These Are The 10 Most Expensive Places To Live In New Jersey For 2018


We used science and data to determine which cities in New Jersey that will put a big dent in your wallet.

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Everyone wants a home that mixes affordability with comfort and New Jersey does this very well. Families love the Garden State’s beaches, midlands, and mountains as tourists before moving here and calling it home.

But before you decide to relocate, you have to do some research into the exact cost of living around the state — and that’s how we’re going to help you.

These are the places in New Jersey that cost a pretty penny — the most expensive cities in the state.

After we saved up for months and could finally afford it, we landed on this list of the ten most expensive cities in New Jersey for 2018:

  1. Englewood Cliffs (Photos | Homes For Sale)
  2. Tenafly (Photos | Homes For Sale)
  3. Little Silver (Photos | Homes For Sale)
  4. Edgewater (Photos | Homes For Sale)
  5. Fair Haven (Photos | Homes For Sale)
  6. Hoboken (Photos | Homes For Sale)
  7. Leonia (Photos | Homes For Sale)
  8. Old Tappan (Photos | Homes For Sale)
  9. Woodcliff Lake (Photos | Homes For Sale)
  10. West Long Branch (Photos | Homes For Sale)

So hopefully Penns Grove (the cheapest place to live in New Jersey) can show these guys how to live on a budget in the coming years. Read on for how these places had costs rise faster than inflation.

And if you already knew these places were expensive, check out the best places to live in New Jersey or the cheapest.

1. Englewood Cliffs

Englewood Cliffs, New Jersey

Public domain

Population: 5,297
Services: 151
Groceries: 121
Health Care: 117
Housing: 530
Transportation: 138
Utilities: 133
More on Englewood Cliffs: Homes For Sale | Data

2. Tenafly

Tenafly, New Jersey

Population: 14,473
Services: 151
Groceries: 121
Health Care: 117
Housing: 391
Transportation: 138
Utilities: 133
More on Tenafly: Homes For Sale | Data

3. Little Silver

Little Silver, New Jersey

Public domain

Population: 5,970
Services: 151
Groceries: 121
Health Care: 117
Housing: 317
Transportation: 138
Utilities: 133
More on Little Silver: Homes For Sale | Data
Little Silver is a borough in Monmouth County, New Jersey, United States. As of the 2010 United States Census, the borough’s population was 5,950, a drop of 220 from the 6,170 counted in the 2000 Census, which had in turn increased by 449 from the 5,721 counted in the 1990 Census.

4. Edgewater

Edgewater, New Jersey

Population: 11,425
Services: 151
Groceries: 121
Health Care: 117
Housing: 305
Transportation: 138
Utilities: 133
More on Edgewater: Homes For Sale | Data
Edgewater is a borough located along the Hudson River in Bergen County, New Jersey, United States. As of the 2010 United States Census, the borough had a population of 11,513, reflecting an increase of 3,836 from the 7,677 counted in the 2000 Census, which had in turn increased by 2,676 from the 5,001 counted in the 1990 Census.

5. Fair Haven

Fair Haven, New Jersey

Population: 6,102
Services: 151
Groceries: 121
Health Care: 117
Housing: 300
Transportation: 138
Utilities: 133
More on Fair Haven: Homes For Sale | Data
Fair Haven is a borough in Monmouth County, New Jersey, along the Navesink River and is part of the New York Metropolitan Area. Fair Haven is located on the Rumson peninsula and is bordered by Red Bank and Little Silver to the west. As of the 2010 United States Census, the borough’s population was 6,121, reflecting an increase of 184 from the 5,937 counted in the 2000 Census, which had in turn increased by 667 from the 5,270 counted in the 1990 Census.

