These Are The 10 Most Expensive Cities In New Jersey


We used science and data to determine which cities in New Jersey that will put a big dent in your wallet.

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Everyone wants a home that mixes affordability with comfort and New Jersey does this very well. Families love the Garden State’s beaches, midlands, and mountains as tourists before moving here and calling it home.

But before you decide to relocate, you have to do some research into the exact cost of living around the state — and that’s how we’re going to help you.

These are the places in New Jersey that cost a pretty penny — the most expensive cities in the state. After we saved up for months and could finally afford it, we landed on this list of the ten most expensive cities in New Jersey:

  1. Englewood Cliffs (Photos)
  2. Tenafly (Photos)
  3. Old Tappan (Photos)
  4. Woodcliff Lake (Photos)
  5. Closter (Photos)
  6. Cresskill (Photos)
  7. Little Silver (Photos)
  8. Norwood (Photos)
  9. Upper Saddle River (Photos)
  10. Edgewater (Photos)

If you’re wondering, Bridgeton is the most affordable city in New Jersey.

Read on to see why these places cost so much more than average. Or check out the most affordable places in New Jersey.

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How We Determined The Most Expensive Cities In New Jersey

There are basic necessities that you have to buy no matter where in the country you live. Those things include:

  • Housing
  • Food
  • Gas
  • Health Insurance
  • Utilities
  • Transportation

You can then compare the cost of these things in each of the places in New Jersey to figure out which is the most expensive.

For reference, the United State averages a cost of living 100. A score below 100 means that the city has a below average cost of living while a score over 100 has a high cost of living for that category.

So we used that cost of living index in order to rank all of the 169 places in New Jersey that have more than 5,000 people.

The city with the highest cost of living index, Englewood Cliffs, rank as being the most expensive.

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1. Englewood Cliffs

Englewood Cliffs, New Jersey

Source: Wikipedia

Population: 5,346
Services Index: 151
Groceries Index: 121
Housing Index: 530
Healthcare Index: 117
Transportation Index: 138
Utilities Index: 133

2. Tenafly

Tenafly, New Jersey

Source: Wikipedia

Population: 14,672
Services Index: 151
Groceries Index: 121
Housing Index: 391
Healthcare Index: 117
Transportation Index: 138
Utilities Index: 133

3. Old Tappan

Old Tappan, New Jersey

Source: Wikipedia

Population: 5,835
Services Index: 127
Groceries Index: 132
Housing Index: 432
Healthcare Index: 115
Transportation Index: 134
Utilities Index: 133

4. Woodcliff Lake

Woodcliff Lake, New Jersey

Source: Flickr

Population: 5,785
Services Index: 127
Groceries Index: 132
Housing Index: 350
Healthcare Index: 115
Transportation Index: 134
Utilities Index: 133

5. Closter

Closter, New Jersey

Source: Wikipedia

Population: 8,519
Services Index: 127
Groceries Index: 132
Housing Index: 332
Healthcare Index: 115
Transportation Index: 134
Utilities Index: 133

6. Cresskill

Cresskill, New Jersey

Source: Wikipedia

Population: 8,669
Services Index: 127
Groceries Index: 132
Housing Index: 332
Healthcare Index: 115
Transportation Index: 134
Utilities Index: 133

7. Little Silver

Little Silver, New Jersey

Source: Wikipedia

Population: 5,920
Services Index: 151
Groceries Index: 121
Housing Index: 317
Healthcare Index: 117
Transportation Index: 138
Utilities Index: 133

8. Norwood

Norwood, New Jersey

Source: Wikipedia

Population: 5,769
Services Index: 127
Groceries Index: 132
Housing Index: 325
Healthcare Index: 115
Transportation Index: 134
Utilities Index: 133

9. Upper Saddle River

Upper Saddle River, New Jersey

Source: Wikipedia

Population: 8,304
Services Index: 115
Groceries Index: 106
Housing Index: 507
Healthcare Index: 107
Transportation Index: 111
Utilities Index: 98

10. Edgewater

Edgewater, New Jersey

Source: Wikipedia

Population: 11,969
Services Index: 151
Groceries Index: 121
Housing Index: 305
Healthcare Index: 117
Transportation Index: 138
Utilities Index: 133

Taking A Chunk Out Of Your Paycheck

Well there you have it, the places in New Jersey that have the highest cost of living, with Englewood Cliffs ranking as the most exensive city in the Garden State.

If you’re curious, here are the most least expensive cities in New Jersey:

  1. Bridgeton
  2. Penns Grove
  3. Trenton

For more New Jersey reading , check out:

Detailed List Of The Most Expensive Cities In New Jersey

City Rank Population Services Groceries Healthcare Housing Transportation Utilities
Englewood Cliffs 1 5,346 151 121 117 530 138 133
Tenafly 2 14,672 151 121 117 391 138 133
Old Tappan 3 5,835 127 132 115 432 134 133
Woodcliff Lake 4 5,785 127 132 115 350 134 133
Closter 5 8,519 127 132 115 332 134 133
Cresskill 6 8,669 127 132 115 332 134 133
Little Silver 7 5,920 151 121 117 317 138 133
Norwood 8 5,769 127 132 115 325 134 133
Upper Saddle River 9 8,304 115 106 107 507 111 98
Edgewater 10 11,969 151 121 117 305 138 133
Franklin Lakes 11 10,726 115 106 107 464 111 98
Fair Haven 12 6,093 151 121 117 300 138 133
Allendale 13 6,666 115 106 107 386 111 98
Summit 14 21,826 115 106 107 356 111 98
Ridgewood 15 25,270 115 106 107 331 111 98
Mendham 16 5,008 112 110 113 326 111 97
Florham Park 17 11,820 115 106 107 331 111 98
Montvale 18 8,000 127 132 115 291 134 133
Chatham 19 9,000 115 106 107 326 111 98
North Caldwell 20 6,407 115 106 107 319 111 98
Hoboken 21 51,979 151 121 117 277 138 133
Watchung 22 5,855 112 110 113 316 111 97
Bernardsville 23 7,766 112 110 113 303 111 97
Paramus 24 26,612 127 132 115 275 134 133
Westfield 25 30,647 112 110 113 301 111 97
Oradell 26 8,080 127 132 115 271 134 133
Princeton 27 28,940 112 110 113 299 111 97
Madison 28 16,043 115 106 107 295 111 98
Mountainside 29 6,765 112 110 113 293 111 97
Park Ridge 30 8,763 127 132 115 256 134 133
Palisades Park 31 20,066 127 132 115 253 134 133
Hillsdale 32 10,381 127 132 115 250 134 133
Ridgefield 33 11,191 127 132 115 250 134 133
Manasquan 34 5,841 112 110 113 288 111 97
Leonia 35 9,051 151 121 117 234 138 133
Kinnelon 36 10,349 115 106 107 287 111 98
Glen Ridge 37 7,606 115 106 107 276 111 98
Emerson 38 7,538 127 132 115 230 134 133
New Providence 39 12,314 112 110 113 273 111 97
Glen Rock 40 11,784 115 106 107 273 111 98
Ramsey 41 14,650 115 106 107 260 111 98
Hasbrouck Heights 42 11,989 127 132 115 218 134 133
Westwood 43 11,056 127 132 115 218 134 133
Ocean City 44 11,520 107 107 102 259 101 114
West Long Branch 45 8,391 151 121 117 206 138 133
Margate City 46 6,343 115 117 99 231 117 121
Morris Plains 47 5,635 115 106 107 244 111 98
Wood-Ridge 48 8,249 127 132 115 209 134 133
Belmar 49 5,760 112 110 113 232 111 97
Oceanport 50 5,834 151 121 117 203 138 133
Oakland 51 12,914 115 106 107 234 111 98
North Haledon 52 8,478 115 106 107 234 111 98
Englewood 53 27,435 151 121 117 201 138 133
Caldwell 54 7,864 115 106 107 231 111 98
New Milford 55 16,524 127 132 115 203 134 133
Midland Park 56 7,229 115 106 107 227 111 98
Waldwick 57 9,808 115 106 107 227 111 98
Cliffside Park 58 24,532 151 121 117 197 138 133
Carlstadt 59 6,189 127 132 115 199 134 133
Haddonfield 60 11,521 115 117 99 216 117 121
Maywood 61 9,651 127 132 115 198 134 133
East Rutherford 62 9,298 127 132 115 198 134 133
Fanwood 63 7,475 112 110 113 210 111 97
Boonton 64 8,424 115 106 107 209 111 98
Fort Lee 65 36,048 151 121 117 188 138 133
Metuchen 66 13,707 112 110 113 204 111 97
Dumont 67 17,706 127 132 115 189 134 133
Fair Lawn 68 32,962 115 106 107 204 111 98
Red Bank 69 12,250 151 121 117 186 138 133
Brigantine 70 9,420 115 117 99 200 117 121
Ringwood 71 12,320 115 106 107 202 111 98
Little Ferry 72 10,773 127 132 115 184 134 133
Long Branch 73 30,590 151 121 117 179 138 133
Ridgefield Park 74 12,875 127 132 115 180 134 133
Elmwood Park 75 19,921 115 106 107 196 111 98
Lodi 76 24,428 127 132 115 179 134 133
Woodland Park 77 12,129 115 106 107 194 111 98
Hawthorne 78 18,944 115 106 107 194 111 98
Totowa 79 10,872 115 106 107 192 111 98
Bergenfield 80 27,157 127 132 115 178 134 133
Wallington 81 11,487 115 106 107 190 111 98
Guttenberg 82 11,397 151 121 117 174 138 133
Highland Park 83 14,224 112 110 113 187 111 97
Tinton Falls 84 17,933 112 110 113 187 111 97
West New York 85 51,511 151 121 117 171 138 133
Bogota 86 8,277 127 132 115 173 134 133
Kenilworth 87 8,045 115 106 107 186 111 98
Point Pleasant 88 18,481 112 110 113 184 111 97
Bloomingdale 89 7,808 115 106 107 185 111 98
Jersey City 90 255,861 127 132 115 170 134 133
North Arlington 91 15,587 115 106 107 182 111 98
Lincoln Park 92 10,515 115 106 107 182 111 98
Bayonne 93 64,763 127 132 115 167 134 133
Hackensack 94 43,903 127 132 115 163 134 133
Butler 95 7,636 115 106 107 176 111 98
Asbury Park 96 15,933 151 121 117 159 138 133
Clifton 97 85,138 115 106 107 176 111 98
Raritan 98 7,318 112 110 113 175 111 97
Wanaque 99 11,243 115 106 107 175 111 98
Mount Arlington 100 5,140 112 110 113 174 111 97

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