These Are The 10 Cheapest Places To Live In Texas For 2019


We used data and science to determine which places in Texas go easy on your wallet.

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Editor’s Note: We updated this article for 2019. This is our fourth time ranking the cheapest places to live in Texas.

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A wise sage once said:

“She works hard for the money…”

And these places in Texas definitely treat her right.

You see, these are the cities and places in Texas where the cost of living is the lowest; where your salary goes the furthest. And when if you have the luxury of choosing where to live in the Lone Star State, then the cost of living should play a role in the decision.

So we did the hard for you and crunched the numbers to find the cities that have lower food, energy, and housing costs. After the dust settled on our analysis of the 343 largest places in Texas, we were left with this set of the best value for your money.

So where is the cheapest place to live in Texas? That would be Progreso.

Here are the 10 cheapest places to live in Texas for 2019:

  1. Progreso (Photos | Visit)
  2. Pecos (Photos | Visit)
  3. Breckenridge (Photos | Visit)
  4. Diboll (Photos | Visit)
  5. Lamesa (Photos | Visit)
  6. Post (Photos | Visit)
  7. Vernon (Photos | Visit)
  8. Monahans (Photos | Visit)
  9. La Feria (Photos | Visit)
  10. Sweetwater (Photos | Visit)

So listen up College Station (the most expensive place in Texas) as we explain how we created this ranking. You could learn some things from the rest of the state.

And if you already knew these places were cheap, check out some more reading about Texas and the cheapest places in the country:

How We Determined The Most Affordable Places To Live In The Lone Star State For 2019

Map Of The Cheapest Places To Live In Texas
The two most important things to think about when it comes to being able to afford if you can live comes down to:

  1. How much do money do I make?
  2. How much do I have spend to live there?

You need to understand your costs in the context of how much money you make.

For example, if the median household earns $100,000 and spends $40,000 on housing it’s actually cheaper to live there than a place with a median income of $50,000 and housing costs of $21,000. You might spend more on housing, but you have more money overall to play with.

With that example in mind, we derived several statistics from the latest Census American Community Survey 2013-2017 around incomes and costs. They are:

  • Median Home Price / Median Income (lower is better)
  • Median Income / Median Rent (Higher is better)
  • Median Home Price

We added simply median home price because high home prices generally correlate with higher expenses for all costs related to homes (heating, electricity, etc).

You can then compare these metrics in each of the places in Texas to figure out which is the least expensive.

What you are left with is a “Cost of Living Index” by taking the average rank of each of these metrics for each city.

So we used that cost of living index in order to rank all of the 343 places in Texas that have more than 5,000 people.

The place with the lowest cost of living in Texas according to the data is Progreso.

The 10 Cheapest Places To Live In Texas For 2019

Progreso, TX

Overall SnackAbility

3
/10

Population: 5,867
Rank Last Year: 1 (No Change)
Home Price To Income Ratio: 1.2x (3rd most affordable)
Income To Rent Ratio: 77.1x (34th cheapest)
More On Progreso: Homes For Sale | Data | Photos

The median income in Progreso comes in at $43,036 and the median home value is $50,700 for 2019.

Pecos, TX

Overall SnackAbility

5
/10

Population: 9,552
Rank Last Year: 7 (Up 5)
Home Price To Income Ratio: 1.0x (1st most affordable)
Income To Rent Ratio: 70.8x (65th cheapest)
More On Pecos: Homes For Sale | Data | Photos

Pecos is the largest city in and the county seat of Reeves County, Texas, United States. It is in the valley on the west bank of the Pecos River at the eastern edge of the Chihuahuan Desert, in the Trans-Pecos region of west Texas and just below New Mexico’s border. The population was 8,780 at the 2010 census. On January 24, 2012, Pecos City appeared on the Forbes 400 as the second fastest-growing small town in the United States. The city is a regional commercial center for ranching, oil and gas production and agriculture. The city is most recognized for its association with the local cultivation of cantaloupes. Pecos claims to be the site of the world’s first rodeo on July 4, 1883.

The median income in Pecos comes in at $54,967 and the median home value is $54,200 for 2019.

Breckenridge, TX

Overall SnackAbility

4
/10

Population: 5,496
Rank Last Year: 6 (Up 3)
Home Price To Income Ratio: 1.5x (11th most affordable)
Income To Rent Ratio: 72.4x (52nd cheapest)
More On Breckenridge: Homes For Sale | Data | Photos

Breckenridge is a city in Stephens County, Texas, United States. The population was 5,780 at the 2010 census. It is the county seat of Stephens County. The mayor is Jim McKay.

The median income in Breckenridge comes in at $41,867 and the median home value is $62,700 for 2019.

Diboll, TX

Overall SnackAbility

4
/10

Population: 5,325
Rank Last Year: 2 (Down 2)
Home Price To Income Ratio: 1.7x (32nd most affordable)
Income To Rent Ratio: 83.0x (22nd cheapest)
More On Diboll: Homes For Sale | Data | Photos

The median income in Diboll comes in at $39,009 and the median home value is $68,000 for 2019.

Lamesa, TX

Overall SnackAbility

4
/10

Population: 9,322
Rank Last Year: 5 (No Change)
Home Price To Income Ratio: 1.6x (16th most affordable)
Income To Rent Ratio: 72.3x (53rd cheapest)
More On Lamesa: Homes For Sale | Data | Photos

The median income in Lamesa comes in at $41,487 and the median home value is $66,300 for 2019.

Post, TX

Overall SnackAbility

6
/10

Population: 5,568
Rank Last Year: 15 (Up 9)
Home Price To Income Ratio: 1.4x (4th most affordable)
Income To Rent Ratio: 71.1x (61st cheapest)
More On Post: Homes For Sale | Data | Photos

Post is a city in and the county seat of Garza County, Texas, United States. The population was 5,376 at the 2010 census.

The median income in Post comes in at $50,563 and the median home value is $68,300 for 2019.

Vernon, TX

Overall SnackAbility

4
/10

Population: 10,765
Rank Last Year: 9 (Up 2)
Home Price To Income Ratio: 1.6x (15th most affordable)
Income To Rent Ratio: 65.4x (93rd cheapest)
More On Vernon: Homes For Sale | Data | Photos

Vernon is a city in Wilbarger County, Texas, United States. It is the county seat, and as of the 2010 Census had a population of 11,002.

The median income in Vernon comes in at $41,554 and the median home value is $65,500 for 2019.

Monahans, TX

Overall SnackAbility

5
/10

Population: 7,526
Rank Last Year: 20 (Up 12)
Home Price To Income Ratio: 1.4x (5th most affordable)
Income To Rent Ratio: 77.1x (35th cheapest)
More On Monahans: Homes For Sale | Data | Photos

Monahans is a city in and the county seat of Ward County, Texas, United States. A very small portion of the city extends into Winkler County. The population was 6,953 at the 2010 census.

The median income in Monahans comes in at $64,773 and the median home value is $89,100 for 2019.

Overall SnackAbility

3
/10

Population: 7,314
Rank Last Year: 34 (Up 25)
Home Price To Income Ratio: 1.5x (8th most affordable)
Income To Rent Ratio: 61.9x (125th cheapest)
More On La Feria: Homes For Sale | Data | Photos

The median income in La Feria comes in at $38,625 and the median home value is $56,600 for 2019.

Sweetwater, TX

Overall SnackAbility

5
/10

Population: 10,740
Rank Last Year: 23 (Up 13)
Home Price To Income Ratio: 1.5x (7th most affordable)
Income To Rent Ratio: 60.0x (150th cheapest)
More On Sweetwater: Homes For Sale | Data | Photos

Sweetwater is a municipality in and the seat of Nolan County, Texas, United States. It is 236 miles southeast of Amarillo and 181 miles west of Fort Worth. The population was 10,906 at the 2010 census.

The median income in Sweetwater comes in at $37,679 and the median home value is $54,700 for 2019.

There You Have It Mr. Or Mrs. Texas Cheapskate

If you’re looking at the cost of living numbers in Texas, this is an accurate list of the most affordable places to live in texas for 2019.

Here’s a look at the most expensive cities in Texas according to the data:

  1. College Station
  2. Fair Oaks Ranch
  3. Marble Falls

For more Texas reading, check out:

Detailed List Of The Cheapest Places To Live In Texas

Rank City CheapScore Population Home/Income Ratio Income/Rent Ratio
1 Progreso 13.67 5,867 1.2x 77.1x
2 Pecos 24.0 9,552 1.0x 70.8x
3 Breckenridge 26.33 5,496 1.5x 72.4x
4 Diboll 27.17 5,325 1.7x 83.0x
5 Lamesa 30.33 9,322 1.6x 72.3x
6 Post 31.67 5,568 1.4x 71.1x
7 Vernon 42.67 10,765 1.6x 65.4x
8 Monahans 45.0 7,526 1.4x 77.1x
9 La Feria 48.33 7,314 1.5x 61.9x
10 Sweetwater 55.33 10,740 1.5x 60.0x

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