These Are The 10 Most Affordable Places In Tennessee


We used data and science to determine which places in Tennessee go easy on your wallet.

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A wise sage once said “she works hard for the money” and these places in Tennessee definitely treat her right.

You see, these are the places in Tennessee where the cost of living is the lowest; where your salary goes the furthest. And when if you have the luxury of choosing where to live in the Volunteer State, then the cost of living should play a role in the decision.

So we did the hard for you and crunched the numbers to find the cities that have lower food, energy, and housing costs. After the dust settled on our analysis of the 94 largest places in Tennessee, we were left with this set of the best value for your money:

  1. La Follette
  2. Mcminnville
  3. Harriman
  4. Rockwood
  5. Sweetwater
  6. Athens
  7. Covington
  8. Dayton
  9. Pulaski
  10. Lawrenceburg

So listen up Brentwood as we explain how we created this ranking, you could learn some things from the rest of the state.

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How We Determined The Most Affordable Places To Live In The Volunteer State

There are basic necessities that you have to buy no matter where in the country you live. Those things include:

  • Housing
  • Food
  • Gas
  • Health Insurance
  • Utilities
  • Transportation

You can then compare the cost of these things in each of the places in Tennessee to figure out which is the least expensive.

What you are left with is a “Cost of Living Index” that normalizes to 100 for an average place in the United States.

So we used that cost of living index in order to rank all of the 94 places in Tennessee that have more than 5,000 people.

And just so you can better understand how the cost of living index works, 100 is the average cost of a place in the United States. A score of 90 means that the place cost 10% less than average. A score of 90 means it’s 10% less expensive.

San Francisco has a score of 243 meaning it’s almost 2.5 times as expensive as the average place in the country.

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1. La Follette

La Follette, Tennessee

Source: Wikipedia

Population: 7,447
Services: 93
Groceries: 84
Healthcare: 89
Housing: 47
Transportation: 90
Utiltiies: 90

2. Mcminnville


Population: 13,567
Services: 90
Groceries: 93
Healthcare: 87
Housing: 51
Transportation: 93
Utiltiies: 85

3. Harriman

Harriman, Tennessee

Source: Wikipedia

Population: 6,369
Services: 93
Groceries: 84
Healthcare: 89
Housing: 52
Transportation: 90
Utiltiies: 90

4. Rockwood

Rockwood, Tennessee

Source: Wikipedia

Population: 5,537
Services: 93
Groceries: 84
Healthcare: 89
Housing: 54
Transportation: 90
Utiltiies: 90

5. Sweetwater

Sweetwater, Tennessee

Source: Wikipedia

Population: 5,827
Services: 94
Groceries: 92
Healthcare: 88
Housing: 59
Transportation: 88
Utiltiies: 81

6. Athens

Athens, Tennessee

Source: Wikipedia

Population: 13,492
Services: 94
Groceries: 92
Healthcare: 88
Housing: 62
Transportation: 88
Utiltiies: 81

7. Covington

Covington, Tennessee

Source: Wikipedia

Population: 9,068
Services: 93
Groceries: 91
Healthcare: 85
Housing: 60
Transportation: 89
Utiltiies: 97

8. Dayton

Dayton, Tennessee

Source: Flickr

Population: 7,217
Services: 94
Groceries: 92
Healthcare: 88
Housing: 62
Transportation: 88
Utiltiies: 81

9. Pulaski

Pulaski, Tennessee

Source: Wikipedia

Population: 7,850
Services: 102
Groceries: 102
Healthcare: 83
Housing: 52
Transportation: 94
Utiltiies: 89

10. Lawrenceburg

Lawrenceburg, Tennessee

Source: Wikipedia

Population: 10,413
Services: 102
Groceries: 102
Healthcare: 83
Housing: 52
Transportation: 94
Utiltiies: 89

