These Are The 10 Cheapest Places To Live In New York For 2018


We used data and science to determine which places in New York go easy on your wallet.

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A wise sage once said:

“She works hard for the money…”

And these places in New York definitely treat her right.

You see, these are the places in New York where the cost of living is the lowest; where your salary goes the furthest. And when if you have the luxury of choosing where to live in the Empire State, then the cost of living should play a role in the decision.

So we did the hard for you and crunched the numbers to find the cities that have lower food, energy, and housing costs. After the dust settled on our analysis of the 168 largest places in New York, we were left with this set of the best value for your money.

Here are the 10 cheapest places to live in New York for 2018:

  1. Jamestown (Photos | Homes For Sale)
  2. Dunkirk (Photos | Homes For Sale)
  3. Salamanca (Photos | Homes For Sale)
  4. Niagara Falls (Photos | Homes For Sale)
  5. Buffalo (Photos | Homes For Sale)
  6. Olean (Photos | Homes For Sale)
  7. Lackawanna (Photos | Homes For Sale)
  8. Lockport (Photos | Homes For Sale)
  9. North Tonawanda (Photos | Homes For Sale)
  10. Kenmore (Photos | Homes For Sale)

So listen up Garden City (the most expensive place in New York) as we explain how we created this ranking. You could learn some things from the rest of the state.

And if you already knew these places were cheap, check out the best places to live in New York or the most expensive.

How We Determined The Cheapest Places To Live In The Empire State For 2018

Map Of The Cheapest Places To Live In new york
There are basic necessities that you have to buy no matter where in the country you live. Those things include:

  • Housing
  • Food
  • Gas
  • Health Insurance
  • Utilities
  • Transportation

You can then compare the cost of these things in each of the places in New York to figure out which is the least expensive.

What you are left with is a “Cost of Living Index” that normalizes to 100 for an average place in the United States.

So we used that cost of living index in order to rank all of the 168 places in New York that have more than 5,000 people.

And just so you can better understand how the cost of living index works, 100 is the average cost of a place in the United States. A score of 90 means that the place cost 10% less than average. A score of 90 means it’s 10% less expensive.

San Francisco has a score of 243 meaning it’s almost 2.5 times as expensive as the average place in the country.

1. Jamestown

Jamestown, New York

Population: 31,014
Services: 85
Groceries: 88
Health Care: 89
Housing: 44
Transportation: 117
Utilities: 101
More on Jamestown: Homes For Sale | Data
Jamestown is a city in southern Chautauqua County, New York, United States. The population was 31,146 at the 2010 census. Situated between Lake Erie to the northwest and the Allegheny National Forest to the south, Jamestown is the largest population center in the county. Nearby Chautauqua Lake is a freshwater resource used by fishermen, boaters and naturalists.

2. Dunkirk

Dunkirk, New York

Source: Public domain

Population: 12,518
Services: 85
Groceries: 88
Health Care: 89
Housing: 44
Transportation: 117
Utilities: 101
More on Dunkirk: Homes For Sale | Data
Dunkirk is a city in Chautauqua County, New York, in the United States. It was officially incorporated in 1880, though it was first settled around 1805. The population was 12,563 as of the 2010 census, with an estimated population of 12,328 in 2013. Dunkirk is bordered on the north by Lake Erie. It shares a border with the village of Fredonia to the south, and with the town of Dunkirk to the east and west. Dunkirk is the westernmost city in the state of New York.

3. Salamanca

Salamanca, New York

Population: 5,789
Services: 85
Groceries: 88
Health Care: 89
Housing: 45
Transportation: 117
Utilities: 101
More on Salamanca: Homes For Sale | Data
Salamanca is a city in Cattaraugus County, New York, United States, inside the Allegany Indian Reservation, one of two governed by the Seneca Nation of New York. The population was 5,815 at the 2010 census. It was named after Jos de Salamanca, a Spanish nobleman and cabinet minister of the mid-19th century.

4. Niagara Falls

Niagara Falls, New York

Population: 50,214
Services: 85
Groceries: 88
Health Care: 89
Housing: 48
Transportation: 117
Utilities: 101
More on Niagara Falls: Homes For Sale | Data
Niagara Falls is a city in Niagara County, New York, United States. As of the 2010 census, the city had a total population of 50,193, down from the 55,593 recorded in the 2000 census. It is adjacent to the Niagara River, across from the city of Niagara Falls, Ontario, and named after the famed Niagara Falls which they share. The city is within the Buffalo-Niagara Falls Metropolitan Statistical Area as well as the Western New York region.

