These Are The 10 Most Affordable Places In North Carolina


We used data and science to determine which places in North Carolina go easy on your wallet.

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A wise sage once said “she works hard for the money” and these places in North Carolina definitely treat her right.

You see, these are the places in North Carolina where the cost of living is the lowest; where your salary goes the furthest. And when if you have the luxury of choosing where to live in the Tar Heel State, then the cost of living should play a role in the decision.

So we did the hard for you and crunched the numbers to find the cities that have lower food, energy, and housing costs. After the dust settled on our analysis of the 133 largest places in North Carolina, we were left with this set of the best value for your money:

  1. Eden
  2. Hamlet
  3. Siler City
  4. Rockingham
  5. Ahoskie
  6. Marion
  7. Selma
  8. Roxboro
  9. Forest City
  10. Tarboro

So listen up Summerfield as we explain how we created this ranking, you could learn some things from the rest of the state.

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How We Determined The Most Affordable Places To Live In The Tar Heel State

There are basic necessities that you have to buy no matter where in the country you live. Those things include:

  • Housing
  • Food
  • Gas
  • Health Insurance
  • Utilities
  • Transportation

You can then compare the cost of these things in each of the places in North Carolina to figure out which is the least expensive.

What you are left with is a “Cost of Living Index” that normalizes to 100 for an average place in the United States.

So we used that cost of living index in order to rank all of the 133 places in North Carolina that have more than 5,000 people.

And just so you can better understand how the cost of living index works, 100 is the average cost of a place in the United States. A score of 90 means that the place cost 10% less than average. A score of 90 means it’s 10% less expensive.

San Francisco has a score of 243 meaning it’s almost 2.5 times as expensive as the average place in the country.

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1. Eden


Population: 15,488
Services: 96
Groceries: 96
Healthcare: 88
Housing: 52
Transportation: 90
Utiltiies: 80

2. Hamlet

Hamlet, North Carolina

Source: Wikipedia

Population: 6,554
Services: 97
Groceries: 100
Healthcare: 101
Housing: 51
Transportation: 100
Utiltiies: 110

3. Siler City

Siler City, North Carolina

Source: Wikipedia

Population: 7,967
Services: 94
Groceries: 100
Healthcare: 99
Housing: 61
Transportation: 100
Utiltiies: 95

4. Rockingham


Population: 9,524
Services: 97
Groceries: 100
Healthcare: 101
Housing: 53
Transportation: 100
Utiltiies: 110

5. Ahoskie

Ahoskie, North Carolina

Source: Flickr

Population: 5,074
Services: 104
Groceries: 91
Healthcare: 109
Housing: 56
Transportation: 104
Utiltiies: 85

6. Marion

Marion, North Carolina

Source: Flickr

Population: 7,997
Services: 99
Groceries: 102
Healthcare: 100
Housing: 52
Transportation: 106
Utiltiies: 92

7. Selma

Selma, North Carolina

Source: Wikipedia

Population: 6,125
Services: 100
Groceries: 100
Healthcare: 99
Housing: 56
Transportation: 99
Utiltiies: 98

8. Roxboro

Roxboro, North Carolina

Source: Wikipedia

Population: 8,400
Services: 112
Groceries: 102
Healthcare: 93
Housing: 56
Transportation: 88
Utiltiies: 110

9. Forest City

Forest City - Hardest North Carolina

Source: Google Maps

Population: 7,480
Services: 99
Groceries: 102
Healthcare: 100
Housing: 55
Transportation: 106
Utiltiies: 92

10. Tarboro


Population: 11,401
Services: 100
Groceries: 100
Healthcare: 99
Housing: 59
Transportation: 99
Utiltiies: 98

