These Are The 10 Most Expensive Cities In Hawaii For 2018


We used science and data to determine which cities in Hawaii that will put a big dent in your wallet.

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Everyone wants a home that mixes affordability with comfort and Hawaii does this very well. Families love the Aloha State’s beaches, midlands, and mountains as tourists before moving here and calling it home.

But before you decide to relocate, you have to do some research into the exact cost of living around the state — and that’s how we’re going to help you.

These are the places in Hawaii that cost a pretty penny — the most expensive cities in the state.

After we saved up for months and could finally afford it, we landed on this list of the ten most expensive cities in Hawaii for 2018:

  1. Holualoa (Photos)
  2. Kalaoa
  3. Waikoloa Village
  4. Hilo
  5. Hawaiian Paradise Park
  6. Wailea (Photos)
  7. East Honolulu
  8. Kula
  9. Aiea (Photos)
  10. Laie (Photos)

So hopefully West Loch Estate (the cheapest place to live in Hawaii) can show these guys how to live on a budget in the coming years. Read on for how these places had costs rise faster than inflation.

And if you already knew these places were expensive, check out the best places to live in Hawaii or the cheapest.

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How We Determined The Most Expensive Places To Live In The Aloha State For 2018

There are basic necessities that you have to buy no matter where in the country you live. Those things include:

  • Housing
  • Food
  • Gas
  • Health Insurance
  • Utilities
  • Transportation

You can then compare the cost of these things in each of the places in Hawaii to figure out which is the most expensive.

What you are left with is a ‘Cost of Living Index’ that normalizes to 100 for an average place in the United States.

So we used that cost of living index in order to rank all of the 45 places in Hawaii that have more than 5,000 people.

And just so you can better understand how the cost of living index works, 100 is the average cost of a place in the United States. A score of 90 means that the place cost 10% less than average.

San Francisco has a score of 243 meaning it’s almost 2.5 times as expensive as the average place in the country.

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1. Holualoa

Holualoa, Hawaii

Source: Wikipedia

Population: 9,709
Services: 130
Groceries: 158
Health Care: 112
Housing: 241
Transportation: 153
Utilities: 238

2. Kalaoa


Population: 10,078
Services: 130
Groceries: 158
Health Care: 112
Housing: 231
Transportation: 153
Utilities: 238

3. Waikoloa Village

Source: Public Domain

Population: 6,154
Services: 130
Groceries: 158
Health Care: 112
Housing: 211
Transportation: 153
Utilities: 238

4. Hilo


Population: 45,158
Services: 130
Groceries: 158
Health Care: 112
Housing: 150
Transportation: 153
Utilities: 238
Hilo (/hilo/) is the largest settlement and census-designated place (CDP) in Hawaii County, Hawaii, United States, which encompasses the Island of Hawaii. The population was 43,263 at the 2010 census.

5. Hawaiian Paradise Park


Population: 9,427
Services: 130
Groceries: 158
Health Care: 112
Housing: 140
Transportation: 153
Utilities: 238

6. Wailea

Wailea, Hawaii

Source: Wikipedia

Population: 6,330
Services: 122
Groceries: 154
Health Care: 110
Housing: 400
Transportation: 153
Utilities: 217

7. East Honolulu

East Honolulu, Hawaii

Source: Wikipedia

Population: 49,242
Services: 122
Groceries: 154
Health Care: 110
Housing: 396
Transportation: 153
Utilities: 217

8. Kula


Population: 6,925
Services: 122
Groceries: 154
Health Care: 110
Housing: 358
Transportation: 153
Utilities: 217

9. Aiea

Aiea, Hawaii

Source: Wikipedia

Population: 9,077
Services: 122
Groceries: 154
Health Care: 110
Housing: 321
Transportation: 153
Utilities: 217
Aiea (Hawaiian: Aiea) is a census-designated place (CDP) located in the City and County of Honolulu, Hawaii, United States. As of the 2010 Census, the CDP had a total population of 9,338.

10. Laie

Laie, Hawaii

Source: Wikipedia

Population: 5,560
Services: 122
Groceries: 154
Health Care: 110
Housing: 319
Transportation: 153
Utilities: 217
Laie is a census-designated place (CDP) located in the Koolauloa District on the island of Oahu in Honolulu County, Hawaii, United States. In Hawaiian, lie means ‘ie leaf’ (ieie is a climbing screwpine: Freycinetia arborea). The population was 6,138 at the 2010 census.

Taking A Chunk Out Of Your Paycheck

Well there you have it, the places in Hawaii that have the highest cost of living, with Holualoa ranking as the most expensive city in the Aloha State.

If you’re curious, here are the least expensive cities in Hawaii:

  1. West Loch Estate
  2. Nanakuli
  3. Waianae

For more Hawaii reading , check out:

Detailed List Of The Most Expensive Cities In Hawaii

City Rank Population Services Groceries Health Care
Holualoa 1 9,709 130 158 112
Kalaoa 2 10,078 130 158 112
Waikoloa Village 3 6,154 130 158 112
Hilo 4 45,158 130 158 112
Hawaiian Paradise Park 5 9,427 130 158 112
Wailea 6 6,330 122 154 110
East Honolulu 7 49,242 122 154 110
Kula 8 6,925 122 154 110
Aiea 9 9,077 122 154 110
Laie 10 5,560 122 154 110
Haiku-Pauwela 11 8,539 122 154 110
Kaneohe 12 34,030 122 154 110
Mililani Mauka 13 21,419 122 154 110
Royal Kunia 14 14,952 122 154 110
Ahuimanu 15 8,725 122 154 110
Pearl City 16 47,075 122 154 110
Pukalani 17 7,631 122 154 110
Mililani Town 18 28,115 122 154 110
Lahaina 19 10,669 122 154 110
Halawa 20 14,132 122 154 110
Makawao 21 7,157 122 154 110
Ocean Pointe 22 7,359 122 154 110
Kapolei 23 14,154 122 154 110
Kahului 24 26,072 122 154 110
Kihei 25 21,556 122 154 110
Makakilo 26 17,750 122 154 110
Waipahu 27 40,531 122 154 110
Wailuku 28 15,620 122 154 110
Waihee-Waiehu 29 10,248 122 154 110
Lihue 30 7,489 122 154 110
Waipio 31 11,740 122 154 110
Wahiawa 32 16,545 122 154 110
Kapaa 33 10,031 122 154 110
Ewa Gentry 34 22,683 122 154 110
Waikele 35 7,622 122 154 110
Waimanalo 36 5,222 122 154 110
Napili-Honokowai 37 6,155 122 154 110
Ewa Beach 38 14,881 122 154 110
Waimalu 39 13,637 122 154 110
Maili 40 8,452 122 154 110
Ewa Villages 41 6,885 122 154 110
Makaha 42 8,204 122 154 110
Waianae 43 12,052 122 154 110
Nanakuli 44 12,803 122 154 110
West Loch Estate 45 6,076 91 97 101

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