These Are The 10 Most Expensive Cities In New Jersey For 2018


We used science and data to determine which cities in New Jersey that will put a big dent in your wallet.

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Everyone wants a home that mixes affordability with comfort and New Jersey does this very well. Families love the Garden State’s beaches, midlands, and mountains as tourists before moving here and calling it home.

But before you decide to relocate, you have to do some research into the exact cost of living around the state — and that’s how we’re going to help you.

These are the places in New Jersey that cost a pretty penny — the most expensive cities in the state.

After we saved up for months and could finally afford it, we landed on this list of the ten most expensive cities in New Jersey for 2018:

  1. Englewood Cliffs (Photos)
  2. Tenafly (Photos)
  3. Little Silver (Photos)
  4. Edgewater (Photos)
  5. Fair Haven (Photos)
  6. Hoboken (Photos)
  7. Leonia (Photos)
  8. Old Tappan (Photos)
  9. Woodcliff Lake
  10. West Long Branch (Photos)

So hopefully Penns Grove (the cheapest place to live in New Jersey) can show these guys how to live on a budget in the coming years. Read on for how these places had costs rise faster than inflation.

And if you already knew these places were expensive, check out the best places to live in New Jersey or the cheapest.

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How We Determined The Most Expensive Places To Live In The Garden State For 2018

There are basic necessities that you have to buy no matter where in the country you live. Those things include:

  • Housing
  • Food
  • Gas
  • Health Insurance
  • Utilities
  • Transportation

You can then compare the cost of these things in each of the places in New Jersey to figure out which is the most expensive.

What you are left with is a ‘Cost of Living Index’ that normalizes to 100 for an average place in the United States.

So we used that cost of living index in order to rank all of the 172 places in New Jersey that have more than 5,000 people.

And just so you can better understand how the cost of living index works, 100 is the average cost of a place in the United States. A score of 90 means that the place cost 10% less than average.

San Francisco has a score of 243 meaning it’s almost 2.5 times as expensive as the average place in the country.

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1. Englewood Cliffs

Englewood Cliffs, New Jersey

Source: Wikipedia

Population: 5,297
Services: 151
Groceries: 121
Health Care: 117
Housing: 530
Transportation: 138
Utilities: 133

2. Tenafly

Tenafly, New Jersey

Source: Wikipedia

Population: 14,473
Services: 151
Groceries: 121
Health Care: 117
Housing: 391
Transportation: 138
Utilities: 133

3. Little Silver

Little Silver, New Jersey

Source: Wikipedia

Population: 5,970
Services: 151
Groceries: 121
Health Care: 117
Housing: 317
Transportation: 138
Utilities: 133
Little Silver is a borough in Monmouth County, New Jersey, United States. As of the 2010 United States Census, the borough’s population was 5,950, a drop of 220 (3.6%) from the 6,170 counted in the 2000 Census, which had in turn increased by 449 (+7.8%) from the 5,721 counted in the 1990 Census.

4. Edgewater

Edgewater, New Jersey

Source: Wikipedia

Population: 11,425
Services: 151
Groceries: 121
Health Care: 117
Housing: 305
Transportation: 138
Utilities: 133
Edgewater is a borough located along the Hudson River in Bergen County, New Jersey, United States. As of the 2010 United States Census, the borough had a population of 11,513, reflecting an increase of 3,836 (+50.0%) from the 7,677 counted in the 2000 Census, which had in turn increased by 2,676 (+53.5%) from the 5,001 counted in the 1990 Census.

5. Fair Haven

Fair Haven, New Jersey

Source: Wikipedia

Population: 6,102
Services: 151
Groceries: 121
Health Care: 117
Housing: 300
Transportation: 138
Utilities: 133
Fair Haven is a borough in Monmouth County, New Jersey, along the Navesink River and is part of the New York Metropolitan Area. Fair Haven is located on the Rumson peninsula and is bordered by Red Bank and Little Silver to the west. As of the 2010 United States Census, the borough’s population was 6,121, reflecting an increase of 184 (+3.1%) from the 5,937 counted in the 2000 Census, which had in turn increased by 667 (+12.7%) from the 5,270 counted in the 1990 Census.

6. Hoboken

Hoboken, New Jersey

Source: Wikipedia

Population: 49,898
Services: 151
Groceries: 121
Health Care: 117
Housing: 277
Transportation: 138
Utilities: 133
Hoboken (/hobokn/ HOH-boh-kn; Unami: Hupokàn) is a city in Hudson County, New Jersey, United States. As of the 2010 United States Census, the city’s population was 50,005, having grown by 11,428 (+29.6%) from 38,577 counted in the 2000 Census, which had in turn increased by 5,180 (+15.5%) from the 33,397 in the 1990 Census. Hoboken is part of the New York metropolitan area and is the site of Hoboken Terminal, a major transportation hub for the region.

7. Leonia

Leonia, New Jersey

Source: Wikipedia

Population: 8,948
Services: 151
Groceries: 121
Health Care: 117
Housing: 234
Transportation: 138
Utilities: 133
Leonia is a borough in Bergen County, New Jersey, United States. As of the 2010 United States Census, the borough’s population was 8,937, reflecting an increase of 23 (+0.3%) from the 8,914 counted in the 2000 Census, which had in turn increased by 549 (+6.6%) from the 8,365 counted in the 1990 Census. It is a suburb of New York City located near the western approach to the George Washington Bridge.

8. Old Tappan

Old Tappan, New Jersey

Source: Wikipedia

Population: 5,754
Services: 127
Groceries: 132
Health Care: 115
Housing: 432
Transportation: 134
Utilities: 133

9. Woodcliff Lake

Woodcliff Lake, New Jersey

Source: Wikipedia

Population: 5,750
Services: 127
Groceries: 132
Health Care: 115
Housing: 350
Transportation: 134
Utilities: 133
Woodcliff Lake is a borough in Bergen County, New Jersey, United States. As of the 2010 Census, the borough’s population was 5,730, reflecting a decline of 15 (-0.3%) from the 5,745 counted in the 2000 Census, which had in turn increased by 442 (+8.3%) from the 5,303 counted in the 1990 Census. Most of the borough mandates a minimum lot size of 22,500 square feet (2,090 m2) for single-family homes, with portions on the borough’s east zoned for 15,000 square feet (1,400 m2) and portions of the borough’s northwest and southwest zoned for 30,000 square feet (2,800 m2) lots.

10. West Long Branch

West Long Branch, New Jersey

Source: Wikipedia

Population: 8,238
Services: 151
Groceries: 121
Health Care: 117
Housing: 206
Transportation: 138
Utilities: 133
West Long Branch is a borough in Monmouth County, New Jersey, United States. As of the 2010 United States Census, the borough’s population was 8,097, reflecting a decline of 161 (-1.9%) from the 8,258 counted in the 2000 Census, which had in turn increased by 568 (+7.4%) from the 7,690 counted in the 1990 Census. It is the home of Monmouth University.

Taking A Chunk Out Of Your Paycheck

Well there you have it, the places in New Jersey that have the highest cost of living, with Englewood Cliffs ranking as the most expensive city in the Garden State.

If you’re curious, here are the least expensive cities in New Jersey:

  1. Penns Grove
  2. Vineland
  3. Bridgeton

For more New Jersey reading , check out:

