These Are The 10 Cheapest Places To Live In Indiana For 2018


We used data and science to determine which places in Indiana go easy on your wallet.

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A wise sage once said:

“She works hard for the money…”

And these places in Indiana definitely treat her right.

You see, these are the places in Indiana where the cost of living is the lowest; where your salary goes the furthest. And when if you have the luxury of choosing where to live in the Hoosier State, then the cost of living should play a role in the decision.

So we did the hard for you and crunched the numbers to find the cities that have lower food, energy, and housing costs. After the dust settled on our analysis of the 95 largest places in Indiana, we were left with this set of the best value for your money.

Here are the 10 cheapest places to live in Indiana for 2018:

  1. New Castle (Photos | Homes For Sale)
  2. Connersville (Photos | Homes For Sale)
  3. Muncie (Photos | Homes For Sale)
  4. Greensburg (Photos | Homes For Sale)
  5. Marion (Photos | Homes For Sale)
  6. Hartford City (Photos | Homes For Sale)
  7. Wabash (Photos | Homes For Sale)
  8. Huntington (Photos | Homes For Sale)
  9. Garrett (Photos | Homes For Sale)
  10. Kendallville (Photos | Homes For Sale)

So listen up Munster (the most expensive place in Indiana) as we explain how we created this ranking. You could learn some things from the rest of the state.

And if you already knew these places were cheap, check out the best places to live in Indiana or the most expensive.

How We Determined The Cheapest Places To Live In The Hoosier State For 2018

Map Of The Cheapest Places To Live In indiana
There are basic necessities that you have to buy no matter where in the country you live. Those things include:

  • Housing
  • Food
  • Gas
  • Health Insurance
  • Utilities
  • Transportation

You can then compare the cost of these things in each of the places in Indiana to figure out which is the least expensive.

What you are left with is a “Cost of Living Index” that normalizes to 100 for an average place in the United States.

So we used that cost of living index in order to rank all of the 95 places in Indiana that have more than 5,000 people.

And just so you can better understand how the cost of living index works, 100 is the average cost of a place in the United States. A score of 90 means that the place cost 10% less than average. A score of 90 means it’s 10% less expensive.

San Francisco has a score of 243 meaning it’s almost 2.5 times as expensive as the average place in the country.

1. New Castle

New Castle, Indiana

Source: Public domain

Population: 18,066
Services: 85
Groceries: 91
Health Care: 82
Housing: 47
Transportation: 89
Utilities: 78
More on New Castle: Homes For Sale | Data
New Castle is a city in Henry County, Indiana, 44 miles east-northeast of Indianapolis, on the Big Blue River. The city is the county seat of Henry County. New Castle is home to New Castle Fieldhouse, the largest high school gymnasium in the world. The city is surrounded by agricultural land. In the past, it was a manufacturing center for the production of sheet iron and steel, automobiles, caskets, clothing, scales, bridges, pianos, furniture, handles, shovels, lathes, bricks, and flour.

2. Connersville

Connersville, Indiana

Source: Public domain

Population: 13,479
Services: 85
Groceries: 91
Health Care: 82
Housing: 48
Transportation: 89
Utilities: 78
More on Connersville: Homes For Sale | Data
Connersville is a city in Fayette County, east central Indiana, United States, 66 miles east by southeast of Indianapolis. The population was 13,481 at the 2010 census. The city is the county seat of and the largest and only incorporated town in Fayette County. It is home to the county’s one and only high school. The economy is supported by local manufacturing, retail and healthcare.

3. Muncie

Muncie, Indiana

Source: Public domain

Population: 70,033
Services: 85
Groceries: 91
Health Care: 82
Housing: 51
Transportation: 89
Utilities: 78
More on Muncie: Homes For Sale | Data
Muncie is an incorporated city and the seat of Delaware County, Indiana. It is located in East Central Indiana, about 50 miles northeast of Indianapolis. The United States Census for 2010 reported the city’s population was 70,085. It is the principal city of the Muncie metropolitan statistical area, which has a population of 117,671.

