When you think of affordable states in America, what usually comes to mind?
The Southern states, of course. From Virginia to Louisiana, these states are known to be beautiful… and cheap.
Georgia, a southern state, and the state of peaches is one of the cheapest states in America. If you love hot summer days, sticky peaches, and a nice pie or two, this state is one for you.
In Georgia, you have famous cities like Savannah, where you can drink a beer in public while walking down the riverfront and see fireworks set off across the water. You can take a quick drive to South Carolina on your way to Hilton Head and eat some good BBQ in Bluffton.
Hilton Head has a unique boardwalk with willow trees hanging low along the edges of the beach. In the winter, you can come to walk along isolated portions of the beach, making a quiet getaway.
If you are missing the hustle and bustle of the city, Atlanta is full of nightlife, business, and research institutions like Emory.
Loving Georgia already like we do? Wherever you live, you will probably find that an apartment in Georgia is cheaper than New York City or San Francisco.
Living in the South has some major perks and the low cost of living is one of them. (Don’t forget the great hospitality, charm, and food).
But where are the cheapest places? Where is the most affordable in a state that is so affordable, to begin with?
Interested to see which cities are the cheapest?
If you want to live near all the action in Georgia, it turns out you can do that on the cheap. Most of the cheapest places in Georgia are in the surrounding regions of Atlanta and Savannah.
So if you are interested in small-town living near big-city action, check out Eastman, Georgia, our number one most affordable ranked city.
No matter where you live in this state, your wallet will be happier compared to the big megacities like New York.
Curious to see how we crunched the numbers? Read on to learn about our methodology and to learn more about our top 10 most affordable cities in Georgia.
And if you already knew these places were cheap, check out some more reading about Georgia and the cheapest places in the country:
The 10 Cheapest Places To Live In Georgia For 2019
First up comes Eastman, Georgia. When you are looking for the most affordable place in Georgia, look no further because Eastman easily takes the cake on this one. Located an hour outside of Macon, Eastman is perfect families looking for a small town vibe with a larger urban center nearby for weekend trips. Plus, Eastman is cheap. What else could you ask for?
The median income in Eastman comes in at $33,243 and the median home value is $85,000 for 2019.
On the ‘morrow, you could move to Morrow, Georgia, and save a killing. Morrow ranks second in our list of top affordable places in Georgia and for good reason: it is incredibly cheap. Morrow is located a quick drive from Atlanta so you can have a quiet small town life with the hustle and bustle of a large city when you crave it.
The median income in Morrow comes in at $50,961 and the median home value is $105,300 for 2019.
Eatonton is a great town for those who don’t want high rent prices to eat up all of your hard earned savings. Eatonton is located between Augusta, Macon, and Atlanta so you can have a peaceful weekday refuge after a weekend out at the larger cities.
Eatonton is also nestled up against the Piedmont National Wildlife Refuge, so you can also take beautiful hikes in your free time.
The median income in Eatonton comes in at $34,298 and the median home value is $81,900 for 2019.
Located just minutes from the Florida line, Folkston ranks fourth in most affordable cities in Georgia for 2019. Folkston is a great place, not just for being incredibly cheap, but also because of the location.
If you live in Folkston, you could spend weekends lounging on the beach, exploring the Okefenokee National Wildlife Refuge, or even walking through Jacksonville, Florida.
The median income in Folkston comes in at $33,218 and the median home value is $88,800 for 2019.
Auburn, Georgia, not to be confused with Auburn, Alabama, comes up next on our most affordable places in Georgia list. Just an hour outside of Atlanta, Auburn has everything a money-conscious person could ask for: cheap rent and proximity to a large city. So if you are looking for a small town feel with a flare of Atlanta, Auburn might just be the place for you.
The median income in Auburn comes in at $54,300 and the median home value is $116,400 for 2019.
Ranking sixth on our list comes Commerce, Georgia. Commerce is a small town between Atlanta and Greenville, so it is a perfect location for anyone wanting to be close to cities with a lot of nightlife. Commerce is known as the hometown for country singer Bill Anderson and baseball player Chris Beck.
The median income in Commerce comes in at $44,601 and the median home value is $104,800 for 2019.
Looking for a place that has many trees that make you feel like you are at the beach? Then don’t pass up Palmetto, Georgia, as the perfect city for you. Other than being ridiculously cheap, Palmetto is also the perfect small town for anyone looking for a quiet residence outside of Atlanta.
The median income in Palmetto comes in at $47,530 and the median home value is $80,700 for 2019.
Love trees and mountains? Then Toccoa might be the perfect place for you to move. Toccoa is nestled up by the Nantahala and Chattahoochee National Forests. You can live in a beautiful town that is also super cheap.
In addition to that, you can easily visit top locations like Asheville, North Carolina, and Greenville, South Carolina.
The median income in Toccoa comes in at $33,924 and the median home value is $87,500 for 2019.
Warner Robins is a city just outside of Macon, Georgia, that is the perfect destination for anyone wanted to live cheaply in Georgia. Unlike the others on this list, Warner Robins is not a very small town. In fact, Warner Robins has over 66,000 residents. It also comes up on other rankings as one of the best places to live in Georgia.
The median income in Warner Robins comes in at $48,307 and the median home value is $110,500 for 2019.
Last but not least comes Camilla, Georgia. Although this town comes last on our list, don’t underestimate its affordability. You can rent apartments for under $400 a month in Camilla. Is that possible where you live now? We didn’t think so.
Camilla is also home to famous NFL player Danny Copeland of the Washington Redskins.
The median income in Camilla comes in at $31,760 and the median home value is $86,800 for 2019.
How We Determined The Most Affordable Places To Live In The Peach State For 2019
The two most important things to think about when it comes to being able to afford if you can live comes down to:
- How much do money do I make?
- How much do I have spend to live there?
You need to understand your costs in the context of how much money you make.
For example, if the median household earns $100,000 and spends $40,000 on housing it’s actually cheaper to live there than a place with a median income of $50,000 and housing costs of $21,000. You might spend more on housing, but you have more money overall to play with.
With that example in mind, we derived several statistics from the latest Census American Community Survey 2013-2017 around incomes and costs. They are:
- Median Home Price / Median Income (lower is better)
- Median Income / Median Rent (Higher is better)
- Median Home Price
We added simply median home price because high home prices generally correlate with higher expenses for all costs related to homes (heating, electricity, etc).
You can then compare these metrics in each of the places in Georgia to figure out which is the least expensive.
What you are left with is a “Cost of Living Index” by taking the average rank of each of these metrics for each city.
So we used that cost of living index in order to rank all of the 124 places in Georgia that have more than 5,000 people.
The place with the lowest cost of living in Georgia according to the data is Eastman.
There You Have It Mr. Or Mrs. Georgia Cheapskate
If you’re looking at the cost of living numbers in Georgia, this is an accurate list of the most affordable places to live in georgia for 2019.
Here’s a look at the most expensive cities in Georgia according to the data:
- College Park
For more Georgia reading, check out: