10 Cheapest Places To Live In Ohio For 2019


We used data and science to determine which places in Ohio go easy on your wallet.

Editor’s Note: We updated this article for 2019. This is our fourth time ranking the cheapest places to live in Ohio.

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You don’t have to become the next quarterback of the Cincinnati Bengals to live in most cities in Ohio. There are many cities in the Buckeye State that scream affordable.

Yes, learning the value of the dollar is important, but you don’t want to stress about it daily when looking for a gold star Ohio neighborhood, awesome Ohio goetta, or amazing quality of life in Ohio. Now don’t sweat it you’re looking for that Ohio big city vibe, the kind we find in Ohio’s king cities like Cincinnati, Cleveland, or Columbus, and you don’t see it on our top 10 most affordable cities in Ohio in 2019 list.

We recommend you look a little deeper because there are plenty of other stylish, amazing, happening, affordable Ohio cities wanting you to call them home. If you ask any Ohioan, they will say, hands down, that their city is the best. Heck, there’s a reason ‘The Heart of it All’ is the sixth most populous state in the country. While we definitely think it has a little something to do with the great people of the state; we know that to the economically savvy, to truly be the best, the state must have the nicest, most affordable places to call home.

Now just because a city is affordable, does not make them boring. There are many cities on our list with amazing parks, quaint downtowns, and/or exploding art scenes.

So grab some Skyline Chili and a cold Yuengling, and read on.

It’s simple economics, people. The less you have to spend on bills, the more you will have to spend on things that matter: like your home, good food, and just overall good fun.

So, what does the most affordable place to live in Ohio look like? Well, after crunching data from the US Census in terms of median housing costs, median income, and overall cost of living for cities with over 5,000 residents, Bellevue wins the box of Buckeye chocolates.

If you care about home values, cost of living, and high quality of life, take a look at the list below to find the most affordable places in Ohio, where your salary will let you live like Midwest royalty.

And if you already knew these places were cheap, check out some more reading about Ohio and the cheapest places in the country:

The 10 Cheapest Places To Live In Ohio For 2019

Bellevue, OH

Overall SnackAbility

5
/10

Population: 8,004
Rank Last Year: 2 (Up 1)
Home Price To Income Ratio: 1.8x (11th most affordable)
Income To Rent Ratio: 81.2x (54th cheapest)
More On Bellevue: Homes For Sale | Data | Photos

The median income in Bellevue comes in at $51,875 and the median home value is $94,900 for 2019.

Hubbard, OH

Source: Public domain
Overall SnackAbility

8.5
/10

Population: 7,604
Rank Last Year: 33 (Up 31)
Home Price To Income Ratio: 2.0x (24th most affordable)
Income To Rent Ratio: 78.3x (63rd cheapest)
More On Hubbard: Homes For Sale | Data | Photos

Hubbard is a city in Trumbull County, Ohio, United States. It is formed from part of Hubbard Township, which was formed from the Connecticut Western Reserve. The population was 7,874 at the 2010 census. It is part of the Youngstown-Warren-Boardman, OH-PA Metropolitan Statistical Area.

The median income in Hubbard comes in at $47,984 and the median home value is $95,100 for 2019.

Martins Ferry, OH

Source: Public domain
Overall SnackAbility

6
/10

Population: 6,747
Rank Last Year: 8 (Up 5)
Home Price To Income Ratio: 2.0x (37th most affordable)
Income To Rent Ratio: 69.6x (103rd cheapest)
More On Martins Ferry: Homes For Sale | Data | Photos

Martins Ferry is a city in Belmont County, Ohio, United States, on the Ohio River. It is the largest city in Belmont County. The population was 6,915 as of the 2010 census.

The median income in Martins Ferry comes in at $36,524 and the median home value is $74,800 for 2019.