Detailed List Of Affordable Places In Tennessee

City Rank Population Services Grociers Healthcare
La Follette 1 7,447 93 84 89
Mcminnville 2 13,567 90 93 87
Harriman 3 6,369 93 84 89
Rockwood 4 5,537 93 84 89
Sweetwater 5 5,827 94 92 88
Athens 6 13,492 94 92 88
Covington 7 9,068 93 91 85
Dayton 8 7,217 94 92 88
Pulaski 9 7,850 102 102 83
Lawrenceburg 10 10,413 102 102 83
Paris 11 10,139 113 89 91
Newport 12 6,968 100 91 89
Humboldt 13 8,452 113 89 91
Mckenzie 14 5,395 113 89 91
Memphis 15 651,050 93 91 85
Lenoir City 16 8,653 93 84 89
Bolivar 17 5,432 113 89 91
Loudon 18 5,460 93 84 89
Lewisburg 19 11,121 102 102 83
Shelbyville 20 20,312 102 102 83
Savannah 21 6,983 113 89 91
Union City 22 10,878 113 89 91
Milan 23 7,842 113 89 91
Dyersburg 24 17,132 113 89 91
Knoxville 25 179,973 93 84 89
Brownsville 26 10,223 113 89 91
Crossville 27 10,894 90 93 87
Alcoa 28 8,498 93 84 89
Ripley 29 8,408 113 89 91
Clinton 30 9,827 93 84 89
Bristol 31 26,639 100 91 89
Kingston 32 5,915 93 84 89
Jefferson City 33 8,118 100 91 89
Henderson 34 6,263 113 89 91
Greeneville 35 15,106 100 91 89
Morristown 36 29,112 100 91 89
Columbia 37 34,785 102 102 83
Martin 38 11,330 113 89 91
Lexington 39 7,703 113 89 91
Millington 40 10,377 93 91 85
Cleveland 41 41,461 94 92 88
Cookeville 42 30,439 90 93 87
Kingsport 43 50,131 100 91 89
Oak Ridge 44 29,235 93 84 89
Church Hill 45 6,710 100 91 89
Jackson 46 66,009 113 89 91
Elizabethton 47 14,228 99 102 100
Manchester 48 10,090 97 95 103
Munford 49 5,929 93 91 85
Fayetteville 50 6,887 103 95 96
Mount Carmel 51 5,409 100 91 89
Erwin 52 6,080 99 102 100
Collegedale 53 8,367 94 92 88
Sevierville 54 14,971 93 84 89
Winchester 55 8,475 103 95 96
Pigeon Forge 56 5,917 93 84 89
Springfield 57 16,445 102 94 86
Red Bank 58 11,723 97 95 103
Dickson 59 14,629 102 94 86
Portland 60 11,454 87 95 94
East Ridge 61 20,996 97 95 103
Maryville 62 27,547 93 84 89
Atoka 63 8,356 93 91 85
Clarksville 64 133,583 102 94 86
Jonesborough 65 5,020 100 91 89
Chattanooga 66 167,869 97 95 103
Bartlett 67 54,452 93 91 85
Soddy-Daisy 68 12,691 97 95 103
Oakland 69 6,508 93 91 85
Tullahoma 70 18,769 103 95 96
Greenbrier 71 6,420 102 94 86
Lakeland 72 12,218 93 91 85
Millersville 73 6,181 102 94 86
Collierville 74 44,613 93 91 85
Smyrna 75 40,118 102 94 86
Arlington 76 11,108 93 91 85
La Vergne 77 32,458 102 94 86
Johnson City 78 62,998 99 102 100
Germantown 79 38,954 93 91 85
Gallatin 80 30,449 102 94 86
Nashville 81 629,113 102 94 86
Fairview 82 7,778 102 94 86
Lebanon 83 26,510 102 94 86
Farragut 84 20,688 93 84 89
Murfreesboro 85 109,172 102 94 86
White House 86 10,243 102 94 86
Spring Hill 87 28,764 102 102 83
Goodlettsville 88 15,960 102 94 86
Hendersonville 89 51,500 102 94 86
Mount Juliet 90 24,557 102 94 86
Franklin 91 63,117 102 94 86
Signal Mountain 92 7,573 97 95 103
Nolensville 93 5,812 102 94 86
Brentwood 94 37,288 102 94 86

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