These Are The 10 Most Expensive Cities In Kentucky


We used science and data to determine which cities in Kentucky that will put a big dent in your wallet.

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Everyone wants a home that mixes affordability with comfort and Kentucky does this very well. Families love the Bluegrass State’s beaches, midlands, and mountains as tourists before moving here and calling it home.

But before you decide to relocate, you have to do some research into the exact cost of living around the state — and that’s how we’re going to help you.

These are the places in Kentucky that cost a pretty penny — the most expensive cities in the state. After we saved up for months and could finally afford it, we landed on this list of the ten most expensive cities in Kentucky:

  1. Union (Photos)
  2. Douglass Hills
  3. Middletown (Photos)
  4. Edgewood (Photos)
  5. Villa Hills
  6. Fort Thomas (Photos)
  7. Fort Mitchell
  8. Fort Wright (Photos)
  9. Cold Spring
  10. Jeffersontown (Photos)

If you’re wondering, Monticello is the most affordable city in Kentucky.

Read on to see why these places cost so much more than average. Or check out the most affordable places in Kentucky.

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How We Determined The Most Expensive Cities In Kentucky

There are basic necessities that you have to buy no matter where in the country you live. Those things include:

  • Housing
  • Food
  • Gas
  • Health Insurance
  • Utilities
  • Transportation

You can then compare the cost of these things in each of the places in Kentucky to figure out which is the most expensive.

For reference, the United State averages a cost of living 100. A score below 100 means that the city has a below average cost of living while a score over 100 has a high cost of living for that category.

So we used that cost of living index in order to rank all of the 77 places in Kentucky that have more than 5,000 people.

The city with the highest cost of living index, Union, rank as being the most expensive.

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1. Union

Union, Kentucky

Source: Wikipedia

Population: 5,569
Services Index: 91
Groceries Index: 96
Housing Index: 130
Healthcare Index: 104
Transportation Index: 94
Utilities Index: 94

2. Douglass Hills

Source: Google Maps

Population: 5,566
Services Index: 102
Groceries Index: 96
Housing Index: 115
Healthcare Index: 90
Transportation Index: 105
Utilities Index: 88

3. Middletown

Middletown, Kentucky

Source: Wikipedia

Population: 7,333
Services Index: 102
Groceries Index: 96
Housing Index: 106
Healthcare Index: 90
Transportation Index: 105
Utilities Index: 88

4. Edgewood

Edgewood, Kentucky

Source: Http://New.Edgewoodky.Gov

Population: 8,665
Services Index: 91
Groceries Index: 96
Housing Index: 110
Healthcare Index: 104
Transportation Index: 94
Utilities Index: 94

5. Villa Hills

Source: Google Maps

Population: 7,359
Services Index: 91
Groceries Index: 96
Housing Index: 107
Healthcare Index: 104
Transportation Index: 94
Utilities Index: 94

6. Fort Thomas

Fort Thomas, Kentucky

Source: Wikipedia

Population: 16,250
Services Index: 91
Groceries Index: 96
Housing Index: 98
Healthcare Index: 104
Transportation Index: 94
Utilities Index: 94

7. Fort Mitchell

Source: Google Maps

Population: 8,209
Services Index: 91
Groceries Index: 96
Housing Index: 97
Healthcare Index: 104
Transportation Index: 94
Utilities Index: 94

8. Fort Wright

Fort Wright, Kentucky

Source: Http://Www.Fortwright.Com

Population: 5,726
Services Index: 91
Groceries Index: 96
Housing Index: 97
Healthcare Index: 104
Transportation Index: 94
Utilities Index: 94

9. Cold Spring

Source: Google Maps

Population: 6,093
Services Index: 91
Groceries Index: 96
Housing Index: 95
Healthcare Index: 104
Transportation Index: 94
Utilities Index: 94

10. Jeffersontown

Jeffersontown, Kentucky

Source: Wikipedia

Population: 26,862
Services Index: 102
Groceries Index: 96
Housing Index: 90
Healthcare Index: 90
Transportation Index: 105
Utilities Index: 88

Taking A Chunk Out Of Your Paycheck

Well there you have it, the places in Kentucky that have the highest cost of living, with Union ranking as the most exensive city in the Bluegrass State.

