These Are The 10 Cheapest Places To Live In New Jersey For 2018


We used data and science to determine which places in New Jersey go easy on your wallet.

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A wise sage once said:

“She works hard for the money…”

And these places in New Jersey definitely treat her right.

You see, these are the places in New Jersey where the cost of living is the lowest; where your salary goes the furthest. And when if you have the luxury of choosing where to live in the Garden State, then the cost of living should play a role in the decision.

So we did the hard for you and crunched the numbers to find the cities that have lower food, energy, and housing costs. After the dust settled on our analysis of the 173 largest places in New Jersey, we were left with this set of the best value for your money.

Here are the 10 cheapest places to live in New Jersey for 2018:

  1. Penns Grove (Photos | Homes For Sale)
  2. Vineland (Photos | Homes For Sale)
  3. Bridgeton (Photos | Homes For Sale)
  4. Millville (Photos | Homes For Sale)
  5. Wildwood (Photos | Homes For Sale)
  6. Linwood (Photos | Homes For Sale)
  7. Trenton (Photos | Homes For Sale)
  8. Phillipsburg (Photos | Homes For Sale)
  9. Washington (Photos | Homes For Sale)
  10. Franklin (Photos | Homes For Sale)

So listen up Englewood Cliffs (the most expensive place in New Jersey) as we explain how we created this ranking. You could learn some things from the rest of the state.

And if you already knew these places were cheap, check out the best places to live in New Jersey or the most expensive.

How We Determined The Cheapest Places To Live In The Garden State For 2018

There are basic necessities that you have to buy no matter where in the country you live. Those things include:

  • Housing
  • Food
  • Gas
  • Health Insurance
  • Utilities
  • Transportation

You can then compare the cost of these things in each of the places in New Jersey to figure out which is the least expensive.

What you are left with is a “Cost of Living Index” that normalizes to 100 for an average place in the United States.

So we used that cost of living index in order to rank all of the 173 places in New Jersey that have more than 5,000 people.

And just so you can better understand how the cost of living index works, 100 is the average cost of a place in the United States. A score of 90 means that the place cost 10% less than average. A score of 90 means it’s 10% less expensive.

San Francisco has a score of 243 meaning it’s almost 2.5 times as expensive as the average place in the country.

1. Penns Grove

Penns Grove, New Jersey

Source: Public domain

Population: 5,116
Services: 108
Groceries: 103
Health Care: 103
Housing: 90
Transportation: 96
Utilities: 114
More on Penns Grove: Homes For Sale | Data

2. Vineland

Vineland, New Jersey

Source: Public domain

Population: 60,610
Services: 108
Groceries: 103
Health Care: 103
Housing: 103
Transportation: 96
Utilities: 114
More on Vineland: Homes For Sale | Data
Vineland is a city in Cumberland County, New Jersey, United States. As of the 2010 United States Census, the city had a total population of 60,724, reflecting an increase of 4,453 from the 56,271 counted in the 2000 Census, which had in turn increased by 1,491 from the 54,780 counted in the 1990 Census. Vineland, Millville and Bridgeton are the three principal New Jersey cities of the Vineland-Millville-Bridgeton Primary Metropolitan Statistical Area, which encompasses those three cities and all of Cumberland County for statistical purposes and had a population of 156,898 as of the 2010 Census.

3. Bridgeton

Bridgeton, New Jersey

Source: Public domain

Population: 25,252
Services: 107
Groceries: 107
Health Care: 102
Housing: 81
Transportation: 101
Utilities: 114
More on Bridgeton: Homes For Sale | Data
Bridgeton is a city in Cumberland County, New Jersey, United States, in the southern part of the state, on the Cohansey River, near Delaware Bay. As of the 2010 United States Census, the city’s population was 25,349, reflecting an increase of 2,578 from the 22,771 counted in the 2000 Census, which had in turn increased by 3,829 from the 18,942 counted in the 1990 Census. It is the county seat of Cumberland County. Bridgeton, Millville, and Vineland are the three principal cities of the Vineland-Millville-Bridgeton Primary Metropolitan Statistical Area, which encompasses those cities and all of Cumberland County for statistical purposes and which constitutes a part of the Delaware Valley.

4. Millville

Millville, New Jersey

Population: 28,438
Services: 107
Groceries: 107
Health Care: 102
Housing: 96
Transportation: 101
Utilities: 114
More on Millville: Homes For Sale | Data
Millville is a city in Cumberland County, New Jersey, United States. As of the 2010 United States Census, the city’s population was 28,400, reflecting an increase of 1,553 from the 26,847 counted in the 2000 Census, which had in turn increased by 855 from the 25,992 counted in the 1990 Census. Millville, Bridgeton and Vineland are the three principal New Jersey cities of the Vineland-Millville-Bridgeton Primary Metropolitan Statistical Area which encompasses those cities and all of Cumberland County for statistical purposes.

5. Wildwood

Wildwood, New Jersey

Source: Public domain

Population: 5,290
Services: 107
Groceries: 107
Health Care: 102
Housing: 123
Transportation: 101
Utilities: 114
More on Wildwood: Homes For Sale | Data
Wildwood is a city in Cape May County, New Jersey, United States. It is part of the Ocean City Metropolitan Statistical Area and is a popular summer resort destination. As of the 2010 United States Census, the city’s year-round population was 5,325, reflecting a decline of 111 from the 5,436 counted in the 2000 Census, which had in turn increased by 952 from the 4,484 counted in the 1990 Census. With visitors, the population can swell to 250,000 during the summer months.

6. Linwood

Linwood, New Jersey

Population: 7,109
Services: 107
Groceries: 107
Health Care: 102
Housing: 171
Transportation: 101
Utilities: 114
More on Linwood: Homes For Sale | Data

7. Trenton

Trenton, New Jersey

Source: Public domain

Population: 84,799
Services: 112
Groceries: 110
Health Care: 113
Housing: 80
Transportation: 111
Utilities: 97
More on Trenton: Homes For Sale | Data
Trenton is the capital city of the U.S. state of New Jersey and the county seat of Mercer County. It was briefly the capital of the United States. The city’s metropolitan area is grouped with the New York metropolitan area by the United States Census Bureau, but directly borders the Philadelphia metropolitan area and is part of the Federal Communications Commission’s Philadelphia Designated Market Area. As of the 2010 United States Census, Trenton had a population of 84,913, making it the state’s 10th-largest municipality. The Census Bureau estimated that the city’s population was 84,034 in 2014.

8. Phillipsburg

Phillipsburg, New Jersey

Source: Public domain

Population: 14,936
Services: 112
Groceries: 110
Health Care: 113
Housing: 93
Transportation: 111
Utilities: 97
More on Phillipsburg: Homes For Sale | Data
Phillipsburg is a town in Warren County, New Jersey, United States, a sister city to the cross-Delaware River industrial partner of Easton, Pennsylvania.

9. Washington

Washington, New Jersey

Population: 6,475
Services: 112
Groceries: 110
Health Care: 113
Housing: 121
Transportation: 111
Utilities: 97
More on Washington: Homes For Sale | Data
Washington is a borough in Warren County, New Jersey, United States. As of the 2010 United States Census, the borough’s population was 6,461, reflecting a decline of 251 from the 6,712 counted in the 2000 Census, which had in turn increased by 238 from the 6,474 counted in the 1990 Census. The borough is located in the eastern most region of the Lehigh Valley.

10. Franklin

Franklin, New Jersey

Population: 5,049
Services: 112
Groceries: 110
Health Care: 113
Housing: 124
Transportation: 111
Utilities: 97
More on Franklin: Homes For Sale | Data

There You Have It Mr. Or Mrs. Cheapskate

If you’re looking at the cost of living numbers in New Jersey, this is an accurate list of the cheapest places to call home.

