These Are The 10 Cheapest Places To Live In Massachusetts For 2018


We used data and science to determine which places in Massachusetts go easy on your wallet.

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A wise sage once said:

‘She works hard for the money…’

And these places in Massachusetts definitely treat her right.

You see, these are the places in Massachusetts where the cost of living is the lowest; where your salary goes the furthest. And when if you have the luxury of choosing where to live in the Bay State, then the cost of living should play a role in the decision.

So we did the hard for you and crunched the numbers to find the cities that have lower food, energy, and housing costs. After the dust settled on our analysis of the 53 largest places in Massachusetts, we were left with this set of the best value for your money.

Here are the 10 cheapest places to live in Massachusetts for 2018:

  1. Gardner (Photos | Homes For Sale)
  2. Fitchburg (Photos | Homes For Sale)
  3. Leominster (Photos | Homes For Sale)
  4. Haverhill (Photos | Homes For Sale)
  5. Methuen Town (Photos | Homes For Sale)
  6. Amesbury Town (Photos | Homes For Sale)
  7. Newburyport (Photos | Homes For Sale)
  8. North Adams (Photos | Homes For Sale)
  9. Pittsfield (Photos | Homes For Sale)
  10. Greenfield Town (Photos | Homes For Sale)

So listen up Newton (the most expensive place in Massachusetts) as we explain how we created this ranking. You could learn some things from the rest of the state.

And if you already knew these places were cheap, check out the best places to live in Massachusetts or the most expensive.

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How We Determined The Cheapest Places To Live In The Bay State For 2018

There are basic necessities that you have to buy no matter where in the country you live. Those things include:

  • Housing
  • Food
  • Gas
  • Health Insurance
  • Utilities
  • Transportation

You can then compare the cost of these things in each of the places in Massachusetts to figure out which is the least expensive.

What you are left with is a ‘Cost of Living Index’ that normalizes to 100 for an average place in the United States.

So we used that cost of living index in order to rank all of the 53 places in Massachusetts that have more than 5,000 people.

And just so you can better understand how the cost of living index works, 100 is the average cost of a place in the United States. A score of 90 means that the place cost 10% less than average. A score of 90 means it’s 10% less expensive.

San Francisco has a score of 243 meaning it’s almost 2.5 times as expensive as the average place in the country.

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1. Gardner

Gardner, Massachusetts

Population: 20,250
Services: 117
Groceries: 103
Health Care: 116
Housing: 96
Transportation: 106
Utilities: 137
More on Gardner: Homes For Sale | Data
Gardner is a city in Worcester County, Massachusetts, United States. The population was 20,228 at the 2010 census. Gardner is home to Dunn State Park, Gardner Heritage State Park, Lake Wampanoag Wildlife Sanctuary, and Mount Wachusett Community College.

2. Fitchburg

Fitchburg, Massachusetts

Source: Public domain

Population: 40,314
Services: 117
Groceries: 103
Health Care: 116
Housing: 107
Transportation: 106
Utilities: 137
More on Fitchburg: Homes For Sale | Data
Fitchburg is the third largest city in Worcester County, Massachusetts, United States. The population was 40,318 at the 2010 census. Fitchburg is home to Fitchburg State University as well as 17 public and private elementary and high schools.

3. Leominster

Leominster, Massachusetts

Source: Public domain

Population: 40,879
Services: 117
Groceries: 103
Health Care: 116
Housing: 122
Transportation: 106
Utilities: 137
More on Leominster: Homes For Sale | Data
Leominster (/lmnstr/ LEM-n-str) is a city in Worcester County, Massachusetts, United States. It is the second-largest city in Worcester County, with a population of 40,759 at the 2010 census. Leominster is located north of Worcester and west of Boston. Both Route 2 and Route 12 pass through Leominster. Interstate 190, Route 13, and Route 117 all have starting/ending points in Leominster. Leominster is bounded by Fitchburg and Lunenburg to the north, Lancaster to the east, Sterling and Princeton to the south, and Westminster to the west.

4. Haverhill

Haverhill, Massachusetts

Population: 60,953
Services: 117
Groceries: 103
Health Care: 116
Housing: 136
Transportation: 106
Utilities: 137
More on Haverhill: Homes For Sale | Data
Haverhill (/hevrl/ HAY-vril) is a city in Essex County, Massachusetts, United States. The population was 60,879 at the 2010 census.

5. Methuen Town

Methuen Town, Massachusetts

Population: 47,238
Services: 117
Groceries: 103
Health Care: 116
Housing: 141
Transportation: 106
Utilities: 137
More on Methuen Town: Homes For Sale | Data

6. Amesbury Town

Amesbury Town, Massachusetts

Population: 16,344
Services: 117
Groceries: 103
Health Care: 116
Housing: 157
Transportation: 106
Utilities: 137
More on Amesbury Town: Homes For Sale | Data

7. Newburyport

Newburyport, Massachusetts

Source: Public domain

Population: 17,460
Services: 117
Groceries: 103
Health Care: 116
Housing: 204
Transportation: 106
Utilities: 137
More on Newburyport: Homes For Sale | Data
Newburyport is a small coastal, scenic, and historic city in Essex County, Massachusetts, United States, 35 miles (56 km) northeast of Boston. The population was 17,416 at the 2010 census. A historic seaport with a vibrant tourism industry, Newburyport includes part of Plum Island. The mooring, winter storage and maintenance of recreational boats, motor and sail, still contribute a large part of the city’s income. A Coast Guard station oversees boating activity, especially in the swift tidal currents of the Merrimack River.

