Oneonta, NY Cost Of Living

Demographics | Cost Of Living
Updated: 2023-11-15

Cost Of Living In Oneonta, NY Summary

Cost of living in Oneonta research summary. The cost of living index is set to 100 for the average place in the United States. A cost of living index above 100 means Oneonta is expensive. An index value below 100 means the city is a relatively cheap place to live.

On a city-by-city basis in New York, home prices and rent have the biggest impact on the cost of living. Here are the key takeaways based on Saturday Night Science:

  • The cost of living index in Oneonta is 96, with 100 being the average.

  • The cost of living index in Oneonta is 1.0x lower than the national average.

  • Oneonta ranks as the #73 cheapest in New York out of 340.

  • Oneonta ranks as the #2,601 cheapest out of 6,412 in the US.

  • The median home value in Oneonta is $156,800.

  • The median income in Oneonta is $58,499.

Table Of Contents

  1. Summary
  2. National Comparison
  3. Housing Breakdown
  4. Detailed Pricing
  5. Nearby Comparisons
96
Oneonta's Overall Cost Of Living
1.0x
Lower Than The National Average

What is the cost of living in Oneonta, NY?

According to the most recent data on the cost of living, Oneonta has an overall cost of living index of 96, which is 1.0x lower than the national index of 100.

Compared to New York, Oneonta has a cost of living index that's 0.8x lower than New York's index of 126.

The standard of living in Oneonta ranks as #73 most affordable out of the 340 places we measured in New York. By definition, that implies Oneonta ranks as the #267 most expensive place in the Empire State.

For more reading on life in Oneonta, check out:

73 out of 340
In New York
2,601 out of 6,412
In America

Oneonta Cost Of Living Vs. New York

Six factors go into calculating the cost of living index in Oneonta. Here is how it fairs on each of the criteria:

  • The Services index in Oneonta is 108.

  • The Groceries index in Oneonta is 98.

  • The Health index in Oneonta is 103.

  • The Housing index in Oneonta is 82.

  • The Transportation index in Oneonta is 88.

  • The Utilities index in Oneonta is 98.

Living Expense Oneonta New York National Average
Overall 96 126 100
Services 108 110 100
Groceries 98 104 100
Health 103 105 100
Housing 82 175 100
Transportation 88 107 100
Utilities 98 102 100
For more reading on cost of living around New York, check out:
Oneonta Cost of Living Vs. NY

Oneonta, NY Housing Cost Breakdown

Housing swings affordability the most between places in New York, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2017-2021. The key points are:

  • The Median Home Value in Oneonta is $156,800.

  • The Median Rent in Oneonta is $926.

  • The Median Income in Oneonta is $58,499.

  • The Home Value To Income in Oneonta is 2.7x.

  • The Rent To Monthly Income in Oneonta is 0.19x.

Statistic Oneonta New York United States
Median Home Value $156,800 $340,600 $244,900
Median Rent $926 $1,390 $1,163
Median Income $58,499 $75,157 $69,021
Home Value To Income 2.7x 4.5x 3.5x
Rent To Monthly Income 0.19x 0.22x 0.2x
Search Homes For Sale In Oneonta, NY
$156,800
Median Home Value
$926
Median Rent
$58,499
Median Income

Oneonta, NY Costs By Category

Detailed Oneonta Services Costs Vs. New York

Item Oneonta New York
Shampoo $0.96 $1.06
Movie $11.5 $10.68
Bowling $14.17 $14.67
Haircut $13.5 $18.62
Beauty Salon $24.0 $39.05

Detailed Oneonta Groceries Costs Vs. New York

Item Oneonta New York
Ground Beef $4.43 $4.22
Fried Chicken $1.21 $1.39
Milk $2.19 $2.05
Potatoes $2.99 $3.29
Pizza $11.74 $10.62
Beer $10.84 $9.38
Toothpaste $1.51 $2.34

Detailed Oneonta Health Costs Vs. New York

Item Oneonta New York
Optometrist $109.25 $108.57
Doctor $119.25 $116.17
Dentist $103.0 $99.13

Detailed Oneonta Transportation Costs Vs. New York

Item Oneonta New York
Gasoline $2.63 $2.22
Tire Balancing $34.25 $50.07

Detailed Oneonta Utilities Costs Vs. New York

Item Oneonta New York
All Electricity $163.86 $167.67
Phone $185.75 $175.64

Oneonta SnackAbility

7
/10
Overall SnackAbility
Jobs
7/10
Housing
7
Affordability
8
Diversity
7
Safety
N/A
Amenities
9
Education
8.5
Commute
10

Cost Of Living In Cities Around Oneonta

The cost of living varies in the cities and towns around Oneonta. Here's a quick look at the cost of living in the most populous nearby places:

  • Utica, NY has a cost of living index of 86, 0.9x Oneonta.

  • Binghamton, NY has a cost of living index of 90, 0.9x Oneonta.

  • Ilion, NY has a cost of living index of 84, 0.9x Oneonta.

City Population Cost Of Living Vs. Oneonta
Utica, NY 64,723 86 0.9x
Binghamton, NY 47,828 90 0.9x
Ilion, NY 7,826 84 0.9x
Herkimer, NY 7,239 89 0.9x
Norwich, NY 6,982 88 0.9x

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