These Are The 10 Most Affordable Places In New Jersey


We used data and science to determine which places in New Jersey go easy on your wallet.

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A wise sage once said “she works hard for the money” and these places in New Jersey definitely treat her right.

You see, these are the places in New Jersey where the cost of living is the lowest; where your salary goes the furthest. And when if you have the luxury of choosing where to live in the Garden State, then the cost of living should play a role in the decision.

So we did the hard for you and crunched the numbers to find the cities that have lower food, energy, and housing costs. After the dust settled on our analysis of the 172 largest places in New Jersey, we were left with this set of the best value for your money:

  1. Bridgeton
  2. Penns Grove
  3. Trenton
  4. Camden
  5. Millville
  6. Clementon
  7. Paulsboro
  8. Phillipsburg
  9. Lindenwold
  10. Vineland

So listen up Englewood Cliffs as we explain how we created this ranking, you could learn some things from the rest of the state.

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How We Determined The Most Affordable Places To Live In The Garden State

There are basic necessities that you have to buy no matter where in the country you live. Those things include:

  • Housing
  • Food
  • Gas
  • Health Insurance
  • Utilities
  • Transportation

You can then compare the cost of these things in each of the places in New Jersey to figure out which is the least expensive.

What you are left with is a “Cost of Living Index” that normalizes to 100 for an average place in the United States.

So we used that cost of living index in order to rank all of the 172 places in New Jersey that have more than 5,000 people.

And just so you can better understand how the cost of living index works, 100 is the average cost of a place in the United States. A score of 90 means that the place cost 10% less than average. A score of 90 means it’s 10% less expensive.

San Francisco has a score of 243 meaning it’s almost 2.5 times as expensive as the average place in the country.

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1. Bridgeton

Bridgeton, New Jersey

Source: Wikipedia

Population: 25,252
Services: 107
Groceries: 107
Healthcare: 102
Housing: 81
Transportation: 101
Utiltiies: 114

2. Penns Grove

Penns Grove, New Jersey

Source: Http://Www.Apconstruction.Com

Population: 5,116
Services: 108
Groceries: 103
Healthcare: 103
Housing: 90
Transportation: 96
Utiltiies: 114

3. Trenton

Trenton, New Jersey

Source: Wikipedia

Population: 84,799
Services: 112
Groceries: 110
Healthcare: 113
Housing: 80
Transportation: 111
Utiltiies: 97

4. Camden

Camden, New Jersey

Source: Wikipedia

Population: 77,606
Services: 115
Groceries: 117
Healthcare: 99
Housing: 63
Transportation: 117
Utiltiies: 121

5. Millville

Millville, New Jersey

Source: Wikipedia

Population: 28,438
Services: 107
Groceries: 107
Healthcare: 102
Housing: 96
Transportation: 101
Utiltiies: 114

6. Clementon

Clementon, New Jersey

Source: Flickr

Population: 5,008
Services: 115
Groceries: 117
Healthcare: 99
Housing: 84
Transportation: 117
Utiltiies: 121

7. Paulsboro

Paulsboro, New Jersey

Source: Wikipedia

Population: 6,104
Services: 115
Groceries: 117
Healthcare: 99
Housing: 86
Transportation: 117
Utiltiies: 121

8. Phillipsburg

Phillipsburg, New Jersey

Source: Wikipedia

Population: 14,936
Services: 112
Groceries: 110
Healthcare: 113
Housing: 93
Transportation: 111
Utiltiies: 97

9. Lindenwold

Lindenwold, New Jersey

Source: Flickr

Population: 17,663
Services: 115
Groceries: 117
Healthcare: 99
Housing: 90
Transportation: 117
Utiltiies: 121

10. Vineland

Vineland, New Jersey

Source: Wikipedia

Population: 60,610
Services: 108
Groceries: 103
Healthcare: 103
Housing: 103
Transportation: 96
Utiltiies: 114