Union, OH

Source: Public domain
Overall SnackAbility

5
/10

Population: 6,562
Rank Last Year: 5 (Up 1)
Home Price To Income Ratio: 1.4x (1st most affordable)
Income To Rent Ratio: 70.2x (99th cheapest)
More On Union: Homes For Sale | Data | Photos

The median income in Union comes in at $67,468 and the median home value is $93,800 for 2019.

Toronto, OH

Source: Public domain
Overall SnackAbility

8
/10

Population: 5,131
Rank Last Year: 16 (Up 11)
Home Price To Income Ratio: 2.0x (31st most affordable)
Income To Rent Ratio: 68.4x (112th cheapest)
More On Toronto: Homes For Sale | Data | Photos

Toronto is the second-largest city in Jefferson County, Ohio, United States, along the Ohio River. The population was 5,091 at the 2010 census. It is part of the Weirton-Steubenville, WV-OH Metropolitan Statistical Area.

The median income in Toronto comes in at $39,097 and the median home value is $78,900 for 2019.

Englewood, OH

Source: Public domain
Overall SnackAbility

7
/10

Population: 13,475
Rank Last Year: 23 (Up 17)
Home Price To Income Ratio: 1.9x (18th most affordable)
Income To Rent Ratio: 87.9x (29th cheapest)
More On Englewood: Homes For Sale | Data | Photos

Englewood is a city in Montgomery County, Ohio, United States and a northern suburb of Dayton. The population was 13,465 at the 2010 census. It is part of the Dayton Metropolitan Statistical Area.

The median income in Englewood comes in at $63,447 and the median home value is $122,500 for 2019.

Van Wert, OH

Source: Public domain
Overall SnackAbility

6
/10

Population: 10,946
Rank Last Year: 6 (Down 1)
Home Price To Income Ratio: 1.9x (16th most affordable)
Income To Rent Ratio: 67.0x (121st cheapest)
More On Van Wert: Homes For Sale | Data | Photos

Van Wert is a city in and the county seat of Van Wert County, Ohio, United States. The municipality is located in northwestern Ohio. The population was 10,846 at the 2010 census. It is the principal city of and is included in the Van Wert Micropolitan Statistical Area, which is included in the Lima-Van Wert-Wapakoneta, Ohio Combined Statistical Area. Van Wert is named for Isaac Van Wart, one of the captors of Major John Andr in the American Revolutionary War. A center of peony cultivation, Van Wert has hosted the annual Van Wert Peony Festival on and off since 1902. Van Wert is home to the first county library in the United States, the Brumback Library. It also has a thriving community art center the Wassenburg Art Center and the award-winning Van Wert Civic Theatre. The home office of Central Insurance Companies is located in Van Wert.

The median income in Van Wert comes in at $43,635 and the median home value is $82,600 for 2019.

Review Of Van Wert by HomeSnacks User

Great place. Crime is virtually non-existent, barring the occasional h****n user accidentally offing themselves. Schools are nearly brand new. Not much to do, which is part of the appeal! Full of many down-to-Earth people. Not for city-slickers!

Sycamore Ice Cream is a great place to grab some summertime snacks!

Kenton, OH

Source: Public domain
Overall SnackAbility

5
/10

Population: 8,265
Rank Last Year: 1 (Down 7)
Home Price To Income Ratio: 2.0x (21st most affordable)
Income To Rent Ratio: 65.3x (134th cheapest)
More On Kenton: Homes For Sale | Data | Photos

Kenton is a city in and the county seat of Hardin County, Ohio, United States, located in the west central part of Ohio. The population was 8,262 at the 2010 census. The city was named for frontiersman Simon Kenton of Kentucky and Ohio.

The median income in Kenton comes in at $39,507 and the median home value is $77,600 for 2019.

