These Are The 10 Cheapest Places To Live In New York For 2018


We used data and science to determine which places in New York go easy on your wallet.

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A wise sage once said:

‘She works hard for the money…’

And these places in New York definitely treat her right.

You see, these are the places in New York where the cost of living is the lowest; where your salary goes the furthest. And when if you have the luxury of choosing where to live in the Empire State, then the cost of living should play a role in the decision.

So we did the hard for you and crunched the numbers to find the cities that have lower food, energy, and housing costs. After the dust settled on our analysis of the 168 largest places in New York, we were left with this set of the best value for your money.

Here are the 10 cheapest places to live in New York for 2018:

  1. Jamestown (Photos | Homes For Sale)
  2. Dunkirk (Photos | Homes For Sale)
  3. Salamanca (Photos | Homes For Sale)
  4. Niagara Falls (Photos | Homes For Sale)
  5. Buffalo (Photos | Homes For Sale)
  6. Olean (Photos | Homes For Sale)
  7. Lackawanna (Photos | Homes For Sale)
  8. Lockport (Photos | Homes For Sale)
  9. North Tonawanda (Photos | Homes For Sale)
  10. Kenmore (Photos | Homes For Sale)

So listen up Garden City (the most expensive place in New York) as we explain how we created this ranking. You could learn some things from the rest of the state.

And if you already knew these places were cheap, check out the best places to live in New York or the most expensive.

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How We Determined The Cheapest Places To Live In The Empire State For 2018

There are basic necessities that you have to buy no matter where in the country you live. Those things include:

  • Housing
  • Food
  • Gas
  • Health Insurance
  • Utilities
  • Transportation

You can then compare the cost of these things in each of the places in New York to figure out which is the least expensive.

What you are left with is a ‘Cost of Living Index’ that normalizes to 100 for an average place in the United States.

So we used that cost of living index in order to rank all of the 168 places in New York that have more than 5,000 people.

And just so you can better understand how the cost of living index works, 100 is the average cost of a place in the United States. A score of 90 means that the place cost 10% less than average. A score of 90 means it’s 10% less expensive.

San Francisco has a score of 243 meaning it’s almost 2.5 times as expensive as the average place in the country.

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1. Jamestown

Jamestown, New York

Population: 31,014
Services: 85
Groceries: 88
Health Care: 89
Housing: 44
Transportation: 117
Utilities: 101
More on Jamestown: Homes For Sale | Data
Jamestown is a city in southern Chautauqua County, New York, United States. The population was 31,146 at the 2010 census. Situated between Lake Erie to the northwest and the Allegheny National Forest to the south, Jamestown is the largest population center in the county. Nearby Chautauqua Lake is a freshwater resource used by fishermen, boaters and naturalists.

2. Dunkirk

Dunkirk, New York

Source: Public domain

Population: 12,518
Services: 85
Groceries: 88
Health Care: 89
Housing: 44
Transportation: 117
Utilities: 101
More on Dunkirk: Homes For Sale | Data
Dunkirk is a city in Chautauqua County, New York, in the United States. It was officially incorporated in 1880, though it was first settled around 1805. The population was 12,563 as of the 2010 census, with an estimated population of 12,328 in 2013. Dunkirk is bordered on the north by Lake Erie. It shares a border with the village of Fredonia to the south, and with the town of Dunkirk to the east and west. Dunkirk is the westernmost city in the state of New York.

3. Salamanca

Salamanca, New York

Population: 5,789
Services: 85
Groceries: 88
Health Care: 89
Housing: 45
Transportation: 117
Utilities: 101
More on Salamanca: Homes For Sale | Data
Salamanca is a city in Cattaraugus County, New York, United States, inside the Allegany Indian Reservation, one of two governed by the Seneca Nation of New York. The population was 5,815 at the 2010 census. It was named after José de Salamanca, a Spanish nobleman and cabinet minister of the mid-19th century.