6. Hoboken

Hoboken, New Jersey

Population: 49,898
Services: 151
Groceries: 121
Health Care: 117
Housing: 277
Transportation: 138
Utilities: 133
More on Hoboken: Homes For Sale | Data
Hoboken is a city in Hudson County, New Jersey, United States. As of the 2010 United States Census, the city’s population was 50,005, having grown by 11,428 from 38,577 counted in the 2000 Census, which had in turn increased by 5,180 from the 33,397 in the 1990 Census. Hoboken is part of the New York metropolitan area and is the site of Hoboken Terminal, a major transportation hub for the region.

7. Leonia

Leonia, New Jersey

Population: 8,948
Services: 151
Groceries: 121
Health Care: 117
Housing: 234
Transportation: 138
Utilities: 133
More on Leonia: Homes For Sale | Data
Leonia is a borough in Bergen County, New Jersey, United States. As of the 2010 United States Census, the borough’s population was 8,937, reflecting an increase of 23 from the 8,914 counted in the 2000 Census, which had in turn increased by 549 from the 8,365 counted in the 1990 Census. It is a suburb of New York City located near the western approach to the George Washington Bridge.

8. Old Tappan

Old Tappan, New Jersey

Public domain

Population: 5,754
Services: 127
Groceries: 132
Health Care: 115
Housing: 432
Transportation: 134
Utilities: 133
More on Old Tappan: Homes For Sale | Data

9. Woodcliff Lake

Woodcliff Lake, New Jersey

Population: 5,750
Services: 127
Groceries: 132
Health Care: 115
Housing: 350
Transportation: 134
Utilities: 133
More on Woodcliff Lake: Homes For Sale | Data
Woodcliff Lake is a borough in Bergen County, New Jersey, United States. As of the 2010 Census, the borough’s population was 5,730, reflecting a decline of 15 from the 5,745 counted in the 2000 Census, which had in turn increased by 442 from the 5,303 counted in the 1990 Census. Most of the borough mandates a minimum lot size of 22,500 square feet for single-family homes, with portions on the borough’s east zoned for 15,000 square feet and portions of the borough’s northwest and southwest zoned for 30,000 square feet lots.

10. West Long Branch

West Long Branch, New Jersey

Public domain

Population: 8,238
Services: 151
Groceries: 121
Health Care: 117
Housing: 206
Transportation: 138
Utilities: 133
More on West Long Branch: Homes For Sale | Data
West Long Branch is a borough in Monmouth County, New Jersey, United States. As of the 2010 United States Census, the borough’s population was 8,097, reflecting a decline of 161 from the 8,258 counted in the 2000 Census, which had in turn increased by 568 from the 7,690 counted in the 1990 Census. It is the home of Monmouth University.

How We Determined The Most Expensive Places To Live In The Garden State For 2018

Cheapest And Most Expensive Places To Live In New Jersey Map
There are basic necessities that you have to buy no matter where in the country you live. Those things include:

  • Housing
  • Food
  • Gas
  • Health Insurance
  • Utilities
  • Transportation

You can then compare the cost of these things in each of the places in New Jersey to figure out which is the most expensive.

What you are left with is a “Cost of Living Index” that normalizes to 100 for an average place in the United States.

So we used that cost of living index in order to rank all of the 173 places in New Jersey that have more than 5,000 people.

And just so you can better understand how the cost of living index works, 100 is the average cost of a place in the United States. A score of 90 means that the place cost 10% less than average.

San Francisco has a score of 243 meaning it’s almost 2.5 times as expensive as the average place in the country.

Taking A Chunk Out Of Your Paycheck

Well there you have it, the places in New Jersey that have the highest cost of living, with Englewood Cliffs ranking as the most expensive city in the Garden State.

