A wise sage once said:
“She works hard for the money…”
And these places in New Jersey definitely treat her right.
You see, these are the places in New Jersey where the cost of living is the lowest; where your salary goes the furthest. And when if you have the luxury of choosing where to live in the Garden State, then the cost of living should play a role in the decision.
So we did the hard for you and crunched the numbers to find the cities that have lower food, energy, and housing costs. After the dust settled on our analysis of the 173 largest places in New Jersey, we were left with this set of the best value for your money.
- Penns Grove (Photos | Homes For Sale)
- Vineland (Photos | Homes For Sale)
- Bridgeton (Photos | Homes For Sale)
- Millville (Photos | Homes For Sale)
- Wildwood (Photos | Homes For Sale)
- Linwood (Photos | Homes For Sale)
- Trenton (Photos | Homes For Sale)
- Phillipsburg (Photos | Homes For Sale)
- Washington (Photos | Homes For Sale)
- Franklin (Photos | Homes For Sale)
So listen up Englewood Cliffs (the most expensive place in New Jersey) as we explain how we created this ranking. You could learn some things from the rest of the state.
How We Determined The Cheapest Places To Live In The Garden State For 2018
There are basic necessities that you have to buy no matter where in the country you live. Those things include:
- Health Insurance
You can then compare the cost of these things in each of the places in New Jersey to figure out which is the least expensive.
What you are left with is a “Cost of Living Index” that normalizes to 100 for an average place in the United States.
So we used that cost of living index in order to rank all of the 173 places in New Jersey that have more than 5,000 people.
And just so you can better understand how the cost of living index works, 100 is the average cost of a place in the United States. A score of 90 means that the place cost 10% less than average. A score of 90 means it’s 10% less expensive.
San Francisco has a score of 243 meaning it’s almost 2.5 times as expensive as the average place in the country.
1. Penns Grove
Population: 60,610 Services: 108
Health Care: 103
More on Vineland: Homes For Sale | Data
Vineland is a city in Cumberland County, New Jersey, United States. As of the 2010 United States Census, the city had a total population of 60,724, reflecting an increase of 4,453 from the 56,271 counted in the 2000 Census, which had in turn increased by 1,491 from the 54,780 counted in the 1990 Census. Vineland, Millville and Bridgeton are the three principal New Jersey cities of the Vineland-Millville-Bridgeton Primary Metropolitan Statistical Area, which encompasses those three cities and all of Cumberland County for statistical purposes and had a population of 156,898 as of the 2010 Census.
Population: 25,252 Services: 107
Health Care: 102
More on Bridgeton: Homes For Sale | Data
Bridgeton is a city in Cumberland County, New Jersey, United States, in the southern part of the state, on the Cohansey River, near Delaware Bay. As of the 2010 United States Census, the city’s population was 25,349, reflecting an increase of 2,578 from the 22,771 counted in the 2000 Census, which had in turn increased by 3,829 from the 18,942 counted in the 1990 Census. It is the county seat of Cumberland County. Bridgeton, Millville, and Vineland are the three principal cities of the Vineland-Millville-Bridgeton Primary Metropolitan Statistical Area, which encompasses those cities and all of Cumberland County for statistical purposes and which constitutes a part of the Delaware Valley.
Population: 28,438 Services: 107
Health Care: 102
More on Millville: Homes For Sale | Data
Millville is a city in Cumberland County, New Jersey, United States. As of the 2010 United States Census, the city’s population was 28,400, reflecting an increase of 1,553 from the 26,847 counted in the 2000 Census, which had in turn increased by 855 from the 25,992 counted in the 1990 Census. Millville, Bridgeton and Vineland are the three principal New Jersey cities of the Vineland-Millville-Bridgeton Primary Metropolitan Statistical Area which encompasses those cities and all of Cumberland County for statistical purposes.
Population: 5,290 Services: 107
Health Care: 102
More on Wildwood: Homes For Sale | Data
Wildwood is a city in Cape May County, New Jersey, United States. It is part of the Ocean City Metropolitan Statistical Area and is a popular summer resort destination. As of the 2010 United States Census, the city’s year-round population was 5,325, reflecting a decline of 111 from the 5,436 counted in the 2000 Census, which had in turn increased by 952 from the 4,484 counted in the 1990 Census. With visitors, the population can swell to 250,000 during the summer months.
Population: 84,799 Services: 112
Health Care: 113
More on Trenton: Homes For Sale | Data
Trenton is the capital city of the U.S. state of New Jersey and the county seat of Mercer County. It was briefly the capital of the United States. The city’s metropolitan area is grouped with the New York metropolitan area by the United States Census Bureau, but directly borders the Philadelphia metropolitan area and is part of the Federal Communications Commission’s Philadelphia Designated Market Area. As of the 2010 United States Census, Trenton had a population of 84,913, making it the state’s 10th-largest municipality. The Census Bureau estimated that the city’s population was 84,034 in 2014.
Population: 14,936 Services: 112
Health Care: 113
More on Phillipsburg: Homes For Sale | Data
Phillipsburg is a town in Warren County, New Jersey, United States, a sister city to the cross-Delaware River industrial partner of Easton, Pennsylvania.
Population: 6,475 Services: 112
Health Care: 113
More on Washington: Homes For Sale | Data
Washington is a borough in Warren County, New Jersey, United States. As of the 2010 United States Census, the borough’s population was 6,461, reflecting a decline of 251 from the 6,712 counted in the 2000 Census, which had in turn increased by 238 from the 6,474 counted in the 1990 Census. The borough is located in the eastern most region of the Lehigh Valley.
There You Have It Mr. Or Mrs. Cheapskate
If you’re looking at the cost of living numbers in New Jersey, this is an accurate list of the cheapest places to call home.
Detailed List Of The Cheapest Places In New Jersey
|116||Upper Saddle River||77.42|
|143||West New York||141.58|
|164||West Long Branch||148.92|