These Are The 10 Cheapest Places To Live In Maryland For 2018


We used data and science to determine which places in Maryland go easy on your wallet.

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A wise sage once said:

‘She works hard for the money…’

And these places in Maryland definitely treat her right.

You see, these are the places in Maryland where the cost of living is the lowest; where your salary goes the furthest. And when if you have the luxury of choosing where to live in the Old Line State, then the cost of living should play a role in the decision.

So we did the hard for you and crunched the numbers to find the cities that have lower food, energy, and housing costs. After the dust settled on our analysis of the 39 largest places in Maryland, we were left with this set of the best value for your money.

Here are the 10 cheapest places to live in Maryland for 2018:

  1. Baltimore (Photos | Homes For Sale)
  2. Aberdeen (Photos | Homes For Sale)
  3. Hampstead (Photos | Homes For Sale)
  4. Westminster (Photos | Homes For Sale)
  5. Bel Air (Photos | Homes For Sale)
  6. Bel Air (Photos | Homes For Sale)
  7. Cumberland (Photos | Homes For Sale)
  8. Hagerstown (Photos | Homes For Sale)
  9. Brunswick (Photos | Homes For Sale)
  10. Annapolis (Photos | Homes For Sale)

So listen up Chesapeake Beach (the most expensive place in Maryland) as we explain how we created this ranking. You could learn some things from the rest of the state.

And if you already knew these places were cheap, check out the best places to live in Maryland or the most expensive.

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How We Determined The Cheapest Places To Live In The Old Line State For 2018

There are basic necessities that you have to buy no matter where in the country you live. Those things include:

  • Housing
  • Food
  • Gas
  • Health Insurance
  • Utilities
  • Transportation

You can then compare the cost of these things in each of the places in Maryland to figure out which is the least expensive.

What you are left with is a ‘Cost of Living Index’ that normalizes to 100 for an average place in the United States.

So we used that cost of living index in order to rank all of the 39 places in Maryland that have more than 5,000 people.

And just so you can better understand how the cost of living index works, 100 is the average cost of a place in the United States. A score of 90 means that the place cost 10% less than average. A score of 90 means it’s 10% less expensive.

San Francisco has a score of 243 meaning it’s almost 2.5 times as expensive as the average place in the country.

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1. Baltimore

Baltimore, Maryland

Source: Wikipedia

Population: 620,644
Services: 91
Groceries: 111
Health Care: 90
Housing: 93
Transportation: 109
Utilities: 97
More on Baltimore: Homes For Sale | Data
Baltimore (/bltmr/, locally: [b.m]) is the largest city in the U.S. state of Maryland, and the 30th-most populous city in the United States.

2. Aberdeen

Aberdeen, Maryland

Population: 14,958
Services: 91
Groceries: 111
Health Care: 90
Housing: 112
Transportation: 109
Utilities: 97
More on Aberdeen: Homes For Sale | Data
Aberdeen is a city located in Harford County, Maryland, 26 miles (42 km) from Baltimore. The population was 14,959 at the 2010 United States Census. Aberdeen is the largest municipality in Harford County.

3. Hampstead

Hampstead, Maryland

Source: Public domain

Population: 6,299
Services: 91
Groceries: 111
Health Care: 90
Housing: 125
Transportation: 109
Utilities: 97
More on Hampstead: Homes For Sale | Data
Hampstead is a town in Carroll County in the U.S. state of Maryland. The population was 6,323 at the 2010 census.

4. Westminster

Westminster, Maryland

Population: 18,614
Services: 91
Groceries: 111
Health Care: 90
Housing: 127
Transportation: 109
Utilities: 97
More on Westminster: Homes For Sale | Data
Westminster is a city in northern Maryland, United States. A suburb of both Baltimore and Washington, D.C., it is the seat of Carroll County. The city’s population was 18,590 at the 2010 census. Westminster is an outlying community within the Baltimore-Towson, MD MSA, which is part of a greater Washington-Baltimore-Northern Virginia, DC-MD-VA-WV CSA.

5. Bel Air

Bel Air, Maryland

Source: Public domain

Population: 10,172
Services: 91
Groceries: 111
Health Care: 90
Housing: 137
Transportation: 109
Utilities: 97
More on Bel Air: Homes For Sale | Data
The town of Bel Air is the county seat of Harford County, Maryland. According to the 2010 United States Census the population of the town was 10,120.

6. Bel Air

Bel Air, Maryland

Source: Public domain

Population: 10,172
Services: 91
Groceries: 111
Health Care: 90
Housing: 137
Transportation: 109
Utilities: 97
More on Bel Air: Homes For Sale | Data
The town of Bel Air is the county seat of Harford County, Maryland. According to the 2010 United States Census the population of the town was 10,120.

