These Are The 10 Most Expensive Places To Live In Massachusetts For 2018


We used science and data to determine which cities in Massachusetts that will put a big dent in your wallet.

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Everyone wants a home that mixes affordability with comfort and Massachusetts does this very well. Families love the Bay State’s beaches, midlands, and mountains as tourists before moving here and calling it home.

But before you decide to relocate, you have to do some research into the exact cost of living around the state — and that’s how we’re going to help you.

These are the places in Massachusetts that cost a pretty penny — the most expensive cities in the state.

After we saved up for months and could finally afford it, we landed on this list of the ten most expensive cities in Massachusetts for 2018:

  1. Newton (Photos | Homes For Sale)
  2. Cambridge (Photos | Homes For Sale)
  3. Somerville (Photos | Homes For Sale)
  4. Watertown Town (Photos | Homes For Sale)
  5. Waltham (Photos | Homes For Sale)
  6. Melrose (Photos | Homes For Sale)
  7. Medford (Photos | Homes For Sale)
  8. Boston (Photos | Homes For Sale)
  9. Braintree Town (Photos | Homes For Sale)
  10. Woburn (Photos | Homes For Sale)

So hopefully Gardner (the cheapest place to live in Massachusetts) can show these guys how to live on a budget in the coming years. Read on for how these places had costs rise faster than inflation.

And if you already knew these places were expensive, check out the best places to live in Massachusetts or the cheapest.

1. Newton

Newton, Massachusetts

Population: 85,177
Services: 127
Groceries: 108
Health Care: 124
Housing: 320
Transportation: 116
Utilities: 156
More on Newton: Homes For Sale | Data
Newton is a suburban city in Middlesex County, Massachusetts, United States. It is approximately 7 miles west of downtown Boston and is bordered by Boston’s Brighton and West Roxbury neighborhoods to the east and south, respectively, and by the suburb of Brookline to the east, the suburbs of Watertown and Waltham to the north, and Wellesley and Needham to the west. Rather than having a single city center, Newton resembles a patchwork of thirteen villages. According to the 2010 U.S. Census, the population of Newton was 85,146, making it the eleventh largest city in the state.

2. Cambridge

Cambridge, Massachusetts

Population: 105,026
Services: 127
Groceries: 108
Health Care: 124
Housing: 264
Transportation: 116
Utilities: 156
More on Cambridge: Homes For Sale | Data
Cambridge is a city in Middlesex County, Massachusetts, and part of the Boston metropolitan area.

3. Somerville

Somerville, Massachusetts

Public domain

Population: 75,974
Services: 127
Groceries: 108
Health Care: 124
Housing: 217
Transportation: 116
Utilities: 156
More on Somerville: Homes For Sale | Data
Somerville is a city located directly to the northwest of Boston, in Middlesex County, Massachusetts, United States. As of 2010, the United States Census lists the city with a total population of 75,754 people, making it the most densely populated municipality in New England. As of 2010, it was the 16th most densely populated incorporated municipality in the country. Somerville was established as a town in 1842, when it was separated from Charlestown. In 2006, the town was named the best-run city in Massachusetts by the Boston Globe. In 1972, in 2009, and again in 2015, the city received the All-America City Award.

4. Watertown Town

Watertown Town, Massachusetts

Public domain

Population: 32,073
Services: 127
Groceries: 108
Health Care: 124
Housing: 212
Transportation: 116
Utilities: 156
More on Watertown Town: Homes For Sale | Data

5. Waltham

Waltham, Massachusetts

Population: 60,836
Services: 127
Groceries: 108
Health Care: 124
Housing: 202
Transportation: 116
Utilities: 156
More on Waltham: Homes For Sale | Data
Waltham is a city in Middlesex County, Massachusetts, United States, and was an early center for the labor movement as well as a major contributor to the American Industrial Revolution. The original home of the Boston Manufacturing Company, the city was a prototype for 19th century industrial city planning, spawning what became known as the Waltham-Lowell system of labor and production. The city is now a center for research and higher education, home to Brandeis University and Bentley University. The population was 60,636 at the census in 2010.

6. Melrose

Melrose, Massachusetts

Population: 27,043
Services: 127
Groceries: 108
Health Care: 124
Housing: 199
Transportation: 116
Utilities: 156
More on Melrose: Homes For Sale | Data
Melrose is a city located in the Greater Boston metropolitan area in Middlesex County, Massachusetts. Its population as per the 2010 United States Census is 26,983. It is a suburb located approximately seven miles north of Boston and is situated in the center of the triangle created by Interstates 93, 95 and US Route 1.

7. Medford

Medford, Massachusetts

Population: 56,255
Services: 127
Groceries: 108
Health Care: 124
Housing: 195
Transportation: 116
Utilities: 156
More on Medford: Homes For Sale | Data
Medford is a city 3.2 miles northwest of downtown Boston on the Mystic River in Middlesex County, Massachusetts, United States. In the 2010 U.S. Census, Medford’s population was 56,173. It is home to Tufts University.