If you’re curious, here are the least expensive cities in New Jersey:

  1. Penns Grove
  2. Vineland
  3. Bridgeton

For more New Jersey reading, check out:

Detailed List Of The Most Expensive Cities In New Jersey

Rank City Population Services Groceries Health Care
1 Englewood Cliffs 5,297 151 121 117
2 Tenafly 14,473 151 121 117
3 Little Silver 5,970 151 121 117
4 Edgewater 11,425 151 121 117
5 Fair Haven 6,102 151 121 117
6 Hoboken 49,898 151 121 117
7 Leonia 8,948 151 121 117
8 Old Tappan 5,754 127 132 115
9 Woodcliff Lake 5,750 127 132 115
10 West Long Branch 8,238 151 121 117
11 Cresskill 8,541 127 132 115
12 Closter 8,397 127 132 115
13 Oceanport 5,848 151 121 117
14 Norwood 5,729 127 132 115
15 Englewood 27,205 151 121 117
16 Cliffside Park 23,618 151 121 117
17 Montvale 7,826 127 132 115
18 Fort Lee 35,420 151 121 117
19 Paramus 26,301 127 132 115
20 Red Bank 12,194 151 121 117
21 Oradell 7,997 127 132 115
22 Park Ridge 8,699 127 132 115
23 Palisades Park 19,561 127 132 115
24 Long Branch 30,759 151 121 117
25 Ridgefield 11,081 127 132 115
26 Hillsdale 10,251 127 132 115
27 Emerson 7,471 127 132 115
28 Guttenberg 11,166 151 121 117
29 Hasbrouck Heights 11,830 127 132 115
30 Westwood 10,936 127 132 115
31 West New York 49,816 151 121 117
32 Wood-Ridge 7,892 127 132 115
33 New Milford 16,362 127 132 115
34 Carlstadt 6,161 127 132 115
35 Asbury Park 16,081 151 121 117
36 Maywood 9,547 127 132 115
37 East Rutherford 8,909 127 132 115
38 Highlands 5,009 151 121 117
39 Dumont 17,505 127 132 115
40 Little Ferry 10,635 127 132 115
41 Ridgefield Park 12,761 127 132 115
42 Lodi 24,176 127 132 115
43 Bergenfield 26,774 127 132 115
44 Keansburg 10,097 151 121 117
45 Bogota 8,200 127 132 115
46 Jersey City 248,435 127 132 115
47 Bayonne 63,164 127 132 115
48 Hackensack 43,126 127 132 115
49 Margate City 6,459 115 117 99
50 Haddonfield 11,588 115 117 99
51 Brigantine 9,622 115 117 99
52 Ventnor City 10,785 115 117 99
53 Haddon Heights 7,530 115 117 99
54 Northfield 8,626 115 117 99
55 Absecon 8,369 115 117 99
56 Hammonton 14,745 115 117 99
57 Collingswood 13,923 115 117 99
58 Upper Saddle River 8,186 115 106 107
59 Berlin 7,531 115 117 99
60 Franklin Lakes 10,596 115 106 107
61 Allendale 6,549 115 106 107
62 Barrington 6,966 115 117 99
63 Audubon 8,834 115 117 99
64 Summit 21,468 115 106 107
65 Clayton 8,154 115 117 99
66 Glassboro 18,750 115 117 99
67 Palmyra 7,411 115 117 99
68 Pitman 9,037 115 117 99
69 Florham Park 11,693 115 106 107
70 Ridgewood 24,999 115 106 107
71 Atlantic City 39,680 115 117 99
72 Stratford 7,048 115 117 99
73 Chatham 8,978 115 106 107
74 Burlington 9,904 115 117 99
75 North Caldwell 6,276 115 106 107
76 Pleasantville 20,387 115 117 99
77 Bellmawr 11,585 115 117 99
78 Woodbury 10,187 115 117 99
79 Gloucester City 11,468 115 117 99
80 Pine Hill 10,317 115 117 99
81 Mendham 5,004 112 110 113
82 Madison 15,923 115 106 107
83 Lindenwold 17,663 115 117 99
84 Paulsboro 6,104 115 117 99
