2.6x (24th most affordable)
Income To Rent Ratio: 55.9x (40th cheapest)
More On Toccoa: Homes For Sale | Data | Photos

Love trees and mountains? Then Toccoa might be the perfect place for you to move. Toccoa is nestled up by the Nantahala and Chattahoochee National Forests. You can live in a beautiful town that is also super cheap.

In addition to that, you can easily visit top locations like Asheville, North Carolina, and Greenville, South Carolina.

The median income in Toccoa comes in at $33,924 and the median home value is $87,500 for 2019.

Review Of Toccoa by HomeSnacks User

I love Georgia, this is my home. I have fished the upper Chattahoochee for trout in the hot summer just to cool off. I lived in Toccoa, Ga. for nine years and then migrated to Hall county above Gainesville, Ga. and lived for a number of years. I’ve lived in Georgia 38 years now and it is now home to me. Georgia has lots of amenities to offer the adventurous at heart. Truly a beautiful state!!! The video represents it well…

Warner Robins, GA

Overall SnackAbility

4
/10

Population: 74,123
Rank Last Year: 17 (Up 8)
Home Price To Income Ratio: 2.3x (9th most affordable)
Income To Rent Ratio: 55.0x (48th cheapest)
More On Warner Robins: Homes For Sale | Data | Photos

Warner Robins is a city just outside of Macon, Georgia, that is the perfect destination for anyone wanted to live cheaply in Georgia. Unlike the others on this list, Warner Robins is not a very small town. In fact, Warner Robins has over 66,000 residents. It also comes up on other rankings as one of the best places to live in Georgia.

The median income in Warner Robins comes in at $48,307 and the median home value is $110,500 for 2019.

Review Of Warner Robins by HomeSnacks User

I went there for a doctor’s appointment. To my amazement I have never seen so many different stores in such a short distance on one main road! A shopper’s dream!

Any store to shop for clothes and etc. you can think of from A-Z! Restaurants and fast food too!

Camilla, GA

Overall SnackAbility

2
/10

Population: 5,014
Rank Last Year: 6 (Down 4)
Home Price To Income Ratio: 2.7x (32nd most affordable)
Income To Rent Ratio: 55.1x (46th cheapest)
More On Camilla: Homes For Sale | Data | Photos

Last but not least comes Camilla, Georgia. Although this town comes last on our list, don’t underestimate its affordability. You can rent apartments for under $400 a month in Camilla. Is that possible where you live now? We didn’t think so.

Camilla is also home to famous NFL player Danny Copeland of the Washington Redskins.

The median income in Camilla comes in at $31,760 and the median home value is $86,800 for 2019.

How We Determined The Most Affordable Places To Live In The Peach State For 2019

Map Of The Cheapest Places To Live In Georgia
The two most important things to think about when it comes to being able to afford if you can live comes down to:

  1. How much do money do I make?
  2. How much do I have spend to live there?

You need to understand your costs in the context of how much money you make.

For example, if the median household earns $100,000 and spends $40,000 on housing it’s actually cheaper to live there than a place with a median income of $50,000 and housing costs of $21,000. You might spend more on housing, but you have more money overall to play with.

With that example in mind, we derived several statistics from the latest Census American Community Survey 2013-2017 around incomes and costs. They are:

  • Median Home Price / Median Income (lower is better)
  • Median Income / Median Rent (Higher is better)
  • Median Home Price

We added simply median home price because high home prices generally correlate with higher expenses for all costs related to homes (heating, electricity, etc).

You can then compare these metrics in each of the places in Georgia to figure out which is the least expensive.

What you are left with is a “Cost of Living Index” by taking the average rank of each of these metrics for each city.

So we used that cost of living index in order to rank all of the 124 places in Georgia that have more than 5,000 people.

The place with the lowest cost of living in Georgia according to the data is Eastman.

There You Have It Mr. Or Mrs. Georgia Cheapskate

If you’re looking at the cost of living numbers in Georgia, this is an accurate list of the most affordable places to live in georgia for 2019.

Here’s a look at the most expensive cities in Georgia according to the data:

  1. Dahlonega
  2. College Park
  3. Norcross

For more Georgia reading, check out:

Where Are The Most Affordable Places To Live In Georgia?

Rank City CheapScore Population Home/Income Ratio Income/Rent Ratio
1 Eastman 20.33 5,267 2.6x 62.6x
2 Morrow 21.67 7,076 2.1x 59.7x
3 Eatonton 24.83 6,512 2.4x 55.1x
4 Folkston 25.0 5,067 2.7x 60.1x
5 Auburn 25.67 7,316 2.1x 60.7x
6 Commerce 26.33 6,677 2.3x 58.8x
7 Palmetto 28.0 5,257 1.7x 48.8x
8 Toccoa 28.0 8,307 2.6x 55.9x
9 Warner Robins 32.0 74,123 2.3x 55.0x
10 Camilla 32.17 5,014 2.7x 55.1x

About Chris Kolmar

Chris Kolmar has been in the real estate business for almost ten years now. He originally worked for Movoto Real Estate as the director of marketing before founding HomeSnacks.

He believes the key to finding the right place to live comes down to looking at the data, reading about things to do, and, most importantly, checking it out yourself before you move.

If you've been looking for a place to live in the past several years, you've probably stumbled upon his writing already.

You can find out more about him on LinkedIn or his website.