These Are The 10 Most Expensive Cities In Florida For 2018


We used science and data to determine which cities in Florida that will put a big dent in your wallet.

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Everyone wants a home that mixes affordability with comfort and Florida does this very well. Families love the Sunshine State’s beaches, midlands, and mountains as tourists before moving here and calling it home.

But before you decide to relocate, you have to do some research into the exact cost of living around the state — and that’s how we’re going to help you.

These are the places in Florida that cost a pretty penny — the most expensive cities in the state.

After we saved up for months and could finally afford it, we landed on this list of the ten most expensive cities in Florida for 2018:

  1. Key Biscayne (Photos)
  2. Pinecrest (Photos)
  3. Coral Gables (Photos)
  4. Marco Island
  5. Key West (Photos)
  6. Palmetto Bay (Photos)
  7. Miami Shores (Photos)
  8. Doral (Photos)
  9. South Miami
  10. Miami Lakes

So hopefully Panama City (the cheapest place to live in Florida) can show these guys how to live on a budget in the coming years. Read on for how these places had costs rise faster than inflation.

And if you already knew these places were expensive, check out the best places to live in Florida or the cheapest.

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How We Determined The Most Expensive Places To Live In The Sunshine State For 2018

There are basic necessities that you have to buy no matter where in the country you live. Those things include:

  • Housing
  • Food
  • Gas
  • Health Insurance
  • Utilities
  • Transportation

You can then compare the cost of these things in each of the places in Florida to figure out which is the most expensive.

What you are left with is a ‘Cost of Living Index’ that normalizes to 100 for an average place in the United States.

So we used that cost of living index in order to rank all of the 153 places in Florida that have more than 5,000 people.

And just so you can better understand how the cost of living index works, 100 is the average cost of a place in the United States. A score of 90 means that the place cost 10% less than average.

San Francisco has a score of 243 meaning it’s almost 2.5 times as expensive as the average place in the country.

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1. Key Biscayne

Key Biscayne, Florida

Source: Wikipedia

Population: 12,385
Services: 106
Groceries: 107
Health Care: 104
Housing: 490
Transportation: 117
Utilities: 97
Key Biscayne is an island town in Miami-Dade County, Florida, United States. The population was 12,344 at the 2010 census.

2. Pinecrest

Pinecrest, Florida

Source: Wikipedia

Population: 18,464
Services: 106
Groceries: 107
Health Care: 104
Housing: 311
Transportation: 117
Utilities: 97
Pinecrest is an affluent suburban village in Miami-Dade County, Florida, United States of America. The population was 18,223 as of the census of 2010. Pinecrest is governed by a five-member Village Council and operates under the Council-Manager form of government. 33156, the zip code that encompasses all of the village, has been consistently ranked as one of the most expensive in the United States.

3. Coral Gables

Coral Gables, Florida

Source: Wikipedia

Population: 47,285
Services: 106
Groceries: 107
Health Care: 104
Housing: 280
Transportation: 117
Utilities: 97
Coral Gables (/krl eblz/), officially the City of Coral Gables, is a city in Miami-Dade County, Florida, United States, located southwest of Downtown Miami. The United States Census Bureau estimates conducted in 2013 yielded the city had a population of 49,631. Coral Gables is home to the University of Miami.

4. Marco Island


Population: 16,570
Services: 106
Groceries: 107
Health Care: 104
Housing: 256
Transportation: 117
Utilities: 97
Marco Island is a city in Collier County, Florida, United States, located on an island by the same name in the Gulf of Mexico off the coast of Southwest Florida. It is a principal city of the Naples–Marco Island Metropolitan Statistical Area. The population was 16,413 at the 2010 census.

5. Key West

Key West, Florida

Source: Wikipedia

Population: 24,657
Services: 106
Groceries: 107
Health Care: 104
Housing: 226
Transportation: 117
Utilities: 97
Key West is an island city in Florida and the county seat of Monroe County. The city boundaries include the island of Key West and several nearby islands, as well as the section of Stock Island north of U.S. Route 1, on the adjacent key just east of the city. Sigsbee Park—originally known as Dredgers Key—and Fleming Key, both located to the north, and Sunset Key located to the west are all included in the city boundaries. Both Fleming Key and Sigsbee Park are part of Naval Air Station Key West and are inaccessible to the general public. Key West is the southernmost city in the contiguous United States and the southern terminus of U.S. Route 1, State Road A1A, the East Coast Greenway and, before 1935, the Florida East Coast Railway.

6. Palmetto Bay

Palmetto Bay, Florida

Source: Wikipedia

Population: 23,650
Services: 106
Groceries: 107
Health Care: 104
Housing: 214
Transportation: 117
Utilities: 97
Palmetto Bay is a Miami suburban incorporated village in Miami-Dade County, Florida, United States. The population was 23,410 during the 2010 US census.