85 Clementon 5,008 115 117 99
86 Watchung 5,776 112 110 113
87 Kinnelon 10,276 115 106 107
88 Bernardsville 7,710 112 110 113
89 Camden 77,606 115 117 99
90 Glen Ridge 7,520 115 106 107
91 Westfield 30,296 112 110 113
92 Princeton 12,342 112 110 113
93 Glen Rock 11,631 115 106 107
94 Mountainside 6,695 112 110 113
95 Ramsey 14,528 115 106 107
96 Manasquan 5,904 112 110 113
97 Morris Plains 5,586 115 106 107
98 New Providence 12,191 112 110 113
99 North Haledon 8,360 115 106 107
100 Oakland 12,763 115 106 107
101 Caldwell 7,806 115 106 107
102 Midland Park 7,131 115 106 107
103 Waldwick 9,693 115 106 107
104 Belmar 5,796 112 110 113
105 Boonton 8,403 115 106 107
106 Fair Lawn 32,479 115 106 107
107 Ringwood 12,234 115 106 107
108 Fanwood 7,313 112 110 113
109 Metuchen 13,585 112 110 113
110 Elmwood Park 19,461 115 106 107
111 Woodland Park 11,957 115 106 107
112 Hawthorne 18,753 115 106 107
113 Totowa 10,784 115 106 107
114 Wallington 11,410 115 106 107
115 Kenilworth 7,907 115 106 107
116 Bloomingdale 7,654 115 106 107
117 Morristown 18,461 112 110 113
118 North Arlington 15,407 115 106 107
119 Lincoln Park 10,553 115 106 107
120 Tinton Falls 17,794 112 110 113
121 Highland Park 14,074 112 110 113
122 Clifton 83,926 115 106 107
123 Butler 7,547 115 106 107
124 Point Pleasant 18,499 112 110 113
125 Wanaque 11,062 115 106 107
126 Garfield 30,517 115 106 107
127 Pompton Lakes 11,074 115 106 107
128 Kearny 40,744 115 106 107
129 Raritan 6,968 112 110 113
130 Mount Arlington 5,110 112 110 113
131 Harrison 13,683 115 106 107
132 Passaic 69,685 115 106 107
133 Matawan 8,795 112 110 113
134 Haledon 8,375 115 106 107
135 Union City 66,646 115 106 107
136 Wharton 6,531 112 110 113
137 Rahway 27,369 115 106 107
138 Middlesex 13,661 112 110 113
139 Linden 40,421 115 106 107
140 Paterson 145,655 115 106 107
141 South River 15,992 112 110 113
142 Elizabeth 124,795 115 106 107
143 Carteret 23,135 115 106 107
144 Hopatcong 15,169 112 110 113
145 Dover 18,208 112 110 113
146 Union Beach 6,252 112 110 113
147 Prospect Park 5,860 115 106 107
148 Dunellen 7,271 112 110 113
149 Bound Brook 10,493 112 110 113
150 Freehold 12,013 112 110 113
151 North Plainfield 21,960 112 110 113
152 Jamesburg 5,914 112 110 113
153 Manville 10,358 112 110 113
154 Beachwood 11,067 112 110 113
155 Newark 276,478 115 106 107
156 Plainfield 49,701 112 110 113
157 Ocean City 11,790 107 107 102
158 Keyport 7,265 112 110 113
159 New Brunswick 55,151 112 110 113
160 East Orange 64,356 115 106 107
161 Perth Amboy 50,981 112 110 113
162 Spotswood 8,283 112 110 113
163 Newton 7,983 112 110 113
164 Franklin 5,049 112 110 113
165 Washington 6,475 112 110 113
166 Phillipsburg 14,936 112 110 113
167 Trenton 84,799 112 110 113
168 Linwood 7,109 107 107 102
169 Wildwood 5,290 107 107 102
170 Millville 28,438 107 107 102
171 Bridgeton 25,252 107 107 102
172 Vineland 60,610 108 103 103
173 Penns Grove 5,116 108 103 103

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