These Are The 10 Most Expensive Places To Live In Kentucky For 2018


We used science and data to determine which cities in Kentucky that will put a big dent in your wallet.

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Everyone wants a home that mixes affordability with comfort and Kentucky does this very well. Families love the Bluegrass State’s beaches, midlands, and mountains as tourists before moving here and calling it home.

But before you decide to relocate, you have to do some research into the exact cost of living around the state — and that’s how we’re going to help you.

These are the places in Kentucky that cost a pretty penny — the most expensive cities in the state.

After we saved up for months and could finally afford it, we landed on this list of the ten most expensive cities in Kentucky for 2018:

  1. Douglass Hills (Homes For Sale)
  2. Middletown (Photos | Homes For Sale)
  3. Jeffersontown (Photos | Homes For Sale)
  4. Lyndon (Photos | Homes For Sale)
  5. La Grange (Photos | Homes For Sale)
  6. Elizabethtown (Photos | Homes For Sale)
  7. Shelbyville (Photos | Homes For Sale)
  8. Mount Washington (Homes For Sale)
  9. Louisville (Photos | Homes For Sale)
  10. Hillview (Homes For Sale)

So hopefully Monticello (the cheapest place to live in Kentucky) can show these guys how to live on a budget in the coming years. Read on for how these places had costs rise faster than inflation.

And if you already knew these places were expensive, check out the best places to live in Kentucky or the cheapest.

1. Douglass Hills


Population: 5,512
Services: 102
Groceries: 96
Health Care: 90
Housing: 115
Transportation: 105
Utilities: 88
More on Douglass Hills: Homes For Sale | Data
Douglass Hills is a home rule-class city in eastern Jefferson County, Kentucky, United States. The population was 5,718 at the 2000 census.

2. Middletown

Middletown, Kentucky

Population: 7,164
Services: 102
Groceries: 96
Health Care: 90
Housing: 106
Transportation: 105
Utilities: 88
More on Middletown: Homes For Sale | Data
Middletown is an independent, home rule-class city in Jefferson County, Kentucky, United States, and a former neighborhood of Louisville. The population was 7,218 at the 2010 census.

3. Jeffersontown

Jeffersontown, Kentucky

Population: 26,694
Services: 102
Groceries: 96
Health Care: 90
Housing: 90
Transportation: 105
Utilities: 88
More on Jeffersontown: Homes For Sale | Data
Jeffersontown is a home rule-class city in Jefferson County, Kentucky, United States. The population was 26,595 at the 2010 U.S. census.

4. Lyndon

Lyndon, Kentucky

Public domain

Population: 10,992
Services: 102
Groceries: 96
Health Care: 90
Housing: 88
Transportation: 105
Utilities: 88
More on Lyndon: Homes For Sale | Data
Lyndon is a home rule-class city in Jefferson County, Kentucky, United States. The population was 9,369 at the 2000 U.S. census.

5. La Grange

La Grange, Kentucky

Population: 8,067
Services: 102
Groceries: 96
Health Care: 90
Housing: 85
Transportation: 105
Utilities: 88
More on La Grange: Homes For Sale | Data
La Grange is a home rule-class city in Oldham County, Kentucky, in the United States. The population was 8,082 at the time of the 2010 U.S. census. It is the seat of its county.

6. Elizabethtown

Elizabethtown, Kentucky

Public domain

Population: 28,254
Services: 102
Groceries: 96
Health Care: 90
Housing: 83
Transportation: 105
Utilities: 88
More on Elizabethtown: Homes For Sale | Data
Elizabethtown is a home rule-class city and the county seat of Hardin County, Kentucky, United States. The population was 28,531 at the 2010 census, and was estimated at 29,906 by the U.S. Census Bureau in 2016, making it the 11th-largest city in the state. It is included in the Elizabethtown-Fort Knox, Kentucky Metropolitan Statistical Area, which is included in the Louisville/Jefferson County-Elizabethtown-Madison, Kentucky-Indiana Combined Statistical Area.

7. Shelbyville

Shelbyville, Kentucky

Public domain

Population: 14,081
Services: 102
Groceries: 96
Health Care: 90
Housing: 83
Transportation: 105
Utilities: 88
More on Shelbyville: Homes For Sale | Data
Shelbyville is a home rule-class city in and the county seat of Shelby County, Kentucky, United States. The population was 14,045 at the 2010 census.

8. Mount Washington


Population: 9,181
Services: 102
Groceries: 96
Health Care: 90
Housing: 82
Transportation: 105
Utilities: 88
More on Mount Washington: Homes For Sale | Data
Mount Washington is a home rule-class city in northeast Bullitt County, Kentucky, in the United States. The population was 9,117 at the 2010 census. The city is one of several surrounding Louisville that have experienced a sharp rise in population in the past three decades, becoming a commuter town.

