These Are The 10 Cheapest Places To Live In Tennessee For 2018


We used data and science to determine which places in Tennessee go easy on your wallet.

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A wise sage once said:

“She works hard for the money…”

And these places in Tennessee definitely treat her right.

You see, these are the places in Tennessee where the cost of living is the lowest; where your salary goes the furthest. And when if you have the luxury of choosing where to live in the Volunteer State, then the cost of living should play a role in the decision.

So we did the hard for you and crunched the numbers to find the cities that have lower food, energy, and housing costs. After the dust settled on our analysis of the 92 largest places in Tennessee, we were left with this set of the best value for your money.

Here are the 10 cheapest places to live in Tennessee for 2018:

  1. La Follette (Photos | Homes For Sale)
  2. Harriman (Photos | Homes For Sale)
  3. Rockwood (Photos | Homes For Sale)
  4. Sweetwater (Photos | Homes For Sale)
  5. Athens (Photos | Homes For Sale)
  6. Dayton (Photos | Homes For Sale)
  7. Covington (Photos | Homes For Sale)
  8. Lenoir City (Photos | Homes For Sale)
  9. Loudon (Photos | Homes For Sale)
  10. Memphis (Photos | Homes For Sale)

So listen up Tullahoma (the most expensive place in Tennessee) as we explain how we created this ranking. You could learn some things from the rest of the state.

And if you already knew these places were cheap, check out the best places to live in Tennessee or the most expensive.

How We Determined The Cheapest Places To Live In The Volunteer State For 2018

Map Of The Cheapest Places To Live In tennessee
There are basic necessities that you have to buy no matter where in the country you live. Those things include:

  • Housing
  • Food
  • Gas
  • Health Insurance
  • Utilities
  • Transportation

You can then compare the cost of these things in each of the places in Tennessee to figure out which is the least expensive.

What you are left with is a “Cost of Living Index” that normalizes to 100 for an average place in the United States.

So we used that cost of living index in order to rank all of the 92 places in Tennessee that have more than 5,000 people.

And just so you can better understand how the cost of living index works, 100 is the average cost of a place in the United States. A score of 90 means that the place cost 10% less than average. A score of 90 means it’s 10% less expensive.

San Francisco has a score of 243 meaning it’s almost 2.5 times as expensive as the average place in the country.

1. La Follette

La Follette, Tennessee

Population: 7,447
Services: 93
Groceries: 84
Health Care: 89
Housing: 47
Transportation: 90
Utilities: 90
More on La Follette: Homes For Sale | Data
LaFollette is a city in Campbell County, Tennessee, United States. Its population was 7,456 at the 2010 census, with an estimated population in 2014 of 7,131. It is the principal city of the LaFollette, Tennessee Micropolitan Statistical Area, which includes all of Campbell County, and is a component of the Knoxville-Sevierville-La Follette Combined Statistical Area. While the city’s official spelling is one word -after its founders, Harvey Marion LaFollette and his younger brother Grant LaFollette-several federal agencies spell the city’s name with two words.

2. Harriman

Harriman, Tennessee

Population: 6,369
Services: 93
Groceries: 84
Health Care: 89
Housing: 52
Transportation: 90
Utilities: 90
More on Harriman: Homes For Sale | Data
Harriman is a city located primarily in Roane County, Tennessee, with a small extension into Morgan County. The population of Harriman was 6,350 at the 2010 census.

3. Rockwood

Rockwood, Tennessee

Population: 5,537
Services: 93
Groceries: 84
Health Care: 89
Housing: 54
Transportation: 90
Utilities: 90
More on Rockwood: Homes For Sale | Data
Rockwood is a city in Roane County, Tennessee, United States. Its population was 5,562 at the 2010 census. It is included in the Harriman, Tennessee Micropolitan Statistical Area.

4. Sweetwater

Sweetwater, Tennessee

Population: 5,827
Services: 94
Groceries: 92
Health Care: 88
Housing: 59
Transportation: 88
Utilities: 81
More on Sweetwater: Homes For Sale | Data
Sweetwater is a city in Monroe and McMinn counties in the U.S. state of Tennessee, and the most populous city in Monroe County. The population was 5,586 at the 2000 census and 5,764 at the 2010 census. Sweetwater is the home of the Craighead Caverns which contains the Lost Sea, the United States’ largest underground lake.