4. Niagara Falls

Niagara Falls, New York

Population: 50,214
Services: 85
Groceries: 88
Health Care: 89
Housing: 48
Transportation: 117
Utilities: 101
More on Niagara Falls: Homes For Sale | Data
Niagara Falls (/naær/ ny-AG-ra) is a city in Niagara County, New York, United States. As of the 2010 census, the city had a total population of 50,193, down from the 55,593 recorded in the 2000 census. It is adjacent to the Niagara River, across from the city of Niagara Falls, Ontario, and named after the famed Niagara Falls which they share. The city is within the Buffalo–Niagara Falls Metropolitan Statistical Area as well as the Western New York region.

5. Buffalo

Buffalo, New York

Population: 261,955
Services: 85
Groceries: 88
Health Care: 89
Housing: 48
Transportation: 117
Utilities: 101
More on Buffalo: Homes For Sale | Data
Buffalo (/bflo/) is the second-largest city in the U.S. state of New York and the 81st-most populous city in the United States. As of July 2016[update], the population was 256,902, a slight decrease from the 2010 census. It is the principal municipality of the Buffalo–Niagara Falls metropolitan area, a region with 1,134,210 residents in the MSA and 1,213,668 in the CSA. The city serves as the county seat of Erie County. The city also is a major gateway for commerce and travel at the Canada–United States border, forming part of the bi-national Buffalo Niagara Region.

6. Olean

Olean, New York

Population: 14,408
Services: 85
Groceries: 88
Health Care: 89
Housing: 48
Transportation: 117
Utilities: 101
More on Olean: Homes For Sale | Data
Olean (/oliæn/ -lee-an) is a city in Cattaraugus County, New York, United States. Olean is the largest city in Cattaraugus County and serves as its financial, business, transportation and entertainment center. It is one of the principal cities of the Southern Tier region of New York.

7. Lackawanna

Lackawanna, New York

Source: Wikipedia

Population: 18,116
Services: 85
Groceries: 88
Health Care: 89
Housing: 52
Transportation: 117
Utilities: 101
More on Lackawanna: Homes For Sale | Data
Lackawanna is a city in Erie County, New York, United States just south of the city of Buffalo in the western part of New York state. The population was 18,141 at the 2010 census. The name derives from the Lackawanna Steel Company. It is part of the Buffalo-Niagara Falls metropolitan area. The city of Lackawanna is in the county’s southwestern part and is part of the Southtowns.

8. Lockport

Lockport, New York

Source: Public domain

Population: 21,112
Services: 85
Groceries: 88
Health Care: 89
Housing: 52
Transportation: 117
Utilities: 101
More on Lockport: Homes For Sale | Data
Lockport is a city in Niagara County, New York, United States. The population was 21,165 at the 2010 census. It is so named from a set of Erie Canal locks within the city. Lockport is the county seat of Niagara County and is surrounded by the town of Lockport. It is part of the Buffalo–Niagara Falls Metropolitan Statistical Area.

9. North Tonawanda

North Tonawanda, New York

Source: Public domain

Population: 31,498
Services: 85
Groceries: 88
Health Care: 89
Housing: 60
Transportation: 117
Utilities: 101
More on North Tonawanda: Homes For Sale | Data
North Tonawanda is a city in Niagara County, New York, United States. The population was 31,568 at the 2010 census. It is part of the Buffalo–Niagara Falls Metropolitan Statistical Area. The city is named after Tonawanda Creek, its south border. Tonawanda in the Seneca tongue means ‘Swift Running Water’.

10. Kenmore

Kenmore, New York

Source: Public domain

Population: 15,407
Services: 85
Groceries: 88
Health Care: 89
Housing: 63
Transportation: 117
Utilities: 101
More on Kenmore: Homes For Sale | Data
Kenmore is a village in Erie County, New York, United States. The population was 15,423 at the 2010 census. It is part of the Buffalo-Niagara Falls metropolitan area.

