These Are The 10 Most Affordable Places In Massachusetts


We used data and science to determine which places in Massachusetts go easy on your wallet.

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A wise sage once said “she works hard for the money” and these places in Massachusetts definitely treat her right.

You see, these are the places in Massachusetts where the cost of living is the lowest; where your salary goes the furthest. And when if you have the luxury of choosing where to live in the Bay State, then the cost of living should play a role in the decision.

So we did the hard for you and crunched the numbers to find the cities that have lower food, energy, and housing costs. After the dust settled on our analysis of the 53 largest places in Massachusetts, we were left with this set of the best value for your money:

  1. North Adams
  2. Pittsfield
  3. Gardner
  4. Greenfield Town
  5. Springfield
  6. Fitchburg
  7. Chicopee
  8. Holyoke
  9. Palmer Town
  10. West Springfield Town

So listen up Newton as we explain how we created this ranking, you could learn some things from the rest of the state.

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How We Determined The Most Affordable Places To Live In The Bay State

There are basic necessities that you have to buy no matter where in the country you live. Those things include:

  • Housing
  • Food
  • Gas
  • Health Insurance
  • Utilities
  • Transportation

You can then compare the cost of these things in each of the places in Massachusetts to figure out which is the least expensive.

What you are left with is a “Cost of Living Index” that normalizes to 100 for an average place in the United States.

So we used that cost of living index in order to rank all of the 53 places in Massachusetts that have more than 5,000 people.

And just so you can better understand how the cost of living index works, 100 is the average cost of a place in the United States. A score of 90 means that the place cost 10% less than average. A score of 90 means it’s 10% less expensive.

San Francisco has a score of 243 meaning it’s almost 2.5 times as expensive as the average place in the country.

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1. North Adams

North Adams, Massachusetts

Source: Wikipedia

Population: 13,725
Services: 94
Groceries: 119
Healthcare: 98
Housing: 81
Transportation: 118
Utiltiies: 96

2. Pittsfield

Pittsfield, Massachusetts

Source: Wikipedia

Population: 44,542
Services: 94
Groceries: 119
Healthcare: 98
Housing: 93
Transportation: 118
Utiltiies: 96

3. Gardner

Gardner, Massachusetts

Source: Wikipedia

Population: 20,250
Services: 117
Groceries: 103
Healthcare: 116
Housing: 96
Transportation: 106
Utiltiies: 137

4. Greenfield Town

Greenfield Town - Hardest Massachusetts

Source: Google Maps

Population: 17,543
Services: 94
Groceries: 119
Healthcare: 98
Housing: 97
Transportation: 118
Utiltiies: 96

5. Springfield

Springfield, Massachusetts

Source: Wikipedia

Population: 153,278
Services: 121
Groceries: 128
Healthcare: 119
Housing: 85
Transportation: 109
Utiltiies: 128

6. Fitchburg

Fitchburg, Massachusetts

Source: Wikipedia

Population: 40,314
Services: 117
Groceries: 103
Healthcare: 116
Housing: 107
Transportation: 106
Utiltiies: 137

7. Chicopee

Chicopee, Massachusetts

Source: Wikipedia

Population: 55,326
Services: 121
Groceries: 128
Healthcare: 119
Housing: 96
Transportation: 109
Utiltiies: 128

8. Holyoke

Holyoke, Massachusetts

Source: Wikipedia

Population: 39,996
Services: 121
Groceries: 128
Healthcare: 119
Housing: 96
Transportation: 109
Utiltiies: 128

9. Palmer Town

Palmer Town - Hardest Massachusetts

Source: Google Maps

Population: 12,159
Services: 121
Groceries: 128
Healthcare: 119
Housing: 100
Transportation: 109
Utiltiies: 128

10. West Springfield Town

West Springfield Town, Massachusetts

Source: Google Maps

Population: 28,411
Services: 121
Groceries: 128
Healthcare: 119
Housing: 106
Transportation: 109
Utiltiies: 128

Detailed List Of Affordable Places In Massachusetts

City Rank Population Services Grociers Healthcare
North Adams 1 13,725 94 119 98
Pittsfield 2 44,542 94 119 98
Gardner 3 20,250 117 103 116
Greenfield Town 4 17,543 94 119 98
Springfield 5 153,278 121 128 119
Fitchburg 6 40,314 117 103 116
Chicopee 7 55,326 121 128 119
Holyoke 8 39,996 121 128 119
Palmer Town 9 12,159 121 128 119
West Springfield Town 10 28,411 121 128 119
Southbridge Town 11 16,775 123 111 117
New Bedford 12 94,952 123 111 117
Leominster 13 40,879 117 103 116
Easthampton Town 14 16,030 94 119 98
Westfield 15 41,162 121 128 119
Worcester 16 181,473 123 111 117
Agawam Town 17 28,476 121 128 119
Fall River 18 89,049 123 111 117
Haverhill 19 60,953 117 103 116
Lawrence 20 76,331 127 108 124
Methuen Town 21 47,238 117 103 116
Taunton 22 55,951 123 111 117
Northampton 23 28,642 94 119 98
Lowell 24 106,739 127 108 124
Brockton 25 93,916 127 108 124
Attleboro 26 43,603 123 111 117
Lynn 27 90,392 127 108 124
Amesbury Town 28 16,344 117 103 116
Chelsea 29 35,527 127 108 124
Salem 30 41,641 127 108 124
Marlborough 31 38,491 127 108 124
Revere 32 51,729 127 108 124
Weymouth Town 33 53,933 127 108 124
Everett 34 41,621 127 108 124
Barnstable Town 35 45,170 123 111 117
Malden 36 59,388 127 108 124
Peabody 37 51,215 127 108 124
Quincy 38 92,078 127 108 124
Beverly 39 39,748 127 108 124
Gloucester 40 28,937 127 108 124
Franklin Town 41 31,760 123 111 117
Winthrop Town 42 17,584 127 108 124
Newburyport 43 17,460 117 103 116
Woburn 44 38,231 127 108 124
Braintree Town 45 35,731 127 108 124
Boston 46 619,662 127 108 124
Medford 47 56,255 127 108 124
Melrose 48 27,043 127 108 124
Waltham 49 60,836 127 108 124
Watertown Town 50 32,073 127 108 124
Somerville 51 75,974 127 108 124
Cambridge 52 105,026 127 108 124
Newton 53 85,177 127 108 124

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