These Are The 10 Most Expensive Cities In Massachusetts


We used science and data to determine which cities in Massachusetts that will put a big dent in your wallet.

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Everyone wants a home that mixes affordability with comfort and Massachusetts does this very well. Families love the Bay State’s beaches, midlands, and mountains as tourists before moving here and calling it home.

But before you decide to relocate, you have to do some research into the exact cost of living around the state — and that’s how we’re going to help you.

These are the places in Massachusetts that cost a pretty penny — the most expensive cities in the state. After we saved up for months and could finally afford it, we landed on this list of the ten most expensive cities in Massachusetts:

  1. Newton (Photos)
  2. Cambridge (Photos)
  3. Somerville (Photos)
  4. Watertown Town (Photos)
  5. Waltham (Photos)
  6. Melrose (Photos)
  7. Medford (Photos)
  8. Boston (Photos)
  9. Braintree Town (Photos)
  10. Woburn (Photos)

If you’re wondering, North Adams is the most affordable city in Massachusetts.

Read on to see why these places cost so much more than average. Or check out the most affordable places in Massachusetts.

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How We Determined The Most Expensive Cities In Massachusetts

There are basic necessities that you have to buy no matter where in the country you live. Those things include:

  • Housing
  • Food
  • Gas
  • Health Insurance
  • Utilities
  • Transportation

You can then compare the cost of these things in each of the places in Massachusetts to figure out which is the most expensive.

For reference, the United State averages a cost of living 100. A score below 100 means that the city has a below average cost of living while a score over 100 has a high cost of living for that category.

So we used that cost of living index in order to rank all of the 53 places in Massachusetts that have more than 5,000 people.

The city with the highest cost of living index, Newton, rank as being the most expensive.

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1. Newton

Newton, Massachusetts

Source: Wikipedia

Population: 86,945
Services Index: 127
Groceries Index: 108
Housing Index: 320
Healthcare Index: 124
Transportation Index: 116
Utilities Index: 156

2. Cambridge

Cambridge, Massachusetts

Source: Wikipedia

Population: 106,844
Services Index: 127
Groceries Index: 108
Housing Index: 264
Healthcare Index: 124
Transportation Index: 116
Utilities Index: 156

3. Somerville

Somerville, Massachusetts

Source: Wikipedia

Population: 77,560
Services Index: 127
Groceries Index: 108
Housing Index: 217
Healthcare Index: 124
Transportation Index: 116
Utilities Index: 156

4. Watertown Town

Watertown Town, Massachusetts

Source: Wikipedia

Population: 32,880
Services Index: 127
Groceries Index: 108
Housing Index: 212
Healthcare Index: 124
Transportation Index: 116
Utilities Index: 156

5. Waltham

Waltham, Massachusetts

Source: Wikipedia

Population: 61,908
Services Index: 127
Groceries Index: 108
Housing Index: 202
Healthcare Index: 124
Transportation Index: 116
Utilities Index: 156

6. Melrose

Melrose, Massachusetts

Source: Wikipedia

Population: 27,509
Services Index: 127
Groceries Index: 108
Housing Index: 199
Healthcare Index: 124
Transportation Index: 116
Utilities Index: 156

7. Medford

Medford, Massachusetts

Source: Wikipedia

Population: 56,981
Services Index: 127
Groceries Index: 108
Housing Index: 195
Healthcare Index: 124
Transportation Index: 116
Utilities Index: 156

8. Boston

Boston, Massachusetts

Source: Wikipedia

Population: 639,594
Services Index: 127
Groceries Index: 108
Housing Index: 187
Healthcare Index: 124
Transportation Index: 116
Utilities Index: 156

9. Braintree Town

Braintree Town, Massachusetts

Source: Wikipedia

Population: 36,543
Services Index: 127
Groceries Index: 108
Housing Index: 184
Healthcare Index: 124
Transportation Index: 116
Utilities Index: 156

10. Woburn

Woburn, Massachusetts

Source: Wikipedia

Population: 38,826
Services Index: 127
Groceries Index: 108
Housing Index: 182
Healthcare Index: 124
Transportation Index: 116
Utilities Index: 156

Taking A Chunk Out Of Your Paycheck

Well there you have it, the places in Massachusetts that have the highest cost of living, with Newton ranking as the most exensive city in the Bay State.

