These Are The 10 Most Expensive Cities In Maryland


We used science and data to determine which cities in Maryland that will put a big dent in your wallet.

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Everyone wants a home that mixes affordability with comfort and Maryland does this very well. Families love the Old Line State’s beaches, midlands, and mountains as tourists before moving here and calling it home.

But before you decide to relocate, you have to do some research into the exact cost of living around the state — and that’s how we’re going to help you.

These are the places in Maryland that cost a pretty penny — the most expensive cities in the state. After we saved up for months and could finally afford it, we landed on this list of the ten most expensive cities in Maryland:

  1. Rockville (Photos)
  2. Takoma Park (Photos)
  3. Chesapeake Beach (Photos)
  4. Bowie (Photos)
  5. Annapolis (Photos)
  6. Gaithersburg (Photos)
  7. Mount Airy (Photos)
  8. La Plata (Photos)
  9. College Park (Photos)
  10. Ocean City (Photos)

If you’re wondering, Cumberland is the most affordable city in Maryland.

Read on to see why these places cost so much more than average. Or check out the most affordable places in Maryland.

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How We Determined The Most Expensive Cities In Maryland

There are basic necessities that you have to buy no matter where in the country you live. Those things include:

  • Housing
  • Food
  • Gas
  • Health Insurance
  • Utilities
  • Transportation

You can then compare the cost of these things in each of the places in Maryland to figure out which is the most expensive.

For reference, the United State averages a cost of living 100. A score below 100 means that the city has a below average cost of living while a score over 100 has a high cost of living for that category.

So we used that cost of living index in order to rank all of the 39 places in Maryland that have more than 5,000 people.

The city with the highest cost of living index, Rockville, rank as being the most expensive.

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1. Rockville

Rockville, Maryland

Source: Wikipedia

Population: 63,402
Services Index: 92
Groceries Index: 113
Housing Index: 244
Healthcare Index: 86
Transportation Index: 108
Utilities Index: 101

2. Takoma Park

Takoma Park, Maryland

Source: Wikipedia

Population: 17,307
Services Index: 92
Groceries Index: 113
Housing Index: 215
Healthcare Index: 86
Transportation Index: 108
Utilities Index: 101

3. Chesapeake Beach

Chesapeake Beach, Maryland

Source: Wikipedia

Population: 5,816
Services Index: 98
Groceries Index: 112
Housing Index: 192
Healthcare Index: 94
Transportation Index: 121
Utilities Index: 98

4. Bowie

Bowie, Maryland

Source: Wikipedia

Population: 56,335
Services Index: 98
Groceries Index: 112
Housing Index: 186
Healthcare Index: 94
Transportation Index: 121
Utilities Index: 98

5. Annapolis

Annapolis, Maryland

Source: Wikipedia

Population: 38,599
Services Index: 91
Groceries Index: 111
Housing Index: 195
Healthcare Index: 90
Transportation Index: 109
Utilities Index: 97

6. Gaithersburg

Gaithersburg, Maryland

Source: Wikipedia

Population: 63,491
Services Index: 92
Groceries Index: 113
Housing Index: 188
Healthcare Index: 86
Transportation Index: 108
Utilities Index: 101

7. Mount Airy

Mount Airy, Maryland

Source: Wikipedia

Population: 9,333
Services Index: 92
Groceries Index: 113
Housing Index: 178
Healthcare Index: 86
Transportation Index: 108
Utilities Index: 101

8. La Plata

La Plata, Maryland

Source: Wikipedia

Population: 8,903
Services Index: 98
Groceries Index: 112
Housing Index: 167
Healthcare Index: 94
Transportation Index: 121
Utilities Index: 98

9. College Park

College Park, Maryland

Source: Wikipedia

Population: 31,387
Services Index: 98
Groceries Index: 112
Housing Index: 163
Healthcare Index: 94
Transportation Index: 121
Utilities Index: 98

10. Ocean City

Ocean City, Maryland

Source: Wikipedia

Population: 7,093
Services Index: 107
Groceries Index: 107
Housing Index: 155
Healthcare Index: 102
Transportation Index: 101
Utilities Index: 114

Taking A Chunk Out Of Your Paycheck

Well there you have it, the places in Maryland that have the highest cost of living, with Rockville ranking as the most exensive city in the Old Line State.

If you’re curious, here are the most least expensive cities in Maryland:

  1. Cumberland
  2. Hagerstown
  3. Baltimore

For more Maryland reading , check out:

Detailed List Of The Most Expensive Cities In Maryland

City Rank Population Services Groceries Healthcare Housing Transportation Utilities
Rockville 1 63,402 92 113 86 244 108 101
Takoma Park 2 17,307 92 113 86 215 108 101
Chesapeake Beach 3 5,816 98 112 94 192 121 98
Bowie 4 56,335 98 112 94 186 121 98
Annapolis 5 38,599 91 111 90 195 109 97
Gaithersburg 6 63,491 92 113 86 188 108 101
Mount Airy 7 9,333 92 113 86 178 108 101
La Plata 8 8,903 98 112 94 167 121 98
College Park 9 31,387 98 112 94 163 121 98
Ocean City 10 7,093 107 107 102 155 101 114
Cheverly 11 6,307 98 112 94 159 121 98
Walkersville 12 5,966 92 113 86 155 108 101
Easton 13 16,541 107 107 102 143 101 114
Riverdale Park 14 7,119 98 112 94 148 121 98
Hyattsville 15 18,049 98 112 94 146 121 98
Mount Rainier 16 8,277 98 112 94 143 121 98
Laurel 17 25,673 92 113 86 148 108 101
New Carrollton 18 12,412 98 112 94 140 121 98
Havre De Grace 19 13,360 108 103 103 137 96 114
Frederick 20 66,646 92 113 86 138 108 101
District Heights 21 5,977 98 112 94 133 121 98
Greenbelt 22 23,612 98 112 94 129 121 98
Bel Air 23 10,240 91 111 90 137 109 97
Bel Air 24 10,240 91 111 90 137 109 97
Taneytown 25 6,738 103 99 94 129 101 113
Bladensburg 26 9,371 98 112 94 124 121 98
Elkton 27 15,673 108 103 103 119 96 114
Thurmont 28 6,333 103 99 94 128 101 113
Glenarden 29 6,145 98 112 94 121 121 98
Westminster 30 18,656 91 111 90 127 109 97
Hampstead 31 6,342 91 111 90 125 109 97
Cambridge 32 12,511 107 107 102 98 101 114
Salisbury 33 31,334 107 107 102 94 101 114
Brunswick 34 6,006 108 100 99 119 94 94
Aberdeen 35 15,137 91 111 90 112 109 97
Frostburg 36 8,802 99 104 98 74 111 107
Baltimore 37 622,271 91 111 90 93 109 97
Hagerstown 38 40,295 108 100 99 91 94 94
Cumberland 39 20,557 108 100 99 58 94 94

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