Cheapest Places To Live In Utah For 2020


We used data and science to determine which places in Utah go easy on your wallet.

Editor’s Note: We updated this article for 2020. This is our sixth time ranking the cheapest places to live in Utah.

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We know it's hard to believe, but there's more to Utah than the Rocky Mountains in Park City, the red rocks in Moab, and the Great Salt Lake.

Actually, there's the need and want for affordable living; and surprisingly, Utah has just that.

We're pretty sure there isn't a bad place to call home in this western state; but there are some places that are super expensive. To help the untrained eye, HomeSnacks thought that we'd create the ultimate guide to navigate Utah's most affordable place for 2020. How did we determine the most affordable place in Utah? We took a look at the US Census and the cost of living data for the Beehive State. We were especially interested in home and rental prices. We also looked at safety, education, and amenities in cities with more than 5,000 residents.

Keep in mind, just because these places in Utah are affordable, doesn't mean they're not nice, unsafe, and/or not fit for families. It's actually quite the opposite. Heck, kids are expensive, so when you choose one of Utah's affordable places to live, you are choosing to save money on your cost of living. This will, in turn, allow you more money to spend on the fun, family oriented 'Utah' things to do and see. Like, catching a powder day in Alta or scoring tickets to Logan's Pioneer Days.

So, want to know what's the latest buzz on the most affordable places to live in the Beehive State? Take a look below.

It's simple economics, folks. When you choose to live in one of Utah's most affordable places, you're choosing to live where your Utah dollar will go the furthest; and that, friends, makes perfect sense.

So, what's the most affordable place to live in Utah for 2020? The most affordable place in Utah is Hyrum.

To see how your city compared, take a look at the list below or head to the bottom.

And if you already knew these places were cheap, check out some more reading about Utah and the cheapest places in the country:

The 10 Cheapest Places To Live In Utah For 2020

Hyrum, UT

Overall SnackAbility

7
/10

Population: 8,065
Rank Last Year: 3 (Up 2)
Home Price To Income Ratio: 2.8x (6th most affordable)
Income To Rent Ratio: 81.7x (11th cheapest)
More On Hyrum: Homes For Sale | Data | Photos

Hyrum is a city in Cache County, Utah, United States. The population was 7,609 at the 2010 census, with an estimated population of 7,818 in 2014. It is included in the Logan, Utah-Idaho Metropolitan Statistical Area.

The median income in Hyrum comes in at $61,802 and the median home value is $172,900 for 2020.

Price, UT

Source: Public domain
Overall SnackAbility

5
/10

Population: 8,281
Rank Last Year: 4 (Up 2)
Home Price To Income Ratio: 2.9x (10th most affordable)
Income To Rent Ratio: 77.0x (21st cheapest)
More On Price: Homes For Sale | Data | Photos

The median income in Price comes in at $47,896 and the median home value is $138,600 for 2020.

Sunset, UT

Overall SnackAbility

6
/10

Population: 5,229
Rank Last Year: 5 (Up 2)
Home Price To Income Ratio: 2.6x (2nd most affordable)
Income To Rent Ratio: 74.2x (28th cheapest)
More On Sunset: Homes For Sale | Data | Photos

The median income in Sunset comes in at $59,476 and the median home value is $152,900 for 2020.

Nibley, UT

Overall SnackAbility

7.5
/10

Population: 6,655
Rank Last Year: 7 (Up 3)
Home Price To Income Ratio: 2.7x (5th most affordable)
Income To Rent Ratio: 85.7x (7th cheapest)
More On Nibley: Homes For Sale | Data | Photos

Nibley is a city in Cache County, Utah, United States. Incorporated in 1935, it was named after Charles W. Nibley, a leader in The Church of Jesus Christ of Latter-day Saints. The population was 5,438 at the 2010 census. It is included in the Logan, Utah-Idaho Metropolitan Statistical Area and is a suburb or 'bedroom' community of Logan.

The median income in Nibley comes in at $87,807 and the median home value is $239,900 for 2020.

Roosevelt, UT

Overall SnackAbility

6
/10

Population: 6,955
Rank Last Year: 10 (Up 5)
Home Price To Income Ratio: 2.9x (12th most affordable)
Income To Rent Ratio: 76.3x (23rd cheapest)
More On Roosevelt: Homes For Sale | Data | Photos

Roosevelt is a city in Duchesne County, Utah, United States. The population was 6,046 at the 2010 census, with an estimated population of 6,777 in 2014.

The median income in Roosevelt comes in at $64,612 and the median home value is $188,600 for 2020.

Roy, UT

Source: Public domain
Overall SnackAbility

8.5
/10

Population: 38,238
Rank Last Year: 8 (Up 2)
Home Price To Income Ratio: 2.5x (1st most affordable)
Income To Rent Ratio: 70.7x (41st cheapest)
More On Roy: Homes For Sale | Data | Photos

The median income in Roy comes in at $68,424 and the median home value is $173,900 for 2020.