Detailed List Of The Cheapest Places In New Jersey

City Rank Population Services Groceries Health Care
Penns Grove 1 5,116 108 103 103
Vineland 2 60,610 108 103 103
Bridgeton 3 25,252 107 107 102
Millville 4 28,438 107 107 102
Wildwood 5 5,290 107 107 102
Linwood 6 7,109 107 107 102
Trenton 7 84,799 112 110 113
Phillipsburg 8 14,936 112 110 113
Washington 9 6,475 112 110 113
Franklin 10 5,049 112 110 113
Newton 11 7,983 112 110 113
Spotswood 12 8,283 112 110 113
Perth Amboy 13 50,981 112 110 113
East Orange 14 64,356 115 106 107
New Brunswick 15 55,151 112 110 113
Keyport 16 7,265 112 110 113
Ocean City 17 11,790 107 107 102
Plainfield 18 49,701 112 110 113
Newark 19 276,478 115 106 107
Beachwood 20 11,067 112 110 113
Manville 21 10,358 112 110 113
Jamesburg 22 5,914 112 110 113
Freehold 23 12,013 112 110 113
North Plainfield 24 21,960 112 110 113
Bound Brook 25 10,493 112 110 113
Dunellen 26 7,271 112 110 113
Prospect Park 27 5,860 115 106 107
Union Beach 28 6,252 112 110 113
Hopatcong 29 15,169 112 110 113
Dover 30 18,208 112 110 113
Carteret 31 23,135 115 106 107
Elizabeth 32 124,795 115 106 107
South River 33 15,992 112 110 113
Paterson 34 145,655 115 106 107
Linden 35 40,421 115 106 107
Middlesex 36 13,661 112 110 113
Rahway 37 27,369 115 106 107
Wharton 38 6,531 112 110 113
Union City 39 66,646 115 106 107
Haledon 40 8,375 115 106 107
Matawan 41 8,795 112 110 113
Passaic 42 69,685 115 106 107
Harrison 43 13,683 115 106 107
Mount Arlington 44 5,110 112 110 113
Raritan 45 6,968 112 110 113
Kearny 46 40,744 115 106 107
Pompton Lakes 47 11,074 115 106 107
Garfield 48 30,517 115 106 107
Wanaque 49 11,062 115 106 107
Point Pleasant 50 18,499 112 110 113
Butler 51 7,547 115 106 107
Clifton 52 83,926 115 106 107
Highland Park 53 14,074 112 110 113
Tinton Falls 54 17,794 112 110 113
North Arlington 55 15,407 115 106 107
Lincoln Park 56 10,553 115 106 107
Morristown 57 18,461 112 110 113
Bloomingdale 58 7,654 115 106 107
Kenilworth 59 7,907 115 106 107
Wallington 60 11,410 115 106 107
Totowa 61 10,784 115 106 107
Hawthorne 62 18,753 115 106 107
Woodland Park 63 11,957 115 106 107
Elmwood Park 64 19,461 115 106 107
Metuchen 65 13,585 112 110 113
Fanwood 66 7,313 112 110 113
Ringwood 67 12,234 115 106 107
Fair Lawn 68 32,479 115 106 107
Boonton 69 8,403 115 106 107
Belmar 70 5,796 112 110 113
Waldwick 71 9,693 115 106 107
Midland Park 72 7,131 115 106 107
Caldwell 73 7,806 115 106 107
North Haledon 74 8,360 115 106 107
Oakland 75 12,763 115 106 107
New Providence 76 12,191 112 110 113
Morris Plains 77 5,586 115 106 107
Manasquan 78 5,904 112 110 113
Ramsey 79 14,528 115 106 107
Mountainside 80 6,695 112 110 113
Glen Rock 81 11,631 115 106 107
Princeton 82 12,342 112 110 113
Westfield 83 30,296 112 110 113
Glen Ridge 84 7,520 115 106 107
Camden 85 77,606 115 117 99
Bernardsville 86 7,710 112 110 113
Kinnelon 87 10,276 115 106 107
