These Are The 10 Most Expensive Places To Live In Maryland For 2019


We used science and data to determine which cities in Maryland that will put a big dent in your wallet.

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Editor’s Note: We updated this article for 2019. This is our fourth time ranking the most expensive places to live in Maryland.

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Everyone wants a home that mixes affordability with comfort and Maryland does this very well. Families love the Old Line State’s beaches, midlands, and mountains as tourists before moving here and calling it home.

But before you decide to relocate, you have to do some research into the exact cost of living around the state — and that’s how we’re going to help you.

These are the places in Maryland that cost a pretty penny — the most expensive cities in the state.

After we saved up for months and could finally afford it, we landed on this list of the ten most expensive cities in Maryland for 2019.

So where is the most expensive place to live in Maryland? That would be Mount Rainier.

So hopefully Brunswick (the cheapest place to live in Maryland) can show these guys how to live on a budget in the coming years. Read on for how these places had costs rise faster than inflation.

And if you already knew these places were expensive, check out some more reading about Maryland and the most expensive cities in the country:

The 10 Most Expensive Places To Live In Maryland For 2019

Mount Rainier, MD

Overall SnackAbility

7
/10

Population: 8,097
Rank Last Year: 1 (No Change)
Home Price To Income Ratio: 5.8x (2nd most expensive)
Income To Rent Ratio: 44.2x (4th most expensive)
More on Mount Rainier: Real Estate | Data | Photos

The median income in Mount Rainier comes in at $50,707 and the median home value is $293,800 for 2019.

College Park, MD

Overall SnackAbility

7
/10

Population: 32,186
Rank Last Year: 3 (Up 1)
Home Price To Income Ratio: 4.5x (8th most expensive)
Income To Rent Ratio: 40.4x (3rd most expensive)
More on College Park: Real Estate | Data | Photos

The City of College Park is in Prince George’s County, Maryland. The population was 30,413 at the 2010 United States Census. It is best known as the home of the University of Maryland, College Park, and since 1994 the city has also been home to the “Archives II” facility of the U.S. National Archives, as well as to the National Oceanic and Atmospheric Administration Center for Weather and Climate Prediction.

The median income in College Park comes in at $64,107 and the median home value is $287,300 for 2019.

Annapolis, MD

Overall SnackAbility

8.5
/10

Population: 39,151
Rank Last Year: 2 (Down 1)
Home Price To Income Ratio: 4.9x (6th most expensive)
Income To Rent Ratio: 53.3x (17th most expensive)
More on Annapolis: Real Estate | Data | Photos

Annapolis is the capital of the U.S. state of Maryland, as well as the county seat of Anne Arundel County. Situated on the Chesapeake Bay at the mouth of the Severn River, 25 miles south of Baltimore and about 30 miles east of Washington, D.C., Annapolis is part of the Baltimore-Washington metropolitan area. Its population was measured at 38,394 by the 2010 census.

The median income in Annapolis comes in at $81,143 and the median home value is $395,900 for 2019.

Rockville, MD

Source: Public domain
Overall SnackAbility

7.5
/10

Population: 66,420
Rank Last Year: 5 (Up 1)
Home Price To Income Ratio: 5.0x (5th most expensive)
Income To Rent Ratio: 54.4x (21st most expensive)
More on Rockville: Real Estate | Data | Photos

Rockville is a U.S. city located in the central region of Montgomery County, Maryland. It is the county seat and is a major incorporated city of Montgomery County and forms part of the Baltimore-Washington metropolitan area. The 2010 census tabulated Rockville’s population at 61,209, making it the third largest incorporated city in Maryland, behind Baltimore and Frederick. Rockville is the largest incorporated city in Montgomery County, Maryland, although the nearby census-designated place of Germantown is more populous.

The median income in Rockville comes in at $100,436 and the median home value is $498,200 for 2019.

Gaithersburg, MD

Source: Public domain
Overall SnackAbility

7
/10

Population: 67,417
Rank Last Year: 4 (No Change)
Home Price To Income Ratio: 4.4x (9th most expensive)
Income To Rent Ratio: 52.5x (14th most expensive)
More on Gaithersburg: Real Estate | Data | Photos

Gaithersburg ), officially the City of Gaithersburg, is a city in Montgomery County, Maryland. At the time of the 2010 U.S. Census, Gaithersburg had a population of 59,933, making it the fourth largest incorporated city in the state, behind Baltimore, Frederick, and Rockville. Gaithersburg is located to the northwest of Washington, D.C., and is considered a suburb and a primary city within the Washington-Arlington-Alexandria, DC-VA-MD-WV Metropolitan Statistical Area. Gaithersburg was incorporated as a town in 1878 and as a city in 1968.