5. Buffalo

Buffalo, New York

Population: 261,955
Services: 85
Groceries: 88
Health Care: 89
Housing: 48
Transportation: 117
Utilities: 101
More on Buffalo: Homes For Sale | Data
Buffalo is the second-largest city in the U.S. state of New York and the 81st-most populous city in the United States. As of July 2016, the population was 256,902, a slight decrease from the 2010 census. It is the principal municipality of the Buffalo-Niagara Falls metropolitan area, a region with 1,134,210 residents in the MSA and 1,213,668 in the CSA. The city serves as the county seat of Erie County. The city also is a major gateway for commerce and travel at the Canada-United States border, forming part of the bi-national Buffalo Niagara Region.

6. Olean

Olean, New York

Population: 14,408
Services: 85
Groceries: 88
Health Care: 89
Housing: 48
Transportation: 117
Utilities: 101
More on Olean: Homes For Sale | Data
Olean is a city in Cattaraugus County, New York, United States. Olean is the largest city in Cattaraugus County and serves as its financial, business, transportation and entertainment center. It is one of the principal cities of the Southern Tier region of New York.

7. Lackawanna

Lackawanna, New York

Population: 18,116
Services: 85
Groceries: 88
Health Care: 89
Housing: 52
Transportation: 117
Utilities: 101
More on Lackawanna: Homes For Sale | Data
Lackawanna is a city in Erie County, New York, United States just south of the city of Buffalo in the western part of New York state. The population was 18,141 at the 2010 census. The name derives from the Lackawanna Steel Company. It is part of the Buffalo-Niagara Falls metropolitan area. The city of Lackawanna is in the county’s southwestern part and is part of the Southtowns.

8. Lockport

Lockport, New York

Source: Public domain

Population: 21,112
Services: 85
Groceries: 88
Health Care: 89
Housing: 52
Transportation: 117
Utilities: 101
More on Lockport: Homes For Sale | Data
Lockport is a city in Niagara County, New York, United States. The population was 21,165 at the 2010 census. It is so named from a set of Erie Canal locks within the city. Lockport is the county seat of Niagara County and is surrounded by the town of Lockport. It is part of the Buffalo-Niagara Falls Metropolitan Statistical Area.

9. North Tonawanda

North Tonawanda, New York

Source: Public domain

Population: 31,498
Services: 85
Groceries: 88
Health Care: 89
Housing: 60
Transportation: 117
Utilities: 101
More on North Tonawanda: Homes For Sale | Data
North Tonawanda is a city in Niagara County, New York, United States. The population was 31,568 at the 2010 census. It is part of the Buffalo-Niagara Falls Metropolitan Statistical Area. The city is named after Tonawanda Creek, its south border. Tonawanda in the Seneca tongue means “Swift Running Water”.

10. Kenmore

Kenmore, New York

Source: Public domain

Population: 15,407
Services: 85
Groceries: 88
Health Care: 89
Housing: 63
Transportation: 117
Utilities: 101
More on Kenmore: Homes For Sale | Data
Kenmore is a village in Erie County, New York, United States. The population was 15,423 at the 2010 census. It is part of the Buffalo-Niagara Falls metropolitan area.

There You Have It Mr. Or Mrs. Cheapskate

If you’re looking at the cost of living numbers in New York, this is an accurate list of the cheapest places to call home.