If you’re curious, here are the most least expensive cities in Kentucky:

  1. Monticello
  2. Williamsburg
  3. Princeton

For more Kentucky reading , check out:

Detailed List Of The Most Expensive Cities In Kentucky

City Rank Population Services Groceries Healthcare Housing Transportation Utilities
Union 1 5,569 91 96 104 130 94 94
Douglass Hills 2 5,566 102 96 90 115 105 88
Middletown 3 7,333 102 96 90 106 105 88
Edgewood 4 8,665 91 96 104 110 94 94
Villa Hills 5 7,359 91 96 104 107 94 94
Fort Thomas 6 16,250 91 96 104 98 94 94
Fort Mitchell 7 8,209 91 96 104 97 94 94
Fort Wright 8 5,726 91 96 104 97 94 94
Cold Spring 9 6,093 91 96 104 95 94 94
Jeffersontown 10 26,862 102 96 90 90 105 88
Independence 11 25,638 91 96 104 91 94 94
Lyndon 12 11,167 102 96 90 88 105 88
Alexandria 13 8,654 91 96 104 90 94 94
La Grange 14 8,283 102 96 90 85 105 88
Shelbyville 15 14,558 102 96 90 83 105 88
Elizabethtown 16 29,464 102 96 90 83 105 88
Taylor Mill 17 6,682 91 96 104 88 94 94
Lexington-Fayette 18 304,473 101 96 94 88 95 80
Mount Washington 19 11,956 102 96 90 82 105 88
Louisville 20 605,762 102 96 90 77 105 88
Florence 21 31,038 91 96 104 81 94 94
Georgetown 22 30,349 101 96 94 82 95 80
Vine Grove 23 5,296 102 96 90 76 105 88
Hillview 24 7,785 102 96 90 76 105 88
Highland Heights 25 7,152 91 96 104 77 94 94
Nicholasville 26 28,483 101 96 94 79 95 80
Erlanger 27 18,370 91 96 104 73 94 94
Versailles 28 8,908 101 96 94 75 95 80
Richmond 29 32,706 101 96 94 73 95 80
Pikeville 30 7,313 100 91 89 79 94 98
Frankfort 31 27,389 101 96 94 73 95 80
Bowling Green 32 60,660 87 95 94 72 96 106
Elsmere 33 8,451 91 96 104 72 94 94
Shepherdsville 34 11,573 102 96 90 70 105 88
Radcliff 35 22,939 102 96 90 69 105 88
Danville 36 16,471 101 96 94 72 95 80
Berea 37 14,209 101 96 94 71 95 80
Wilmore 38 5,995 101 96 94 70 95 80
Mount Sterling 39 7,030 101 96 94 69 95 80
Bellevue 40 5,933 93 93 95 64 96 106
Lawrenceburg 41 11,014 101 96 94 69 95 80
Oak Grove 42 7,522 102 94 86 66 97 102
Morehead 43 6,896 101 96 94 68 95 80
Winchester 44 18,363 101 96 94 66 95 80
Shively 45 15,450 102 96 90 62 105 88
London 46 8,062 101 96 94 65 95 80
Paris 47 9,746 101 96 94 65 95 80
Covington 48 40,712 91 96 104 63 94 94
Newport 49 15,467 91 96 104 63 94 94
Bardstown 50 12,833 102 96 90 59 105 88
Hopkinsville 51 32,507 87 95 94 61 96 106
Murray 52 18,375 113 89 91 64 96 90
Dayton 53 5,382 93 93 95 57 96 106
Franklin 54 8,563 87 95 94 59 96 106
Maysville 55 8,951 91 96 104 57 94 94
Somerset 56 11,311 101 96 94 58 95 80
Hazard 57 5,453 100 91 89 61 94 98
Owensboro 58 58,000 92 93 92 59 92 114
Lebanon 59 5,594 101 96 94 55 95 80
Glasgow 60 14,152 87 95 94 53 96 106
Paducah 61 25,046 92 93 92 56 92 114
Cynthiana 62 6,388 101 96 94 54 95 80
Henderson 63 28,840 92 93 92 56 92 114
Madisonville 64 19,807 92 93 92 55 92 114
Harrodsburg 65 8,359 101 96 94 51 95 80
Campbellsville 66 11,126 101 96 94 51 95 80
Leitchfield 67 6,781 87 95 94 50 96 106
Corbin 68 7,051 100 91 89 54 94 98
Ashland 69 21,551 96 90 97 54 83 96
Flatwoods 70 7,483 96 90 97 54 83 96
Russellville 71 6,998 87 95 94 46 96 106
Central City 72 5,932 87 95 94 46 96 106
Mayfield 73 10,091 113 89 91 46 96 90
Middlesborough 74 10,035 100 91 89 46 94 98
Princeton 75 6,274 92 93 92 43 92 114
Williamsburg 76 5,260 93 84 89 47 90 90
Monticello 77 6,163 90 93 87 43 93 85

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