These Are The 10 Most Expensive Places To Live In Texas For 2019


We used science and data to determine which cities in Texas that will put a big dent in your wallet.

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Editor’s Note: We updated this article for 2019. This is our fourth time ranking the most expensive places to live in Texas.

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Everyone wants a home that mixes affordability with comfort and Texas does this very well. Families love the Lone Star State’s beaches, midlands, and mountains as tourists before moving here and calling it home.

But before you decide to relocate, you have to do some research into the exact cost of living around the state — and that’s how we’re going to help you.

These are the places in Texas that cost a pretty penny — the most expensive cities in the state.

After we saved up for months and could finally afford it, we landed on this list of the ten most expensive cities in Texas for 2019.

So where is the most expensive place to live in Texas? That would be Fair Oaks Ranch.

Here are the 10 most expensive places to live in Texas for 2019:

  1. Fair Oaks Ranch (Photos | Homes For Sale)
  2. Melissa (Photos | Homes For Sale)
  3. Princeton (Homes For Sale)
  4. Stafford (Photos | Homes For Sale)
  5. Webster (Photos | Homes For Sale)
  6. Austin (Photos | Homes For Sale)
  7. Manor (Photos | Homes For Sale)
  8. Boerne (Photos | Homes For Sale)
  9. Lewisville (Photos | Homes For Sale)
  10. Roanoke (Photos | Homes For Sale)

So hopefully Diboll (the cheapest place to live in Texas) can show these guys how to live on a budget in the coming years. Read on for how these places had costs rise faster than inflation.

And if you already knew these places were expensive, check out some more reading about Texas and the most expensive cities in the country:

The 10 Most Expensive Places To Live In Texas For 2019

Fair Oaks Ranch, TX

Overall SnackAbility

10
/10

Population: 9,477
Rank Last Year: 62 (Up 61)
Home Price To Income Ratio: 3.4x (31st most expensive)
Income To Rent Ratio: 47.1x (32nd most expensive)
More on Fair Oaks Ranch: Real Estate | Data | Photos

Fair Oaks Ranch is a city in Bexar, Comal, and Kendall counties in the U.S. state of Texas. The population was 5,986 at the 2010 census. It is part of the San Antonio Metropolitan Statistical Area.

The median income in Fair Oaks Ranch comes in at $124,741 and the median home value is $425,100 for 2019.

Melissa, TX

Source: Public domain
Overall SnackAbility

9
/10

Population: 7,682
Rank Last Year: 40 (Up 37)
Home Price To Income Ratio: 2.6x (108th most expensive)
Income To Rent Ratio: 51.9x (81st most expensive)
More on Melissa: Real Estate | Data | Photos

Melissa is a city in Collin County, Texas, United States. The population was 4,695 at the 2010 census, up from 1,350 at the 2000 census.

The median income in Melissa comes in at $104,390 and the median home value is $269,100 for 2019.

Overall SnackAbility

6
/10

Population: 8,947
Rank Last Year: 78 (Up 74)
Home Price To Income Ratio: 2.8x (67th most expensive)
Income To Rent Ratio: 49.4x (46th most expensive)
More on Princeton: Real Estate | Data

Princeton is a city in Collin County, Texas, United States. As of the 2010 census it had a population of 6,807.

The median income in Princeton comes in at $57,374 and the median home value is $160,800 for 2019.

Stafford, TX

Source: Public domain
Overall SnackAbility

7
/10

Population: 18,092
Rank Last Year: 2 (Down 3)
Home Price To Income Ratio: 2.8x (68th most expensive)
Income To Rent Ratio: 50.3x (60th most expensive)
More on Stafford: Real Estate | Data | Photos

Stafford is a city in the U.S. state of Texas, within the Houston–The Woodlands–Sugar Land metropolitan area. The city is mostly in Fort Bend County, with a small portion in Harris County. As of the 2010 census, Stafford’s population was 17,693, up from 15,681 at the 2000 census. As of 2015 the population had risen to an estimated 18,459.

The median income in Stafford comes in at $59,303 and the median home value is $165,700 for 2019.