Detailed List Of Affordable Places In New Jersey

City Rank Population Services Grociers Healthcare
Bridgeton 1 25,252 107 107 102
Penns Grove 2 5,116 108 103 103
Trenton 3 84,799 112 110 113
Camden 4 77,606 115 117 99
Millville 5 28,438 107 107 102
Clementon 6 5,008 115 117 99
Paulsboro 7 6,104 115 117 99
Phillipsburg 8 14,936 112 110 113
Lindenwold 9 17,663 115 117 99
Vineland 10 60,610 108 103 103
Pine Hill 11 10,317 115 117 99
Gloucester City 12 11,468 115 117 99
Woodbury 13 10,187 115 117 99
Bellmawr 14 11,585 115 117 99
Pleasantville 15 20,387 115 117 99
Wildwood 16 5,290 107 107 102
Burlington 17 9,904 115 117 99
Stratford 18 7,048 115 117 99
Atlantic City 19 39,680 115 117 99
Pitman 20 9,037 115 117 99
Palmyra 21 7,411 115 117 99
Glassboro 22 18,750 115 117 99
Clayton 23 8,154 115 117 99
Washington 24 6,475 112 110 113
Audubon 25 8,834 115 117 99
Barrington 26 6,966 115 117 99
Franklin 27 5,049 112 110 113
East Orange 28 64,356 115 106 107
Berlin 29 7,531 115 117 99
Collingswood 30 13,923 115 117 99
Newton 31 7,983 112 110 113
Newark 32 276,478 115 106 107
Hammonton 33 14,745 115 117 99
Spotswood 34 8,283 112 110 113
Perth Amboy 35 50,981 112 110 113
Absecon 36 8,369 115 117 99
New Brunswick 37 55,151 112 110 113
Northfield 38 8,626 115 117 99
Haddon Heights 39 7,530 115 117 99
Keyport 40 7,265 112 110 113
Plainfield 41 49,701 112 110 113
Keansburg 42 10,097 151 121 117
Beachwood 43 11,067 112 110 113
Prospect Park 44 5,860 115 106 107
Manville 45 10,358 112 110 113
Jamesburg 46 5,914 112 110 113
Elizabeth 47 124,795 115 106 107
Carteret 48 23,135 115 106 107
Freehold 49 12,013 112 110 113
North Plainfield 50 21,960 112 110 113
Paterson 51 145,655 115 106 107
Bound Brook 52 10,493 112 110 113
Dunellen 53 7,271 112 110 113
Union Beach 54 6,252 112 110 113
Dover 55 18,208 112 110 113
Linden 56 40,421 115 106 107
Hopatcong 57 15,169 112 110 113
Rahway 58 27,369 115 106 107
South River 59 15,992 112 110 113
Union City 60 66,646 115 106 107
Haledon 61 8,375 115 106 107
Passaic 62 69,685 115 106 107
Linwood 63 7,109 107 107 102
Ventnor City 64 10,785 115 117 99
Harrison 65 13,683 115 106 107
Middlesex 66 13,661 112 110 113
Wharton 67 6,531 112 110 113
Kearny 68 40,744 115 106 107
Highlands 69 5,009 151 121 117
Matawan 70 8,795 112 110 113
Pompton Lakes 71 11,074 115 106 107
Garfield 72 30,517 115 106 107
Wanaque 73 11,062 115 106 107
Mount Arlington 74 5,110 112 110 113
Clifton 75 83,926 115 106 107
Asbury Park 76 16,081 151 121 117
Butler 77 7,547 115 106 107
Raritan 78 6,968 112 110 113
Hackensack 79 43,126 127 132 115
Bayonne 80 63,164 127 132 115
Lincoln Park 81 10,553 115 106 107
North Arlington 82 15,407 115 106 107
Jersey City 83 248,435 127 132 115
Point Pleasant 84 18,499 112 110 113
Bloomingdale 85 7,654 115 106 107
Kenilworth 86 7,907 115 106 107
Bogota 87 8,200 127 132 115
West New York 88 49,816 151 121 117