4. Greensburg

Greensburg, Indiana

Source: Public domain

Population: 11,527
Services: 85
Groceries: 91
Health Care: 82
Housing: 66
Transportation: 89
Utilities: 78
More on Greensburg: Homes For Sale | Data
Greensburg is a city in Decatur County, Indiana, United States. The population was counted at 11,492 at the 2010 census. The city is the county seat of Decatur County.

5. Marion

Marion, Indiana

Population: 30,088
Services: 96
Groceries: 92
Health Care: 92
Housing: 45
Transportation: 88
Utilities: 93
More on Marion: Homes For Sale | Data
Marion is a city in Grant County, Indiana, United States. The population was 29,948 as of the 2010 census. The city is the county seat of Grant County. It is named for Francis Marion, a Brigadier General from South Carolina in the American Revolutionary War.

6. Hartford City

Hartford City, Indiana

Source: Public domain

Population: 6,207
Services: 96
Groceries: 92
Health Care: 92
Housing: 45
Transportation: 88
Utilities: 93
More on Hartford City: Homes For Sale | Data
Hartford City is a city in the U.S. state of Indiana, and the county seat of Blackford County. Located in the northeast central portion of the state, the small farming community experienced a 15-year boom beginning in the late 1880s. The Indiana Gas Boom was caused by the discovery of natural gas in the area, and it caused the community to transition from an agricultural economy to one that also included manufacturing. The boom brought residents, retail establishments, and craftspeople. The increased population meant construction of new roads, schools, and churches. After the boom came a long period of growth and stability. Agriculture remained as the fundamental industry.

7. Wabash

Wabash, Indiana

Source: Public domain

Population: 10,644
Services: 96
Groceries: 92
Health Care: 92
Housing: 49
Transportation: 88
Utilities: 93
More on Wabash: Homes For Sale | Data
Wabash is a city in Noble Township, Wabash County, in the U.S. state of Indiana. The population was 10,666 at the 2010 census. The city is the county seat of Wabash County.

8. Huntington

Huntington, Indiana

Source: Public domain

Population: 17,385
Services: 96
Groceries: 92
Health Care: 92
Housing: 51
Transportation: 88
Utilities: 93
More on Huntington: Homes For Sale | Data
Huntington, known as the “Lime City”, is the largest city in and the county seat of Huntington County, Indiana, United States. It is in Huntington and Union townships. The population was 17,391 at the 2010 census.

9. Garrett

Garrett, Indiana

Source: Public domain

Population: 5,987
Services: 96
Groceries: 92
Health Care: 92
Housing: 52
Transportation: 88
Utilities: 93
More on Garrett: Homes For Sale | Data
Garrett is a city in Keyser Township, DeKalb County, Indiana, United States. The population was 6,286 at the 2010 census.

10. Kendallville

Kendallville, Indiana

Source: Public domain

Population: 9,943
Services: 96
Groceries: 92
Health Care: 92
Housing: 53
Transportation: 88
Utilities: 93
More on Kendallville: Homes For Sale | Data
Kendallville is a city in Wayne Township, Noble County, in the U.S. state of Indiana. The population was 9,862 at the 2010 census.

There You Have It Mr. Or Mrs. Cheapskate

If you’re looking at the cost of living numbers in Indiana, this is an accurate list of the cheapest places to call home.