Detailed List Of The Cheapest Places In New York

Rank City CheapScore Population Services Groceries Health Care
1 Jamestown 33.83 31,014 85 88 89
2 Dunkirk 33.83 12,518 85 88 89
3 Salamanca 34.17 5,789 85 88 89
4 Niagara Falls 35.08 50,214 85 88 89
5 Buffalo 35.08 261,955 85 88 89
6 Olean 35.08 14,408 85 88 89
7 Lackawanna 36.75 18,116 85 88 89
8 Lockport 36.75 21,112 85 88 89
9 North Tonawanda 39.92 31,498 85 88 89
10 Kenmore 41.08 15,407 85 88 89
11 Lancaster 41.5 10,355 85 88 89
12 Depew 41.5 15,324 85 88 89
13 Tonawanda 42.17 58,275 85 88 89
14 Tonawanda 42.17 58,275 85 88 89
15 Fredonia 42.5 11,146 85 88 89
16 Hamburg 44.17 9,461 85 88 89
17 Williamsville 46.0 5,298 85 88 89
18 Rochester 46.08 210,967 103 98 99
19 East Aurora 46.25 6,247 85 88 89
20 Newark 47.5 9,118 103 98 99
21 Oswego 47.5 18,140 103 98 99
22 Geneva 47.5 13,264 103 98 99
23 Ilion 49.0 8,070 118 99 101
24 Herkimer 49.0 7,691 118 99 101
25 Gloversville 49.67 15,580 118 99 101
26 East Rochester 49.75 6,594 103 98 99
27 Elmira 50.58 29,173 100 104 112
28 Watertown 51.5 27,161 103 98 99
29 Bath 51.67 5,764 100 104 112
30 Webster 51.75 5,438 103 98 99
31 Hilton 51.92 5,901 103 98 99
32 Waterloo 52.25 5,137 100 104 112
33 Fulton 52.25 11,852 100 104 112
34 Amsterdam 53.0 18,485 118 99 101
35 Canandaigua 53.25 10,567 103 98 99
36 Norwich 53.25 7,193 100 104 112
37 Binghamton 53.58 47,107 100 104 112
38 Johnstown 54.0 8,668 118 99 101
39 Johnson City 54.0 15,132 100 104 112
40 Endicott 54.0 13,312 100 104 112
41 Rome 54.33 33,548 100 104 112
42 Utica 54.33 61,962 100 104 112
43 Syracuse 55.0 144,703 100 104 112
44 Cortland 55.0 19,271 100 104 112
45 Fairport 55.08 5,365 103 98 99
46 Hornell 55.67 8,576 116 110 107
47 Corning 55.67 11,146 100 104 112
48 Auburn 55.67 27,649 100 104 112
49 Schenectady 55.75 65,921 118 99 101
50 Penn Yan 55.92 5,295 100 104 112
51 Medina 56.17 6,069 116 110 107
52 Hudson Falls 56.33 7,252 118 99 101
53 Horseheads 56.67 6,490 100 104 112
54 Oneida 56.67 11,335 100 104 112
55 North Syracuse 56.67 6,658 100 104 112
56 Solvay 56.67 6,570 100 104 112
57 Albion 57.0 5,621 116 110 107
58 Oneonta 57.5 13,890 118 99 101
59 Cohoes 57.5 16,153 118 99 101
60 Chittenango 57.92 5,067 100 104 112
61 Scotia 57.92 7,720 118 99 101
62 Troy 58.17 50,056 118 99 101
63 Mechanicville 58.42 5,212 118 99 101
64 Glens Falls 58.42 14,696 118 99 101
65 Rensselaer 58.67 9,378 118 99 101
66 Baldwinsville 58.67 7,371 100 104 112
67 Cobleskill 58.92 5,065 118 99 101
68 Hudson 59.5 6,731 118 99 101
69 Albany 59.67 97,892 118 99 101
70 Ballston Spa 60.17 5,426 118 99 101
71 Batavia 60.33 15,472 116 110 107
72 Kingston 60.33 23,864 118 99 101
73 Colonie 60.83 7,831 118 99 101
74 Saratoga Springs 61.75 26,711 118 99 101
75 Monticello 63.0 6,699 115 106 107
76 Ithaca 63.17 30,016 100 104 112
77 Brockport 63.42 8,333 116 110 107
78 Port Jervis 66.42 8,816 115 106 107
79 Geneseo 66.5 7,998 116 110 107
80 Middletown 67.67 27,956 115 106 107
81 Warwick 69.0 6,768 115 106 107
82 Goshen 69.83 5,462 115 106 107
83 Suffern 70.0 10,764 115 106 107
84 Ogdensburg 71.58 11,177 106 109 107
85 Airmont 72.83 8,607 115 106 107
86 Massena 73.0 10,987 106 109 107
87 Malone 74.33 5,919 106 109 107
88 Saranac Lake 80.75 5,856 106 109 107
89 Plattsburgh 80.75 19,911 106 109 107