The median income in Gaithersburg comes in at $85,773 and the median home value is $380,300 for 2019.

Easton, MD

Overall SnackAbility

7
/10

Population: 16,606
Rank Last Year: 5 (Down 1)
Home Price To Income Ratio: 5.2x (4th most expensive)
Income To Rent Ratio: 49.4x (10th most expensive)
More on Easton: Real Estate | Data | Photos

Easton, Maryland is an incorporated town and the county seat of Talbot County, Maryland, United States. The population was 15,945 at the 2010 census, with an estimated population in 2015 of 16,617. The primary ZIPCode is 21601, and the secondary is 21606. The primary phone exchange is 822, the auxiliary exchanges are 820, 763, and 770, and the area code is 410.

The median income in Easton comes in at $52,724 and the median home value is $275,000 for 2019.

Ocean City, MD

Overall SnackAbility

6
/10

Population: 7,026
Rank Last Year: 9 (Up 2)
Home Price To Income Ratio: 5.3x (3rd most expensive)
Income To Rent Ratio: 55.4x (22nd most expensive)
More on Ocean City: Real Estate | Data | Photos

Ocean City Maryland, officially the Town of Ocean City, is an Atlantic resort town in Worcester County, Maryland. Ocean City is widely known in the Mid-Atlantic region of the United States and is a frequent destination for vacationers in that area. The population was 7,102 at the 2010 U.S. Census, although during summer weekends the city hosts between 320,000 and 345,000 vacationers, and up to 8 million visitors annually. During the summer, Ocean City becomes the second most populated municipality in Maryland, after Baltimore. It is part of the Salisbury metropolitan area.

The median income in Ocean City comes in at $54,659 and the median home value is $290,700 for 2019.

Takoma Park, MD

Overall SnackAbility

8.5
/10

Population: 17,643
Rank Last Year: 7 (Down 1)
Home Price To Income Ratio: 6.2x (1st most expensive)
Income To Rent Ratio: 76.3x (37th most expensive)
More on Takoma Park: Real Estate | Data | Photos

Takoma Park is a city in Montgomery County, Maryland. It is a suburb of Washington, D.C., and part of the Washington metropolitan area. Founded in 1883 and incorporated in 1890, Takoma Park, informally called “Azalea City”, is a Tree City USA and a nuclear-free zone. A planned commuter suburb, it is situated along the Metropolitan Branch of the historic Baltimore and Ohio Railroad, just northeast of Washington, D.C., and it borders the neighborhood of Takoma, Washington, D.C. It is governed by an elected mayor and six elected councilmembers, who form the city council, and an appointed city manager, under a council-manager style of government. The city’s population was 16,715 at the 2010 national census.

The median income in Takoma Park comes in at $87,115 and the median home value is $544,200 for 2019.

New Carrollton, MD

Overall SnackAbility

8
/10

Population: 12,932
Rank Last Year: 13 (Up 4)
Home Price To Income Ratio: 3.8x (17th most expensive)
Income To Rent Ratio: 48.0x (7th most expensive)
More on New Carrollton: Real Estate | Data | Photos

New Carrollton is a city located in central Prince George’s County, Maryland, in the United States. As of the 2010 U.S. Census, the population was 12,135. New Carrollton is located 12 miles east of central Washington, D.C.

The median income in New Carrollton comes in at $64,659 and the median home value is $245,000 for 2019.

Bladensburg, MD

Source: Public domain
Overall SnackAbility

5
/10

Population: 9,374
Rank Last Year: 10 (No Change)
Home Price To Income Ratio: 4.0x (12th most expensive)
Income To Rent Ratio: 35.4x (1st most expensive)
More on Bladensburg: Real Estate | Data | Photos

Bladensburg is a town in Prince George’s County, Maryland, United States. The population was 9,148 at the 2010 census. Areas in Bladensburg have the ZIP code 20710. Bladensburg is 8.6 miles from central Washington, D.C.

The median income in Bladensburg comes in at $43,109 and the median home value is $173,200 for 2019.