Detailed List Of The Cheapest Places In Indiana

Rank City CheapScore Population Services Groceries Health Care
1 New Castle 8.75 18,066 85 91 82
2 Connersville 9.0 13,479 85 91 82
3 Muncie 10.25 70,033 85 91 82
4 Greensburg 17.08 11,527 85 91 82
5 Marion 23.33 30,088 96 92 92
6 Hartford City 23.33 6,207 96 92 92
7 Wabash 24.5 10,644 96 92 92
8 Huntington 25.33 17,385 96 92 92
9 Garrett 25.92 5,987 96 92 92
10 Kendallville 26.42 9,943 96 92 92
11 Bluffton 27.0 9,565 96 92 92
12 Decatur 27.0 10,062 96 92 92
13 North Manchester 27.92 6,017 96 92 92
14 Columbia City 28.92 8,503 96 92 92
15 Elkhart 29.25 51,293 88 90 92
16 New Haven 29.33 14,624 96 92 92
17 Fort Wayne 29.75 253,617 96 92 92
18 La Porte 30.08 22,077 88 90 92
19 Michigan City 30.08 31,442 88 90 92
20 Angola 30.33 8,552 96 92 92
21 Mishawaka 30.5 48,107 88 90 92
22 Logansport 30.67 17,855 97 87 95
23 Auburn 31.0 12,760 96 92 92
24 Westville 31.08 5,873 88 90 92
25 Warsaw 33.25 13,620 88 90 92
26 Goshen 33.25 31,569 88 90 92
27 Nappanee 33.92 6,509 88 90 92
28 Frankfort 34.33 16,433 97 87 95
29 Crawfordsville 35.83 15,958 97 87 95
30 Monticello 37.67 5,384 97 87 95
31 Washington 38.25 11,552 92 93 92
32 Vincennes 38.67 18,374 92 93 92
33 Lafayette 38.83 67,302 97 87 95
34 Tell City 40.08 7,287 92 93 92
35 Mount Vernon 41.67 6,677 92 93 92
36 Boonville 42.08 6,267 92 93 92
37 Evansville 43.08 119,226 92 93 92
38 Alexandria 43.67 5,167 97 95 98
39 West Lafayette 44.42 30,047 97 87 95
40 Huntingburg 44.5 5,739 92 93 92
41 Elwood 44.92 8,677 97 95 98
42 North Vernon 45.25 6,616 102 96 90
43 Bedford 45.75 13,436 102 96 90
44 Anderson 45.92 56,097 97 95 98
45 Kokomo 47.0 54,402 97 95 98
46 Gas City 47.0 5,918 97 95 98
47 Jasper 47.17 14,982 92 93 92
48 Tipton 47.92 5,094 97 95 98
49 Charlestown 50.33 7,607 102 96 90
50 Madison 51.25 12,048 102 96 90
51 Lawrenceburg 51.83 5,023 93 93 95
52 Beech Grove 51.83 13,949 98 94 99
53 New Albany 51.83 36,450 102 96 90
54 Clarksville 52.17 22,122 102 96 90
55 Martinsville 52.5 11,890 98 94 99
56 Jeffersonville 53.67 44,683 102 96 90
57 Mooresville 54.92 9,383 98 94 99
58 Indianapolis 54.92 831,230 98 94 99
59 Greenfield 55.33 20,545 98 94 99
60 Ellettsville 55.33 6,367 98 94 99
61 Cumberland 55.33 5,205 98 94 99
62 New Whiteland 55.83 5,498 98 94 99
63 Franklin 55.83 23,857 98 94 99
64 Lawrence 56.17 45,779 98 94 99
65 Greenwood 56.33 50,457 98 94 99
66 Columbus 56.75 44,306 98 94 99
67 Noblesville 56.83 52,987 97 95 98
68 Batesville 57.0 6,727 93 93 95
69 Danville 57.17 8,981 98 94 99
70 Brownsburg 57.42 21,749 98 94 99
71 Bargersville 57.83 5,237 98 94 99
72 Bloomington 58.17 80,440 98 94 99
73 Westfield 58.17 30,081 97 95 98
74 Fishers 58.33 76,835 97 95 98
75 Carmel 58.5 80,060 97 95 98
76 Zionsville 58.67 23,134 97 95 98
77 Avon 58.83 12,542 98 94 99
78 Lowell 62.25 9,225 96 90 104
79 Cedar Lake 62.5 11,484 96 90 104
80 Crown Point 63.92 27,477 96 90 104
81 Linton 64.42 5,408 107 96 109
82 Brazil 66.33 7,786 107 96 109
83 Terre Haute 66.75 60,850 107 96 109
84 Gary 72.0 81,153 106 108 100
85 Greencastle 72.92 10,343 107 96 109
86 East Chicago 75.42 29,789 106 108 100
87 Lake Station 76.0 12,596 106 108 100
88 Hammond 79.0 80,658 106 108 100
89 Hobart 82.5 28,933 106 108 100
90 Griffith 82.75 16,875 106 108 100
91 Merrillville 83.0 35,201 106 108 100
92 Valparaiso 84.0 31,347 106 108 100
93 Chesterton 85.08 13,571 106 108 100
94 Dyer 85.33 16,283 106 108 100
95 Munster 85.5 23,460 106 108 100

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