5. Athens

Athens, Tennessee

Population: 13,492
Services: 94
Groceries: 92
Health Care: 88
Housing: 62
Transportation: 88
Utilities: 81
More on Athens: Homes For Sale | Data
Athens is a city in McMinn County, Tennessee, United States. It is the county seat of McMinn County and the principal city of the Athens Micropolitan Statistical Area, which is part of the larger Chattanooga-Cleveland-Athens Combined Statistical Area. The population was 13,220 at the 2000 census and 13,458 at the 2010 census.

6. Dayton

Dayton, Tennessee

Population: 7,217
Services: 94
Groceries: 92
Health Care: 88
Housing: 62
Transportation: 88
Utilities: 81
More on Dayton: Homes For Sale | Data
Dayton is a city and county seat in Rhea County, Tennessee, United States. As of the 2010 census, the city population was 7,191. The Dayton Urban Cluster, which includes developed areas adjacent to the city and extends south to Graysville, had 10,174 people in 2010.

7. Covington

Covington, Tennessee

Population: 9,068
Services: 93
Groceries: 91
Health Care: 85
Housing: 60
Transportation: 89
Utilities: 97
More on Covington: Homes For Sale | Data
Covington is a city in central Tipton County, Tennessee, United States. Covington is the largest city and county seat of Tipton County. The city is located in West Tennessee, 12mi east of the Mississippi River. The city’s population was 9,038 at the time of the 2010 U.S. Census. Located 42mi northeast of Memphis, Covington is part of the Memphis, Tennessee Metropolitan Area.

8. Lenoir City

Lenoir City, Tennessee

Population: 8,653
Services: 93
Groceries: 84
Health Care: 89
Housing: 64
Transportation: 90
Utilities: 90
More on Lenoir City: Homes For Sale | Data
Lenoir City is a city in Loudon County, Tennessee, United States. The population was 6,418 at the 2000 census and the population rose to 8,642 as of 2010. It is included in the Knoxville Metropolitan Area in the state’s eastern region, along the Tennessee River southwest of Knoxville. Fort Loudoun Dam is nearby.

9. Loudon

Loudon, Tennessee

Population: 5,460
Services: 93
Groceries: 84
Health Care: 89
Housing: 66
Transportation: 90
Utilities: 90
More on Loudon: Homes For Sale | Data
Loudon is a city in and the county seat of Loudon County, Tennessee, United States. Its population was 4,476 at the 2000 census. It is included in the Knoxville, Tennessee Metropolitan Statistical Area. The city is located in eastern Tennessee, southwest of Knoxville, on the Tennessee River. Fort Loudoun, the colonial era fort for which the city was named, is located several miles to the south in Monroe County.

10. Memphis

Memphis, Tennessee

Population: 651,050
Services: 93
Groceries: 91
Health Care: 85
Housing: 65
Transportation: 89
Utilities: 97
More on Memphis: Homes For Sale | Data
Memphis is a city in the southwestern corner of the U.S. state of Tennessee and the county seat of Shelby County. The city is located on the fourth Chickasaw Bluff, south of the confluence of the Wolf and Mississippi rivers.

There You Have It Mr. Or Mrs. Cheapskate

If you’re looking at the cost of living numbers in Tennessee, this is an accurate list of the cheapest places to call home.