90 Canton 81.08 6,457 106 109 107
91 Newburgh 100.83 28,871 126 122 115
92 Wappingers Falls 101.0 5,352 126 122 115
93 Poughkeepsie 101.33 31,593 126 122 115
94 Walden 101.67 6,938 126 122 115
95 Beacon 101.83 15,488 126 122 115
96 Washingtonville 102.08 5,901 126 122 115
97 Mastic Beach 102.33 15,002 126 122 115
98 Spring Valley 102.5 31,348 126 122 115
99 New Paltz 102.67 6,900 126 122 115
100 Patchogue 103.0 11,831 126 122 115
101 Haverstraw 103.17 11,843 126 122 115
102 Peekskill 103.33 23,568 126 122 115
103 West Haverstraw 103.5 10,189 126 122 115
104 Monroe 104.0 8,407 126 122 115
105 Kiryas Joel 104.5 20,176 126 122 115
106 Woodbury 104.75 10,655 126 122 115
107 Woodbury 104.75 10,655 126 122 115
108 Lindenhurst 105.0 27,297 126 122 115
109 Farmingdale 105.17 8,191 126 122 115
110 Amityville 105.75 9,522 126 122 115
111 Mount Kisco 106.17 10,855 126 122 115
112 Ossining 106.33 25,085 126 122 115
113 Lake Grove 106.5 11,125 126 122 115
114 Port Chester 106.83 28,949 126 122 115
115 Massapequa Park 107.08 17,014 126 122 115
116 Westbury 107.5 15,103 126 122 115
117 Nyack 107.83 7,079 126 122 115
118 Babylon 108.0 12,185 126 122 115
119 White Plains 108.75 56,768 126 122 115
120 New Hempstead 109.33 5,140 126 122 115
121 Glen Cove 109.5 26,918 126 122 115
122 Port Jefferson 109.67 7,777 126 122 115
123 Tuckahoe 110.08 6,485 126 122 115
124 Tuckahoe 110.08 6,485 126 122 115
125 New Square 110.42 6,924 126 122 115
126 New Rochelle 110.42 77,074 126 122 115
127 Mamaroneck 110.75 18,932 126 122 115
128 Irvington 110.75 6,445 126 122 115
129 Northport 111.0 7,418 126 122 115
130 Dobbs Ferry 111.42 10,889 126 122 115
131 Sleepy Hollow 111.42 9,840 126 122 115
132 Pleasantville 111.67 7,027 126 122 115
133 Bayville 111.83 6,690 126 122 115
134 Sea Cliff 112.0 5,007 126 122 115
135 Manorhaven 112.17 6,533 126 122 115
136 Wesley Hills 112.5 5,627 126 122 115
137 Briarcliff Manor 112.67 8,295 126 122 115
138 Rye Brook 112.83 9,325 126 122 115
139 Harrison 113.33 27,377 126 122 115
140 Bronxville 113.67 6,345 126 122 115
141 Larchmont 114.17 5,881 126 122 115
142 East Hills 114.33 6,948 126 122 115
143 Rye 114.5 15,713 126 122 115
144 Scarsdale 114.67 17,233 126 122 115
145 Hempstead 139.0 53,927 151 121 117
146 Freeport 139.17 42,906 151 121 117
147 Mount Vernon 140.17 67,414 151 121 117
148 Great Neck Plaza 140.33 6,719 151 121 117
149 Valley Stream 140.58 37,394 151 121 117
150 Yonkers 140.83 196,459 151 121 117
151 Mineola 141.92 18,765 151 121 117
152 Lynbrook 142.17 19,426 151 121 117
153 Malverne 142.5 8,522 151 121 117
154 East Rockaway 143.08 9,829 151 121 117
155 New Hyde Park 143.08 9,698 151 121 117
156 Long Beach 143.58 33,356 151 121 117
157 Chestnut Ridge 143.92 7,939 127 132 115
158 Williston Park 143.92 7,264 151 121 117
159 Floral Park 143.92 16,263 151 121 117
160 Cedarhurst 144.67 6,561 151 121 117
161 Rockville Centre 146.0 24,009 151 121 117
162 Pelham 147.17 6,894 151 121 117
163 Kings Point 147.58 5,011 151 121 117
164 Great Neck 147.83 9,972 151 121 117
165 Pelham Manor 148.0 5,485 151 121 117
166 North Hills 148.33 5,052 151 121 117
167 Lawrence 148.67 6,476 151 121 117
168 Garden City 148.83 22,349 151 121 117

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