7. Cumberland

Cumberland, Maryland

Source: Public domain

Population: 20,776
Services: 108
Groceries: 100
Health Care: 99
Housing: 58
Transportation: 94
Utilities: 94
More on Cumberland: Homes For Sale | Data
Cumberland Maryland, officially the City of Cumberland, is a western gateway city and seat of Allegany County, Maryland, United States and the primary city of the Cumberland, MD-WV Metropolitan Statistical Area. At the 2010 census, the city had a population of 20,859, and the metropolitan area had a population of 103,299. Cumberland is a regional business and commercial center for Western and the Potomac Highlands of West Virginia. Cumberland is commonly referred to as ‘Where The South Begins,’ as official United States Census Bureau records place it below the Mason–Dixon line.

8. Hagerstown

Hagerstown, Maryland

Source: Public domain

Population: 40,078
Services: 108
Groceries: 100
Health Care: 99
Housing: 91
Transportation: 94
Utilities: 94
More on Hagerstown: Homes For Sale | Data
Hagerstown /herztan/ is a city in Washington County, Maryland, United States. It is the county seat of Washington County. The population of Hagerstown city proper at the 2010 census was 39,662, and the population of the Hagerstown-Martinsburg Metropolitan Area (extending into West Virginia) was 269,140. Hagerstown ranks as Maryland’s sixth largest incorporated city.

9. Brunswick

Brunswick, Maryland

Source: Public domain

Population: 5,882
Services: 108
Groceries: 100
Health Care: 99
Housing: 119
Transportation: 94
Utilities: 94
More on Brunswick: Homes For Sale | Data
Brunswick is a city in Frederick County, Maryland, United States at the Maryland/Virginia border. The population was 5,870 at the 2010 census.

10. Annapolis

Annapolis, Maryland

Population: 38,309
Services: 91
Groceries: 111
Health Care: 90
Housing: 195
Transportation: 109
Utilities: 97
More on Annapolis: Homes For Sale | Data
Annapolis (/næpls/) is the capital of the U.S. state of Maryland, as well as the county seat of Anne Arundel County. Situated on the Chesapeake Bay at the mouth of the Severn River, 25 miles (40 km) south of Baltimore and about 30 miles (50 km) east of Washington, D.C., Annapolis is part of the Baltimore–Washington metropolitan area. Its population was measured at 38,394 by the 2010 census.

There You Have It Mr. Or Mrs. Cheapskate

If you’re looking at the cost of living numbers in Maryland, this is an accurate list of the cheapest places to call home.

Detailed List Of The Cheapest Places In Maryland

City Rank Population Services Groceries Health Care
Baltimore 1 620,644 91 111 90
Aberdeen 2 14,958 91 111 90
Hampstead 3 6,299 91 111 90
Westminster 4 18,614 91 111 90
Bel Air 5 10,172 91 111 90
Bel Air 6 10,172 91 111 90
Cumberland 7 20,776 108 100 99
Hagerstown 8 40,078 108 100 99
Brunswick 9 5,882 108 100 99
Annapolis 10 38,309 91 111 90
Thurmont 11 6,204 103 99 94
Taneytown 12 6,690 103 99 94
Frederick 13 65,171 92 113 86
Laurel 14 25,026 92 113 86
Walkersville 15 5,853 92 113 86
Mount Airy 16 9,198 92 113 86
Frostburg 17 8,886 99 104 98
Gaithersburg 18 60,223 92 113 86
Salisbury 19 30,407 107 107 102
Cambridge 20 12,381 107 107 102
Glenarden 21 6,056 98 112 94
Takoma Park 22 16,902 92 113 86
Bladensburg 23 9,140 98 112 94
Rockville 24 60,960 92 113 86
Elkton 25 15,393 108 103 103
Chevy Chase 26 9,344 92 113 86
Greenbelt 27 23,113 98 112 94
District Heights 28 5,870 98 112 94
New Carrollton 29 12,195 98 112 94
Mount Rainier 30 8,134 98 112 94
Hyattsville 31 17,549 98 112 94
Riverdale Park 32 6,967 98 112 94
Easton 33 16,044 107 107 102
Cheverly 34 6,218 98 112 94
College Park 35 30,478 98 112 94
La Plata 36 8,743 98 112 94
Ocean City 37 7,134 107 107 102
Bowie 38 55,059 98 112 94
Chesapeake Beach 39 5,674 98 112 94

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