Detailed List Of The Cheapest Places In Tennessee

Rank City CheapScore Population Services Groceries Health Care
1 La Follette 21.67 7,447 93 84 89
2 Harriman 22.67 6,369 93 84 89
3 Rockwood 23.5 5,537 93 84 89
4 Sweetwater 24.67 5,827 94 92 88
5 Athens 25.5 13,492 94 92 88
6 Dayton 25.5 7,217 94 92 88
7 Covington 25.58 9,068 93 91 85
8 Lenoir City 26.83 8,653 93 84 89
9 Loudon 27.5 5,460 93 84 89
10 Memphis 27.75 651,050 93 91 85
11 Knoxville 28.42 179,973 93 84 89
12 Alcoa 28.92 8,498 93 84 89
13 Crossville 29.33 10,894 90 93 87
14 Clinton 29.42 9,827 93 84 89
15 Kingston 30.17 5,915 93 84 89
16 Millington 31.17 10,377 93 91 85
17 Oak Ridge 31.25 29,235 93 84 89
18 Cleveland 31.33 41,461 94 92 88
19 Cookeville 31.42 30,439 90 93 87
20 Munford 32.67 5,929 93 91 85
21 Sevierville 32.75 14,971 93 84 89
22 Pigeon Forge 33.0 5,917 93 84 89
23 Collegedale 33.17 8,367 94 92 88
24 Maryville 34.0 27,547 93 84 89
25 Atoka 34.75 8,356 93 91 85
26 Bartlett 35.25 54,452 93 91 85
27 Oakland 35.42 6,508 93 91 85
28 Lawrenceburg 35.5 10,413 102 102 83
29 Pulaski 35.5 7,850 102 102 83
30 Lakeland 35.92 12,218 93 91 85
31 Collierville 36.17 44,613 93 91 85
32 Arlington 36.17 11,108 93 91 85
33 Farragut 36.5 20,688 93 84 89
34 Germantown 36.58 38,954 93 91 85
35 Lewisburg 37.08 11,121 102 102 83
36 Shelbyville 37.08 20,312 102 102 83
37 Columbia 40.5 34,785 102 102 83
38 Newport 41.5 6,968 100 91 89
39 Humboldt 44.0 8,452 113 89 91
40 Paris 44.0 10,139 113 89 91
41 Bolivar 44.33 5,432 113 89 91
42 Bristol 44.42 26,639 100 91 89
43 Savannah 45.25 6,983 113 89 91
44 Milan 45.25 7,842 113 89 91
45 Union City 45.25 10,878 113 89 91
46 Jefferson City 45.42 8,118 100 91 89
47 Dyersburg 45.83 17,132 113 89 91
48 Brownsville 45.83 10,223 113 89 91
49 Morristown 46.08 29,112 100 91 89
50 Greeneville 46.08 15,106 100 91 89
51 Ripley 46.33 8,408 113 89 91
52 Kingsport 47.25 50,131 100 91 89
53 Church Hill 47.25 6,710 100 91 89
54 Henderson 47.75 6,263 113 89 91
55 Spring Hill 48.17 28,764 102 102 83
56 Martin 48.92 11,330 113 89 91
57 Lexington 48.92 7,703 113 89 91
58 Mount Carmel 49.0 5,409 100 91 89
59 Jackson 50.08 66,009 113 89 91
60 Jonesborough 51.0 5,020 100 91 89
61 Manchester 58.58 10,090 97 95 103
62 Portland 59.25 11,454 87 95 94
63 Springfield 59.25 16,445 102 94 86
64 Dickson 59.58 14,629 102 94 86
65 Clarksville 60.58 133,583 102 94 86
66 Red Bank 60.83 11,723 97 95 103
67 East Ridge 61.33 20,996 97 95 103
68 Elizabethton 61.5 14,228 99 102 100
69 Greenbrier 61.58 6,420 102 94 86
70 Millersville 61.83 6,181 102 94 86
71 Smyrna 62.08 40,118 102 94 86
72 La Vergne 62.33 32,458 102 94 86
73 Gallatin 62.58 30,449 102 94 86
74 Chattanooga 62.75 167,869 97 95 103
75 Soddy-Daisy 62.92 12,691 97 95 103
76 Erwin 63.0 6,080 99 102 100
77 Fairview 63.17 7,778 102 94 86
78 Nashville 63.17 629,113 102 94 86
79 Lebanon 63.5 26,510 102 94 86
80 Murfreesboro 63.83 109,172 102 94 86
81 White House 63.83 10,243 102 94 86
82 Goodlettsville 64.33 15,960 102 94 86
83 Hendersonville 64.5 51,500 102 94 86
84 Mount Juliet 65.0 24,557 102 94 86
85 Franklin 66.17 63,117 102 94 86
86 Nolensville 66.5 5,812 102 94 86
87 Brentwood 66.67 37,288 102 94 86
88 Johnson City 68.08 62,998 99 102 100
89 Signal Mountain 68.42 7,573 97 95 103
90 Fayetteville 72.25 6,887 103 95 96
91 Winchester 73.17 8,475 103 95 96
92 Tullahoma 76.92 18,769 103 95 96

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