8. North Adams

North Adams, Massachusetts

Population: 13,725
Services: 94
Groceries: 119
Health Care: 98
Housing: 81
Transportation: 118
Utilities: 96
More on North Adams: Homes For Sale | Data
North Adams is a city in Berkshire County, Massachusetts, United States. It is part of the Pittsfield, Massachusetts Metropolitan Statistical Area. Its population was 13,708 as of the 2010 census, making it the least populous city in the state. Best known as the home of the largest contemporary art museum in the United States, the Massachusetts Museum of Contemporary Art, North Adams has in recent years become a center for tourism, culture and recreation.

9. Pittsfield

Pittsfield, Massachusetts

Population: 44,542
Services: 94
Groceries: 119
Health Care: 98
Housing: 93
Transportation: 118
Utilities: 96
More on Pittsfield: Homes For Sale | Data
Pittsfield is the largest city and the county seat of Berkshire County, Massachusetts, United States. It is the principal city of the Pittsfield, Massachusetts Metropolitan Statistical Area which encompasses all of Berkshire County. The population was 44,737 at the 2010 census. Although the population has declined in recent decades, Pittsfield remains the third largest municipality in western Massachusetts, behind only Springfield and Chicopee.

10. Greenfield Town

Greenfield Town, Massachusetts

Population: 17,543
Services: 94
Groceries: 119
Health Care: 98
Housing: 97
Transportation: 118
Utilities: 96
More on Greenfield Town: Homes For Sale | Data
Greenfield is a city in Franklin County, Massachusetts, United States. Greenfield was first settled in 1686. The population was 17,456 at the 2010 census. It is the county seat of Franklin County. Greenfield is home to Greenfield Community College, the Pioneer Valley Symphony Orchestra, and the Franklin County Fair. The city has a Main Street Historic District containing fine examples of Federal, Greek Revival, and Victorian architecture.

There You Have It Mr. Or Mrs. Cheapskate

If you’re looking at the cost of living numbers in Massachusetts, this is an accurate list of the cheapest places to call home.

Detailed List Of The Cheapest Places In Massachusetts

City Rank Population Services Groceries Health Care
Gardner 1 20,250 117 103 116
Fitchburg 2 40,314 117 103 116
Leominster 3 40,879 117 103 116
Haverhill 4 60,953 117 103 116
Methuen Town 5 47,238 117 103 116
Amesbury Town 6 16,344 117 103 116
Newburyport 7 17,460 117 103 116
North Adams 8 13,725 94 119 98
Pittsfield 9 44,542 94 119 98
Greenfield Town 10 17,543 94 119 98
Southbridge Town 11 16,775 123 111 117
New Bedford 12 94,952 123 111 117
Springfield 13 153,278 121 128 119
Easthampton Town 14 16,030 94 119 98
Worcester 15 181,473 123 111 117
Fall River 16 89,049 123 111 117
Chicopee 17 55,326 121 128 119
Holyoke 18 39,996 121 128 119
Palmer Town 19 12,159 121 128 119
West Springfield Town 20 28,411 121 128 119
Taunton 21 55,951 123 111 117
Northampton 22 28,642 94 119 98
Westfield 23 41,162 121 128 119
Agawam Town 24 28,476 121 128 119
Attleboro 25 43,603 123 111 117
Barnstable Town 26 45,170 123 111 117
Franklin Town 27 31,760 123 111 117
Lawrence 28 76,331 127 108 124
Lowell 29 106,739 127 108 124
Brockton 30 93,916 127 108 124
Lynn 31 90,392 127 108 124
Chelsea 32 35,527 127 108 124
Salem 33 41,641 127 108 124
Marlborough 34 38,491 127 108 124
Revere 35 51,729 127 108 124
Weymouth Town 36 53,933 127 108 124
Everett 37 41,621 127 108 124
Malden 38 59,388 127 108 124
Peabody 39 51,215 127 108 124
Quincy 40 92,078 127 108 124
Beverly 41 39,748 127 108 124
Gloucester 42 28,937 127 108 124
Winthrop Town 43 17,584 127 108 124
Woburn 44 38,231 127 108 124
Braintree Town 45 35,731 127 108 124
Boston 46 619,662 127 108 124
Medford 47 56,255 127 108 124
Melrose 48 27,043 127 108 124
Waltham 49 60,836 127 108 124
Watertown Town 50 32,073 127 108 124
Somerville 51 75,974 127 108 124
Cambridge 52 105,026 127 108 124
Newton 53 85,177 127 108 124

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