7. Miami Shores

Miami Shores, Florida

Source: Wikipedia

Population: 10,482
Services: 106
Groceries: 107
Health Care: 104
Housing: 189
Transportation: 117
Utilities: 97
Miami Shores is a village in Miami-Dade County, Florida, United States.

8. Doral

Doral, Florida

Source: Wikipedia

Population: 45,233
Services: 106
Groceries: 107
Health Care: 104
Housing: 182
Transportation: 117
Utilities: 97
Doral is a city in Miami-Dade County, Florida, United States. One of thirty-four municipalities in the county, it is located just one mile from Miami International Airport and thirteen miles from Downtown Miami. The city regularly hosts in excess of 100,000 people who work in Miami. The City of Doral occupies a land area of 15 square miles bordered on the west by the Ronald Reagan Turnpike, to the north by the Town of Medley, to the east by the Palmetto Expressway and to the South by the City of Sweetwater.

9. South Miami


Population: 11,717
Services: 106
Groceries: 107
Health Care: 104
Housing: 175
Transportation: 117
Utilities: 97
South Miami is a city in Miami-Dade County, Florida, United States, in the Miami metropolitan area. The population was 10,741 at the 2000 census and as of 2011, according to the U.S. Census Bureau was 11,932.

10. Miami Lakes


Population: 29,329
Services: 106
Groceries: 107
Health Care: 104
Housing: 165
Transportation: 117
Utilities: 97
Miami Lakes is a suburb of Miami, an incorporated town and former census-designated place in Miami-Dade County, Florida, United States. As of 2015[update] US Census, 30,791 people live in Miami Lakes.

Taking A Chunk Out Of Your Paycheck

Well there you have it, the places in Florida that have the highest cost of living, with Key Biscayne ranking as the most expensive city in the Sunshine State.

If you’re curious, here are the least expensive cities in Florida:

  1. Panama City
  2. Callaway
  3. Crestview

For more Florida reading , check out:

