These Are The 10 Cheapest Places To Live In Tennessee For 2018


We used data and science to determine which places in Tennessee go easy on your wallet.

Join HomeSnacks

Swipe left for slideshow. Article continues below.
Advertisement. Article Continues Below.

A wise sage once said:

‘She works hard for the money…’

And these places in Tennessee definitely treat her right.

You see, these are the places in Tennessee where the cost of living is the lowest; where your salary goes the furthest. And when if you have the luxury of choosing where to live in the Volunteer State, then the cost of living should play a role in the decision.

So we did the hard for you and crunched the numbers to find the cities that have lower food, energy, and housing costs. After the dust settled on our analysis of the 92 largest places in Tennessee, we were left with this set of the best value for your money.

Here are the 10 cheapest places to live in Tennessee for 2018:

  1. La Follette (Photos)
  2. Harriman (Photos)
  3. Rockwood (Photos)
  4. Sweetwater (Photos)
  5. Athens (Photos)
  6. Dayton
  7. Covington (Photos)
  8. Lenoir City (Photos)
  9. Loudon (Photos)
  10. Memphis (Photos)

So listen up Tullahoma (the most expensive place in Tennessee) as we explain how we created this ranking. You could learn some things from the rest of the state.

And if you already knew these places were cheap, check out the best places to live in Tennessee or the most expensive.

Advertisement. Article Continues Below.

How We Determined The Cheapest Places To Live In The Volunteer State For 2018

There are basic necessities that you have to buy no matter where in the country you live. Those things include:

  • Housing
  • Food
  • Gas
  • Health Insurance
  • Utilities
  • Transportation

You can then compare the cost of these things in each of the places in Tennessee to figure out which is the least expensive.

What you are left with is a ‘Cost of Living Index’ that normalizes to 100 for an average place in the United States.

So we used that cost of living index in order to rank all of the 92 places in Tennessee that have more than 5,000 people.

And just so you can better understand how the cost of living index works, 100 is the average cost of a place in the United States. A score of 90 means that the place cost 10% less than average. A score of 90 means it’s 10% less expensive.

San Francisco has a score of 243 meaning it’s almost 2.5 times as expensive as the average place in the country.

Advertisement. Article Continues Below.

1. La Follette

La Follette, Tennessee

Source: Wikipedia

Population: 7,447
Services: 93
Groceries: 84
Health Care: 89
Housing: 47
Transportation: 90
Utilities: 90
LaFollette is a city in Campbell County, Tennessee, United States. Its population was 7,456 at the 2010 census, with an estimated population in 2014 of 7,131. It is the principal city of the LaFollette, Tennessee Micropolitan Statistical Area, which includes all of Campbell County, and is a component of the Knoxville-Sevierville-La Follette Combined Statistical Area. While the city’s official spelling is one word (‘LaFollette’)—after its founders, Harvey Marion LaFollette and his younger brother Grant LaFollette—several federal agencies spell the city’s name with two words (‘La Follette’).

2. Harriman

Harriman, Tennessee

Source: Wikipedia

Population: 6,369
Services: 93
Groceries: 84
Health Care: 89
Housing: 52
Transportation: 90
Utilities: 90
Harriman is a city located primarily in Roane County, Tennessee, with a small extension into Morgan County. The population of Harriman was 6,350 at the 2010 census.

3. Rockwood

Rockwood, Tennessee

Source: Wikipedia

Population: 5,537
Services: 93
Groceries: 84
Health Care: 89
Housing: 54
Transportation: 90
Utilities: 90
Rockwood is a city in Roane County, Tennessee, United States. Its population was 5,562 at the 2010 census. It is included in the Harriman, Tennessee Micropolitan Statistical Area.

4. Sweetwater

Sweetwater, Tennessee

Source: Wikipedia

Population: 5,827
Services: 94
Groceries: 92
Health Care: 88
Housing: 59
Transportation: 88
Utilities: 81
Sweetwater is a city in Monroe and McMinn counties in the U.S. state of Tennessee, and the most populous city in Monroe County. The population was 5,586 at the 2000 census and 5,764 at the 2010 census. Sweetwater is the home of the Craighead Caverns which contains the Lost Sea, the United States’ largest underground lake.

5. Athens

Athens, Tennessee

Source: Wikipedia

Population: 13,492
Services: 94
Groceries: 92
Health Care: 88
Housing: 62
Transportation: 88
Utilities: 81
Athens is a city in McMinn County, Tennessee, United States. It is the county seat of McMinn County and the principal city of the Athens Micropolitan Statistical Area, which is part of the larger Chattanooga-Cleveland-Athens Combined Statistical Area. The population was 13,220 at the 2000 census and 13,458 at the 2010 census.

6. Dayton


Population: 7,217
Services: 94
Groceries: 92
Health Care: 88
Housing: 62
Transportation: 88
Utilities: 81
Dayton is a city and county seat in Rhea County, Tennessee, United States. As of the 2010 census, the city population was 7,191. The Dayton Urban Cluster, which includes developed areas adjacent to the city and extends south to Graysville, had 10,174 people in 2010.

7. Covington

Covington, Tennessee

Source: Wikipedia

Population: 9,068
Services: 93
Groceries: 91
Health Care: 85
Housing: 60
Transportation: 89
Utilities: 97
Covington is a city in central Tipton County, Tennessee, United States. Covington is the largest city and county seat of Tipton County. The city is located in West Tennessee, 12 mi (19 km) east of the Mississippi River. The city’s population was 9,038 at the time of the 2010 U.S. Census. Located 42 mi (68 km) northeast of Memphis, Covington is part of the Memphis, Tennessee Metropolitan Area.