There You Have It Mr. Or Mrs. Cheapskate

If you’re looking at the cost of living numbers in New York, this is an accurate list of the cheapest places to call home.

Detailed List Of The Cheapest Places In New York

City Rank Population Services Groceries Health Care
Jamestown 1 31,014 85 88 89
Dunkirk 2 12,518 85 88 89
Salamanca 3 5,789 85 88 89
Niagara Falls 4 50,214 85 88 89
Buffalo 5 261,955 85 88 89
Olean 6 14,408 85 88 89
Lackawanna 7 18,116 85 88 89
Lockport 8 21,112 85 88 89
North Tonawanda 9 31,498 85 88 89
Kenmore 10 15,407 85 88 89
Lancaster 11 10,355 85 88 89
Depew 12 15,324 85 88 89
Tonawanda 13 58,275 85 88 89
Tonawanda 14 58,275 85 88 89
Fredonia 15 11,146 85 88 89
Hamburg 16 9,461 85 88 89
Williamsville 17 5,298 85 88 89
Rochester 18 210,967 103 98 99
East Aurora 19 6,247 85 88 89
Newark 20 9,118 103 98 99
Oswego 21 18,140 103 98 99
Geneva 22 13,264 103 98 99
Ilion 23 8,070 118 99 101
Herkimer 24 7,691 118 99 101
Gloversville 25 15,580 118 99 101
East Rochester 26 6,594 103 98 99
Elmira 27 29,173 100 104 112
Watertown 28 27,161 103 98 99
Bath 29 5,764 100 104 112
Webster 30 5,438 103 98 99
Hilton 31 5,901 103 98 99
Waterloo 32 5,137 100 104 112
Fulton 33 11,852 100 104 112
Amsterdam 34 18,485 118 99 101
Canandaigua 35 10,567 103 98 99
Norwich 36 7,193 100 104 112
Binghamton 37 47,107 100 104 112
Johnstown 38 8,668 118 99 101
Johnson City 39 15,132 100 104 112
Endicott 40 13,312 100 104 112
Rome 41 33,548 100 104 112
Utica 42 61,962 100 104 112
Syracuse 43 144,703 100 104 112
Cortland 44 19,271 100 104 112
Fairport 45 5,365 103 98 99
Hornell 46 8,576 116 110 107
Corning 47 11,146 100 104 112
Auburn 48 27,649 100 104 112
Schenectady 49 65,921 118 99 101
Penn Yan 50 5,295 100 104 112
Medina 51 6,069 116 110 107
Hudson Falls 52 7,252 118 99 101
Horseheads 53 6,490 100 104 112
Oneida 54 11,335 100 104 112
North Syracuse 55 6,658 100 104 112
Solvay 56 6,570 100 104 112
Albion 57 5,621 116 110 107
Oneonta 58 13,890 118 99 101
Cohoes 59 16,153 118 99 101
Chittenango 60 5,067 100 104 112
Scotia 61 7,720 118 99 101
Troy 62 50,056 118 99 101
Mechanicville 63 5,212 118 99 101
Glens Falls 64 14,696 118 99 101
Rensselaer 65 9,378 118 99 101
Baldwinsville 66 7,371 100 104 112
Cobleskill 67 5,065 118 99 101
Hudson 68 6,731 118 99 101
Albany 69 97,892 118 99 101
Ballston Spa 70 5,426 118 99 101
Batavia 71 15,472 116 110 107
Kingston 72 23,864 118 99 101
Colonie 73 7,831 118 99 101
Saratoga Springs 74 26,711 118 99 101
Monticello 75 6,699 115 106 107
Ithaca 76 30,016 100 104 112
Brockport 77 8,333 116 110 107
Port Jervis 78 8,816 115 106 107
Geneseo 79 7,998 116 110 107
Middletown 80 27,956 115 106 107
Warwick 81 6,768 115 106 107
Goshen 82 5,462 115 106 107
Suffern 83 10,764 115 106 107
Ogdensburg 84 11,177 106 109 107
Airmont 85 8,607 115 106 107
Massena 86 10,987 106 109 107
