These Are The 10 Most Expensive Places To Live In Florida For 2018


We used science and data to determine which cities in Florida that will put a big dent in your wallet.

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Everyone wants a home that mixes affordability with comfort and Florida does this very well. Families love the Sunshine State’s beaches, midlands, and mountains as tourists before moving here and calling it home.

But before you decide to relocate, you have to do some research into the exact cost of living around the state — and that’s how we’re going to help you.

These are the places in Florida that cost a pretty penny — the most expensive cities in the state.

After we saved up for months and could finally afford it, we landed on this list of the ten most expensive cities in Florida for 2018:

  1. Key Biscayne (Photos | Homes For Sale)
  2. Pinecrest (Photos | Homes For Sale)
  3. Coral Gables (Photos | Homes For Sale)
  4. Marco Island (Photos | Homes For Sale)
  5. Key West (Photos | Homes For Sale)
  6. Palmetto Bay (Photos | Homes For Sale)
  7. Miami Shores (Photos | Homes For Sale)
  8. Doral (Photos | Homes For Sale)
  9. South Miami (Photos | Homes For Sale)
  10. Miami Lakes (Photos | Homes For Sale)

So hopefully Panama City (the cheapest place to live in Florida) can show these guys how to live on a budget in the coming years. Read on for how these places had costs rise faster than inflation.

And if you already knew these places were expensive, check out the best places to live in Florida or the cheapest.

1. Key Biscayne

Key Biscayne, Florida

Public domain

Population: 12,385
Services: 106
Groceries: 107
Health Care: 104
Housing: 490
Transportation: 117
Utilities: 97
More on Key Biscayne: Homes For Sale | Data
Key Biscayne is an island town in Miami-Dade County, Florida, United States. The population was 12,344 at the 2010 census.

2. Pinecrest

Pinecrest, Florida

Public domain

Population: 18,464
Services: 106
Groceries: 107
Health Care: 104
Housing: 311
Transportation: 117
Utilities: 97
More on Pinecrest: Homes For Sale | Data
Pinecrest is an affluent suburban village in Miami-Dade County, Florida, United States of America. The population was 18,223 as of the census of 2010. Pinecrest is governed by a five-member Village Council and operates under the Council-Manager form of government. 33156, the zip code that encompasses all of the village, has been consistently ranked as one of the most expensive in the United States.

3. Coral Gables

Coral Gables, Florida

Population: 47,285
Services: 106
Groceries: 107
Health Care: 104
Housing: 280
Transportation: 117
Utilities: 97
More on Coral Gables: Homes For Sale | Data
Coral Gables, officially the City of Coral Gables, is a city in Miami-Dade County, Florida, United States, located southwest of Downtown Miami. The United States Census Bureau estimates conducted in 2013 yielded the city had a population of 49,631. Coral Gables is home to the University of Miami.

4. Marco Island

Marco Island, Florida

Population: 16,570
Services: 106
Groceries: 107
Health Care: 104
Housing: 256
Transportation: 117
Utilities: 97
More on Marco Island: Homes For Sale | Data
Marco Island is a city in Collier County, Florida, United States, located on an island by the same name in the Gulf of Mexico off the coast of Southwest Florida. It is a principal city of the Naples-Marco Island Metropolitan Statistical Area. The population was 16,413 at the 2010 census.

5. Key West

Key West, Florida

Population: 24,657
Services: 106
Groceries: 107
Health Care: 104
Housing: 226
Transportation: 117
Utilities: 97
More on Key West: Homes For Sale | Data
Key West is an island city in Florida and the county seat of Monroe County. The city boundaries include the island of Key West and several nearby islands, as well as the section of Stock Island north of U.S. Route 1, on the adjacent key just east of the city. Sigsbee Park-originally known as Dredgers Key-and Fleming Key, both located to the north, and Sunset Key located to the west are all included in the city boundaries. Both Fleming Key and Sigsbee Park are part of Naval Air Station Key West and are inaccessible to the general public. Key West is the southernmost city in the contiguous United States and the southern terminus of U.S. Route 1, State Road A1A, the East Coast Greenway and, before 1935, the Florida East Coast Railway.

6. Palmetto Bay

Palmetto Bay, Florida

Public domain

Population: 23,650
Services: 106
Groceries: 107
Health Care: 104
Housing: 214
Transportation: 117
Utilities: 97
More on Palmetto Bay: Homes For Sale | Data
Palmetto Bay is a Miami suburban incorporated village in Miami-Dade County, Florida, United States. The population was 23,410 during the 2010 US census.

7. Miami Shores

Miami Shores, Florida

Population: 10,482
Services: 106
Groceries: 107
Health Care: 104
Housing: 189
Transportation: 117
Utilities: 97
More on Miami Shores: Homes For Sale | Data
Miami Shores is a village in Miami-Dade County, Florida, United States.

8. Doral

Doral, Florida

Population: 45,233
Services: 106
Groceries: 107
Health Care: 104
Housing: 182
Transportation: 117
Utilities: 97
More on Doral: Homes For Sale | Data
Doral is a city in Miami-Dade County, Florida, United States. One of thirty-four municipalities in the county, it is located just one mile from Miami International Airport and thirteen miles from Downtown Miami. The city regularly hosts in excess of 100,000 people who work in Miami. The City of Doral occupies a land area of 15 square miles bordered on the west by the Ronald Reagan Turnpike, to the north by the Town of Medley, to the east by the Palmetto Expressway and to the South by the City of Sweetwater.

9. South Miami

South Miami, Florida

Population: 11,717
Services: 106
Groceries: 107
Health Care: 104
Housing: 175
Transportation: 117
Utilities: 97
More on South Miami: Homes For Sale | Data
South Miami is a city in Miami-Dade County, Florida, United States, in the Miami metropolitan area. The population was 10,741 at the 2000 census and as of 2011, according to the U.S. Census Bureau was 11,932.

10. Miami Lakes

Miami Lakes, Florida

Population: 29,329
Services: 106
Groceries: 107
Health Care: 104
Housing: 165
Transportation: 117
Utilities: 97
More on Miami Lakes: Homes For Sale | Data
Miami Lakes is a suburb of Miami, an incorporated town and former census-designated place in Miami-Dade County, Florida, United States. As of 2015 US Census, 30,791 people live in Miami Lakes.

How We Determined The Most Expensive Places To Live In The Sunshine State For 2018

Cheapest And Most Expensive Places To Live In Florida Map
There are basic necessities that you have to buy no matter where in the country you live. Those things include:

  • Housing
  • Food
  • Gas
  • Health Insurance
  • Utilities
  • Transportation

You can then compare the cost of these things in each of the places in Florida to figure out which is the most expensive.

What you are left with is a “Cost of Living Index” that normalizes to 100 for an average place in the United States.

So we used that cost of living index in order to rank all of the 153 places in Florida that have more than 5,000 people.

And just so you can better understand how the cost of living index works, 100 is the average cost of a place in the United States. A score of 90 means that the place cost 10% less than average.

San Francisco has a score of 243 meaning it’s almost 2.5 times as expensive as the average place in the country.

Taking A Chunk Out Of Your Paycheck

Well there you have it, the places in Florida that have the highest cost of living, with Key Biscayne ranking as the most expensive city in the Sunshine State.

If you’re curious, here are the least expensive cities in Florida:

  1. Panama City
  2. Callaway
  3. Crestview

For more Florida reading, check out:

Detailed List Of The Most Expensive Cities In Florida

Rank City Population Services Groceries Health Care
1 Key Biscayne 12,385 106 107 104
2 Pinecrest 18,464 106 107 104
3 Coral Gables 47,285 106 107 104
4 Marco Island 16,570 106 107 104
5 Key West 24,657 106 107 104
6 Palmetto Bay 23,650 106 107 104
7 Miami Shores 10,482 106 107 104
8 Doral 45,233 106 107 104
9 South Miami 11,717 106 107 104
10 Miami Lakes 29,329 106 107 104
11 Miami Beach 88,628 106 107 104
12 Sunny Isles Beach 20,739 106 107 104
13 Miami Springs 13,909 106 107 104
14 Naples 19,933 104 103 108
15 Cutler Bay 40,390 106 107 104
16 Miami 401,927 106 107 104
17 Hialeah Gardens 21,841 106 107 104
18 Punta Gorda 16,685 104 103 108
19 Hialeah 226,837 106 107 104
20 Bonita Springs 44,517 104 103 108
21 North Miami 59,362 106 107 104
22 North Miami Beach 41,938 106 107 104
23 Florida City 11,313 106 107 104
24 Miami Gardens 107,884 106 107 104
25 Venice 20,803 104 103 108
26 Sweetwater 17,600 106 107 104
27 Sarasota 52,501 104 103 108
28 Homestead 59,866 106 107 104
29 Jupiter 55,133 102 113 96
30 Cape Coral 155,405 104 103 108
31 Cocoa Beach 11,368 102 113 96
32 Satellite Beach 10,297 102 113 96
33 Parkland 24,050 99 102 99
34 Vero Beach 15,505 102 113 96
35 Bradenton 50,141 104 103 108
36 Weston 65,233 99 102 99
37 Boca Raton 85,738 99 102 99
38 Fort Myers 63,427 104 103 108
39 Lighthouse Point 10,471 99 102 99
40 Cooper City 29,580 99 102 99
41 North Port 56,148 104 103 108
42 Aventura 35,613 99 102 99
43 Wellington 56,391 99 102 99
44 Palm Beach Gardens 48,338 99 102 99
45 Coral Springs 122,219 99 102 99
46 West Melbourne 18,259 102 113 96
47 Fort Lauderdale 167,370 99 102 99
48 Miramar 121,447 99 102 99
49 Wilton Manors 11,787 99 102 99
50 Atlantic Beach 12,799 104 102 90
51 North Palm Beach 12,114 99 102 99
52 Pembroke Pines 155,578 99 102 99
53 Palmetto 12,761 104 103 108
54 Davie 92,587 99 102 99
55 Royal Palm Beach 33,876 99 102 99
56 Delray Beach 61,231 99 102 99
57 Jacksonville Beach 21,470 104 102 90
58 Sebastian 21,881 102 113 96
59 Fernandina Beach 11,573 104 102 90
60 West Palm Beach 99,803 99 102 99
61 Hollywood 142,060 99 102 99
62 Coconut Creek 53,104 99 102 99
63 Sunrise 85,745 99 102 99
64 Dania Beach 29,815 99 102 99
65 Pompano Beach 100,819 99 102 99
66 New Smyrna Beach 22,658 103 105 95
67 Boynton Beach 68,467 99 102 99
68 Melbourne 76,609 102 113 96
69 Stuart 15,653 102 113 96
70 Palm Bay 102,814 102 113 96
71 Oakland Park 41,841 99 102 99
72 Riviera Beach 32,640 99 102 99
73 Palm Coast 75,143 99 110 96
74 Ormond Beach 38,372 103 105 95
75 Hallandale Beach 37,343 99 102 99
76 Lantana 10,445 99 102 99
77 Fort Pierce 42,350 102 113 96
78 Tamarac 60,849 99 102 99
79 Margate 53,821 99 102 99
80 North Lauderdale 41,352 99 102 99
81 Sebring 10,462 102 113 96
82 West Park 14,306 99 102 99
83 Greenacres 37,447 99 102 99
84 Lake Worth 35,246 99 102 99
85 Deerfield Beach 75,724 99 102 99
86 Jacksonville 823,652 104 102 90
87 Deltona 84,973 103 105 95
88 Port Orange 56,242 103 105 95
89 Lauderhill 67,553 99 102 99
90 Edgewater 20,796 103 105 95
91 Palm Springs 19,551 99 102 99
92 Winter Park 28,283 98 107 96
93 Lauderdale Lakes 32,912 99 102 99
94 Maitland 15,913 98 107 96
95 Belle Glade 17,597 99 102 99
96 Lake Mary 13,917 98 107 96
97 Daytona Beach 61,779 103 105 95
98 Oviedo 33,726 98 107 96
99 South Daytona 12,388 103 105 95
100 Winter Springs 33,331 98 107 96
101 Winter Garden 34,508 98 107 96
102 Ocoee 36,072 98 107 96
103 Orange City 10,653 103 105 95
104 Mount Dora 12,445 98 107 96
105 Holly Hill 11,730 103 105 95
106 Palatka 10,572 99 110 96
107 Longwood 13,796 98 107 96
108 Clermont 28,302 98 107 96
109 Apopka 41,908 98 107 96
110 Orlando 240,185 98 107 96
111 Tallahassee 181,821 86 107 97
112 Altamonte Springs 41,761 98 107 96
113 Rockledge 25,000 98 107 96
114 Casselberry 26,292 98 107 96
115 Eustis 18,727 98 107 96
116 Sanford 53,299 98 107 96
117 Kissimmee 60,830 98 107 96
118 Lady Lake 14,043 98 107 96
119 Tavares 14,011 98 107 96
120 Leesburg 20,463 98 107 96
121 Auburndale 13,623 98 107 96
122 Gainesville 124,981 95 102 98
123 Lake Wales 14,268 98 107 96
124 Titusville 43,855 98 107 96
125 Winter Haven 34,118 98 107 96
126 Fort Walton Beach 19,814 96 103 88
127 Cocoa 17,254 98 107 96
128 Haines City 20,531 98 107 96
129 Safety Harbor 16,903 96 99 91
130 Ocala 56,598 95 102 98
131 Pensacola 52,246 96 103 88
132 Lake City 12,133 95 102 98
133 Seminole 17,246 96 99 91
134 Oldsmar 13,565 96 99 91
135 Temple Terrace 24,705 96 99 91
136 Tampa 339,391 96 99 91
137 Dunedin 35,339 96 99 91
138 Tarpon Springs 23,382 96 99 91
139 Clearwater 108,138 96 99 91
140 Gulfport 12,063 96 99 91
141 Plant City 34,961 96 99 91
142 Pinellas Park 49,136 96 99 91
143 Lakeland 98,317 96 99 91
144 Largo 77,502 96 99 91
145 Bartow 17,422 96 99 91
146 Zephyrhills 13,515 96 99 91
147 New Port Richey 15,113 96 99 91
148 Destin 12,425 87 101 84
149 Lynn Haven 18,393 87 101 84
150 Niceville 12,977 87 101 84
151 Crestview 21,104 87 101 84
152 Callaway 14,409 87 101 84
153 Panama City 36,153 87 101 84

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