These Are The 10 Most Expensive Places To Live In New York For 2018


We used science and data to determine which cities in New York that will put a big dent in your wallet.

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Everyone wants a home that mixes affordability with comfort and New York does this very well. Families love the Empire State’s beaches, midlands, and mountains as tourists before moving here and calling it home.

But before you decide to relocate, you have to do some research into the exact cost of living around the state — and that’s how we’re going to help you.

These are the places in New York that cost a pretty penny — the most expensive cities in the state.

After we saved up for months and could finally afford it, we landed on this list of the ten most expensive cities in New York for 2018:

  1. Garden City (Photos | Homes For Sale)
  2. Lawrence (Photos | Homes For Sale)
  3. North Hills (Photos | Homes For Sale)
  4. Pelham Manor (Photos | Homes For Sale)
  5. Great Neck (Photos | Homes For Sale)
  6. Kings Point (Photos | Homes For Sale)
  7. Pelham (Photos | Homes For Sale)
  8. Rockville Centre (Photos | Homes For Sale)
  9. Cedarhurst (Homes For Sale)
  10. Floral Park (Photos | Homes For Sale)

So hopefully Dunkirk (the cheapest place to live in New York) can show these guys how to live on a budget in the coming years. Read on for how these places had costs rise faster than inflation.

And if you already knew these places were expensive, check out the best places to live in New York or the cheapest.

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How We Determined The Most Expensive Places To Live In The Empire State For 2018

There are basic necessities that you have to buy no matter where in the country you live. Those things include:

  • Housing
  • Food
  • Gas
  • Health Insurance
  • Utilities
  • Transportation

You can then compare the cost of these things in each of the places in New York to figure out which is the most expensive.

What you are left with is a ‘Cost of Living Index’ that normalizes to 100 for an average place in the United States.

So we used that cost of living index in order to rank all of the 165 places in New York that have more than 5,000 people.

And just so you can better understand how the cost of living index works, 100 is the average cost of a place in the United States. A score of 90 means that the place cost 10% less than average.

San Francisco has a score of 243 meaning it’s almost 2.5 times as expensive as the average place in the country.

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1. Garden City

Garden City, New York

Public domain

Population: 22,349
Services: 151
Groceries: 121
Health Care: 117
Housing: 421
Transportation: 138
Utilities: 133
More on Garden City: Homes For Sale | Data
Garden City is an incorporated village in Nassau County, New York, United States, in the town of Hempstead. It was founded by multi-millionaire Alexander Turney Stewart in 1869, and is on Long Island, to the east of New York City, 18.5 miles from midtown Manhattan. The village is located mostly in the Town of Hempstead with a small portion in the Town of North Hempstead.

2. Lawrence

Lawrence, New York

Population: 6,476
Services: 151
Groceries: 121
Health Care: 117
Housing: 419
Transportation: 138
Utilities: 133
More on Lawrence: Homes For Sale | Data

3. North Hills

North Hills, New York

Population: 5,052
Services: 151
Groceries: 121
Health Care: 117
Housing: 409
Transportation: 138
Utilities: 133
More on North Hills: Homes For Sale | Data
North Hills is a village in Nassau County, New York in the United States. The population was 5,075 at the 2010 census.

4. Pelham Manor

Pelham Manor, New York

Population: 5,485
Services: 151
Groceries: 121
Health Care: 117
Housing: 347
Transportation: 138
Utilities: 133
More on Pelham Manor: Homes For Sale | Data
Pelham Manor is a village located in Westchester County, New York, United States. As of the 2010 census, the village had a total population of 5,486. It is located in the town of Pelham.

5. Great Neck

Great Neck, New York

Population: 9,972
Services: 151
Groceries: 121
Health Care: 117
Housing: 337
Transportation: 138
Utilities: 133
More on Great Neck: Homes For Sale | Data
Great Neck is a region on Long Island, New York, that covers a peninsula on the North Shore of Long Island, which includes the villages of Great Neck, Great Neck Estates, Great Neck Plaza, and others, as well as an area south of the peninsula near Lake Success and the border territory of Queens. The incorporated village of Great Neck had a population of 9,989 at the 2010 census, while the larger Great Neck area comprises a residential community of some 40,000 people in nine villages and hamlets in the town of North Hempstead, of which Great Neck is the northwestern quadrant. Great Neck has five ZIP Codes, and one school district.

6. Kings Point

Kings Point, New York

Population: 5,011
Services: 151
Groceries: 121
Health Care: 117
Housing: 1438
Transportation: 133
Utilities: 133
More on Kings Point: Homes For Sale | Data

7. Pelham

Pelham, New York

Population: 6,894
Services: 151
Groceries: 121
Health Care: 117
Housing: 304
Transportation: 138
Utilities: 133
More on Pelham: Homes For Sale | Data
Pelham is a suburban town in Westchester County, New York, approximately 14 miles northeast of Midtown Manhattan. As of the 2010 census, it had a population of 12,396. Historically, Pelham was composed of five villages and became known as ‘the Pelhams’. Pelham currently contains two independently incorporated villages: the Villages of Pelham and Pelham Manor, Approximately 28 minutes away from Grand Central Terminal by the Metro-North train, Pelham is home to many New York City commuters and has an active social community for its residents. Notably, the Whitestone Bridge is approximately 8.5 miles south of the town and can be reached in 10-15 minutes without traffic. It is also 13 miles northeast of LaGuardia Airport, which can be reached in 20-25 minutes without traffic and John F. Kennedy International Airport, the city’s main international airport, is 19.5 miles south of the town.

