These Are The 10 Cheapest Places To Live In New Jersey For 2018


We used data and science to determine which places in New Jersey go easy on your wallet.

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A wise sage once said:

“She works hard for the money…”

And these places in New Jersey definitely treat her right.

You see, these are the places in New Jersey where the cost of living is the lowest; where your salary goes the furthest. And when if you have the luxury of choosing where to live in the Garden State, then the cost of living should play a role in the decision.

So we did the hard for you and crunched the numbers to find the cities that have lower food, energy, and housing costs. After the dust settled on our analysis of the 173 largest places in New Jersey, we were left with this set of the best value for your money.

Here are the 10 cheapest places to live in New Jersey for 2018:

  1. Penns Grove (Photos | Homes For Sale)
  2. Vineland (Photos | Homes For Sale)
  3. Bridgeton (Photos | Homes For Sale)
  4. Millville (Photos | Homes For Sale)
  5. Wildwood (Photos | Homes For Sale)
  6. Linwood (Photos | Homes For Sale)
  7. Trenton (Photos | Homes For Sale)
  8. Phillipsburg (Photos | Homes For Sale)
  9. Washington (Photos | Homes For Sale)
  10. Franklin (Photos | Homes For Sale)

So listen up Englewood Cliffs (the most expensive place in New Jersey) as we explain how we created this ranking. You could learn some things from the rest of the state.

And if you already knew these places were cheap, check out the best places to live in New Jersey or the most expensive.

How We Determined The Cheapest Places To Live In The Garden State For 2018

Map Of The Cheapest Places To Live In new jersey
There are basic necessities that you have to buy no matter where in the country you live. Those things include:

  • Housing
  • Food
  • Gas
  • Health Insurance
  • Utilities
  • Transportation

You can then compare the cost of these things in each of the places in New Jersey to figure out which is the least expensive.

What you are left with is a “Cost of Living Index” that normalizes to 100 for an average place in the United States.

So we used that cost of living index in order to rank all of the 173 places in New Jersey that have more than 5,000 people.

And just so you can better understand how the cost of living index works, 100 is the average cost of a place in the United States. A score of 90 means that the place cost 10% less than average. A score of 90 means it’s 10% less expensive.

San Francisco has a score of 243 meaning it’s almost 2.5 times as expensive as the average place in the country.

1. Penns Grove

Penns Grove, New Jersey

Source: Public domain

Population: 5,116
Services: 108
Groceries: 103
Health Care: 103
Housing: 90
Transportation: 96
Utilities: 114
More on Penns Grove: Homes For Sale | Data

2. Vineland

Vineland, New Jersey

Source: Public domain

Population: 60,610
Services: 108
Groceries: 103
Health Care: 103
Housing: 103
Transportation: 96
Utilities: 114
More on Vineland: Homes For Sale | Data
Vineland is a city in Cumberland County, New Jersey, United States. As of the 2010 United States Census, the city had a total population of 60,724, reflecting an increase of 4,453 from the 56,271 counted in the 2000 Census, which had in turn increased by 1,491 from the 54,780 counted in the 1990 Census. Vineland, Millville and Bridgeton are the three principal New Jersey cities of the Vineland-Millville-Bridgeton Primary Metropolitan Statistical Area, which encompasses those three cities and all of Cumberland County for statistical purposes and had a population of 156,898 as of the 2010 Census.

3. Bridgeton

Bridgeton, New Jersey

Source: Public domain

Population: 25,252
Services: 107
Groceries: 107
Health Care: 102
Housing: 81
Transportation: 101
Utilities: 114
More on Bridgeton: Homes For Sale | Data
Bridgeton is a city in Cumberland County, New Jersey, United States, in the southern part of the state, on the Cohansey River, near Delaware Bay. As of the 2010 United States Census, the city’s population was 25,349, reflecting an increase of 2,578 from the 22,771 counted in the 2000 Census, which had in turn increased by 3,829 from the 18,942 counted in the 1990 Census. It is the county seat of Cumberland County. Bridgeton, Millville, and Vineland are the three principal cities of the Vineland-Millville-Bridgeton Primary Metropolitan Statistical Area, which encompasses those cities and all of Cumberland County for statistical purposes and which constitutes a part of the Delaware Valley.