Webster, TX

Overall SnackAbility

6
/10

Population: 11,128
Rank Last Year: 3 (Down 3)
Home Price To Income Ratio: 3.0x (46th most expensive)
Income To Rent Ratio: 46.8x (29th most expensive)
More on Webster: Real Estate | Data | Photos

Webster is a city in the U.S. state of Texas located in Harris County, within the Houston–Sugar Land–Baytown metropolitan area. The population was 10,400 at the 2010 census.

The median income in Webster comes in at $50,592 and the median home value is $153,900 for 2019.

Austin, TX

Overall SnackAbility

8
/10

Population: 916,906
Rank Last Year: 5 (Down 2)
Home Price To Income Ratio: 4.5x (10th most expensive)
Income To Rent Ratio: 54.7x (129th most expensive)
More on Austin: Real Estate | Data | Photos

Austin (/stn, -/ ( listen), AWST-tin) is the capital of the U.S. state of Texas and the seat of Travis County, with portions extending into Hays and Williamson counties. It is the 11th-most populous city in the United States and the 4th-most populous city in Texas. It is the fastest growing large city in the United States, the second most populous state capital after Phoenix, Arizona, and the southern-most state capital in the contiguous 48 states. As of the Census Bureau’s July 1, 2016 estimate, Austin has a population of 947,890. Located in Central Texas in the foothills of Texas Hill Country, the city is home to numerous lakes, rivers, and waterways including Lady Bird Lake, Barton Springs, McKinney Falls, the Colorado River, Lake Travis, and Lake Walter E. Long. It is the cultural and economic center of the Austin–Round Rock metropolitan statistical area, which had an estimated population of 2,056,405 as of July 1, 2016.

The median income in Austin comes in at $63,717 and the median home value is $285,900 for 2019.

Manor, TX

Overall SnackAbility

4
/10

Population: 7,513
Rank Last Year: 10 (Up 3)
Home Price To Income Ratio: 2.5x (126th most expensive)
Income To Rent Ratio: 46.9x (30th most expensive)
More on Manor: Real Estate | Data | Photos

Manor (/menr/ MAY-ner) is a city in Travis County, Texas, United States. Manor is located 12 miles northeast of Austin and is part of the Austin-Round Rock metropolitan area. The population was 5,037 at the 2010 census. Manor is one of the faster-growing suburbs of Austin.

The median income in Manor comes in at $59,855 and the median home value is $151,000 for 2019.

Boerne, TX

Source: Public domain
Overall SnackAbility

8.5
/10

Population: 13,834
Rank Last Year: 7 (Down 2)
Home Price To Income Ratio: 3.8x (20th most expensive)
Income To Rent Ratio: 57.6x (159th most expensive)
More on Boerne: Real Estate | Data | Photos

Boerne (/brni/ BURN-ee) is a city in and the county seat of Kendall County, Texas, United States, within the Texas Hill Country. Boerne was named in honor of a Jewish-German author and publicist. The population of Boerne was 10,471 at the 2010 census. The city is noted for the landmark U.S. Supreme Court case City of Boerne v. Flores. Founded in 1849 as Tusculum, the name was changed to Boerne when the town was platted in 1852.

The median income in Boerne comes in at $63,949 and the median home value is $245,200 for 2019.

Lewisville, TX

Overall SnackAbility

8
/10

Population: 103,638
Rank Last Year: 23 (Up 13)
Home Price To Income Ratio: 2.9x (61st most expensive)
Income To Rent Ratio: 54.4x (124th most expensive)
More on Lewisville: Real Estate | Data | Photos

Lewisville (/lju.s.vl/ LEW-iss-vil) is a city in Denton County, Texas, United States. It is a northwestern suburb of Dallas. The 2000 United States Census placed the city’s population at 77,737 and the 2010 Census placed it at 95,290, making it one of the fastest-growing city populations in the United States and the 33rd most populous in Texas. It occupies 36.4 square miles (94 km2) of land and includes 6.07 square miles (15.7 km2) of Lewisville Lake.

The median income in Lewisville comes in at $59,964 and the median home value is $172,100 for 2019.