How We Determined The Most Expensive Places To Live In The Old Line State For 2019

Map Of The Cheapest Places To Live In Maryland
The two most important things to think about when it comes to being able to afford if you can live comes down to:

  1. How much do money do I make?
  2. How much do I have spend to live there?

You need to understand your costs in the context of how much money you make.

For example, if the median household earns $100,000 and spends $40,000 on housing it’s actually cheaper to live there than a place with a median income of $50,000 and housing costs of $21,000. You might spend more on housing, but you have more money overall to play with.

With that example in mind, we derived several statistics from the latest Census American Community Survey 2013-2017 around incomes and costs. They are:

  • Median Home Price / Median Income (lower is better)
  • Median Income / Median Rent (Higher is better)
  • Median Home Price

We added simply median home price because high home prices generally correlate with higher expenses for all costs related to homes (heating, electricity, etc).

You can then compare these metrics in each of the places in Maryland to figure out which is the most expensive.

What you are left with is a “Cost of Living Index” by taking the average rank of each of these metrics for each city.

So we used that cost of living index in order to rank all of the 41 places in Maryland that have more than 5,000 people.

The place with the highest cost of living in Maryland according to the data is Mount Rainier.

Taking A Chunk Out Of Your Paycheck In Maryland For 2019

Well there you have it, the places in Maryland that have the highest cost of living, with Mount Rainier ranking as the most expensive city in the Old Line State.

Here’s a look at the most affordable cities in Maryland according to the data:

  1. Brunswick
  2. Fruitland
  3. Hampstead

For more Maryland reading, check out:

Detailed List Of The Most Expensive Cities In Maryland

Rank City ExpensiveScore Population Home/Income Ratio Income/Rent Ratio
1 Mount Rainier 5.67 8,097 5.8x 44.2x
2 College Park 8.67 32,186 4.5x 40.4x
3 Annapolis 9.0 39,151 4.9x 53.3x
4 Rockville 9.33 66,420 5.0x 54.4x
5 Gaithersburg 9.33 67,417 4.4x 52.5x
6 Easton 10.33 16,606 5.2x 49.4x
7 Ocean City 12.33 7,026 5.3x 55.4x
8 Takoma Park 13.0 17,643 6.2x 76.3x
9 New Carrollton 15.33 12,932 3.8x 48.0x
10 Bladensburg 15.67 9,374 4.0x 35.4x
11 Salisbury 16.67 32,368 4.1x 36.2x
12 Hyattsville 17.33 18,225 3.9x 58.4x
13 Cheste 17.33 5,132 4.7x 52.7x
14 Frederick 17.67 69,330 3.8x 52.8x
15 Westminster 18.33 18,557 4.0x 54.2x
16 Cambridge 18.67 12,484 4.0x 46.4x
17 Frostburg 19.33 8,689 4.1x 49.0x
18 Aberdeen 20.67 15,523 3.8x 51.2x
19 Laurel 21.67 25,913 3.3x 50.5x
20 Cheverly 22.33 6,453 3.4x 70.7x
21 La Plata 22.33 9,160 3.6x 77.0x
22 Bowie 22.33 58,290 2.9x 58.1x
23 Walkersville 22.67 6,048 3.4x 63.8x
24 Riverdale Park 23.33 7,248 3.6x 62.4x
25 Havre De Grace 23.33 13,511 3.7x 72.4x
26 Elkton 23.33 15,651 3.7x 54.3x
27 Mount Airy 23.33 9,387 3.2x 71.1x
28 Hagerstown 24.0 40,222 3.6x 50.1x
29 Baltimore 24.33 619,796 3.3x 46.2x
30 Chesapeake Beach 24.67 5,930 3.1x 68.5x
31 Bel Air 25.33 10,139 3.5x 59.4x
32 Greenbelt 26.0 23,289 2.8x 48.6x
33 Taneytown 26.67 6,762 3.4x 71.3x
34 Poolesville 27.33 5,163 2.6x 83.3x
35 District Heights 28.0 5,989 3.2x 58.8x
36 Glenarden 29.67 6,128 3.0x 76.0x
37 Thurmont 30.0 6,496 3.4x 73.0x
38 Cumberland 32.67 20,084 2.7x 53.5x
39 Hampstead 33.0 6,331 3.1x 86.1x
40 Fruitland 34.67 5,172 2.5x 62.6x
41 Brunswick 35.33 6,134 2.8x 85.7x

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