8. Rockville Centre

Rockville Centre, New York

Population: 24,009
Services: 151
Groceries: 121
Health Care: 117
Housing: 280
Transportation: 138
Utilities: 133
More on Rockville Centre: Homes For Sale | Data
Rockville Centre is an incorporated village located in Nassau County, New York, in the United States. At the time of the 2010 census, the village had a total population of 24,023. It is in the southwestern section of the Town of Hempstead.

9. Cedarhurst


Population: 6,561
Services: 151
Groceries: 121
Health Care: 117
Housing: 259
Transportation: 138
Utilities: 133
More on Cedarhurst: Homes For Sale | Data
Cedarhurst is a village in Nassau County, on the South Shore of Long Island, New York, in the USA. The population was 6,592 at the 2010 United States Census. The village is named after a grove of trees that once stood at the post office.

10. Floral Park

Floral Park, New York

Population: 16,263
Services: 151
Groceries: 121
Health Care: 117
Housing: 247
Transportation: 138
Utilities: 133
More on Floral Park: Homes For Sale | Data
Floral Park is an incorporated village in Nassau County, New York, United States, on Long Island. The neighborhood of Floral Park in the New York City borough of Queens, is adjacent to the village. The village is at the western border of Nassau County, and is located mainly in the Town of Hempstead, while the section north of Jericho Turnpike is within the Town of North Hempstead. The population as of the US Census of 2010 is 15,863.

Taking A Chunk Out Of Your Paycheck

Well there you have it, the places in New York that have the highest cost of living, with Garden City ranking as the most expensive city in the Empire State.

If you’re curious, here are the least expensive cities in New York:

  1. Dunkirk
  2. Jamestown
  3. Salamanca

For more New York reading , check out:

Detailed List Of The Most Expensive Cities In New York

Rank City Population Services Groceries Health Care
1 Garden City 22,349 151 121 117
2 Lawrence 6,476 151 121 117
3 North Hills 5,052 151 121 117
4 Pelham Manor 5,485 151 121 117
5 Great Neck 9,972 151 121 117
6 Kings Point 5,011 151 121 117
7 Pelham 6,894 151 121 117
8 Rockville Centre 24,009 151 121 117
9 Cedarhurst 6,561 151 121 117
10 Floral Park 16,263 151 121 117
11 Williston Park 7,264 151 121 117
12 Chestnut Ridge 7,939 127 132 115
13 Long Beach 33,356 151 121 117
14 East Rockaway 9,829 151 121 117
15 New Hyde Park 9,698 151 121 117
16 Malverne 8,522 151 121 117
17 Lynbrook 19,426 151 121 117
18 Mineola 18,765 151 121 117
19 Yonkers 196,459 151 121 117
20 Valley Stream 37,394 151 121 117
21 Great Neck Plaza 6,719 151 121 117
22 Mount Vernon 67,414 151 121 117
23 Freeport 42,906 151 121 117
24 Hempstead 53,927 151 121 117
25 Scarsdale 17,233 126 122 115
26 Rye 15,713 126 122 115
27 East Hills 6,948 126 122 115
28 Larchmont 5,881 126 122 115
29 Bronxville 6,345 126 122 115
30 Harrison 27,377 126 122 115
31 Rye Brook 9,325 126 122 115
32 Briarcliff Manor 8,295 126 122 115
33 Wesley Hills 5,627 126 122 115
34 Manorhaven 6,533 126 122 115
35 Sea Cliff 5,007 126 122 115
36 Bayville 6,690 126 122 115
37 Pleasantville 7,027 126 122 115
38 Dobbs Ferry 10,889 126 122 115
39 Sleepy Hollow 9,840 126 122 115
40 Northport 7,418 126 122 115
41 Irvington 6,445 126 122 115
42 Mamaroneck 18,932 126 122 115
43 New Rochelle 77,074 126 122 115
44 New Square 6,924 126 122 115
45 Tuckahoe 6,485 126 122 115
46 Port Jefferson 7,777 126 122 115
47 Glen Cove 26,918 126 122 115
48 New Hempstead 5,140 126 122 115
49 White Plains 56,768 126 122 115
50 Babylon 12,185 126 122 115
51 Nyack 7,079 126 122 115
52 Westbury 15,103 126 122 115
53 Massapequa Park 17,014 126 122 115
54 Port Chester 28,949 126 122 115
55 Lake Grove 11,125 126 122 115
56 Ossining 25,085 126 122 115
57 Mount Kisco 10,855 126 122 115
58 Amityville 9,522 126 122 115
59 Farmingdale 8,191 126 122 115
60 Lindenhurst 27,297 126 122 115
61 Woodbury 10,655 126 122 115
62 Kiryas Joel 20,176 126 122 115
63 Monroe 8,407 126 122 115
64 West Haverstraw 10,189 126 122 115
65 Peekskill 23,568 126 122 115
66 Haverstraw 11,843 126 122 115
67 Patchogue 11,831 126 122 115
68 New Paltz 6,900 126 122 115
69 Spring Valley 31,348 126 122 115
70 Mastic Beach 15,002 126 122 115
71 Washingtonville 5,901 126 122 115
72 Beacon 15,488 126 122 115
73 Walden 6,938 126 122 115
74 Poughkeepsie 31,593 126 122 115
75 Wappingers Falls 5,352 126 122 115
76 Newburgh 28,871 126 122 115
77 Canton 6,457 106 109 107
78 Saranac Lake 5,856 106 109 107
79 Plattsburgh 19,911 106 109 107
80 Malone 5,919 106 109 107
81 Massena 10,987 106 109 107
82 Airmont 8,607 115 106 107
83 Ogdensburg 11,177 106 109 107
84 Suffern 10,764 115 106 107
85 Goshen 5,462 115 106 107
86 Warwick 6,768 115 106 107
87 Middletown 27,956 115 106 107
88 Geneseo 7,998 116 110 107
89 Port Jervis 8,816 115 106 107
90 Brockport 8,333 116 110 107
91 Monticello 6,699 115 106 107
92 Ithaca 30,016 100 104 112
93 Saratoga Springs 26,711 118 99 101
94 Colonie 7,831 118 99 101
95 Batavia 15,472 116 110 107
96 Kingston 23,864 118 99 101
97 Ballston Spa 5,426 118 99 101
98 Albany 97,892 118 99 101
99 Hudson 6,731 118 99 101
100 Cobleskill 5,065 118 99 101
101 Rensselaer 9,378 118 99 101
102 Baldwinsville 7,371 100 104 112
103 Glens Falls 14,696 118 99 101
104 Mechanicville 5,212 118 99 101
105 Troy 50,056 118 99 101
106 Chittenango 5,067 100 104 112
107 Scotia 7,720 118 99 101
108 Cohoes 16,153 118 99 101
109 Oneonta 13,890 118 99 101
110 Albion 5,621 116 110 107
111 Oneida 11,335 100 104 112
112 Solvay 6,570 100 104 112
113 Horseheads 6,490 100 104 112
114 North Syracuse 6,658 100 104 112
115 Hudson Falls 7,252 118 99 101
116 Medina 6,069 116 110 107
117 Penn Yan 5,295 100 104 112
118 Hornell 8,576 116 110 107
119 Schenectady 65,921 118 99 101
120 Corning 11,146 100 104 112
121 Auburn 27,649 100 104 112
122 Syracuse 144,703 100 104 112
123 Cortland 19,271 100 104 112
124 Fairport 5,365 103 98 99
125 Utica 61,962 100 104 112
126 Rome 33,548 100 104 112
127 Johnstown 8,668 118 99 101
128 Endicott 13,312 100 104 112
129 Johnson City 15,132 100 104 112
130 Binghamton 47,107 100 104 112
131 Norwich 7,193 100 104 112
132 Amsterdam 18,485 118 99 101
133 Canandaigua 10,567 103 98 99
134 Waterloo 5,137 100 104 112
135 Fulton 11,852 100 104 112
136 Hilton 5,901 103 98 99
137 Bath 5,764 100 104 112
138 Webster 5,438 103 98 99
139 Watertown 27,161 103 98 99
140 Elmira 29,173 100 104 112
141 Gloversville 15,580 118 99 101
142 East Rochester 6,594 103 98 99
143 Ilion 8,070 118 99 101
144 Herkimer 7,691 118 99 101
145 Newark 9,118 103 98 99
146 Oswego 18,140 103 98 99
147 Geneva 13,264 103 98 99
148 East Aurora 6,247 85 88 89
149 Williamsville 5,298 85 88 89
150 Rochester 210,967 103 98 99
151 Hamburg 9,461 85 88 89
152 Fredonia 11,146 85 88 89
153 Tonawanda 58,275 85 88 89
154 Depew 15,324 85 88 89
155 Lancaster 10,355 85 88 89
156 Kenmore 15,407 85 88 89
157 North Tonawanda 31,498 85 88 89
158 Lackawanna 18,116 85 88 89
159 Lockport 21,112 85 88 89
160 Olean 14,408 85 88 89
161 Niagara Falls 50,214 85 88 89
162 Buffalo 261,955 85 88 89
163 Salamanca 5,789 85 88 89
164 Jamestown 31,014 85 88 89
165 Dunkirk 12,518 85 88 89

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