Roanoke, TX

Overall SnackAbility

6
/10

Population: 7,442
Rank Last Year: 4 (Down 7)
Home Price To Income Ratio: 3.7x (23rd most expensive)
Income To Rent Ratio: 59.2x (181st most expensive)
More on Roanoke: Real Estate | Data | Photos

The median income in Roanoke comes in at $67,218 and the median home value is $248,600 for 2019.

HHow We Determined The Most Expensive Places To Live In The Lone Star State For 2019

Map Of The Cheapest Places To Live In Texas
The two most important things to think about when it comes to being able to afford if you can live comes down to:

  1. How much do money do I make?
  2. How much do I have spend to live there?

You need to understand your costs in the context of how much money you make.

For example, if the median household earns $100,000 and spends $40,000 on housing it’s actually cheaper to live there than a place with a median income of $50,000 and housing costs of $21,000. You might spend more on housing, but you have more money overall to play with.

With that example in mind, we derived several statistics from the latest Census American Community Survey 2013-2017 around incomes and costs. They are:

  • Median Home Price / Median Income (lower is better)
  • Median Income / Median Rent (Higher is better)
  • Median Home Price

We added simply median home price because high home prices generally correlate with higher expenses for all costs related to homes (heating, electricity, etc).

You can then compare these metrics in each of the places in Texas to figure out which is the most expensive.

What you are left with is a “Cost of Living Index” by taking the average rank of each of these metrics for each city.

So we used that cost of living index in order to rank all of the 343 places in Texas that have more than 5,000 people.

The place with the highest cost of living in Texas according to the data is Fair Oaks Ranch.

Taking A Chunk Out Of Your Paycheck In Texas For 2019

Well there you have it, the places in Texas that have the highest cost of living, with Fair Oaks Ranch ranking as the most expensive city in the Lone Star State.

Here’s a look at the most affordable cities in Texas according to the data:

  1. Diboll
  2. Progreso
  3. Lamesa

For more Texas reading, check out:

Detailed List Of The Most Expensive Cities In Texas

Rank City ExpensiveScore Population Home/Income Ratio Income/Rent Ratio
1 Fair Oaks Ranch 27.67 9,477 3.4x 47.1x
2 Melissa 72.33 7,682 2.6x 51.9x
3 Princeton 83.0 8,947 2.8x 49.4x
4 Stafford 85.0 18,092 2.8x 50.3x
5 Webster 87.67 11,128 3.0x 46.8x
6 Austin 91.33 916,906 4.5x 54.7x
7 Manor 91.33 7,513 2.5x 46.9x
8 Boerne 100.33 13,834 3.8x 57.6x
9 Lewisville 103.0 103,638 2.9x 54.4x
10 Roanoke 103.67 7,442 3.7x 59.2x
11 Portland 104.0 16,618 2.5x 52.1x
12 Dallas 104.67 1,300,122 3.3x 50.5x
13 Tomball 105.0 11,535 4.3x 51.0x
14 Addison 105.33 15,455 4.3x 60.8x
15 Decatur 106.5 6,434 2.8x 48.2x
16 Denton 106.67 131,097 3.4x 53.5x
17 Granbury 107.0 9,257 3.7x 50.4x
18 Farmers Branch 109.67 33,808 2.4x 52.3x
19 Fate 110.67 10,339 2.1x 50.3x
20 Glenn Heights 111.0 12,257 2.4x 51.0x
21 Kyle 112.0 36,929 2.3x 50.7x
22 Houston 112.33 2,267,336 3.0x 52.6x
23 College Station 112.67 107,445 5.2x 41.9x
24 Lakeway 112.67 14,147 3.5x 71.5x
25 New Braunfels 113.0 70,317 2.9x 58.4x
26 Highland Park 113.0 9,071 7.1x 83.4x
27 Galveston 113.33 49,706 3.8x 48.1x
28 Murphy 114.33 20,361 2.5x 60.1x
29 Jersey Village 115.0 7,896 4.0x 59.8x
30 Richardson 115.67 111,055 2.9x 61.6x
31 Conroe 115.67 77,086 3.1x 56.1x
32 Prairie View 117.0 6,286 7.3x 19.4x
33 San Marcos 117.33 59,935 4.4x 36.0x
34 Rosenberg 117.33 35,867 2.6x 51.7x
35 University Park 118.0 24,692 5.6x 115.5x
36 Huntsville 118.33 40,727 4.5x 39.4x
37 Elgin 119.0 9,024 2.6x 50.5x
38 Bee Cave 119.0 6,236 5.2x 74.0x
39 Georgetown 119.67 63,062 3.6x 62.6x
40 Euless 119.67 54,135 2.7x 57.7x
41 Fredericksburg 120.0 11,046 5.3x 52.7x
42 Horizon City 120.67 19,331 2.3x 47.9x
43 Bellaire 121.0 18,479 4.1x 113.1x
44 Sunnyvale 121.0 6,077 2.5x 62.0x
45 West University Place 121.33 15,477 4.1x 118.0x
46 Anna 121.67 11,318 2.1x 50.9x
47 Brenham 122.33 16,616 3.4x 52.2x
48 Grapevine 122.67 51,733 3.3x 69.3x
49 Bryan 122.67 81,743 3.0x 50.7x
50 Sugar Land 122.67 86,886 2.7x 66.7x
51 Lucas 122.67 6,870 3.6x 84.8x
52 Duncanville 123.67 39,636 2.4x 50.7x
53 Nacogdoches 124.67 33,589 4.0x 45.0x
54 Alamo Heights 124.67 7,982 4.2x 93.1x
55 Tyler 125.33 102,561 3.1x 53.8x
56 Humble 125.33 15,736 2.9x 44.2x
57 Fairview 125.67 8,473 4.5x 69.9x
58 Commerce 126.33 8,847 3.4x 27.6x
59 Marble Falls 126.67 6,212 4.8x 50.0x
60 Plano 127.0 281,566 3.1x 71.3x
61 Hempstead 128.33 7,012 3.0x 43.0x
62 Irving 128.33 235,648 2.7x 58.0x
63 Roma 128.67 11,255 3.7x 43.0x
64 Terrell Hills 128.67 5,248 3.2x 105.7x
65 Cibolo 129.33 26,602 2.3x 58.2x
66 Waco 130.0 131,996 3.0x 45.5x
67 Crockett 130.0 6,516 3.1x 37.5x
68 Port Isabel 130.67 5,049 3.2x 45.7x
69 Providence Village 131.33 6,548 2.0x 52.2x
70 Buda 131.33 13,253 2.7x 65.3x
71 Southlake 132.33 30,090 3.0x 145.0x
72 Bridgeport 132.33 6,357 2.6x 50.8x
73 Mckinney 132.67 164,760 2.9x 71.7x
74 Kerrville 133.0 22,931 3.7x 54.0x
75 Lubbock 133.33 247,323 2.6x 52.8x
76 Prosper 133.67 17,107 3.0x 105.5x
77 Heath 134.0 8,153 2.8x 78.1x
78 Seguin 135.0 27,762 2.7x 50.2x
79 Keene 137.67 6,266 2.5x 49.0x
80 San Antonio 137.67 1,461,623 2.6x 54.2x
81 Round Rock 137.83 116,369 2.8x 67.3x
82 Hutto 138.67 22,644 2.2x 55.1x
83 Bastrop 139.0 8,164 3.0x 60.1x
84 Carrollton 139.33 131,240 2.7x 65.3x
85 The Colony 139.67 41,388 2.3x 57.5x
86 Coppell 140.0 41,138 2.9x 94.6x
87 Arlington 140.0 388,225 2.6x 59.2x
88 Colleyville 140.33 25,557 2.8x 101.8x
89 North Richland Hills 140.67 69,039 2.6x 62.0x
90 Mesquite 140.67 144,118 2.3x 51.2x
91 Laredo 140.67 255,305 2.9x 52.3x
92 Frisco 141.0 155,363 2.8x 88.2x
93 Rockport 141.33 10,238 3.4x 65.7x
94 Bedford 142.0 49,082 2.8x 65.2x
95 Pflugerville 142.33 58,013 2.4x 62.0x
96 Midland 142.67 131,286 2.6x 64.2x
97 Texas City 143.33 47,262 2.4x 49.4x
98 Garland 143.67 235,965 2.4x 54.9x
99 Cedar Park 143.67 70,010 2.7x 76.7x
100 Gilmer 144.33 5,113 2.8x 50.1x

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