These Are The 10 Cheapest Places To Live In Indiana For 2018


We used data and science to determine which places in Indiana go easy on your wallet.

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A wise sage once said:

‘She works hard for the money…’

And these places in Indiana definitely treat her right.

You see, these are the places in Indiana where the cost of living is the lowest; where your salary goes the furthest. And when if you have the luxury of choosing where to live in the Hoosier State, then the cost of living should play a role in the decision.

So we did the hard for you and crunched the numbers to find the cities that have lower food, energy, and housing costs. After the dust settled on our analysis of the 95 largest places in Indiana, we were left with this set of the best value for your money.

Here are the 10 cheapest places to live in Indiana for 2018:

  1. New Castle (Photos | Homes For Sale)
  2. Connersville (Photos | Homes For Sale)
  3. Muncie (Photos | Homes For Sale)
  4. Greensburg (Photos | Homes For Sale)
  5. Marion (Photos | Homes For Sale)
  6. Hartford City (Photos | Homes For Sale)
  7. Wabash (Photos | Homes For Sale)
  8. Huntington (Photos | Homes For Sale)
  9. Garrett (Photos | Homes For Sale)
  10. Kendallville (Photos | Homes For Sale)

So listen up Munster (the most expensive place in Indiana) as we explain how we created this ranking. You could learn some things from the rest of the state.

And if you already knew these places were cheap, check out the best places to live in Indiana or the most expensive.

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How We Determined The Cheapest Places To Live In The Hoosier State For 2018

There are basic necessities that you have to buy no matter where in the country you live. Those things include:

  • Housing
  • Food
  • Gas
  • Health Insurance
  • Utilities
  • Transportation

You can then compare the cost of these things in each of the places in Indiana to figure out which is the least expensive.

What you are left with is a ‘Cost of Living Index’ that normalizes to 100 for an average place in the United States.

So we used that cost of living index in order to rank all of the 95 places in Indiana that have more than 5,000 people.

And just so you can better understand how the cost of living index works, 100 is the average cost of a place in the United States. A score of 90 means that the place cost 10% less than average. A score of 90 means it’s 10% less expensive.

San Francisco has a score of 243 meaning it’s almost 2.5 times as expensive as the average place in the country.

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1. New Castle

New Castle, Indiana

Source: Public domain

Population: 18,066
Services: 85
Groceries: 91
Health Care: 82
Housing: 47
Transportation: 89
Utilities: 78
More on New Castle: Homes For Sale | Data
New Castle is a city in Henry County, Indiana, 44 miles (71 km) east-northeast of Indianapolis, on the Big Blue River. The city is the county seat of Henry County. New Castle is home to New Castle Fieldhouse, the largest high school gymnasium in the world. The city is surrounded by agricultural land. In the past, it was a manufacturing center for the production of sheet iron and steel, automobiles, caskets, clothing, scales, bridges, pianos, furniture, handles, shovels, lathes, bricks, and flour.

2. Connersville

Connersville, Indiana

Source: Public domain

Population: 13,479
Services: 85
Groceries: 91
Health Care: 82
Housing: 48
Transportation: 89
Utilities: 78
More on Connersville: Homes For Sale | Data
Connersville is a city in Fayette County, east central Indiana, United States, 66 miles (106 km) east by southeast of Indianapolis. The population was 13,481 at the 2010 census. The city is the county seat of and the largest and only incorporated town in Fayette County. It is home to the county’s one and only high school. The economy is supported by local manufacturing, retail and healthcare.

3. Muncie

Muncie, Indiana

Source: Wikipedia

Population: 70,033
Services: 85
Groceries: 91
Health Care: 82
Housing: 51
Transportation: 89
Utilities: 78
More on Muncie: Homes For Sale | Data
Muncie /mnsi/ is an incorporated city and the seat of Delaware County, Indiana. It is located in East Central Indiana, about 50 miles (80 km) northeast of Indianapolis. The United States Census for 2010 reported the city’s population was 70,085. It is the principal city of the Muncie metropolitan statistical area, which has a population of 117,671.

4. Greensburg

Greensburg, Indiana

Source: Public domain

Population: 11,527
Services: 85
Groceries: 91
Health Care: 82
Housing: 66
Transportation: 89
Utilities: 78
More on Greensburg: Homes For Sale | Data
Greensburg is a city in Decatur County, Indiana, United States. The population was counted at 11,492 at the 2010 census. The city is the county seat of Decatur County.

5. Marion

Marion, Indiana

Population: 30,088
Services: 96
Groceries: 92
Health Care: 92
Housing: 45
Transportation: 88
Utilities: 93
More on Marion: Homes For Sale | Data
Marion is a city in Grant County, Indiana, United States. The population was 29,948 as of the 2010 census. The city is the county seat of Grant County. It is named for Francis Marion, a Brigadier General from South Carolina in the American Revolutionary War.

6. Hartford City

Hartford City, Indiana

Source: Public domain

Population: 6,207
Services: 96
Groceries: 92
Health Care: 92
Housing: 45
Transportation: 88
Utilities: 93
More on Hartford City: Homes For Sale | Data

7. Wabash

Wabash, Indiana

Source: Public domain

Population: 10,644
Services: 96
Groceries: 92
Health Care: 92
Housing: 49
Transportation: 88
Utilities: 93
More on Wabash: Homes For Sale | Data
Wabash is a city in Noble Township, Wabash County, in the U.S. state of Indiana. The population was 10,666 at the 2010 census. The city is the county seat of Wabash County.