Watchung 88 5,776 112 110 113
Clementon 89 5,008 115 117 99
Paulsboro 90 6,104 115 117 99
Lindenwold 91 17,663 115 117 99
Madison 92 15,923 115 106 107
Mendham 93 5,004 112 110 113
Pine Hill 94 10,317 115 117 99
Gloucester City 95 11,468 115 117 99
Woodbury 96 10,187 115 117 99
Bellmawr 97 11,585 115 117 99
Pleasantville 98 20,387 115 117 99
North Caldwell 99 6,276 115 106 107
Burlington 100 9,904 115 117 99
Stratford 101 7,048 115 117 99
Chatham 102 8,978 115 106 107
Atlantic City 103 39,680 115 117 99
Ridgewood 104 24,999 115 106 107
Florham Park 105 11,693 115 106 107
Palmyra 106 7,411 115 117 99
Pitman 107 9,037 115 117 99
Glassboro 108 18,750 115 117 99
Clayton 109 8,154 115 117 99
Barrington 110 6,966 115 117 99
Summit 111 21,468 115 106 107
Audubon 112 8,834 115 117 99
Allendale 113 6,549 115 106 107
Franklin Lakes 114 10,596 115 106 107
Berlin 115 7,531 115 117 99
Upper Saddle River 116 8,186 115 106 107
Collingswood 117 13,923 115 117 99
Hammonton 118 14,745 115 117 99
Absecon 119 8,369 115 117 99
Northfield 120 8,626 115 117 99
Haddon Heights 121 7,530 115 117 99
Ventnor City 122 10,785 115 117 99
Brigantine 123 9,622 115 117 99
Haddonfield 124 11,588 115 117 99
Margate City 125 6,459 115 117 99
Hackensack 126 43,126 127 132 115
Bayonne 127 63,164 127 132 115
Jersey City 128 248,435 127 132 115
Bogota 129 8,200 127 132 115
Keansburg 130 10,097 151 121 117
Bergenfield 131 26,774 127 132 115
Lodi 132 24,176 127 132 115
Ridgefield Park 133 12,761 127 132 115
Little Ferry 134 10,635 127 132 115
Dumont 135 17,505 127 132 115
Highlands 136 5,009 151 121 117
Maywood 137 9,547 127 132 115
East Rutherford 138 8,909 127 132 115
Asbury Park 139 16,081 151 121 117
Carlstadt 140 6,161 127 132 115
New Milford 141 16,362 127 132 115
Wood-Ridge 142 7,892 127 132 115
West New York 143 49,816 151 121 117
Westwood 144 10,936 127 132 115
Hasbrouck Heights 145 11,830 127 132 115
Guttenberg 146 11,166 151 121 117
Emerson 147 7,471 127 132 115
Long Branch 148 30,759 151 121 117
Ridgefield 149 11,081 127 132 115
Hillsdale 150 10,251 127 132 115
Palisades Park 151 19,561 127 132 115
Park Ridge 152 8,699 127 132 115
Oradell 153 7,997 127 132 115
Red Bank 154 12,194 151 121 117
Paramus 155 26,301 127 132 115
Fort Lee 156 35,420 151 121 117
Montvale 157 7,826 127 132 115
Cliffside Park 158 23,618 151 121 117
Englewood 159 27,205 151 121 117
Norwood 160 5,729 127 132 115
Oceanport 161 5,848 151 121 117
Closter 162 8,397 127 132 115
Cresskill 163 8,541 127 132 115
West Long Branch 164 8,238 151 121 117
Woodcliff Lake 165 5,750 127 132 115
Old Tappan 166 5,754 127 132 115
Leonia 167 8,948 151 121 117
Hoboken 168 49,898 151 121 117
Fair Haven 169 6,102 151 121 117
Edgewater 170 11,425 151 121 117
Little Silver 171 5,970 151 121 117
Tenafly 172 14,473 151 121 117
Englewood Cliffs 173 5,297 151 121 117

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