Nephi, UT

Overall SnackAbility

8.5
/10

Population: 5,761
Rank Last Year: 6 (Down 1)
Home Price To Income Ratio: 3.0x (18th most affordable)
Income To Rent Ratio: 77.2x (20th cheapest)
More On Nephi: Homes For Sale | Data | Photos

Nephi is a city in Juab County, Utah, United States. It is part of the Provo-Orem, Utah Metropolitan Statistical Area. The population was 4,733 at the 2000 census. It is the county seat of Juab County. It was settled by Mormon pioneers in 1851, as Salt Creek until 1882 when it acquired its current name. It is the principal city in the Juab Valley, an agricultural area. Nephi was named after Nephi, son of Lehi from the Book of Mormon.

The median income in Nephi comes in at $61,543 and the median home value is $186,100 for 2020.

Overall SnackAbility

7
/10

Population: 6,836
Rank Last Year: 14 (Up 6)
Home Price To Income Ratio: 2.8x (7th most affordable)
Income To Rent Ratio: 99.8x (2nd cheapest)
More On Farr West: Homes For Sale | Data

Farr West is a city in Weber County, Utah, United States. The population was 3,094 at the 2000 census. It is part of the Ogden-Clearfield, Utah Metropolitan Statistical Area.

The median income in Farr West comes in at $95,077 and the median home value is $268,200 for 2020.

Harrisville, UT

Source: Wikipedia
Overall SnackAbility

9
/10

Population: 6,356
Rank Last Year: 2 (Down 7)
Home Price To Income Ratio: 2.6x (3rd most affordable)
Income To Rent Ratio: 71.9x (39th cheapest)
More On Harrisville: Homes For Sale | Data | Photos

Harrisville is a city in Weber County, Utah, United States. The population was 3,645 at the 2000 census. It is part of the Ogden-Clearfield, Utah Metropolitan Statistical Area.

The median income in Harrisville comes in at $78,618 and the median home value is $204,100 for 2020.

South Ogden, UT

Source: Public domain
Overall SnackAbility

8.5
/10

Population: 17,010
Rank Last Year: 12 (Up 2)
Home Price To Income Ratio: 2.9x (13th most affordable)
Income To Rent Ratio: 72.6x (33rd cheapest)
More On South Ogden: Homes For Sale | Data | Photos

South Ogden is a city in Weber County, Utah, United States. The population was 14,377 at the 2000 census. It is part of the Ogden-Clearfield, Utah Metropolitan Statistical Area.

The median income in South Ogden comes in at $65,939 and the median home value is $193,000 for 2020.

How We Determined The Most Affordable Places To Live In The Beehive State For 2020

Map Of The Cheapest Places To Live In Utah
The two most important things to think about when it comes to being able to afford if you can live comes down to:

  1. How much do money do I make?
  2. How much do I have spend to live there?

You need to understand your costs in the context of how much money you make.

For example, if the median household earns $100,000 and spends $40,000 on housing it's actually cheaper to live there than a place with a median income of $50,000 and housing costs of $21,000. You might spend more on housing, but you have more money overall to play with.

With that example in mind, we derived several statistics from the latest Census American Community Survey 2014-2018 around incomes and costs. They are:

  • Median Home Price / Median Income (lower is better)
  • Median Income / Median Rent (Higher is better)
  • Median Home Price

We added simply median home price because high home prices generally correlate with higher expenses for all costs related to homes (heating, electricity, etc).

You can then compare these metrics in each of the places in Utah to figure out which is the least expensive.

What you are left with is a "Cost of Living Index" by taking the average rank of each of these metrics for each city.

So we used that cost of living index in order to rank all of the 85 places in Utah that have more than 5,000 people.

The place with the lowest cost of living in Utah according to the data is Hyrum. You can download the data here.

There You Have It Mr. Or Mrs. Utah Cheapskate

If you're looking at the cost of living numbers in Utah, this is an accurate list of the most affordable places to live in Utah for 2020.

Here's a look at the most expensive cities in Utah according to the data:

  1. Alpine
  2. Heber
  3. Cedar Hills

For more Utah reading, check out:

Where Are The Most Affordable Places To Live In Utah?

Rank City CheapScore Population Home/Income Ratio Income/Rent Ratio
1 Hyrum 8.67 8,065 2.8x 81.7x
2 Price 10.67 8,281 2.9x 77.0x
3 Sunset 11.0 5,229 2.6x 74.2x
4 Nibley 15.67 6,655 2.7x 85.7x
5 Roosevelt 17.0 6,955 2.9x 76.3x
6 Roy 17.33 38,238 2.5x 70.7x
7 Nephi 17.33 5,761 3.0x 77.2x
8 Farr West 20.0 6,836 2.8x 99.8x
9 Harrisville 20.67 6,356 2.6x 71.9x
10 South Ogden 21.0 17,010 2.9x 72.6x

How Is The Area In ?

About Chris Kolmar

Chris Kolmar has been in the real estate business for almost ten years now. He originally worked for Movoto Real Estate as the director of marketing before founding HomeSnacks.

He believes the key to finding the right place to live comes down to looking at the data, reading about things to do, and, most importantly, checking it out yourself before you move.

If you've been looking for a place to live in the past several years, you've probably stumbled upon his writing already.

You can find out more about him on LinkedIn or his website.