These Are The 10 Most Affordable Places In Pennsylvania


We used data and science to determine which places in Pennsylvania go easy on your wallet.

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A wise sage once said “she works hard for the money” and these places in Pennsylvania definitely treat her right.

You see, these are the places in Pennsylvania where the cost of living is the lowest; where your salary goes the furthest. And when if you have the luxury of choosing where to live in the Keystone State, then the cost of living should play a role in the decision.

So we did the hard for you and crunched the numbers to find the cities that have lower food, energy, and housing costs. After the dust settled on our analysis of the 185 largest places in Pennsylvania, we were left with this set of the best value for your money:

  1. Oil City
  2. New Castle
  3. Franklin
  4. Franklin
  5. Franklin
  6. Franklin
  7. Sharon
  8. Farrell
  9. Titusville
  10. Sugarcreek

So listen up Swarthmore as we explain how we created this ranking, you could learn some things from the rest of the state.

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How We Determined The Most Affordable Places To Live In The Keystone State

There are basic necessities that you have to buy no matter where in the country you live. Those things include:

  • Housing
  • Food
  • Gas
  • Health Insurance
  • Utilities
  • Transportation

You can then compare the cost of these things in each of the places in Pennsylvania to figure out which is the least expensive.

What you are left with is a “Cost of Living Index” that normalizes to 100 for an average place in the United States.

So we used that cost of living index in order to rank all of the 185 places in Pennsylvania that have more than 5,000 people.

And just so you can better understand how the cost of living index works, 100 is the average cost of a place in the United States. A score of 90 means that the place cost 10% less than average. A score of 90 means it’s 10% less expensive.

San Francisco has a score of 243 meaning it’s almost 2.5 times as expensive as the average place in the country.

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1. Oil City

Oil City, Pennsylvania

Source: Wikipedia

Population: 10,541
Services: 89
Groceries: 78
Healthcare: 84
Housing: 37
Transportation: 92
Utiltiies: 93

2. New Castle

New Castle, Pennsylvania

Source: Wikipedia

Population: 23,290
Services: 89
Groceries: 78
Healthcare: 84
Housing: 40
Transportation: 92
Utiltiies: 93

3. Franklin

Franklin, Pennsylvania

Source: Wikipedia

Population: 6,540
Services: 89
Groceries: 78
Healthcare: 84
Housing: 43
Transportation: 92
Utiltiies: 93

4. Franklin

Franklin, Pennsylvania

Source: Wikipedia

Population: 6,540
Services: 89
Groceries: 78
Healthcare: 84
Housing: 43
Transportation: 92
Utiltiies: 93

5. Franklin

Franklin, Pennsylvania

Source: Wikipedia

Population: 6,540
Services: 89
Groceries: 78
Healthcare: 84
Housing: 43
Transportation: 92
Utiltiies: 93

6. Franklin

Franklin, Pennsylvania

Source: Wikipedia

Population: 6,540
Services: 89
Groceries: 78
Healthcare: 84
Housing: 43
Transportation: 92
Utiltiies: 93

7. Sharon

Sharon, Pennsylvania

Source: Wikipedia

Population: 14,060
Services: 89
Groceries: 78
Healthcare: 84
Housing: 43
Transportation: 92
Utiltiies: 93

8. Farrell

Farrell, Pennsylvania

Source: Wikipedia

Population: 5,047
Services: 89
Groceries: 78
Healthcare: 84
Housing: 44
Transportation: 92
Utiltiies: 93

9. Titusville

Titusville, Pennsylvania

Source: Wikipedia

Population: 5,601
Services: 89
Groceries: 78
Healthcare: 84
Housing: 47
Transportation: 92
Utiltiies: 93

10. Sugarcreek

Sugarcreek, Pennsylvania

Source: Flickr

Population: 5,278
Services: 89
Groceries: 78
Healthcare: 84
Housing: 47
Transportation: 92
Utiltiies: 93