Malone 87 5,919 106 109 107
Saranac Lake 88 5,856 106 109 107
Plattsburgh 89 19,911 106 109 107
Canton 90 6,457 106 109 107
Newburgh 91 28,871 126 122 115
Wappingers Falls 92 5,352 126 122 115
Poughkeepsie 93 31,593 126 122 115
Walden 94 6,938 126 122 115
Beacon 95 15,488 126 122 115
Washingtonville 96 5,901 126 122 115
Mastic Beach 97 15,002 126 122 115
Spring Valley 98 31,348 126 122 115
New Paltz 99 6,900 126 122 115
Patchogue 100 11,831 126 122 115
Haverstraw 101 11,843 126 122 115
Peekskill 102 23,568 126 122 115
West Haverstraw 103 10,189 126 122 115
Monroe 104 8,407 126 122 115
Kiryas Joel 105 20,176 126 122 115
Woodbury 106 10,655 126 122 115
Woodbury 107 10,655 126 122 115
Lindenhurst 108 27,297 126 122 115
Farmingdale 109 8,191 126 122 115
Amityville 110 9,522 126 122 115
Mount Kisco 111 10,855 126 122 115
Ossining 112 25,085 126 122 115
Lake Grove 113 11,125 126 122 115
Port Chester 114 28,949 126 122 115
Massapequa Park 115 17,014 126 122 115
Westbury 116 15,103 126 122 115
Nyack 117 7,079 126 122 115
Babylon 118 12,185 126 122 115
White Plains 119 56,768 126 122 115
New Hempstead 120 5,140 126 122 115
Glen Cove 121 26,918 126 122 115
Port Jefferson 122 7,777 126 122 115
Tuckahoe 123 6,485 126 122 115
Tuckahoe 124 6,485 126 122 115
New Square 125 6,924 126 122 115
New Rochelle 126 77,074 126 122 115
Mamaroneck 127 18,932 126 122 115
Irvington 128 6,445 126 122 115
Northport 129 7,418 126 122 115
Dobbs Ferry 130 10,889 126 122 115
Sleepy Hollow 131 9,840 126 122 115
Pleasantville 132 7,027 126 122 115
Bayville 133 6,690 126 122 115
Sea Cliff 134 5,007 126 122 115
Manorhaven 135 6,533 126 122 115
Wesley Hills 136 5,627 126 122 115
Briarcliff Manor 137 8,295 126 122 115
Rye Brook 138 9,325 126 122 115
Harrison 139 27,377 126 122 115
Bronxville 140 6,345 126 122 115
Larchmont 141 5,881 126 122 115
East Hills 142 6,948 126 122 115
Rye 143 15,713 126 122 115
Scarsdale 144 17,233 126 122 115
Hempstead 145 53,927 151 121 117
Freeport 146 42,906 151 121 117
Mount Vernon 147 67,414 151 121 117
Great Neck Plaza 148 6,719 151 121 117
Valley Stream 149 37,394 151 121 117
Yonkers 150 196,459 151 121 117
Mineola 151 18,765 151 121 117
Lynbrook 152 19,426 151 121 117
Malverne 153 8,522 151 121 117
East Rockaway 154 9,829 151 121 117
New Hyde Park 155 9,698 151 121 117
Long Beach 156 33,356 151 121 117
Chestnut Ridge 157 7,939 127 132 115
Williston Park 158 7,264 151 121 117
Floral Park 159 16,263 151 121 117
Cedarhurst 160 6,561 151 121 117
Rockville Centre 161 24,009 151 121 117
Pelham 162 6,894 151 121 117
Kings Point 163 5,011 151 121 117
Great Neck 164 9,972 151 121 117
Pelham Manor 165 5,485 151 121 117
North Hills 166 5,052 151 121 117
Lawrence 167 6,476 151 121 117
Garden City 168 22,349 151 121 117

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