4. Millville

Millville, New Jersey

Population: 28,438
Services: 107
Groceries: 107
Health Care: 102
Housing: 96
Transportation: 101
Utilities: 114
More on Millville: Homes For Sale | Data
Millville is a city in Cumberland County, New Jersey, United States. As of the 2010 United States Census, the city’s population was 28,400, reflecting an increase of 1,553 from the 26,847 counted in the 2000 Census, which had in turn increased by 855 from the 25,992 counted in the 1990 Census. Millville, Bridgeton and Vineland are the three principal New Jersey cities of the Vineland-Millville-Bridgeton Primary Metropolitan Statistical Area which encompasses those cities and all of Cumberland County for statistical purposes.

5. Wildwood

Wildwood, New Jersey

Source: Public domain

Population: 5,290
Services: 107
Groceries: 107
Health Care: 102
Housing: 123
Transportation: 101
Utilities: 114
More on Wildwood: Homes For Sale | Data
Wildwood is a city in Cape May County, New Jersey, United States. It is part of the Ocean City Metropolitan Statistical Area and is a popular summer resort destination. As of the 2010 United States Census, the city’s year-round population was 5,325, reflecting a decline of 111 from the 5,436 counted in the 2000 Census, which had in turn increased by 952 from the 4,484 counted in the 1990 Census. With visitors, the population can swell to 250,000 during the summer months.

6. Linwood

Linwood, New Jersey

Population: 7,109
Services: 107
Groceries: 107
Health Care: 102
Housing: 171
Transportation: 101
Utilities: 114
More on Linwood: Homes For Sale | Data

7. Trenton

Trenton, New Jersey

Source: Public domain

Population: 84,799
Services: 112
Groceries: 110
Health Care: 113
Housing: 80
Transportation: 111
Utilities: 97
More on Trenton: Homes For Sale | Data
Trenton is the capital city of the U.S. state of New Jersey and the county seat of Mercer County. It was briefly the capital of the United States. The city’s metropolitan area is grouped with the New York metropolitan area by the United States Census Bureau, but directly borders the Philadelphia metropolitan area and is part of the Federal Communications Commission’s Philadelphia Designated Market Area. As of the 2010 United States Census, Trenton had a population of 84,913, making it the state’s 10th-largest municipality. The Census Bureau estimated that the city’s population was 84,034 in 2014.

8. Phillipsburg

Phillipsburg, New Jersey

Source: Public domain

Population: 14,936
Services: 112
Groceries: 110
Health Care: 113
Housing: 93
Transportation: 111
Utilities: 97
More on Phillipsburg: Homes For Sale | Data
Phillipsburg is a town in Warren County, New Jersey, United States, a sister city to the cross-Delaware River industrial partner of Easton, Pennsylvania.

9. Washington

Washington, New Jersey

Population: 6,475
Services: 112
Groceries: 110
Health Care: 113
Housing: 121
Transportation: 111
Utilities: 97
More on Washington: Homes For Sale | Data
Washington is a borough in Warren County, New Jersey, United States. As of the 2010 United States Census, the borough’s population was 6,461, reflecting a decline of 251 from the 6,712 counted in the 2000 Census, which had in turn increased by 238 from the 6,474 counted in the 1990 Census. The borough is located in the eastern most region of the Lehigh Valley.

10. Franklin

Franklin, New Jersey

Population: 5,049
Services: 112
Groceries: 110
Health Care: 113
Housing: 124
Transportation: 111
Utilities: 97
More on Franklin: Homes For Sale | Data

There You Have It Mr. Or Mrs. Cheapskate

If you’re looking at the cost of living numbers in New Jersey, this is an accurate list of the cheapest places to call home.