9. Louisville

Louisville, Kentucky

Public domain

Population: 741,285
Services: 102
Groceries: 96
Health Care: 90
Housing: 77
Transportation: 105
Utilities: 88
More on Louisville: Homes For Sale | Data
Louisville LOO–vl or LUUV-l) is the largest city in the Commonwealth of Kentucky and the 29th-most populous city in the United States. It is one of two cities in Kentucky designated as first-class, the other being the state’s second-largest city of Lexington. Louisville is the historical seat and, since 2003, the nominal seat of Jefferson County.

10. Hillview


Population: 8,839
Services: 102
Groceries: 96
Health Care: 90
Housing: 76
Transportation: 105
Utilities: 88
More on Hillview: Homes For Sale | Data

How We Determined The Most Expensive Places To Live In The Bluegrass State For 2018

Cheapest And Most Expensive Places To Live In Kentucky Map
There are basic necessities that you have to buy no matter where in the country you live. Those things include:

  • Housing
  • Food
  • Gas
  • Health Insurance
  • Utilities
  • Transportation

You can then compare the cost of these things in each of the places in Kentucky to figure out which is the most expensive.

What you are left with is a “Cost of Living Index” that normalizes to 100 for an average place in the United States.

So we used that cost of living index in order to rank all of the 74 places in Kentucky that have more than 5,000 people.

And just so you can better understand how the cost of living index works, 100 is the average cost of a place in the United States. A score of 90 means that the place cost 10% less than average.

San Francisco has a score of 243 meaning it’s almost 2.5 times as expensive as the average place in the country.

Taking A Chunk Out Of Your Paycheck

Well there you have it, the places in Kentucky that have the highest cost of living, with Douglass Hills ranking as the most expensive city in the Bluegrass State.

If you’re curious, here are the least expensive cities in Kentucky:

  1. Monticello
  2. Williamsburg
  3. Middlesborough

For more Kentucky reading, check out:

Detailed List Of The Most Expensive Cities In Kentucky

Rank City Population Services Groceries Health Care
1 Douglass Hills 5,512 102 96 90
2 Middletown 7,164 102 96 90
3 Jeffersontown 26,694 102 96 90
4 Lyndon 10,992 102 96 90
5 La Grange 8,067 102 96 90
6 Elizabethtown 28,254 102 96 90
7 Shelbyville 14,081 102 96 90
8 Mount Washington 9,181 102 96 90
9 Louisville 741,285 102 96 90
10 Hillview 8,839 102 96 90
11 Union 5,357 91 96 104
12 Edgewood 8,651 91 96 104
13 Villa Hills 7,417 91 96 104
14 Fort Thomas 16,207 91 96 104
15 Fort Mitchell 8,198 91 96 104
16 Fort Wright 5,698 91 96 104
17 Shepherdsville 11,209 102 96 90
18 Cold Spring 5,864 91 96 104
19 Independence 24,586 91 96 104
20 Radcliff 22,064 102 96 90
21 Alexandria 8,494 91 96 104
22 Taylor Mill 6,647 91 96 104
23 Florence 30,201 91 96 104
24 Shively 15,282 102 96 90
25 Bellevue 5,959 93 93 95
26 Highland Heights 6,888 91 96 104
27 Bardstown 12,291 102 96 90
28 Georgetown 29,016 101 96 94
29 Erlanger 18,084 91 96 104
30 Nicholasville 27,865 101 96 94
31 Elsmere 8,430 91 96 104
32 Oak Grove 7,427 102 94 86
33 Dayton 5,364 93 93 95
34 Versailles 8,678 101 96 94
35 Richmond 31,508 101 96 94
36 Frankfort 26,745 101 96 94
37 Danville 16,212 101 96 94
38 Berea 13,651 101 96 94
39 Bowling Green 58,632 87 95 94
40 Covington 40,776 91 96 104
41 Lawrenceburg 10,711 101 96 94
42 Mount Sterling 6,915 101 96 94
43 Newport 15,398 91 96 104
44 Morehead 6,898 101 96 94
45 Winchester 18,314 101 96 94
46 London 6,797 101 96 94
47 Paris 9,298 101 96 94
48 Murray 17,706 113 89 91
49 Maysville 9,018 91 96 104
50 Hopkinsville 31,798 87 95 94
51 Somerset 11,254 101 96 94
52 Franklin 8,431 87 95 94
53 Lebanon 5,571 101 96 94
54 Cynthiana 6,406 101 96 94
55 Harrodsburg 8,323 101 96 94
56 Campbellsville 10,138 101 96 94
57 Glasgow 14,026 87 95 94
58 Leitchfield 6,721 87 95 94
59 Mayfield 10,048 113 89 91
60 Russellville 6,979 87 95 94
61 Central City 5,955 87 95 94
62 Pikeville 6,864 100 91 89
63 Owensboro 57,361 92 93 92
64 Flatwoods 7,465 96 90 97
65 Ashland 21,611 96 90 97
66 Paducah 25,081 92 93 92
67 Henderson 28,728 92 93 92
68 Madisonville 19,745 92 93 92
69 Hazard 5,117 100 91 89
70 Princeton 6,331 92 93 92
71 Corbin 7,010 100 91 89
72 Middlesborough 10,235 100 91 89
73 Williamsburg 5,258 93 84 89
74 Monticello 6,197 90 93 87

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