Detailed List Of The Most Expensive Cities In Florida

City Rank Population Services Groceries Health Care
Key Biscayne 1 12,385 106 107 104
Pinecrest 2 18,464 106 107 104
Coral Gables 3 47,285 106 107 104
Marco Island 4 16,570 106 107 104
Key West 5 24,657 106 107 104
Palmetto Bay 6 23,650 106 107 104
Miami Shores 7 10,482 106 107 104
Doral 8 45,233 106 107 104
South Miami 9 11,717 106 107 104
Miami Lakes 10 29,329 106 107 104
Miami Beach 11 88,628 106 107 104
Sunny Isles Beach 12 20,739 106 107 104
Miami Springs 13 13,909 106 107 104
Naples 14 19,933 104 103 108
Cutler Bay 15 40,390 106 107 104
Miami 16 401,927 106 107 104
Hialeah Gardens 17 21,841 106 107 104
Punta Gorda 18 16,685 104 103 108
Hialeah 19 226,837 106 107 104
Bonita Springs 20 44,517 104 103 108
North Miami 21 59,362 106 107 104
North Miami Beach 22 41,938 106 107 104
Florida City 23 11,313 106 107 104
Miami Gardens 24 107,884 106 107 104
Venice 25 20,803 104 103 108
Sweetwater 26 17,600 106 107 104
Sarasota 27 52,501 104 103 108
Homestead 28 59,866 106 107 104
Jupiter 29 55,133 102 113 96
Cape Coral 30 155,405 104 103 108
Cocoa Beach 31 11,368 102 113 96
Satellite Beach 32 10,297 102 113 96
Parkland 33 24,050 99 102 99
Vero Beach 34 15,505 102 113 96
Bradenton 35 50,141 104 103 108
Weston 36 65,233 99 102 99
Boca Raton 37 85,738 99 102 99
Fort Myers 38 63,427 104 103 108
Lighthouse Point 39 10,471 99 102 99
Cooper City 40 29,580 99 102 99
North Port 41 56,148 104 103 108
Aventura 42 35,613 99 102 99
Wellington 43 56,391 99 102 99
Palm Beach Gardens 44 48,338 99 102 99
Coral Springs 45 122,219 99 102 99
West Melbourne 46 18,259 102 113 96
Fort Lauderdale 47 167,370 99 102 99
Miramar 48 121,447 99 102 99
Wilton Manors 49 11,787 99 102 99
Atlantic Beach 50 12,799 104 102 90
North Palm Beach 51 12,114 99 102 99
Pembroke Pines 52 155,578 99 102 99
Palmetto 53 12,761 104 103 108
Davie 54 92,587 99 102 99
Royal Palm Beach 55 33,876 99 102 99
Delray Beach 56 61,231 99 102 99
Jacksonville Beach 57 21,470 104 102 90
Sebastian 58 21,881 102 113 96
Fernandina Beach 59 11,573 104 102 90
West Palm Beach 60 99,803 99 102 99
Hollywood 61 142,060 99 102 99
Coconut Creek 62 53,104 99 102 99
Sunrise 63 85,745 99 102 99
Dania Beach 64 29,815 99 102 99
Pompano Beach 65 100,819 99 102 99
New Smyrna Beach 66 22,658 103 105 95
Boynton Beach 67 68,467 99 102 99
Melbourne 68 76,609 102 113 96
Stuart 69 15,653 102 113 96
Palm Bay 70 102,814 102 113 96
Oakland Park 71 41,841 99 102 99
Riviera Beach 72 32,640 99 102 99
Palm Coast 73 75,143 99 110 96
Ormond Beach 74 38,372 103 105 95
Hallandale Beach 75 37,343 99 102 99
Lantana 76 10,445 99 102 99
Fort Pierce 77 42,350 102 113 96
Tamarac 78 60,849 99 102 99
Margate 79 53,821 99 102 99
North Lauderdale 80 41,352 99 102 99
Sebring 81 10,462 102 113 96
West Park 82 14,306 99 102 99
Greenacres 83 37,447 99 102 99
Lake Worth 84 35,246 99 102 99
Deerfield Beach 85 75,724 99 102 99
Jacksonville 86 823,652 104 102 90
Deltona 87 84,973 103 105 95
Port Orange 88 56,242 103 105 95
Lauderhill 89 67,553 99 102 99
Edgewater 90 20,796 103 105 95
Palm Springs 91 19,551 99 102 99
Winter Park 92 28,283 98 107 96
Lauderdale Lakes 93 32,912 99 102 99
Maitland 94 15,913 98 107 96
Belle Glade 95 17,597 99 102 99
Lake Mary 96 13,917 98 107 96
Daytona Beach 97 61,779 103 105 95
Oviedo 98 33,726 98 107 96
South Daytona 99 12,388 103 105 95
Winter Springs 100 33,331 98 107 96
Winter Garden 101 34,508 98 107 96
Ocoee 102 36,072 98 107 96
Orange City 103 10,653 103 105 95
Mount Dora 104 12,445 98 107 96
Holly Hill 105 11,730 103 105 95
Palatka 106 10,572 99 110 96
Longwood 107 13,796 98 107 96
Clermont 108 28,302 98 107 96
Apopka 109 41,908 98 107 96
Orlando 110 240,185 98 107 96
Tallahassee 111 181,821 86 107 97
Altamonte Springs 112 41,761 98 107 96
Rockledge 113 25,000 98 107 96
Casselberry 114 26,292 98 107 96
Eustis 115 18,727 98 107 96
Sanford 116 53,299 98 107 96
Kissimmee 117 60,830 98 107 96
Lady Lake 118 14,043 98 107 96
Tavares 119 14,011 98 107 96
Leesburg 120 20,463 98 107 96
Auburndale 121 13,623 98 107 96
Gainesville 122 124,981 95 102 98
Lake Wales 123 14,268 98 107 96
Titusville 124 43,855 98 107 96
Winter Haven 125 34,118 98 107 96
Fort Walton Beach 126 19,814 96 103 88
Cocoa 127 17,254 98 107 96
Haines City 128 20,531 98 107 96
Safety Harbor 129 16,903 96 99 91
Ocala 130 56,598 95 102 98
Pensacola 131 52,246 96 103 88
Lake City 132 12,133 95 102 98
Seminole 133 17,246 96 99 91
Oldsmar 134 13,565 96 99 91
Temple Terrace 135 24,705 96 99 91
Tampa 136 339,391 96 99 91
Dunedin 137 35,339 96 99 91
Tarpon Springs 138 23,382 96 99 91
Clearwater 139 108,138 96 99 91
Gulfport 140 12,063 96 99 91
Plant City 141 34,961 96 99 91
Pinellas Park 142 49,136 96 99 91
Lakeland 143 98,317 96 99 91
Largo 144 77,502 96 99 91
Bartow 145 17,422 96 99 91
Zephyrhills 146 13,515 96 99 91
New Port Richey 147 15,113 96 99 91
Destin 148 12,425 87 101 84
Lynn Haven 149 18,393 87 101 84
Niceville 150 12,977 87 101 84
Crestview 151 21,104 87 101 84
Callaway 152 14,409 87 101 84
Panama City 153 36,153 87 101 84

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