Highland Park 89 14,074 112 110 113
Tinton Falls 90 17,794 112 110 113
Wallington 91 11,410 115 106 107
Guttenberg 92 11,166 151 121 117
Totowa 93 10,784 115 106 107
Bergenfield 94 26,774 127 132 115
Hawthorne 95 18,753 115 106 107
Woodland Park 96 11,957 115 106 107
Lodi 97 24,176 127 132 115
Elmwood Park 98 19,461 115 106 107
Ridgefield Park 99 12,761 127 132 115
Long Branch 100 30,759 151 121 117
Little Ferry 101 10,635 127 132 115
Ringwood 102 12,234 115 106 107
Red Bank 103 12,194 151 121 117
Brigantine 104 9,622 115 117 99
Dumont 105 17,505 127 132 115
Fair Lawn 106 32,479 115 106 107
Fort Lee 107 35,420 151 121 117
Metuchen 108 13,585 112 110 113
Boonton 109 8,403 115 106 107
Fanwood 110 7,313 112 110 113
Maywood 111 9,547 127 132 115
East Rutherford 112 8,909 127 132 115
Carlstadt 113 6,161 127 132 115
Haddonfield 114 11,588 115 117 99
Cliffside Park 115 23,618 151 121 117
Midland Park 116 7,131 115 106 107
Waldwick 117 9,693 115 106 107
Caldwell 118 7,806 115 106 107
New Milford 119 16,362 127 132 115
Englewood 120 27,205 151 121 117
North Haledon 121 8,360 115 106 107
Belmar 122 5,796 112 110 113
Oakland 123 12,763 115 106 107
Oceanport 124 5,848 151 121 117
Wood-Ridge 125 7,892 127 132 115
Margate City 126 6,459 115 117 99
Morris Plains 127 5,586 115 106 107
West Long Branch 128 8,238 151 121 117
Ocean City 129 11,790 107 107 102
Hasbrouck Heights 130 11,830 127 132 115
Westwood 131 10,936 127 132 115
Ramsey 132 14,528 115 106 107
Glen Rock 133 11,631 115 106 107
New Providence 134 12,191 112 110 113
Emerson 135 7,471 127 132 115
Glen Ridge 136 7,520 115 106 107
Kinnelon 137 10,276 115 106 107
Leonia 138 8,948 151 121 117
Ridgefield 139 11,081 127 132 115
Hillsdale 140 10,251 127 132 115
Manasquan 141 5,904 112 110 113
Palisades Park 142 19,561 127 132 115
Park Ridge 143 8,699 127 132 115
Madison 144 15,923 115 106 107
Mountainside 145 6,695 112 110 113
Princeton 146 12,342 112 110 113
Oradell 147 7,997 127 132 115
Westfield 148 30,296 112 110 113
Bernardsville 149 7,710 112 110 113
Paramus 150 26,301 127 132 115
Watchung 151 5,776 112 110 113
North Caldwell 152 6,276 115 106 107
Hoboken 153 49,898 151 121 117
Montvale 154 7,826 127 132 115
Chatham 155 8,978 115 106 107
Mendham 156 5,004 112 110 113
Florham Park 157 11,693 115 106 107
Ridgewood 158 24,999 115 106 107
Summit 159 21,468 115 106 107
Allendale 160 6,549 115 106 107
Fair Haven 161 6,102 151 121 117
Franklin Lakes 162 10,596 115 106 107
Upper Saddle River 163 8,186 115 106 107
Edgewater 164 11,425 151 121 117
Little Silver 165 5,970 151 121 117
Norwood 166 5,729 127 132 115
Closter 167 8,397 127 132 115
Cresskill 168 8,541 127 132 115
Woodcliff Lake 169 5,750 127 132 115
Old Tappan 170 5,754 127 132 115
Tenafly 171 14,473 151 121 117
Englewood Cliffs 172 5,297 151 121 117

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