8. Lenoir City

Lenoir City, Tennessee

Source: Wikipedia

Population: 8,653
Services: 93
Groceries: 84
Health Care: 89
Housing: 64
Transportation: 90
Utilities: 90
Lenoir City is a city in Loudon County, Tennessee, United States. The population was 6,418 at the 2000 census and the population rose to 8,642 as of 2010. It is included in the Knoxville Metropolitan Area in the state’s eastern region, along the Tennessee River southwest of Knoxville. Fort Loudoun Dam is nearby.

9. Loudon

Loudon, Tennessee

Source: Wikipedia

Population: 5,460
Services: 93
Groceries: 84
Health Care: 89
Housing: 66
Transportation: 90
Utilities: 90

10. Memphis

Memphis, Tennessee

Source: Wikipedia

Population: 651,050
Services: 93
Groceries: 91
Health Care: 85
Housing: 65
Transportation: 89
Utilities: 97
Memphis is a city in the southwestern corner of the U.S. state of Tennessee and the county seat of Shelby County. The city is located on the fourth Chickasaw Bluff, south of the confluence of the Wolf and Mississippi rivers.

There You Have It Mr. Or Mrs. Cheapskate

If you’re looking at the cost of living numbers in Tennessee, this is an accurate list of the cheapest places to call home.

Detailed List Of The Cheapest Places In Tennessee

City Rank Population Services Groceries Health Care
La Follette 1 7,447 93 84 89
Harriman 2 6,369 93 84 89
Rockwood 3 5,537 93 84 89
Sweetwater 4 5,827 94 92 88
Athens 5 13,492 94 92 88
Dayton 6 7,217 94 92 88
Covington 7 9,068 93 91 85
Lenoir City 8 8,653 93 84 89
Loudon 9 5,460 93 84 89
Memphis 10 651,050 93 91 85
Knoxville 11 179,973 93 84 89
Alcoa 12 8,498 93 84 89
Crossville 13 10,894 90 93 87
Clinton 14 9,827 93 84 89
Kingston 15 5,915 93 84 89
Millington 16 10,377 93 91 85
Oak Ridge 17 29,235 93 84 89
Cleveland 18 41,461 94 92 88
Cookeville 19 30,439 90 93 87
Munford 20 5,929 93 91 85
Sevierville 21 14,971 93 84 89
Pigeon Forge 22 5,917 93 84 89
Collegedale 23 8,367 94 92 88
Maryville 24 27,547 93 84 89
Atoka 25 8,356 93 91 85
Bartlett 26 54,452 93 91 85
Oakland 27 6,508 93 91 85
Lawrenceburg 28 10,413 102 102 83
Pulaski 29 7,850 102 102 83
Lakeland 30 12,218 93 91 85
Collierville 31 44,613 93 91 85
Arlington 32 11,108 93 91 85
Farragut 33 20,688 93 84 89
Germantown 34 38,954 93 91 85
Lewisburg 35 11,121 102 102 83
Shelbyville 36 20,312 102 102 83
Columbia 37 34,785 102 102 83
Newport 38 6,968 100 91 89
Humboldt 39 8,452 113 89 91
Paris 40 10,139 113 89 91
Bolivar 41 5,432 113 89 91
Bristol 42 26,639 100 91 89
Savannah 43 6,983 113 89 91
Milan 44 7,842 113 89 91
Union City 45 10,878 113 89 91
Jefferson City 46 8,118 100 91 89
Dyersburg 47 17,132 113 89 91
Brownsville 48 10,223 113 89 91
Morristown 49 29,112 100 91 89
Greeneville 50 15,106 100 91 89
Ripley 51 8,408 113 89 91
Kingsport 52 50,131 100 91 89
Church Hill 53 6,710 100 91 89
Henderson 54 6,263 113 89 91
Spring Hill 55 28,764 102 102 83
Martin 56 11,330 113 89 91
Lexington 57 7,703 113 89 91
Mount Carmel 58 5,409 100 91 89
Jackson 59 66,009 113 89 91
Jonesborough 60 5,020 100 91 89
Manchester 61 10,090 97 95 103
Portland 62 11,454 87 95 94
Springfield 63 16,445 102 94 86
Dickson 64 14,629 102 94 86
Clarksville 65 133,583 102 94 86
Red Bank 66 11,723 97 95 103
East Ridge 67 20,996 97 95 103
Elizabethton 68 14,228 99 102 100
Greenbrier 69 6,420 102 94 86
Millersville 70 6,181 102 94 86
Smyrna 71 40,118 102 94 86
La Vergne 72 32,458 102 94 86
Gallatin 73 30,449 102 94 86
Chattanooga 74 167,869 97 95 103
Soddy-Daisy 75 12,691 97 95 103
Erwin 76 6,080 99 102 100
Fairview 77 7,778 102 94 86
Nashville 78 629,113 102 94 86
Lebanon 79 26,510 102 94 86
Murfreesboro 80 109,172 102 94 86
White House 81 10,243 102 94 86
Goodlettsville 82 15,960 102 94 86
Hendersonville 83 51,500 102 94 86
Mount Juliet 84 24,557 102 94 86
Franklin 85 63,117 102 94 86
Nolensville 86 5,812 102 94 86
Brentwood 87 37,288 102 94 86
Johnson City 88 62,998 99 102 100
Signal Mountain 89 7,573 97 95 103
Fayetteville 90 6,887 103 95 96
Winchester 91 8,475 103 95 96
Tullahoma 92 18,769 103 95 96

Like HomeSnacks on Facebook:

Facebook Discussion