8. Huntington

Huntington, Indiana

Source: Public domain

Population: 17,385
Services: 96
Groceries: 92
Health Care: 92
Housing: 51
Transportation: 88
Utilities: 93
More on Huntington: Homes For Sale | Data
Huntington, known as the ‘Lime City’, is the largest city in and the county seat of Huntington County, Indiana, United States. It is in Huntington and Union townships. The population was 17,391 at the 2010 census.

9. Garrett

Garrett, Indiana

Source: Public domain

Population: 5,987
Services: 96
Groceries: 92
Health Care: 92
Housing: 52
Transportation: 88
Utilities: 93
More on Garrett: Homes For Sale | Data
Garrett is a city in Keyser Township, DeKalb County, Indiana, United States. The population was 6,286 at the 2010 census.

10. Kendallville

Kendallville, Indiana

Source: Public domain

Population: 9,943
Services: 96
Groceries: 92
Health Care: 92
Housing: 53
Transportation: 88
Utilities: 93
More on Kendallville: Homes For Sale | Data
Kendallville is a city in Wayne Township, Noble County, in the U.S. state of Indiana. The population was 9,862 at the 2010 census.

There You Have It Mr. Or Mrs. Cheapskate

If you’re looking at the cost of living numbers in Indiana, this is an accurate list of the cheapest places to call home.

Detailed List Of The Cheapest Places In Indiana

City Rank Population Services Groceries Health Care
New Castle 1 18,066 85 91 82
Connersville 2 13,479 85 91 82
Muncie 3 70,033 85 91 82
Greensburg 4 11,527 85 91 82
Marion 5 30,088 96 92 92
Hartford City 6 6,207 96 92 92
Wabash 7 10,644 96 92 92
Huntington 8 17,385 96 92 92
Garrett 9 5,987 96 92 92
Kendallville 10 9,943 96 92 92
Bluffton 11 9,565 96 92 92
Decatur 12 10,062 96 92 92
North Manchester 13 6,017 96 92 92
Columbia City 14 8,503 96 92 92
Elkhart 15 51,293 88 90 92
New Haven 16 14,624 96 92 92
Fort Wayne 17 253,617 96 92 92
La Porte 18 22,077 88 90 92
Michigan City 19 31,442 88 90 92
Angola 20 8,552 96 92 92
Mishawaka 21 48,107 88 90 92
Logansport 22 17,855 97 87 95
Auburn 23 12,760 96 92 92
Westville 24 5,873 88 90 92
Warsaw 25 13,620 88 90 92
Goshen 26 31,569 88 90 92
Nappanee 27 6,509 88 90 92
Frankfort 28 16,433 97 87 95
Crawfordsville 29 15,958 97 87 95
Monticello 30 5,384 97 87 95
Washington 31 11,552 92 93 92
Vincennes 32 18,374 92 93 92
Lafayette 33 67,302 97 87 95
Tell City 34 7,287 92 93 92
Mount Vernon 35 6,677 92 93 92
Boonville 36 6,267 92 93 92
Evansville 37 119,226 92 93 92
Alexandria 38 5,167 97 95 98
West Lafayette 39 30,047 97 87 95
Huntingburg 40 5,739 92 93 92
Elwood 41 8,677 97 95 98
North Vernon 42 6,616 102 96 90
Bedford 43 13,436 102 96 90
Anderson 44 56,097 97 95 98
Kokomo 45 54,402 97 95 98
Gas City 46 5,918 97 95 98
Jasper 47 14,982 92 93 92
Tipton 48 5,094 97 95 98
Charlestown 49 7,607 102 96 90
Madison 50 12,048 102 96 90
Lawrenceburg 51 5,023 93 93 95
Beech Grove 52 13,949 98 94 99
New Albany 53 36,450 102 96 90
Clarksville 54 22,122 102 96 90
Martinsville 55 11,890 98 94 99
Jeffersonville 56 44,683 102 96 90
Mooresville 57 9,383 98 94 99
Indianapolis 58 831,230 98 94 99
Greenfield 59 20,545 98 94 99
Ellettsville 60 6,367 98 94 99
Cumberland 61 5,205 98 94 99
New Whiteland 62 5,498 98 94 99
Franklin 63 23,857 98 94 99
Lawrence 64 45,779 98 94 99
Greenwood 65 50,457 98 94 99
Columbus 66 44,306 98 94 99
Noblesville 67 52,987 97 95 98
Batesville 68 6,727 93 93 95
Danville 69 8,981 98 94 99
Brownsburg 70 21,749 98 94 99
Bargersville 71 5,237 98 94 99
Bloomington 72 80,440 98 94 99
Westfield 73 30,081 97 95 98
Fishers 74 76,835 97 95 98
Carmel 75 80,060 97 95 98
Zionsville 76 23,134 97 95 98
Avon 77 12,542 98 94 99
Lowell 78 9,225 96 90 104
Cedar Lake 79 11,484 96 90 104
Crown Point 80 27,477 96 90 104
Linton 81 5,408 107 96 109
Brazil 82 7,786 107 96 109
Terre Haute 83 60,850 107 96 109
Gary 84 81,153 106 108 100
Greencastle 85 10,343 107 96 109
East Chicago 86 29,789 106 108 100
Lake Station 87 12,596 106 108 100
Hammond 88 80,658 106 108 100
Hobart 89 28,933 106 108 100
Griffith 90 16,875 106 108 100
Merrillville 91 35,201 106 108 100
Valparaiso 92 31,347 106 108 100
Chesterton 93 13,571 106 108 100
Dyer 94 16,283 106 108 100
Munster 95 23,460 106 108 100

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