Detailed List Of The Cheapest Places In New Jersey

Rank City CheapScore Population Services Groceries Health Care
1 Penns Grove 24.08 5,116 108 103 103
2 Vineland 25.5 60,610 108 103 103
3 Bridgeton 31.67 25,252 107 107 102
4 Millville 33.0 28,438 107 107 102
5 Wildwood 35.5 5,290 107 107 102
6 Linwood 43.33 7,109 107 107 102
7 Trenton 47.58 84,799 112 110 113
8 Phillipsburg 48.67 14,936 112 110 113
9 Washington 51.42 6,475 112 110 113
10 Franklin 51.83 5,049 112 110 113
11 Newton 52.75 7,983 112 110 113
12 Spotswood 53.08 8,283 112 110 113
13 Perth Amboy 53.5 50,981 112 110 113
14 East Orange 53.75 64,356 115 106 107
15 New Brunswick 53.83 55,151 112 110 113
16 Keyport 54.08 7,265 112 110 113
17 Ocean City 54.17 11,790 107 107 102
18 Plainfield 54.25 49,701 112 110 113
19 Newark 54.42 276,478 115 106 107
20 Beachwood 54.42 11,067 112 110 113
21 Manville 54.58 10,358 112 110 113
22 Jamesburg 54.83 5,914 112 110 113
23 Freehold 55.33 12,013 112 110 113
24 North Plainfield 55.33 21,960 112 110 113
25 Bound Brook 55.83 10,493 112 110 113
26 Dunellen 56.17 7,271 112 110 113
27 Prospect Park 56.33 5,860 115 106 107
28 Union Beach 56.42 6,252 112 110 113
29 Hopatcong 56.67 15,169 112 110 113
30 Dover 56.67 18,208 112 110 113
31 Carteret 56.83 23,135 115 106 107
32 Elizabeth 56.83 124,795 115 106 107
33 South River 57.0 15,992 112 110 113
34 Paterson 57.67 145,655 115 106 107
35 Linden 58.5 40,421 115 106 107
36 Middlesex 58.75 13,661 112 110 113
37 Rahway 58.83 27,369 115 106 107
38 Wharton 59.0 6,531 112 110 113
39 Union City 59.08 66,646 115 106 107
40 Haledon 59.58 8,375 115 106 107
41 Matawan 59.75 8,795 112 110 113
42 Passaic 59.75 69,685 115 106 107
43 Harrison 60.08 13,683 115 106 107
44 Mount Arlington 60.25 5,110 112 110 113
45 Raritan 60.75 6,968 112 110 113
46 Kearny 60.92 40,744 115 106 107
47 Pompton Lakes 61.75 11,074 115 106 107
48 Garfield 62.25 30,517 115 106 107
49 Wanaque 62.25 11,062 115 106 107
50 Point Pleasant 62.5 18,499 112 110 113
51 Butler 62.67 7,547 115 106 107
52 Clifton 62.67 83,926 115 106 107
53 Highland Park 63.33 14,074 112 110 113
54 Tinton Falls 63.33 17,794 112 110 113
55 North Arlington 63.67 15,407 115 106 107
56 Lincoln Park 63.67 10,553 115 106 107
57 Morristown 64.17 18,461 112 110 113
58 Bloomingdale 64.25 7,654 115 106 107
59 Kenilworth 64.5 7,907 115 106 107
60 Wallington 65.42 11,410 115 106 107
61 Totowa 65.67 10,784 115 106 107
62 Hawthorne 66.0 18,753 115 106 107
63 Woodland Park 66.0 11,957 115 106 107
64 Elmwood Park 66.25 19,461 115 106 107
65 Metuchen 66.5 13,585 112 110 113
66 Fanwood 67.25 7,313 112 110 113
67 Ringwood 67.42 12,234 115 106 107
68 Fair Lawn 68.0 32,479 115 106 107
69 Boonton 68.5 8,403 115 106 107
70 Belmar 68.75 5,796 112 110 113
71 Waldwick 69.5 9,693 115 106 107
72 Midland Park 69.5 7,131 115 106 107
73 Caldwell 70.0 7,806 115 106 107
74 North Haledon 70.58 8,360 115 106 107
75 Oakland 70.58 12,763 115 106 107
76 New Providence 70.83 12,191 112 110 113
77 Morris Plains 70.92 5,586 115 106 107
78 Manasquan 71.75 5,904 112 110 113
79 Ramsey 71.92 14,528 115 106 107
80 Mountainside 72.08 6,695 112 110 113
81 Glen Rock 72.33 11,631 115 106 107
82 Princeton 72.42 12,342 112 110 113
83 Westfield 72.75 30,296 112 110 113
84 Glen Ridge 72.75 7,520 115 106 107
85 Camden 72.83 77,606 115 117 99
86 Bernardsville 72.92 7,710 112 110 113
87 Kinnelon 73.08 10,276 115 106 107
88 Watchung 73.25 5,776 112 110 113