Detailed List Of Affordable Places In North Carolina

City Rank Population Services Grociers Healthcare
Eden 1 15,488 96 96 88
Hamlet 2 6,554 97 100 101
Siler City 3 7,967 94 100 99
Rockingham 4 9,524 97 100 101
Ahoskie 5 5,074 104 91 109
Marion 6 7,997 99 102 100
Selma 7 6,125 100 100 99
Roxboro 8 8,400 112 102 93
Forest City 9 7,480 99 102 100
Tarboro 10 11,401 100 100 99
Thomasville 11 26,760 91 102 111
Lexington 12 19,038 91 102 111
Kinston 13 21,746 100 100 99
Wadesboro 14 5,795 97 100 101
Sawmills 15 5,200 97 100 101
Laurinburg 16 15,965 98 104 97
Henderson 17 15,389 97 96 101
Lenoir 18 18,171 99 102 100
Bessemer City 19 5,372 97 100 101
Roanoke Rapids 20 15,783 100 100 99
Clinton 21 8,640 100 100 99
Lumberton 22 21,595 98 104 97
Dunn 23 9,310 100 100 99
Reidsville 24 14,463 112 102 93
Kings Mountain 25 10,835 97 100 101
Asheboro 26 25,109 91 102 111
Graham 27 14,152 94 100 99
Shelby 28 20,331 97 100 101
Newton 29 12,991 97 100 101
Williamston 30 5,484 117 104 107
Rocky Mount 31 57,523 100 100 99
Cherryville 32 5,765 97 100 101
Goldsboro 33 36,738 100 100 99
Trinity 34 6,639 91 102 111
Albemarle 35 15,913 97 100 101
Whiteville 36 5,347 98 101 111
Spring Lake 37 12,465 100 100 99
Salisbury 38 33,548 91 102 111
Burlington 39 50,355 94 100 99
Butner 40 7,566 97 96 101
Oxford 41 8,518 97 96 101
Archdale 42 11,205 91 102 111
Lincolnton 43 10,536 97 100 101
Smithfield 44 11,118 100 100 99
Conover 45 8,118 97 100 101
Nashville 46 5,319 100 100 99
Sanford 47 28,081 100 100 99
Hope Mills 48 15,139 100 100 99
Morganton 49 16,932 99 102 100
Greensboro 50 270,619 94 100 99
Mount Airy 51 10,449 114 98 105
Wilson 52 49,086 100 100 99
Fayetteville 53 200,439 100 100 99
Statesville 54 24,803 97 100 101
Gibsonville 55 6,377 94 100 99
Kannapolis 56 42,845 97 100 101
Wendell 57 5,892 100 100 99
High Point 58 104,394 91 102 111
Gastonia 59 71,865 97 100 101
Greenville 60 84,445 100 100 99
Hickory 61 40,075 97 100 101
Mocksville 62 5,034 114 98 105
Mebane 63 11,502 94 100 99
Woodfin 64 6,044 99 102 100
Mount Holly 65 13,506 97 100 101
King 66 6,659 114 98 105
King 67 6,659 114 98 105
Winston-Salem 68 230,030 114 98 105
Edenton 69 5,037 117 104 107
Monroe 70 33,101 97 100 101
Waynesville 71 9,864 99 102 100
Aberdeen 72 6,311 100 100 99
Belmont 73 10,156 97 100 101
Pineville 74 7,562 97 100 101
Hendersonville 75 13,122 99 102 100
Clayton 76 16,078 100 100 99
Durham 77 229,963 97 96 101
Brevard 78 7,566 99 102 100
Concord 79 79,171 97 100 101
Garner 80 25,784 100 100 99
Washington 81 9,731 117 104 107
Fletcher 82 7,089 99 102 100
Black Mountain 83 7,885 99 102 100
Winterville 84 9,117 100 100 99
Charlotte 85 740,931 97 100 101
Knightdale 86 11,567 100 100 99
New Bern 87 29,420 98 101 111
Kernersville 88 23,062 114 98 105
Hillsborough 89 6,114 97 96 101
Havelock 90 20,670 98 101 111
Elizabeth City 91 18,645 117 104 107
Lewisville 92 12,785 114 98 105
Fuquay-Varina 93 18,143 100 100 99
Mooresville 94 32,462 97 100 101
Asheville 95 83,796 99 102 100
Jacksonville 96 69,393 98 101 111
Morehead City 97 8,720 98 101 111
Indian Trail 98 33,246 97 100 101
Raleigh 99 405,007 100 100 99
Elon 100 9,354 94 100 99
Stokesdale 101 5,002 114 98 105
Unionville 102 6,020 97 100 101
Boiling Spring Lakes 103 5,329 98 101 111
Mint Hill 104 22,890 97 100 101
Mills River 105 6,806 99 102 100
Stallings 106 13,638 97 100 101
Southern Pines 107 12,439 100 100 99
Harrisburg 108 11,360 97 100 101
Matthews 109 27,516 97 100 101
Clemmons 110 18,680 114 98 105
Holly Springs 111 24,663 100 100 99
Wake Forest 112 29,889 100 100 99
Waxhaw 113 9,743 97 100 101
Leland 114 13,732 98 101 111
Huntersville 115 46,656 97 100 101
Apex 116 37,589 100 100 99
Morrisville 117 18,566 100 100 99
Cornelius 118 24,818 97 100 101
Boone 119 17,261 99 102 100
Pinehurst 120 14,000 91 102 111
Wilmington 121 107,116 98 101 111
Cary 122 136,627 100 100 99
Carrboro 123 19,702 97 96 101
Chapel Hill 124 57,088 97 96 101
Wesley Chapel 125 7,462 97 100 101
Oak Island 126 6,899 98 101 111
Weddington 127 9,577 97 100 101
Carolina Beach 128 5,755 98 101 111
Davidson 129 10,903 97 100 101
Oak Ridge 130 6,202 114 98 105
Kill Devil Hills 131 6,714 117 104 107
Marvin 132 5,484 97 100 101
Summerfield 133 10,160 114 98 105

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