Detailed List Of The Most Expensive Cities In New Jersey

City Rank Population Services Groceries Health Care
Englewood Cliffs 1 5,297 151 121 117
Tenafly 2 14,473 151 121 117
Little Silver 3 5,970 151 121 117
Edgewater 4 11,425 151 121 117
Fair Haven 5 6,102 151 121 117
Hoboken 6 49,898 151 121 117
Leonia 7 8,948 151 121 117
Old Tappan 8 5,754 127 132 115
Woodcliff Lake 9 5,750 127 132 115
West Long Branch 10 8,238 151 121 117
Closter 11 8,397 127 132 115
Cresskill 12 8,541 127 132 115
Oceanport 13 5,848 151 121 117
Norwood 14 5,729 127 132 115
Englewood 15 27,205 151 121 117
Cliffside Park 16 23,618 151 121 117
Montvale 17 7,826 127 132 115
Fort Lee 18 35,420 151 121 117
Red Bank 19 12,194 151 121 117
Paramus 20 26,301 127 132 115
Oradell 21 7,997 127 132 115
Park Ridge 22 8,699 127 132 115
Palisades Park 23 19,561 127 132 115
Long Branch 24 30,759 151 121 117
Hillsdale 25 10,251 127 132 115
Ridgefield 26 11,081 127 132 115
Guttenberg 27 11,166 151 121 117
Emerson 28 7,471 127 132 115
Westwood 29 10,936 127 132 115
Hasbrouck Heights 30 11,830 127 132 115
West New York 31 49,816 151 121 117
Wood-Ridge 32 7,892 127 132 115
New Milford 33 16,362 127 132 115
Asbury Park 34 16,081 151 121 117
Carlstadt 35 6,161 127 132 115
Maywood 36 9,547 127 132 115
East Rutherford 37 8,909 127 132 115
Highlands 38 5,009 151 121 117
Dumont 39 17,505 127 132 115
Little Ferry 40 10,635 127 132 115
Ridgefield Park 41 12,761 127 132 115
Lodi 42 24,176 127 132 115
Bergenfield 43 26,774 127 132 115
Keansburg 44 10,097 151 121 117
Bogota 45 8,200 127 132 115
Jersey City 46 248,435 127 132 115
Bayonne 47 63,164 127 132 115
Hackensack 48 43,126 127 132 115
Margate City 49 6,459 115 117 99
Haddonfield 50 11,588 115 117 99
Brigantine 51 9,622 115 117 99
Ventnor City 52 10,785 115 117 99
Haddon Heights 53 7,530 115 117 99
Northfield 54 8,626 115 117 99
Absecon 55 8,369 115 117 99
Hammonton 56 14,745 115 117 99
Collingswood 57 13,923 115 117 99
Upper Saddle River 58 8,186 115 106 107
Franklin Lakes 59 10,596 115 106 107
Berlin 60 7,531 115 117 99
Allendale 61 6,549 115 106 107
Summit 62 21,468 115 106 107
Barrington 63 6,966 115 117 99
Audubon 64 8,834 115 117 99
Clayton 65 8,154 115 117 99
Glassboro 66 18,750 115 117 99
Pitman 67 9,037 115 117 99
Ridgewood 68 24,999 115 106 107
Florham Park 69 11,693 115 106 107
Palmyra 70 7,411 115 117 99
Atlantic City 71 39,680 115 117 99
Chatham 72 8,978 115 106 107
Stratford 73 7,048 115 117 99
Burlington 74 9,904 115 117 99
North Caldwell 75 6,276 115 106 107
Pleasantville 76 20,387 115 117 99
Bellmawr 77 11,585 115 117 99
Woodbury 78 10,187 115 117 99
Gloucester City 79 11,468 115 117 99
Pine Hill 80 10,317 115 117 99
Mendham 81 5,004 112 110 113
Madison 82 15,923 115 106 107
Lindenwold 83 17,663 115 117 99
Paulsboro 84 6,104 115 117 99
Watchung 85 5,776 112 110 113
Clementon 86 5,008 115 117 99
Kinnelon 87 10,276 115 106 107
Bernardsville 88 7,710 112 110 113
Westfield 89 30,296 112 110 113
Camden 90 77,606 115 117 99
Glen Ridge 91 7,520 115 106 107
Princeton 92 12,342 112 110 113
Glen Rock 93 11,631 115 106 107
Mountainside 94 6,695 112 110 113
Ramsey 95 14,528 115 106 107
Manasquan 96 5,904 112 110 113
Morris Plains 97 5,586 115 106 107
New Providence 98 12,191 112 110 113
Oakland 99 12,763 115 106 107
North Haledon 100 8,360 115 106 107
Caldwell 101 7,806 115 106 107
Waldwick 102 9,693 115 106 107
Midland Park 103 7,131 115 106 107
Belmar 104 5,796 112 110 113
Boonton 105 8,403 115 106 107
Fair Lawn 106 32,479 115 106 107
Ringwood 107 12,234 115 106 107
Fanwood 108 7,313 112 110 113
Metuchen 109 13,585 112 110 113
Elmwood Park 110 19,461 115 106 107
Woodland Park 111 11,957 115 106 107
Hawthorne 112 18,753 115 106 107
Totowa 113 10,784 115 106 107
Wallington 114 11,410 115 106 107
Kenilworth 115 7,907 115 106 107
Bloomingdale 116 7,654 115 106 107
North Arlington 117 15,407 115 106 107
Lincoln Park 118 10,553 115 106 107
Highland Park 119 14,074 112 110 113
Tinton Falls 120 17,794 112 110 113
Clifton 121 83,926 115 106 107
Butler 122 7,547 115 106 107
Point Pleasant 123 18,499 112 110 113
Garfield 124 30,517 115 106 107
Wanaque 125 11,062 115 106 107
Pompton Lakes 126 11,074 115 106 107
Kearny 127 40,744 115 106 107
Raritan 128 6,968 112 110 113
Mount Arlington 129 5,110 112 110 113
Harrison 130 13,683 115 106 107
Passaic 131 69,685 115 106 107
Matawan 132 8,795 112 110 113
Haledon 133 8,375 115 106 107
Union City 134 66,646 115 106 107
Wharton 135 6,531 112 110 113
Rahway 136 27,369 115 106 107
Middlesex 137 13,661 112 110 113
Linden 138 40,421 115 106 107
Paterson 139 145,655 115 106 107
South River 140 15,992 112 110 113
Carteret 141 23,135 115 106 107
Elizabeth 142 124,795 115 106 107
Dover 143 18,208 112 110 113
Hopatcong 144 15,169 112 110 113
Union Beach 145 6,252 112 110 113
Prospect Park 146 5,860 115 106 107
Dunellen 147 7,271 112 110 113
Bound Brook 148 10,493 112 110 113
North Plainfield 149 21,960 112 110 113
Freehold 150 12,013 112 110 113
Jamesburg 151 5,914 112 110 113
Manville 152 10,358 112 110 113
Newark 153 276,478 115 106 107
Beachwood 154 11,067 112 110 113
Plainfield 155 49,701 112 110 113
Ocean City 156 11,790 107 107 102
Keyport 157 7,265 112 110 113
New Brunswick 158 55,151 112 110 113
East Orange 159 64,356 115 106 107
Perth Amboy 160 50,981 112 110 113
Spotswood 161 8,283 112 110 113
Newton 162 7,983 112 110 113
Franklin 163 5,049 112 110 113
Washington 164 6,475 112 110 113
Phillipsburg 165 14,936 112 110 113
Trenton 166 84,799 112 110 113
Linwood 167 7,109 107 107 102
Wildwood 168 5,290 107 107 102
Millville 169 28,438 107 107 102
Bridgeton 170 25,252 107 107 102
Vineland 171 60,610 108 103 103
Penns Grove 172 5,116 108 103 103

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