These Are The 10 Most Affordable Places In Hawaii


We used data and science to determine which places in Hawaii go easy on your wallet.

Join HomeSnacks

Swipe left for slideshow. Article continues below.
Advertisement. Article Continues Below.

A wise sage once said “she works hard for the money” and these places in Hawaii definitely treat her right.

You see, these are the places in Hawaii where the cost of living is the lowest; where your salary goes the furthest. And when if you have the luxury of choosing where to live in the Aloha State, then the cost of living should play a role in the decision.

So we did the hard for you and crunched the numbers to find the cities that have lower food, energy, and housing costs. After the dust settled on our analysis of the 45 largest places in Hawaii, we were left with this set of the best value for your money:

  1. Nanakuli
  2. Waianae
  3. Hawaiian Paradise Park
  4. Makaha
  5. Hilo
  6. Ewa Villages
  7. Maili
  8. Waimalu
  9. Ewa Beach
  10. Napili-Honokowai

So listen up Wailea as we explain how we created this ranking, you could learn some things from the rest of the state.

Advertisement. Article Continues Below.

How We Determined The Most Affordable Places To Live In The Aloha State

There are basic necessities that you have to buy no matter where in the country you live. Those things include:

  • Housing
  • Food
  • Gas
  • Health Insurance
  • Utilities
  • Transportation

You can then compare the cost of these things in each of the places in Hawaii to figure out which is the least expensive.

What you are left with is a “Cost of Living Index” that normalizes to 100 for an average place in the United States.

So we used that cost of living index in order to rank all of the 45 places in Hawaii that have more than 5,000 people.

And just so you can better understand how the cost of living index works, 100 is the average cost of a place in the United States. A score of 90 means that the place cost 10% less than average. A score of 90 means it’s 10% less expensive.

San Francisco has a score of 243 meaning it’s almost 2.5 times as expensive as the average place in the country.

Advertisement. Article Continues Below.

1. Nanakuli

Nanakuli, Hawaii

Source: Flickr

Population: 12,803
Services: 122
Groceries: 154
Healthcare: 110
Housing: 147
Transportation: 153
Utiltiies: 217

2. Waianae

Waianae, Hawaii

Source: Flickr

Population: 12,052
Services: 122
Groceries: 154
Healthcare: 110
Housing: 163
Transportation: 153
Utiltiies: 217

3. Hawaiian Paradise Park

Hawaiian Paradise Park, Hawaii

Source: Flickr

Population: 9,427
Services: 130
Groceries: 158
Healthcare: 112
Housing: 140
Transportation: 153
Utiltiies: 238

4. Makaha

Makaha, Hawaii

Source: Wikipedia

Population: 8,204
Services: 122
Groceries: 154
Healthcare: 110
Housing: 164
Transportation: 153
Utiltiies: 217

5. Hilo


Population: 45,158
Services: 130
Groceries: 158
Healthcare: 112
Housing: 150
Transportation: 153
Utiltiies: 238

6. Ewa Villages


Population: 6,885
Services: 122
Groceries: 154
Healthcare: 110
Housing: 184
Transportation: 153
Utiltiies: 217

7. Maili

Maili, Hawaii

Source: Wikipedia

Population: 8,452
Services: 122
Groceries: 154
Healthcare: 110
Housing: 184
Transportation: 153
Utiltiies: 217

8. Waimalu

Waimalu, Hawaii

Source: Google Maps

Population: 13,637
Services: 122
Groceries: 154
Healthcare: 110
Housing: 198
Transportation: 153
Utiltiies: 217

9. Ewa Beach

Ewa Beach, Hawaii

Source: Wikipedia

Population: 14,881
Services: 122
Groceries: 154
Healthcare: 110
Housing: 205
Transportation: 153
Utiltiies: 217

10. Napili-Honokowai


Population: 6,155
Services: 122
Groceries: 154
Healthcare: 110
Housing: 208
Transportation: 153
Utiltiies: 217

Detailed List Of Affordable Places In Hawaii

City Rank Population Services Grociers Healthcare
Nanakuli 1 12,803 122 154 110
Waianae 2 12,052 122 154 110
Hawaiian Paradise Park 3 9,427 130 158 112
Makaha 4 8,204 122 154 110
Hilo 5 45,158 130 158 112
Ewa Villages 6 6,885 122 154 110
Maili 7 8,452 122 154 110
Waimalu 8 13,637 122 154 110
Ewa Beach 9 14,881 122 154 110
Napili-Honokowai 10 6,155 122 154 110
Waimanalo 11 5,222 122 154 110
Waikele 12 7,622 122 154 110
Ewa Gentry 13 22,683 122 154 110
Kapaa 14 10,031 122 154 110
Waikoloa Village 15 6,154 130 158 112
Wahiawa 16 16,545 122 154 110
Waipio 17 11,740 122 154 110
Lihue 18 7,489 122 154 110
Waihee-Waiehu 19 10,248 122 154 110
Wailuku 20 15,620 122 154 110
West Loch Estate 21 6,076 91 97 101
Waipahu 22 40,531 122 154 110
Kalaoa 23 10,078 130 158 112
Makakilo 24 17,750 122 154 110
Kihei 25 21,556 122 154 110
Holualoa 26 9,709 130 158 112
Kahului 27 26,072 122 154 110
Kapolei 28 14,154 122 154 110
Ocean Pointe 29 7,359 122 154 110
Makawao 30 7,157 122 154 110
Halawa 31 14,132 122 154 110
Lahaina 32 10,669 122 154 110
Mililani Town 33 28,115 122 154 110
Pukalani 34 7,631 122 154 110
Pearl City 35 47,075 122 154 110
Ahuimanu 36 8,725 122 154 110
Mililani Mauka 37 21,419 122 154 110
Royal Kunia 38 14,952 122 154 110
Kaneohe 39 34,030 122 154 110
Haiku-Pauwela 40 8,539 122 154 110
Laie 41 5,560 122 154 110
Aiea 42 9,077 122 154 110
Kula 43 6,925 122 154 110
East Honolulu 44 49,242 122 154 110
Wailea 45 6,330 122 154 110

Like HomeSnacks on Facebook:

Facebook Discussion