89 Clementon 73.33 5,008 115 117 99
90 Paulsboro 73.5 6,104 115 117 99
91 Lindenwold 73.75 17,663 115 117 99
92 Madison 73.75 15,923 115 106 107
93 Mendham 74.0 5,004 112 110 113
94 Pine Hill 74.08 10,317 115 117 99
95 Gloucester City 74.33 11,468 115 117 99
96 Woodbury 74.67 10,187 115 117 99
97 Bellmawr 74.83 11,585 115 117 99
98 Pleasantville 75.0 20,387 115 117 99
99 North Caldwell 75.08 6,276 115 106 107
100 Burlington 75.33 9,904 115 117 99
101 Stratford 75.5 7,048 115 117 99
102 Chatham 75.5 8,978 115 106 107
103 Atlantic City 75.67 39,680 115 117 99
104 Ridgewood 75.83 24,999 115 106 107
105 Florham Park 75.83 11,693 115 106 107
106 Palmyra 75.92 7,411 115 117 99
107 Pitman 75.92 9,037 115 117 99
108 Glassboro 76.25 18,750 115 117 99
109 Clayton 76.25 8,154 115 117 99
110 Barrington 76.58 6,966 115 117 99
111 Summit 76.58 21,468 115 106 107
112 Audubon 76.58 8,834 115 117 99
113 Allendale 76.75 6,549 115 106 107
114 Franklin Lakes 77.25 10,596 115 106 107
115 Berlin 77.25 7,531 115 117 99
116 Upper Saddle River 77.42 8,186 115 106 107
117 Collingswood 77.83 13,923 115 117 99
118 Hammonton 78.0 14,745 115 117 99
119 Absecon 78.67 8,369 115 117 99
120 Northfield 78.92 8,626 115 117 99
121 Haddon Heights 79.25 7,530 115 117 99
122 Ventnor City 83.25 10,785 115 117 99
123 Brigantine 91.0 9,622 115 117 99
124 Haddonfield 92.83 11,588 115 117 99
125 Margate City 93.92 6,459 115 117 99
126 Hackensack 132.0 43,126 127 132 115
127 Bayonne 132.58 63,164 127 132 115
128 Jersey City 133.17 248,435 127 132 115
129 Bogota 134.08 8,200 127 132 115
130 Keansburg 134.25 10,097 151 121 117
131 Bergenfield 135.58 26,774 127 132 115
132 Lodi 135.83 24,176 127 132 115
133 Ridgefield Park 136.08 12,761 127 132 115
134 Little Ferry 136.67 10,635 127 132 115
135 Dumont 137.92 17,505 127 132 115
136 Highlands 138.0 5,009 151 121 117
137 Maywood 139.33 9,547 127 132 115
138 East Rutherford 139.33 8,909 127 132 115
139 Asbury Park 139.5 16,081 151 121 117
140 Carlstadt 139.58 6,161 127 132 115
141 New Milford 140.33 16,362 127 132 115
142 Wood-Ridge 141.17 7,892 127 132 115
143 West New York 141.58 49,816 151 121 117
144 Westwood 141.83 10,936 127 132 115
145 Hasbrouck Heights 141.83 11,830 127 132 115
146 Guttenberg 142.42 11,166 151 121 117
147 Emerson 142.42 7,471 127 132 115
148 Long Branch 143.83 30,759 151 121 117
149 Ridgefield 143.83 11,081 127 132 115
150 Hillsdale 143.83 10,251 127 132 115
151 Palisades Park 144.08 19,561 127 132 115
152 Park Ridge 144.25 8,699 127 132 115
153 Oradell 144.75 7,997 127 132 115
154 Red Bank 145.17 12,194 151 121 117
155 Paramus 145.25 26,301 127 132 115
156 Fort Lee 145.75 35,420 151 121 117
157 Montvale 146.08 7,826 127 132 115
158 Cliffside Park 147.08 23,618 151 121 117
159 Englewood 147.92 27,205 151 121 117
160 Norwood 147.92 5,729 127 132 115
161 Oceanport 148.33 5,848 151 121 117
162 Closter 148.83 8,397 127 132 115
163 Cresskill 148.83 8,541 127 132 115
164 West Long Branch 148.92 8,238 151 121 117
165 Woodcliff Lake 149.08 5,750 127 132 115
166 Old Tappan 149.75 5,754 127 132 115
167 Leonia 151.25 8,948 151 121 117
168 Hoboken 153.58 49,898 151 121 117
169 Fair Haven 154.75 6,102 151 121 117
170 Edgewater 155.25 11,425 151 121 117
171 Little Silver 155.58 5,970 151 121 117
172 Tenafly 157.58 14,473 151 121 117
173 Englewood Cliffs 158.25 5,297 151 121 117

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