Detailed List Of Affordable Places In Pennsylvania

City Rank Population Services Grociers Healthcare
Oil City 1 10,541 89 78 84
New Castle 2 23,290 89 78 84
Franklin 3 6,540 89 78 84
Franklin 4 6,540 89 78 84
Franklin 5 6,540 89 78 84
Franklin 6 6,540 89 78 84
Sharon 7 14,060 89 78 84
Farrell 8 5,047 89 78 84
Titusville 9 5,601 89 78 84
Sugarcreek 10 5,278 89 78 84
Bradford 11 8,766 85 88 89
Corry 12 6,589 89 78 84
Greenville 13 5,936 89 78 84
Shenandoah 14 5,073 103 99 94
Shamokin 15 7,370 103 99 94
Erie 16 101,454 89 78 84
Ellwood City 17 7,958 89 78 84
Meadville 18 13,370 89 78 84
Mount Carmel 19 5,897 103 99 94
Warren 20 9,672 85 88 89
Duquesne 21 5,639 97 100 95
Johnstown 22 20,976 99 104 98
Mckeesport 23 19,877 97 100 95
Turtle Creek 24 5,361 97 100 95
Mckees Rocks 25 6,103 97 100 95
Tamaqua 26 7,064 103 99 94
Clairton 27 6,854 97 100 95
Beaver Falls 28 8,945 97 100 95
Uniontown 29 10,424 111 95 96
Grove City 30 8,277 89 78 84
Connellsville 31 7,694 111 95 96
Sunbury 32 9,917 103 99 94
New Brighton 33 6,026 97 100 95
Arnold 34 5,150 97 100 95
Aliquippa 35 9,497 97 100 95
Pottsville 36 14,315 103 99 94
Ambridge 37 7,042 97 100 95
Punxsutawney 38 5,965 99 104 98
Schuylkill Haven 39 5,411 103 99 94
Vandergrift 40 5,197 97 100 95
Clearfield 41 6,203 99 104 98
Hermitage 42 16,252 89 78 84
Jeannette 43 9,672 97 100 95
Coraopolis 44 5,675 97 100 95
Monessen 45 7,732 97 100 95
Wilkinsburg 46 16,026 97 100 95
Altoona 47 46,434 99 104 98
Munhall 48 11,405 97 100 95
Swissvale 49 8,968 97 100 95
West Mifflin 50 20,335 97 100 95
York 51 43,677 103 99 94
New Kensington 52 13,157 97 100 95
Dubois 53 7,785 99 104 98
Hazleton 54 25,166 103 99 94
Lebanon 55 25,495 103 99 94
Butler 56 13,798 97 100 95
Lock Haven 57 9,750 103 99 94
Washington 58 13,720 97 100 95
Tyrone 59 5,476 99 104 98
Berwick 60 10,476 103 99 94
Harrisburg 61 49,401 103 99 94
California 62 6,762 97 100 95
Monaca 63 5,749 97 100 95
Reading 64 87,926 108 103 103
Pittsburgh 65 306,430 97 100 95
Brentwood 66 9,648 97 100 95
Carbondale 67 8,903 100 104 112
Nanticoke 68 10,459 100 104 112
Plymouth 69 5,964 100 104 112
Latrobe 70 8,346 99 104 98
Steelton 71 5,982 103 99 94
Milton 72 7,050 103 99 94
Bellevue 73 8,362 97 100 95
Carnegie 74 7,965 97 100 95
Lancaster 75 59,205 103 99 94
Columbia 76 10,413 103 99 94
White Oak 77 7,875 97 100 95
Edinboro 78 6,466 89 78 84
Wilkes-Barre 79 41,463 112 110 113
Bridgeville 80 5,144 97 100 95
Chester 81 34,127 108 103 103
Somerset 82 6,267 99 104 98
Williamsport 83 29,441 100 104 112
Taylor 84 6,267 100 104 112
Pittston 85 7,740 112 110 113
Sayre 86 5,574 100 104 112
Huntingdon 87 7,083 99 104 98
Crafton 88 5,971 97 100 95
Dormont 89 8,609 97 100 95
Baldwin 90 19,723 97 100 95
Castle Shannon 91 8,301 97 100 95
Indiana 92 14,026 99 104 98
Bloomsburg 93 14,608 103 99 94
Selinsgrove 94 5,624 103 99 94
Greensburg 95 14,881 97 100 95
West View 96 6,777 97 100 95