If you’re curious, here are the most least expensive cities in Massachusetts:

  1. North Adams
  2. Pittsfield
  3. Gardner

For more Massachusetts reading , check out:

Detailed List Of The Most Expensive Cities In Massachusetts

City Rank Population Services Groceries Healthcare Housing Transportation Utilities
Newton 1 86,945 127 108 124 320 116 156
Cambridge 2 106,844 127 108 124 264 116 156
Somerville 3 77,560 127 108 124 217 116 156
Watertown Town 4 32,880 127 108 124 212 116 156
Waltham 5 61,908 127 108 124 202 116 156
Melrose 6 27,509 127 108 124 199 116 156
Medford 7 56,981 127 108 124 195 116 156
Boston 8 639,594 127 108 124 187 116 156
Braintree Town 9 36,543 127 108 124 184 116 156
Woburn 10 38,826 127 108 124 182 116 156
Winthrop Town 11 17,992 127 108 124 181 116 156
Newburyport 12 17,662 117 103 116 204 106 137
Franklin Town 13 32,393 123 111 117 187 111 126
Gloucester 14 29,237 127 108 124 177 116 156
Beverly 15 40,370 127 108 124 176 116 156
Quincy 16 92,920 127 108 124 174 116 156
Peabody 17 51,868 127 108 124 172 116 156
Malden 18 60,309 127 108 124 169 116 156
Barnstable Town 19 44,750 123 111 117 175 111 126
Everett 20 42,758 127 108 124 164 116 156
Weymouth Town 21 54,815 127 108 124 162 116 156
Revere 22 53,258 127 108 124 162 116 156
Marlborough 23 39,141 127 108 124 158 116 156
Salem 24 42,321 127 108 124 157 116 156
Chelsea 25 37,084 127 108 124 142 116 156
Lynn 26 91,289 127 108 124 132 116 156
Amesbury Town 27 16,554 117 103 116 157 106 137
Attleboro 28 43,774 123 111 117 142 111 126
Brockton 29 94,267 127 108 124 126 116 156
Lowell 30 108,491 127 108 124 123 116 156
Northampton 31 28,637 94 119 98 139 118 96
Taunton 32 56,056 123 111 117 130 111 126
Methuen Town 33 48,159 117 103 116 141 106 137
Lawrence 34 77,364 127 108 124 122 116 156
Haverhill 35 61,769 117 103 116 136 106 137
Agawam Town 36 28,626 121 128 119 117 109 128
Fall River 37 88,756 123 111 117 119 111 126
Worcester 38 182,511 123 111 117 118 111 126
Westfield 39 41,371 121 128 119 115 109 128
Easthampton Town 40 16,066 94 119 98 119 118 96
Leominster 41 40,954 117 103 116 122 106 137
New Bedford 42 94,873 123 111 117 114 111 126
Southbridge Town 43 16,775 123 111 117 110 111 126
West Springfield Town 44 28,554 121 128 119 106 109 128
Palmer Town 45 12,155 121 128 119 100 109 128
Chicopee 46 55,603 121 128 119 96 109 128
Holyoke 47 40,079 121 128 119 96 109 128
Springfield 48 153,836 121 128 119 85 109 128
Fitchburg 49 40,419 117 103 116 107 106 137
Greenfield Town 50 17,484 94 119 98 97 118 96
Gardner 51 20,279 117 103 116 96 106 137
Pittsfield 52 44,226 94 119 98 93 118 96
North Adams 53 13,563 94 119 98 81 118 96

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