8. Boston

Boston, Massachusetts

Population: 619,662
Services: 127
Groceries: 108
Health Care: 124
Housing: 187
Transportation: 116
Utilities: 156
More on Boston: Homes For Sale | Data
Boston BOSS-tn) is the capital city and most populous municipality of the Commonwealth of Massachusetts in the United States. It is also the seat of Suffolk County, although the county government was disbanded on July 1, 1999. The city proper covers 48 square miles with an estimated population of 673,184 in 2016, making it the largest city in the New England region of the northeastern United States. The city is the economic and cultural anchor of a substantially larger metropolitan area known as Greater Boston, a metropolitan statistical area home to a census-estimated 4.8million people in 2016 and ranking as the tenth-largest such area in the country. As a combined statistical area, this wider commuting region is home to some 8.2million people, making it the sixth-largest in the United States.

9. Braintree Town

Braintree Town, Massachusetts

Population: 35,731
Services: 127
Groceries: 108
Health Care: 124
Housing: 184
Transportation: 116
Utilities: 156
More on Braintree Town: Homes For Sale | Data

10. Woburn

Woburn, Massachusetts

Population: 38,231
Services: 127
Groceries: 108
Health Care: 124
Housing: 182
Transportation: 116
Utilities: 156
More on Woburn: Homes For Sale | Data
Woburn is a city in Middlesex County, Massachusetts, United States. The population was 38,120 at the 2010 census. Woburn is located 9 miles north of Boston, Massachusetts.

How We Determined The Most Expensive Places To Live In The Bay State For 2018

Cheapest And Most Expensive Places To Live In Massachusetts Map
There are basic necessities that you have to buy no matter where in the country you live. Those things include:

  • Housing
  • Food
  • Gas
  • Health Insurance
  • Utilities
  • Transportation

You can then compare the cost of these things in each of the places in Massachusetts to figure out which is the most expensive.

What you are left with is a “Cost of Living Index” that normalizes to 100 for an average place in the United States.

So we used that cost of living index in order to rank all of the 53 places in Massachusetts that have more than 5,000 people.

And just so you can better understand how the cost of living index works, 100 is the average cost of a place in the United States. A score of 90 means that the place cost 10% less than average.

San Francisco has a score of 243 meaning it’s almost 2.5 times as expensive as the average place in the country.

Taking A Chunk Out Of Your Paycheck

Well there you have it, the places in Massachusetts that have the highest cost of living, with Newton ranking as the most expensive city in the Bay State.

If you’re curious, here are the least expensive cities in Massachusetts:

  1. Gardner
  2. Fitchburg
  3. Leominster

For more Massachusetts reading, check out:

Detailed List Of The Most Expensive Cities In Massachusetts

Rank City Population Services Groceries Health Care
1 Newton 85,177 127 108 124
2 Cambridge 105,026 127 108 124
3 Somerville 75,974 127 108 124
4 Watertown Town 32,073 127 108 124
5 Waltham 60,836 127 108 124
6 Melrose 27,043 127 108 124
7 Medford 56,255 127 108 124
8 Boston 619,662 127 108 124
9 Braintree Town 35,731 127 108 124
10 Woburn 38,231 127 108 124
11 Winthrop Town 17,584 127 108 124
12 Gloucester 28,937 127 108 124
13 Beverly 39,748 127 108 124
14 Quincy 92,078 127 108 124
15 Peabody 51,215 127 108 124
16 Malden 59,388 127 108 124
17 Everett 41,621 127 108 124
18 Weymouth Town 53,933 127 108 124
19 Revere 51,729 127 108 124
20 Marlborough 38,491 127 108 124
21 Salem 41,641 127 108 124
22 Chelsea 35,527 127 108 124
23 Lynn 90,392 127 108 124
24 Brockton 93,916 127 108 124
25 Lowell 106,739 127 108 124
26 Lawrence 76,331 127 108 124
27 Franklin Town 31,760 123 111 117
28 Barnstable Town 45,170 123 111 117
29 Attleboro 43,603 123 111 117
30 Agawam Town 28,476 121 128 119
31 Westfield 41,162 121 128 119
32 Northampton 28,642 94 119 98
33 Taunton 55,951 123 111 117
34 West Springfield Town 28,411 121 128 119
35 Palmer Town 12,159 121 128 119
36 Chicopee 55,326 121 128 119
37 Holyoke 39,996 121 128 119
38 Fall River 89,049 123 111 117
39 Easthampton Town 16,030 94 119 98
40 Worcester 181,473 123 111 117
41 Springfield 153,278 121 128 119
42 New Bedford 94,952 123 111 117
43 Southbridge Town 16,775 123 111 117
44 Greenfield Town 17,543 94 119 98
45 Pittsfield 44,542 94 119 98
46 North Adams 13,725 94 119 98
47 Newburyport 17,460 117 103 116
48 Amesbury Town 16,344 117 103 116
49 Methuen Town 47,238 117 103 116
50 Haverhill 60,953 117 103 116
51 Leominster 40,879 117 103 116
52 Fitchburg 40,314 117 103 116
53 Gardner 20,250 117 103 116

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