Forest Hills 97 6,524 97 100 95
Clarion 98 5,253 97 100 95
Scranton 99 76,021 100 104 112
Canonsburg 100 8,964 97 100 95
Hollidaysburg 101 5,810 99 104 98
Lower Burrell 102 11,765 97 100 95
Olyphant 103 5,154 100 104 112
Red Lion 104 6,378 103 99 94
South Williamsport 105 6,370 100 104 112
Kingston 106 13,180 100 104 112
Exeter 107 5,660 100 104 112
Swoyersville 108 5,066 100 104 112
Palmyra 109 7,352 103 99 94
Dickson City 110 6,088 100 104 112
Old Forge 111 8,323 100 104 112
Waynesboro 112 10,568 103 99 94
Palmerton 113 5,419 112 110 113
Ephrata 114 13,426 103 99 94
Plum 115 27,147 97 100 95
Blakely 116 6,587 100 104 112
Chambersburg 117 20,217 103 99 94
Shippensburg 118 5,371 103 99 94
Lehighton 119 5,495 112 110 113
Pleasant Hills 120 8,271 97 100 95
Westmont 121 5,159 99 104 98
Lewisburg 122 5,804 103 99 94
Archbald 123 6,993 100 104 112
New Cumberland 124 7,272 103 99 94
Hanover 125 15,315 103 99 94
Darby 126 10,648 115 117 99
Carlisle 127 18,727 103 99 94
Mount Joy 128 7,515 103 99 94
Mechanicsburg 129 8,966 103 99 94
Shillington 130 5,274 108 103 103
New Holland 131 5,384 103 99 94
Bellefonte 132 6,248 99 104 98
Easton 133 26,885 112 110 113
Coatesville 134 13,029 108 103 103
Oakmont 135 6,323 97 100 95
Economy 136 9,016 97 100 95
Moosic 137 5,694 112 110 113
Whitehall 138 13,932 115 117 99
Clarks Summit 139 5,115 100 104 112
Millersville 140 8,182 103 99 94
Wilson 141 7,895 112 110 113
Collingdale 142 8,782 115 117 99
Dunmore 143 14,081 112 110 113
Lititz 144 9,366 103 99 94
Jefferson Hills 145 10,679 97 100 95
Sharon Hill 146 5,680 115 117 99
Folcroft 147 6,617 115 117 99
Northampton 148 9,933 112 110 113
Allentown 149 117,942 115 117 99
Birdsboro 150 5,168 108 103 103
Clifton Heights 151 6,645 115 117 99
Philadelphia 152 1,525,811 115 117 99
Yeadon 153 11,477 115 117 99
Catasauqua 154 6,465 115 117 99
Camp Hill 155 7,858 103 99 94
Nazareth 156 5,773 112 110 113
Bangor 157 5,279 112 110 113
Bethlehem 158 75,016 112 110 113
Lansdowne 159 10,634 115 117 99
Prospect Park 160 6,457 115 117 99
Glenolden 161 7,160 115 117 99
Bristol 162 9,739 115 117 99
Brookhaven 163 8,019 108 103 103
Norwood 164 5,887 115 117 99
Oxford 165 5,069 108 103 103
Emmaus 166 11,268 115 117 99
East Stroudsburg 167 9,903 112 110 113
Wyomissing 168 10,489 108 103 103
Kennett Square 169 6,054 108 103 103
State College 170 42,008 99 104 98
Stroudsburg 171 5,623 112 110 113
Ridley Park 172 7,008 115 117 99
Phoenixville 173 16,430 115 117 99
Souderton 174 6,640 115 117 99
Lansdale 175 16,278 115 117 99
Franklin Park 176 13,462 97 100 95
Perkasie 177 8,542 115 117 99
West Chester 178 18,656 108 103 103
Ambler 179 6,443 115 117 99
Hatboro 180 7,362 115 117 99
Conshohocken 181 7,825 115 117 99
Media 182 5,334 115 117 99
Fox Chapel 183 5,393 97 100 95
Collegeville 184 5,114 115 117 99
Swarthmore 185 6,195 115 117 99

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