A wise sage once said:
“She works hard for the money…”
And these places in New York definitely treat her right.
You see, these are the places in New York where the cost of living is the lowest; where your salary goes the furthest. And when if you have the luxury of choosing where to live in the Empire State, then the cost of living should play a role in the decision.
So we did the hard for you and crunched the numbers to find the cities that have lower food, energy, and housing costs. After the dust settled on our analysis of the 168 largest places in New York, we were left with this set of the best value for your money.
- Jamestown (Photos | Homes For Sale)
- Dunkirk (Photos | Homes For Sale)
- Salamanca (Photos | Homes For Sale)
- Niagara Falls (Photos | Homes For Sale)
- Buffalo (Photos | Homes For Sale)
- Olean (Photos | Homes For Sale)
- Lackawanna (Photos | Homes For Sale)
- Lockport (Photos | Homes For Sale)
- North Tonawanda (Photos | Homes For Sale)
- Kenmore (Photos | Homes For Sale)
So listen up Garden City (the most expensive place in New York) as we explain how we created this ranking. You could learn some things from the rest of the state.
And if you already knew these places were cheap, check out some more reading about New York and the cheapest places in the country:
How We Determined The Cheapest Places To Live In The Empire State For 2018
There are basic necessities that you have to buy no matter where in the country you live. Those things include:
- Health Insurance
You can then compare the cost of these things in each of the places in New York to figure out which is the least expensive.
What you are left with is a “Cost of Living Index” that normalizes to 100 for an average place in the United States.
So we used that cost of living index in order to rank all of the 168 places in New York that have more than 5,000 people.
And just so you can better understand how the cost of living index works, 100 is the average cost of a place in the United States. A score of 90 means that the place cost 10% less than average. A score of 90 means it’s 10% less expensive.
San Francisco has a score of 243 meaning it’s almost 2.5 times as expensive as the average place in the country.
Jamestown is a city in southern Chautauqua County, New York, United States. The population was 31,146 at the 2010 census. Situated between Lake Erie to the northwest and the Allegheny National Forest to the south, Jamestown is the largest population center in the county. Nearby Chautauqua Lake is a freshwater resource used by fishermen, boaters and naturalists.
Dunkirk is a city in Chautauqua County, New York, in the United States. It was officially incorporated in 1880, though it was first settled around 1805. The population was 12,563 as of the 2010 census, with an estimated population of 12,328 in 2013. Dunkirk is bordered on the north by Lake Erie. It shares a border with the village of Fredonia to the south, and with the town of Dunkirk to the east and west. Dunkirk is the westernmost city in the state of New York.
Salamanca is a city in Cattaraugus County, New York, United States, inside the Allegany Indian Reservation, one of two governed by the Seneca Nation of New York. The population was 5,815 at the 2010 census. It was named after Jos de Salamanca, a Spanish nobleman and cabinet minister of the mid-19th century.
Niagara Falls is a city in Niagara County, New York, United States. As of the 2010 census, the city had a total population of 50,193, down from the 55,593 recorded in the 2000 census. It is adjacent to the Niagara River, across from the city of Niagara Falls, Ontario, and named after the famed Niagara Falls which they share. The city is within the Buffalo-Niagara Falls Metropolitan Statistical Area as well as the Western New York region.
Buffalo is the second-largest city in the U.S. state of New York and the 81st-most populous city in the United States. As of July 2016, the population was 256,902, a slight decrease from the 2010 census. It is the principal municipality of the Buffalo-Niagara Falls metropolitan area, a region with 1,134,210 residents in the MSA and 1,213,668 in the CSA. The city serves as the county seat of Erie County. The city also is a major gateway for commerce and travel at the Canada-United States border, forming part of the bi-national Buffalo Niagara Region.
Olean is a city in Cattaraugus County, New York, United States. Olean is the largest city in Cattaraugus County and serves as its financial, business, transportation and entertainment center. It is one of the principal cities of the Southern Tier region of New York.
Lackawanna is a city in Erie County, New York, United States just south of the city of Buffalo in the western part of New York state. The population was 18,141 at the 2010 census. The name derives from the Lackawanna Steel Company. It is part of the Buffalo-Niagara Falls metropolitan area. The city of Lackawanna is in the county’s southwestern part and is part of the Southtowns.
Lockport is a city in Niagara County, New York, United States. The population was 21,165 at the 2010 census. It is so named from a set of Erie Canal locks within the city. Lockport is the county seat of Niagara County and is surrounded by the town of Lockport. It is part of the Buffalo-Niagara Falls Metropolitan Statistical Area.
North Tonawanda is a city in Niagara County, New York, United States. The population was 31,568 at the 2010 census. It is part of the Buffalo-Niagara Falls Metropolitan Statistical Area. The city is named after Tonawanda Creek, its south border. Tonawanda in the Seneca tongue means “Swift Running Water”.
Kenmore is a village in Erie County, New York, United States. The population was 15,423 at the 2010 census. It is part of the Buffalo-Niagara Falls metropolitan area.
There You Have It Mr. Or Mrs. New York Cheapskate
If you’re looking at the cost of living numbers in New York, this is an accurate list of the cheapest places to call home.
Here’s a look at the most expensive cities in New York according to the data:
- Garden City
- North Hills
For more New York reading, check out:
- These Are The 10 Best Counties To Live In New York
- These Are The 10 Best Places To Retire In New York For 2018
- 10 Safest Places In New York According To Science
Detailed List Of The Cheapest Places In New York