Wapakoneta, OH

Overall SnackAbility

8.5
/10

Population: 9,756
Rank Last Year: 4 (Down 5)
Home Price To Income Ratio: 2.0x (38th most affordable)
Income To Rent Ratio: 82.0x (48th cheapest)
More On Wapakoneta: Homes For Sale | Data | Photos

Wapakoneta, pronounced Waw-paw-ko-net-a is a city in and the county seat of Auglaize County, Ohio, United States. The population was 9,867 at the 2010 census. It is the principal city of and is included in the Wapakoneta, Ohio Micropolitan S A, which is included in the Lima-Van Wert-Wapakoneta, Ohio CSA. The community is served by the Wapakoneta City School District.

The median income in Wapakoneta comes in at $51,260 and the median home value is $105,000 for 2019.

Clayton, OH

Overall SnackAbility

7
/10

Population: 13,187
Rank Last Year: 11 (Up 1)
Home Price To Income Ratio: 1.9x (15th most affordable)
Income To Rent Ratio: 86.5x (32nd cheapest)
More On Clayton: Homes For Sale | Data | Photos

Clayton is a city in Miami and Montgomery counties in the U.S. state of Ohio. The population was 13,209 at the 2010 census. It is part of the Dayton Metropolitan Statistical Area.

The median income in Clayton comes in at $70,856 and the median home value is $133,600 for 2019.

How We Determined The Most Affordable Places To Live In The Buckeye State For 2019

Map Of The Cheapest Places To Live In Ohio
The two most important things to think about when it comes to being able to afford if you can live comes down to:

  1. How much do money do I make?
  2. How much do I have spend to live there?

You need to understand your costs in the context of how much money you make.

For example, if the median household earns $100,000 and spends $40,000 on housing it’s actually cheaper to live there than a place with a median income of $50,000 and housing costs of $21,000. You might spend more on housing, but you have more money overall to play with.

With that example in mind, we derived several statistics from the latest Census American Community Survey 2013-2017 around incomes and costs. They are:

  • Median Home Price / Median Income (lower is better)
  • Median Income / Median Rent (Higher is better)
  • Median Home Price

We added simply median home price because high home prices generally correlate with higher expenses for all costs related to homes (heating, electricity, etc).

You can then compare these metrics in each of the places in Ohio to figure out which is the least expensive.

What you are left with is a “Cost of Living Index” by taking the average rank of each of these metrics for each city.

So we used that cost of living index in order to rank all of the 251 places in Ohio that have more than 5,000 people.

The place with the lowest cost of living in Ohio according to the data is Bellevue.

There You Have It Mr. Or Mrs. Ohio Cheapskate

If you’re looking at the cost of living numbers in Ohio, this is an accurate list of the most affordable places to live in ohio for 2019.

Here’s a look at the most expensive cities in Ohio according to the data:

  1. Oxford
  2. Athens
  3. Beachwood

For more Ohio reading, check out:

Where Are The Most Affordable Places To Live In Ohio?

Rank City CheapScore Population Home/Income Ratio Income/Rent Ratio
1 Bellevue 44.33 8,004 1.8x 81.2x
2 Hubbard 52.0 7,604 2.0x 78.3x
3 Martins Ferry 53.67 6,747 2.0x 69.6x
4 Union 54.83 6,562 1.4x 70.2x
5 Toronto 57.0 5,131 2.0x 68.4x
6 Englewood 57.67 13,475 1.9x 87.9x
7 Van Wert 58.83 10,946 1.9x 67.0x
8 Kenton 60.0 8,265 2.0x 65.3x
9 Wapakoneta 60.67 9,756 2.0x 82.0x
10 Clayton 63.0 13,187 1.9x 86.5x

About Chris Kolmar

Chris Kolmar has been in the real estate business for almost ten years now. He originally worked for Movoto Real Estate as the director of marketing before founding HomeSnacks.

He believes the key to finding the right place to live comes down to looking at the data, reading about things to do, and, most importantly, checking it out yourself before you move.

If you've been looking for a place to live in the past several years, you've probably stumbled upon his writing already.

You can find out more about him on LinkedIn or his website.